Last update: Oct 2026

Cost of Living Comparison Between Harbin and Ubud, Bali

For one person, living is cheaper in Harbin: $1,166 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

56

Cost of Living Index in Harbin
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Harbin Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Harbin

🇨🇳 China

$1,166

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Harbin and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Harbin and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,166 per month in Harbin vs $1,353 in Ubud, Bali, rent included.

Harbin $1,166
Ubud, Bali $1,353

A couple spends around $1,617 per month in Harbin vs $2,297 in Ubud, Bali, rent included.

Harbin $1,617
Ubud, Bali $2,297

A family of three spends $2,069 per month in Harbin vs $3,241 in Ubud, Bali, rent included.

Harbin $2,069
Ubud, Bali $3,241

Harbin is about 14% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Harbin sits 14% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.30 ¥15.36

$3.23 Rp 58.1K

-28.79%

Three-Course Dinner for Two, Mid-Range

$22.57 ¥151

$34.88 Rp 627.8K

-35.29%

Fast Food Meal (McDonalds, etc)

$5.51 ¥36.87

$5.70 Rp 102.5K

-3.33%

Cappuccino

$2.94 ¥19.69

$2.62 Rp 47.1K

12.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ¥3.14

$1.72 Rp 31.0K

-72.67%

Water (0.33 liter bottle)

$0.28 ¥1.89

$0.81 Rp 14.6K

-65.43%

Local Beer (0.5 liter draught)

$0.85 ¥5.68

$2.65 Rp 47.7K

-67.92%

Imported Beer (0.33 liter bottle)

$1.67 ¥11.18

$4.37 Rp 78.6K

-61.78%

Milk (1 liter)

$1.99 ¥13.32

$1.57 Rp 28.3K

26.75%

White Bread (500g)

$2.01 ¥13.41

$2.19 Rp 39.5K

-8.22%

Rice (white) (1kg)

$0.97 ¥6.49

$1.18 Rp 21.2K

-17.80%

Eggs

$1.38 ¥9.26

$2.16 Rp 38.8K

-36.11%

Local Cheese (1kg)

$9.24 ¥61.8

$17.65 Rp 317.7K

-47.65%

Chicken Fillets (1kg)

$2.56 ¥17.13

$3.78 Rp 68.0K

-32.28%

Beef Round Steak (1kg)

$11.84 ¥79.2

$11.95 Rp 215.1K

-0.92%

Apples (1kg)

$1.62 ¥10.85

$3.60 Rp 64.8K

-55.00%

Banana (1kg)

$1.33 ¥8.90

$1.59 Rp 28.6K

-16.35%

Oranges (1kg)

$1.22 ¥8.18

$2.31 Rp 41.6K

-47.19%

Tomato (1kg)

$0.95 ¥6.37

$1.91 Rp 34.3K

-50.26%

Potato (1kg)

$0.54 ¥3.62

$1.78 Rp 32.1K

-69.66%

Onion (1kg)

$1.52 ¥10.18

$2.33 Rp 41.9K

-34.76%

Lettuce (1 head)

$0.47 ¥3.15

$1.00 Rp 18.0K

-53.00%

Water (1.5 liter bottle)

$0.79 ¥5.28

$0.53 Rp 9,509

49.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.56 ¥17.14

$2.29 Rp 41.1K

11.79%

Wine (Bottle)

$17.89 ¥120

$22.07 Rp 397.3K

-18.94%

Local Beer (0.5 liter bottle)

$0.58 ¥3.91

$2.35 Rp 42.2K

-75.32%

Imported Beer (0.33 liter bottle)

$1.55 ¥10.35

$2.98 Rp 53.6K

-47.99%

One-way Ticket (Public Transport)

$0.31 ¥2.08

$0.23 Rp 4,112

34.78%

Public Transport Monthly Pass (Regular Price)

$11.14 ¥74.5

$8.90 Rp 160.2K

25.17%

Taxi Start (Normal Tariff)

$1.33 ¥8.89

$0.47 Rp 8,466

182.98%

Taxi (Normal Tariff) (1km)

$0.29 ¥1.94

$0.43 Rp 7,737

-32.56%

Taxi 1hour Waiting (Normal Tariff)

