Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Harbin

For one person, living is cheaper in Harbin: $1,166 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
56

Cost of Living Index in Harbin
Learn more

Harbin Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Harbin

🇨🇳 China

$1,166

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Harbin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Harbin actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,166 in Harbin, rent included.

Ubud, Bali $1,353
Harbin $1,166

A couple spends around $2,297 per month in Ubud, Bali vs $1,617 in Harbin, rent included.

Ubud, Bali $2,297
Harbin $1,617

A family of three spends $3,241 per month in Ubud, Bali vs $2,069 in Harbin, rent included.

Ubud, Bali $3,241
Harbin $2,069

Ubud, Bali costs about 16% more than Harbin, and outside of rent the biggest gap is in clothing.

Ubud, Bali sits 0% above the global median, while Harbin is 14% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.30 ¥15.36

40.43%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$22.57 ¥151

54.54%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.51 ¥36.87

3.45%

Cappuccino

$2.62 Rp 47.1K

$2.94 ¥19.69

-10.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.47 ¥3.14

265.96%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.28 ¥1.89

189.29%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$0.85 ¥5.68

211.76%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.67 ¥11.18

161.68%

Milk (1 liter)

$1.57 Rp 28.3K

$1.99 ¥13.32

-21.11%

White Bread (500g)

$2.19 Rp 39.5K

$2.01 ¥13.41

8.96%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.97 ¥6.49

21.65%

Eggs

$2.16 Rp 38.8K

$1.38 ¥9.26

56.52%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.24 ¥61.8

91.02%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.56 ¥17.13

47.66%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.84 ¥79.2

0.93%

Apples (1kg)

$3.60 Rp 64.8K

$1.62 ¥10.85

122.22%

Banana (1kg)

$1.59 Rp 28.6K

$1.33 ¥8.90

19.55%

Oranges (1kg)

$2.31 Rp 41.6K

$1.22 ¥8.18

89.34%

Tomato (1kg)

$1.91 Rp 34.3K

$0.95 ¥6.37

101.05%

Potato (1kg)

$1.78 Rp 32.1K

$0.54 ¥3.62

229.63%

Onion (1kg)

$2.33 Rp 41.9K

$1.52 ¥10.18

53.29%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.47 ¥3.15

112.77%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.79 ¥5.28

-32.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.56 ¥17.14

-10.55%

Wine (Bottle)

$22.07 Rp 397.3K

$17.89 ¥120

23.37%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.58 ¥3.91

305.17%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.55 ¥10.35

92.26%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.31 ¥2.08

-25.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$11.14 ¥74.5

-20.11%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.33 ¥8.89

-64.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.29 ¥1.94

48.28%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$3.65 ¥24.43

49.86%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.29 ¥8.65

-35.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$19.4K ¥129.6K

23.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$15.6K ¥104.2K

110.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$75.3 ¥503

6.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$14.46 ¥96.7

-54.63%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$12.39 ¥82.9

50.12%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$84.0 ¥562

-35.57%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$29.73 ¥199

-38.51%

Cinema Ticket

$4.25 Rp 76.5K

$5.97 ¥39.90

-28.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$300 ¥2,004

64.37%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$10.4K ¥69.3K

-46.03%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$30.31 ¥203

50.38%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$30.23 ¥202

15.65%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$72.2 ¥483

7.63%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$302 ¥2,020

-74.01%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$327 ¥2,186

246.02%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$467 ¥3,121

44.14%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,337 ¥8,941

170.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$522 ¥3,492

225.80%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$3,220 ¥21.5K

-15.61%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,357 ¥9,074

65.14%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$591 ¥3,949

-71.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.92

251.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Harbin: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Harbin

$467 40.1% 30.6% $206

Groceries & Markets

Ubud, Bali

$287 21.2%

Harbin

$209 17.9% 27.2% $78

Clothing & Footwear

Ubud, Bali

$107 7.9%

Harbin

$196 16.8% 83.7% $89

Eating Out

Ubud, Bali

$106 7.9%

Harbin

$81 6.9% 24% $26

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Harbin

$102 8.8% 2.9% $3

Sport & Entertainment

Ubud, Bali

$63 4.6%

Harbin

$96 8.2% 53.2% $33

Getting Around

Ubud, Bali

$12 0.9%

Harbin

$15 1.3% 22% $2.7

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $327 in Harbin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 255% higher in Harbin, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $23.00 in Harbin. Monthly groceries follow the same trend: $287 vs $209 – making Harbin the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇳 Harbin

🕒 Local time

01:49 1:49 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

10,009,854

💱 Currency

Indonesian Rupiah IDR Rp

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Harbin 6,140 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Harbin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harbin: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 16% more than Harbin, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,748 in Harbin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harbin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $23.00 in Harbin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,166 in Harbin. That's a gap of about 16%.

A $1,000 monthly budget goes further in Harbin, where all-in costs run around $1,166, than in Ubud, Bali at $1,353. In Harbin it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Harbin costs $1,166 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Harbin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.