😐A single person spends $1,419 per month in Ubud, Bali vs $1,342 in Hadiya, rent included.
😐A couple spends around $2,540 per month in Ubud, Bali vs $2,240 in Hadiya, rent included.
😐A family of three spends $3,660 per month in Ubud, Bali vs $3,138 in Hadiya, rent included.
😐Ubud, Bali costs about 6% more than Hadiya, driven mainly by Groceries & Markets.
📊Both Ubud, Bali and Hadiya sit above the global median – Ubud, Bali by 6%, Hadiya by 0%.
Currency
🍽 Eating Out
Ubud, Bali
Hadiya
Difference
Meal at Budget Restaurant
$3.56Rp 63.7K
$7.62KWD 2.34
-53.28%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 584.5K
$57.8KWD 17.72
-43.35%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.4K
$8.49KWD 2.60
-41.70%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$2.40KWD 0.74
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$3.43KWD 1.05
-
Cappuccino
$2.71Rp 48.4K
$5.27KWD 1.62
-48.58%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.0K
$0.62KWD 0.19
116.13%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$0.33KWD 0.10
112.12%
Local Beer(0.5 liter draught)
$2.92Rp 52.1K
-
-
Imported Beer(0.33 liter bottle)
$3.96Rp 70.7K
-
-
🛒 Groceries & Markets
Ubud, Bali
Hadiya
Difference
Milk(1 liter)
$1.81Rp 32.3K
$1.42KWD 0.44
27.46%
White Bread(500g)
$2.52Rp 45.0K
$1.09KWD 0.33
131.19%
Rice(white)(1kg)
$1.16Rp 20.7K
$1.74KWD 0.53
-33.33%
Eggs
$2.46Rp 43.9K
$2.05KWD 0.63
20.00%
Local Cheese(1kg)
$14.71Rp 262.7K
$4.58KWD 1.40
221.18%
Chicken Fillets(1kg)
$4.32Rp 77.1K
$6.38KWD 1.96
-32.29%
Beef Round Steak(1kg)
$12.14Rp 216.7K
$9.78KWD 3.00
24.13%
Apples(1kg)
$3.84Rp 68.6K
$2.35KWD 0.72
63.40%
Banana(1kg)
$1.56Rp 27.8K
$1.66KWD 0.51
-6.02%
Oranges(1kg)
$2.83Rp 50.6K
$1.55KWD 0.48
82.58%
Tomato(1kg)
$2.33Rp 41.5K
$1.37KWD 0.42
70.07%
Potato(1kg)
$1.91Rp 34.2K
$1.23KWD 0.38
55.28%
Onion(1kg)
$2.20Rp 39.3K
$1.15KWD 0.35
91.30%
Lettuce(1 head)
$1.01Rp 18.1K
$1.67KWD 0.51
-39.52%
Water(1.5 liter bottle)
$0.78Rp 13.8K
$0.43KWD 0.13
81.40%
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$1.01KWD 0.31
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$1.34KWD 0.41
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.2K
$2.88KWD 0.88
15.28%
Wine(Bottle)
$23.74Rp 423.9K
-
-
Local Beer(0.5 liter bottle)
$2.79Rp 49.8K
-
-
Imported Beer(0.33 liter bottle)
$2.86Rp 51.1K
-
-
🚌 Getting Around
Ubud, Bali
Hadiya
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,800
$0.88KWD 0.27
-69.32%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.4K
$44.39KWD 13.61
-81.91%
Taxi Start(Normal Tariff)
$0.46Rp 8,150
$3.36KWD 1.03
-86.31%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,037
$3.31KWD 1.02
-86.40%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 108.9K
$16.47KWD 5.05
-62.96%
Gasoline(1 liter)
$0.79Rp 14.2K
$0.33KWD 0.10
139.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 467.0M
$20.5KKWD 6,274
27.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 573.6M
$19.4KKWD 5,953
65.48%
🧾 Monthly Utilities & Internet
Ubud, Bali
Hadiya
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$61.8KWD 18.96
29.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.6K
$17.92KWD 5.50
-77.34%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 420.0K
$26.19KWD 8.03
-10.19%
🎉 Sport & Entertainment
Ubud, Bali
Hadiya
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$94.3KWD 28.93
4.64%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.4K
$46.40KWD 14.23
-85.71%
Cinema Ticket
$4.15Rp 74.1K
$11.35KWD 3.48
-63.44%
🧸 Childcare & Education
Ubud, Bali
Hadiya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$287KWD 88.0
5.99%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.1M
$6,095KWD 1,869
8.50%
👕👟 Clothing & Footwear
Ubud, Bali
Hadiya
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 991.8K
$42.07KWD 12.90
32.02%
Summer Dress(H&M, Zara, etc)
$38.31Rp 684.1K
$42.34KWD 12.99
-9.52%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$86.4KWD 26.49
2.57%
Men's Leather Business Shoes
$77.9Rp 1.4M
$83.1KWD 25.48
-6.27%
🏠 Accommodation & Living
Ubud, Bali
Hadiya
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$789KWD 242
27.62%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$610KWD 187
10.65%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.5M
$1,589KWD 487
116.63%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.4M
$1,312KWD 402
55.43%
Buy Apartment in City Center(m2)
$2,841Rp 50.7M
-
-
Buy Apartment Outside City Center(m2)
$2,264Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Hadiya
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$4,454KWD 1,366
-96.29%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
7.14
85.99%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Hadiya: June 2, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,006 in Ubud, Bali versus $789 in Hadiya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2596% higher in Hadiya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $33.00 in Ubud, Bali versus $58.0 in Hadiya. Groceries tell a different story – $302 in Ubud, Bali vs $168 in Hadiya – so Hadiya wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Hadiya: Cost of Living - Frequently Asked Questions
Is Hadiya cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 6%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,013 in Hadiya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Hadiya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 453% less in Hadiya. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $304 per month in Ubud, Bali and $287 in Hadiya. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Ubud, Bali or Hadiya?
A $1,500 monthly budget goes further in Hadiya, where all-in costs run around $1,342, than in Ubud, Bali at $1,419. In Hadiya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Hadiya more family-friendly?
Families tend to lean toward Hadiya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Hadiya?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Hadiya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared