Cost of Living Comparison Between Ubud, Bali and Hadiya Cost of Living Comparison Between Ubud, Bali and Hadiya

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,322 in Hadiya, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,230 in Hadiya, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,139 in Hadiya, rent included.

Ubud, Bali costs about 6% more than Hadiya, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Hadiya is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.57 KWD 2.35

-54.43%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$58.7 KWD 18.18

-44.87%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.79 KWD 2.72

-44.94%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.48 KWD 0.77

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.55 KWD 1.10

Cappuccino

$2.75 Rp 49.4K

$5.30 KWD 1.64

-48.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.64 KWD 0.20

115.62%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.37 KWD 0.11

102.70%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$1.47 KWD 0.46

18.37%

White Bread (500g)

$2.46 Rp 44.2K

$1.09 KWD 0.34

125.69%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.66 KWD 0.51

-29.52%

Eggs

$2.43 Rp 43.7K

$1.96 KWD 0.61

23.98%

Local Cheese (1kg)

$14.50 Rp 260.6K

$4.58 KWD 1.42

216.59%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.39 KWD 1.98

-31.92%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.55 KWD 2.96

25.45%

Apples (1kg)

$3.72 Rp 66.8K

$2.31 KWD 0.71

61.04%

Banana (1kg)

$1.63 Rp 29.2K

$1.68 KWD 0.52

-2.98%

Oranges (1kg)

$2.74 Rp 49.3K

$1.57 KWD 0.49

74.52%

Tomato (1kg)

$2.24 Rp 40.3K

$1.42 KWD 0.44

57.75%

Potato (1kg)

$1.92 Rp 34.5K

$1.27 KWD 0.39

51.18%

Onion (1kg)

$2.28 Rp 40.9K

$1.13 KWD 0.35

101.77%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.62 KWD 0.50

-34.57%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.46 KWD 0.14

56.52%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.78 KWD 0.86

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.00 KWD 0.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.40 KWD 0.43

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.95 KWD 0.91

11.53%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.84 KWD 0.26

-67.86%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$44.27 KWD 13.72

-81.68%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.23 KWD 1.00

-85.14%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.18 KWD 0.99

-86.79%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$16.32 KWD 5.06

-61.89%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.34 KWD 0.10

138.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$20.3K KWD 6,303

30.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$19.3K KWD 5,974

66.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$63.7 KWD 19.74

23.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$18.44 KWD 5.71

-77.93%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$25.93 KWD 8.03

-6.17%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$92.8 KWD 28.76

6.25%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$46.11 KWD 14.29

-86.25%

Cinema Ticket

$3.99 Rp 71.6K

$11.38 KWD 3.53

-64.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$286 KWD 88.6

6.64%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,152 KWD 1,907

7.96%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$41.33 KWD 12.81

30.99%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$42.04 KWD 13.03

-10.06%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$88.9 KWD 27.54

-2.28%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$82.6 KWD 25.59

-7.54%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$785 KWD 243

26.38%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$599 KWD 186

12.25%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,550 KWD 480

117.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,304 KWD 404

57.21%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$4,501 KWD 1,395

-96.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.14

85.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Hadiya: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $785 in Hadiya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2596% higher in Hadiya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $59.0 in Hadiya. Groceries tell a different story – $297 in Ubud, Bali vs $167 in Hadiya – so Hadiya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hadiya: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 6%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,983 in Hadiya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hadiya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 446% less in Hadiya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $286 in Hadiya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Hadiya, where all-in costs run around $1,322, than in Ubud, Bali at $1,408. In Hadiya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Hadiya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hadiya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.