Cost of Living Comparison Between Hamra and Ubud, Bali Cost of Living Comparison Between Hamra and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,009 in Hamra versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,605 in Hamra versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,201 in Hamra versus $3,275 in Ubud, Bali.

Living in Hamra costs roughly 27% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Hamra is 27% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$12.06 LBP 1.1M

$3.33 Rp 58.7K

262.16%

Three-Course Dinner for Two, Mid-Range

$64.2 LBP 5.7M

$35.82 Rp 630.7K

79.23%

Fast Food Meal (McDonalds, etc)

$10.17 LBP 910.6K

$5.63 Rp 99.1K

80.64%

Cappuccino

$4.77 LBP 426.5K

$2.82 Rp 49.7K

69.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 LBP 211.4K

$1.75 Rp 30.8K

34.86%

Water (0.33 liter bottle)

$0.83 LBP 74.2K

$0.80 Rp 14.0K

3.75%

Local Beer (0.5 liter draught)

$5.02 LBP 449.1K

$3.04 Rp 53.6K

65.13%

Imported Beer (0.33 liter bottle)

$4.93 LBP 441.2K

$4.30 Rp 75.7K

14.65%

Milk (1 liter)

$1.96 LBP 175.7K

$1.61 Rp 28.3K

21.74%

White Bread (500g)

$0.90 LBP 80.5K

$2.27 Rp 39.9K

-60.35%

Rice (white) (1kg)

$2.16 LBP 193.7K

$1.17 Rp 20.6K

84.62%

Eggs

$3.65 LBP 326.6K

$2.17 Rp 38.2K

68.20%

Local Cheese (1kg)

$13.24 LBP 1.2M

$17.63 Rp 310.5K

-24.90%

Chicken Fillets (1kg)

$10.77 LBP 963.8K

$4.05 Rp 71.4K

165.93%

Beef Round Steak (1kg)

$14.15 LBP 1.3M

$12.18 Rp 214.5K

16.17%

Apples (1kg)

$3.11 LBP 278.2K

$3.62 Rp 63.7K

-14.09%

Banana (1kg)

$1.64 LBP 146.9K

$1.64 Rp 28.8K

Oranges (1kg)

$1.67 LBP 149.6K

$2.31 Rp 40.6K

-27.71%

Tomato (1kg)

$1.49 LBP 133.2K

$1.96 Rp 34.5K

-23.98%

Potato (1kg)

$1.36 LBP 121.6K

$1.84 Rp 32.5K

-26.09%

Onion (1kg)

$1.62 LBP 145.2K

$2.37 Rp 41.7K

-31.65%

Lettuce (1 head)

$1.21 LBP 108.7K

$1.05 Rp 18.5K

15.24%

Water (1.5 liter bottle)

$0.68 LBP 61.0K

$0.54 Rp 9,560

25.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 LBP 267.3K

$2.30 Rp 40.6K

30.00%

Wine (Bottle)

$10.20 LBP 912.8K

$23.08 Rp 406.4K

-55.81%

Local Beer (0.5 liter bottle)

$1.32 LBP 118.0K

$2.34 Rp 41.2K

-43.59%

Imported Beer (0.33 liter bottle)

$2.48 LBP 222.0K

$3.07 Rp 54.0K

-19.22%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$4.88 LBP 436.9K

$0.49 Rp 8,631

895.92%

Taxi (Normal Tariff) (1km)

$2.21 LBP 197.5K

$0.47 Rp 8,349

370.21%

Taxi 1hour Waiting (Normal Tariff)

$22.34 LBP 2.0M

$5.60 Rp 98.6K

298.93%

Gasoline (1 liter)

$1.05 LBP 93.6K

$0.81 Rp 14.2K

29.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.3K LBP 4.9B

$25.0K Rp 440.3M

117.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K LBP 2.9B

$31.1K Rp 547.0M

4.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$227 LBP 20.3M

$82.7 Rp 1.5M

174.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.60 LBP 2.1M

$6.49 Rp 114.2K

263.64%

Internet (50+ Mbps, Unlimited Data)

$38.29 LBP 3.4M

$18.79 Rp 330.8K

103.78%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$10.14 LBP 907.9K

$4.30 Rp 75.7K

135.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 LBP 61.2M

$494 Rp 8.7M

38.47%

International Primary School, 1 Child (Yearly)

$10.8K LBP 967.0M

$5,917 Rp 104.2M

82.59%

Jeans (Levis 501 Or Similar)

$68.3 LBP 6.1M

$46.28 Rp 814.8K

47.67%

Summer Dress (H&M, Zara, etc)

$50.0 LBP 4.5M

$36.44 Rp 641.6K

37.24%

Sport Shoes (Adidas, Nike)

$136 LBP 12.2M

$80.7 Rp 1.4M

68.59%

Men's Leather Business Shoes

$120 LBP 10.7M

$78.8 Rp 1.4M

52.18%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamra: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

Dining out: $64.0 in Hamra vs $36.00 in Ubud, Bali. Groceries flip the comparison at $280 vs $294, with Hamra cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamra vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hamra and Ubud, Bali differ by about 36% in total monthly costs ($1,009 vs $1,378 including rent). Hamra is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,514 in Hamra and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $684 in Hamra versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hamra – a meal for two runs $64.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,009 in Hamra versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Hamra but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hamra the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamra and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamra gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.