Cost of Living Comparison Between Ubud, Bali and Hamra Cost of Living Comparison Between Ubud, Bali and Hamra

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $881 in Hamra.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,391 in Hamra.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,901 in Hamra.

Living in Ubud, Bali is roughly 60% more expensive than in Hamra, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Hamra is 34% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$10.86 LBP 972.3K

-68.23%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$60.7 LBP 5.4M

-46.76%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$7.98 LBP 714.6K

-39.35%

Cappuccino

$2.75 Rp 49.3K

$3.43 LBP 306.9K

-19.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.59 LBP 142.2K

-13.21%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.92 LBP 82.1K

-18.48%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$3.59 LBP 321.3K

-16.71%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$4.87 LBP 435.6K

-20.94%

Milk (1 liter)

$1.74 Rp 31.1K

$1.80 LBP 161.0K

-3.33%

White Bread (500g)

$2.46 Rp 44.1K

$0.85 LBP 75.7K

189.41%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.84 LBP 164.6K

-36.41%

Eggs

$2.43 Rp 43.6K

$3.21 LBP 287.2K

-24.30%

Local Cheese (1kg)

$14.50 Rp 260.2K

$11.49 LBP 1.0M

26.20%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$9.49 LBP 849.2K

-54.16%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$11.44 LBP 1.0M

4.72%

Apples (1kg)

$3.72 Rp 66.7K

$1.78 LBP 159.4K

108.99%

Banana (1kg)

$1.63 Rp 29.2K

$1.47 LBP 131.9K

10.88%

Oranges (1kg)

$2.74 Rp 49.2K

$1.15 LBP 102.7K

138.26%

Tomato (1kg)

$2.24 Rp 40.2K

$1.09 LBP 97.3K

105.50%

Potato (1kg)

$1.92 Rp 34.4K

$1.01 LBP 90.1K

90.10%

Onion (1kg)

$2.28 Rp 40.8K

$1.05 LBP 93.7K

117.14%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.81 LBP 72.9K

30.86%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.52 LBP 46.2K

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.54 LBP 226.9K

29.53%

Wine (Bottle)

$23.19 Rp 416.1K

$9.85 LBP 881.7K

135.43%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.28 LBP 114.9K

117.19%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.21 LBP 197.8K

23.53%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$5.06 LBP 452.5K

-90.51%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$1.28 LBP 114.3K

-67.19%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$20.08 LBP 1.8M

-69.02%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.90 LBP 80.5K

-10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$34.8K LBP 3.1B

-23.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$28.3K LBP 2.5B

13.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$215 LBP 19.2M

-63.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$38.24 LBP 3.4M

-89.36%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$37.73 LBP 3.4M

-35.52%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

$7.87 LBP 704.8K

-49.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$306 LBP 27.4M

-0.36%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$4,500 LBP 402.7M

47.61%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$69.8 LBP 6.3M

-22.48%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$44.95 LBP 4.0M

-15.88%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$125 LBP 11.2M

-30.36%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$96.3 LBP 8.6M

-20.68%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.16

19.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Hamra: July 12, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $61.0 in Hamra. Groceries flip the comparison at $297 vs $236, with Hamra cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamra: Cost of Living - Frequently Asked Questions

Ubud, Bali and Hamra differ by about 60% in total monthly costs ($1,408 vs $881 including rent). Hamra is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $1,321 in Hamra to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $305 in Ubud, Bali versus $306 in Hamra. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hamra – a meal for two runs $61.0 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $881 in Hamra versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Hamra but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hamra the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hamra are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamra gentler on the wallet – expenses run 60% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.