Cost of Living Comparison Between Hamra and Ubud, Bali Cost of Living Comparison Between Hamra and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $889 in Hamra versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,403 in Hamra versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,918 in Hamra versus $3,660 in Ubud, Bali.

Living in Hamra costs roughly 37% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Hamra is 34% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$10.68 LBP 955.9K

$3.56 Rp 63.7K

200.00%

Three-Course Dinner for Two, Mid-Range

$60.8 LBP 5.4M

$32.73 Rp 584.5K

85.61%

Fast Food Meal (McDonalds, etc)

$7.98 LBP 714.1K

$4.95 Rp 88.4K

61.21%

Cappuccino

$3.31 LBP 296.4K

$2.71 Rp 48.4K

22.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 LBP 142.2K

$1.34 Rp 24.0K

18.66%

Water (0.33 liter bottle)

$0.87 LBP 78.0K

$0.70 Rp 12.5K

24.29%

Local Beer (0.5 liter draught)

$3.43 LBP 306.8K

$2.92 Rp 52.1K

17.47%

Imported Beer (0.33 liter bottle)

$4.92 LBP 440.2K

$3.96 Rp 70.7K

24.24%

Milk (1 liter)

$1.79 LBP 160.2K

$1.81 Rp 32.3K

-1.10%

White Bread (500g)

$0.85 LBP 76.3K

$2.52 Rp 45.0K

-66.27%

Rice (white) (1kg)

$1.75 LBP 156.6K

$1.16 Rp 20.7K

50.86%

Eggs

$3.17 LBP 283.5K

$2.46 Rp 43.9K

28.86%

Local Cheese (1kg)

$11.32 LBP 1.0M

$14.71 Rp 262.7K

-23.05%

Chicken Fillets (1kg)

$9.31 LBP 833.2K

$4.32 Rp 77.1K

115.51%

Beef Round Steak (1kg)

$11.23 LBP 1.0M

$12.14 Rp 216.7K

-7.50%

Apples (1kg)

$1.72 LBP 154.3K

$3.84 Rp 68.6K

-55.21%

Banana (1kg)

$1.53 LBP 137.3K

$1.56 Rp 27.8K

-1.92%

Oranges (1kg)

$1.14 LBP 102.3K

$2.83 Rp 50.6K

-59.72%

Tomato (1kg)

$1.10 LBP 98.2K

$2.33 Rp 41.5K

-52.79%

Potato (1kg)

$0.94 LBP 84.4K

$1.91 Rp 34.2K

-50.79%

Onion (1kg)

$0.99 LBP 88.8K

$2.20 Rp 39.3K

-55.00%

Lettuce (1 head)

$0.86 LBP 77.0K

$1.01 Rp 18.1K

-14.85%

Water (1.5 liter bottle)

$0.56 LBP 50.3K

$0.78 Rp 13.8K

-28.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.43 LBP 217.1K

$3.32 Rp 59.2K

-26.81%

Wine (Bottle)

$10.05 LBP 899.9K

$23.74 Rp 423.9K

-57.67%

Local Beer (0.5 liter bottle)

$1.28 LBP 114.9K

$2.79 Rp 49.8K

-54.12%

Imported Beer (0.33 liter bottle)

$2.16 LBP 193.0K

$2.86 Rp 51.1K

-24.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$4.90 LBP 438.8K

$0.46 Rp 8,150

965.22%

Taxi (Normal Tariff) (1km)

$1.27 LBP 113.6K

$0.45 Rp 8,037

182.22%

Taxi 1hour Waiting (Normal Tariff)

$19.91 LBP 1.8M

$6.10 Rp 108.9K

226.39%

Gasoline (1 liter)

$0.88 LBP 78.5K

$0.79 Rp 14.2K

11.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K LBP 3.2B

$26.1K Rp 467.0M

35.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K LBP 2.5B

$32.1K Rp 573.6M

-12.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 LBP 18.9M

$79.9 Rp 1.4M

164.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.01 LBP 3.3M

$4.06 Rp 72.6K

811.58%

Internet (50+ Mbps, Unlimited Data)

$37.63 LBP 3.4M

$23.52 Rp 420.0K

59.99%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$8.03 LBP 718.9K

$4.15 Rp 74.1K

93.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 LBP 27.1M

$304 Rp 5.4M

-0.54%

International Primary School, 1 Child (Yearly)

$4,376 LBP 391.7M

$6,613 Rp 118.1M

-33.82%

Jeans (Levis 501 Or Similar)

$70.0 LBP 6.3M

$55.5 Rp 991.8K

26.09%

Summer Dress (H&M, Zara, etc)

$45.64 LBP 4.1M

$38.31 Rp 684.1K

19.13%

Sport Shoes (Adidas, Nike)

$122 LBP 10.9M

$88.6 Rp 1.6M

37.19%

Men's Leather Business Shoes

$94.6 LBP 8.5M

$77.9 Rp 1.4M

21.47%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.16

13.28

-15.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamra: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

Dining out: $61.0 in Hamra vs $33.00 in Ubud, Bali. Groceries flip the comparison at $234 vs $302, with Hamra cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamra vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hamra and Ubud, Bali differ by about 60% in total monthly costs ($889 vs $1,419 including rent). Hamra is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,333 in Hamra and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $302 in Hamra versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hamra – a meal for two runs $61.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $889 in Hamra versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Hamra but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hamra the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamra and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamra gentler on the wallet – expenses run 60% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.