$3.65 ¥24.43

$5.47 Rp 98.4K

-33.27%

Gasoline (1 liter)

$1.29 ¥8.65

$0.83 Rp 14.9K

55.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.4K ¥129.6K

$23.9K Rp 429.8M

-18.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.6K ¥104.2K

$32.8K Rp 590.1M

-52.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.3 ¥503

$80.0 Rp 1.4M

-5.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.46 ¥96.7

$6.56 Rp 118.1K

120.43%

Internet (50+ Mbps, Unlimited Data)

$12.39 ¥82.9

$18.60 Rp 334.8K

-33.39%

Gym Membership (Monthly)

$84.0 ¥562

$54.1 Rp 974.1K

55.21%

Tennis Court (1 Hour on Weekend)

$29.73 ¥199

$18.28 Rp 329.0K

62.64%

Cinema Ticket

$5.97 ¥39.90

$4.25 Rp 76.5K

40.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$300 ¥2,004

$493 Rp 8.9M

-39.16%

International Primary School, 1 Child (Yearly)

$10.4K ¥69.3K

$5,597 Rp 100.7M

85.28%

Jeans (Levis 501 Or Similar)

$30.31 ¥203

$45.58 Rp 820.4K

-33.50%

Summer Dress (H&M, Zara, etc)

$30.23 ¥202

$34.96 Rp 629.4K

-13.53%

Sport Shoes (Adidas, Nike)

$72.2 ¥483

$77.7 Rp 1.4M

-7.09%

Men's Leather Business Shoes

$302 ¥2,020

$78.5 Rp 1.4M

284.82%

1-bedroom Apartment, City Center (Monthly)

$327 ¥2,186

$1,131 Rp 20.4M

-71.10%

1-bedroom Apartment, Outside City Center (Monthly)

$467 ¥3,121

$673 Rp 12.1M

-30.63%

3-bedroom Apartment, City Center (Monthly)

$1,337 ¥8,941

$3,613 Rp 65.0M

-62.98%

3-bedroom Apartment, Outside City Center (Monthly)

$522 ¥3,492

$1,702 Rp 30.6M

-69.31%

Buy Apartment in City Center (m2)

$3,220 ¥21.5K

$2,717 Rp 48.9M

18.50%

Buy Apartment Outside City Center (m2)

$1,357 ¥9,074

$2,241 Rp 40.3M

-39.44%

Average Monthly Net Salary (After Tax)

$591 ¥3,949

$166 Rp 3.0M

255.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.92

13.78

-71.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harbin: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Harbin

$467 40.1%

Ubud, Bali

$673 49.7% 44.1% $206

Groceries & Markets

Harbin

$209 17.9%

Ubud, Bali

$287 21.2% 37.4% $78

Clothing & Footwear

Harbin

$196 16.8%

Ubud, Bali

$107 7.9% 45.6% $89

Monthly Utilities & Internet

Harbin

$102 8.8%

Ubud, Bali

$105 7.8% 3% $3

Sport & Entertainment

Harbin

$96 8.2%

Ubud, Bali

$63 4.6% 34.7% $33

Eating Out

Harbin

$81 6.9%

Ubud, Bali

$106 7.9% 31.6% $26

Getting Around

Harbin

$15 1.3%

Ubud, Bali

$12 0.9% 18.1% $2.7

Cost Breakdown

A central one-bedroom costs $327 in Harbin versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 255% higher in Harbin, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Harbin versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $209 vs $287 – making Harbin the more affordable choice for daily food spending.

Good to know

🇨🇳 Harbin

🇮🇩 Ubud, Bali

🕒 Local time

23:16 11:16 PM

Same time as Harbin

🌤 Weather

👥 Population

10,009,854

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CNY in detail →

On the map

Lowest

Highest

Between locations

Harbin Ubud, Bali 6,140 km ≈ 8 h nonstop flight

From you

Harbin
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harbin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 16% more than Harbin, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,748 per month in Harbin and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harbin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $23.00 in Harbin and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,166 in Harbin and $1,353 in Ubud, Bali. That's a gap of about 16%.

A $1,000 monthly budget goes further in Harbin, where all-in costs run around $1,166, than in Ubud, Bali at $1,353. In Harbin it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Harbin costs $1,166 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Harbin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.