Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hadiya

For one person, living is cheaper in Hadiya: $1,256 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
62

Cost of Living Index in Hadiya
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Hadiya Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Hadiya

🇰🇼 Kuwait

$1,256

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hadiya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hadiya actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,256 in Hadiya, rent included.

Ubud, Bali $1,349
Hadiya $1,256

A couple spends around $2,305 per month in Ubud, Bali vs $2,090 in Hadiya, rent included.

Ubud, Bali $2,305
Hadiya $2,090

A family of three spends $3,261 per month in Ubud, Bali vs $2,925 in Hadiya, rent included.

Ubud, Bali $3,261
Hadiya $2,925

Ubud, Bali costs about 7% more than Hadiya, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$7.03 KWD 2.17

-52.77%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$48.06 KWD 14.81

-25.84%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.10 KWD 2.49

-31.73%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.87 KWD 0.89

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.02 KWD 0.93

Cappuccino

$2.72 Rp 49.4K

$4.85 KWD 1.49

-43.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.52 KWD 0.16

226.92%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.34 KWD 0.10

123.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

Milk (1 liter)

$1.49 Rp 27.1K

$1.27 KWD 0.39

17.32%

White Bread (500g)

$2.28 Rp 41.4K

$0.70 KWD 0.21

225.71%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.88 KWD 0.58

-36.70%

Eggs

$2.04 Rp 37.0K

$1.90 KWD 0.59

7.37%

Local Cheese (1kg)

$17.70 Rp 321.7K

$4.18 KWD 1.29

323.44%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$5.30 KWD 1.63

-25.28%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$9.69 KWD 2.99

25.80%

Apples (1kg)

$3.66 Rp 66.4K

$2.75 KWD 0.85

33.09%

Banana (1kg)

$1.52 Rp 27.6K

$1.75 KWD 0.54

-13.14%

Oranges (1kg)

$2.23 Rp 40.5K

$1.10 KWD 0.34

102.73%

Tomato (1kg)

$1.97 Rp 35.9K

$1.65 KWD 0.51

19.39%

Potato (1kg)

$1.85 Rp 33.6K

$1.33 KWD 0.41

39.10%

Onion (1kg)

$2.42 Rp 44.1K

$0.91 KWD 0.28

165.93%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.75 KWD 0.54

-43.43%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.46 KWD 0.14

10.87%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.65 KWD 1.13

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.09 KWD 0.34

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.27 KWD 0.39

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.34 KWD 0.72

-5.13%

Wine (Bottle)

$22.24 Rp 404.2K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.73 KWD 0.22

-65.75%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.27 KWD 1.01

-86.54%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$3.61 KWD 1.11

-88.09%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$13.85 KWD 4.27

-60.94%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.37 KWD 0.11

121.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$24.2K KWD 7,461

-1.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$18.6K KWD 5,742

70.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$63.3 KWD 19.49

24.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$19.90 KWD 6.13

-67.59%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$30.59 KWD 9.43

-39.26%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$94.7 KWD 29.16

-47.73%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$10.78 KWD 3.32

-60.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$270 KWD 83.1

81.80%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$7,107 KWD 2,190

-20.16%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$39.19 KWD 12.08

13.91%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$41.98 KWD 12.93

-16.75%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$107 KWD 33.05

-25.52%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$77.6 KWD 23.92

2.29%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$811 KWD 250

38.62%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$582 KWD 179

15.43%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,469 KWD 453

142.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,328 KWD 409

29.78%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,431 KWD 1,365

-96.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.53

111.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Hadiya: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Hadiya

$582 46.3% 13.4% $90

Groceries & Markets

Ubud, Bali

$288 21.4%

Hadiya

$158 12.6% 45.2% $130

Eating Out

Ubud, Bali

$108 8%

Hadiya

$142 11.3% 32% $34

Clothing & Footwear

Ubud, Bali

$108 8%

Hadiya

$120 9.5% 11.4% $12

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Hadiya

$114 9.1% 9.3% $9.7

Sport & Entertainment

Ubud, Bali

$58 4.3%

Hadiya

$116 9.3% 100% $58

Getting Around

Ubud, Bali

$11 0.9%

Hadiya

$24 * 1.9% 112% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $811 in Hadiya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hadiya are about 27 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $48 in Hadiya. Groceries tell a different story – $288 in Ubud, Bali vs $158 in Hadiya – so Hadiya wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇰🇼 Hadiya

🕒 Local time

07:28 7:28 AM

02:28 2:28 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

52,068

💱 Currency

Indonesian Rupiah IDR Rp

Kuwaiti Dinar KWD د.ك

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 KWD = 3.25 USD

1 KWD = 2.92 EUR

Exchange rates and currency converter

KWD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Kuwaiti Dinar exchange rates as of October 28, 2026: 1 USD = 0.308 KWD (1 KWD = 3.25 USD). 1 EUR = 0.343 KWD (1 KWD = 2.92 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hadiya 8,310 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Hadiya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hadiya: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 7%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,884 in Hadiya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hadiya, especially for central apartments: a one-bedroom in the center costs $811 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $48 in Hadiya. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 82% more in Ubud, Bali, though the gap depends on what you buy.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,256 in Hadiya, leaving budget for savings and extras in both cases.

Families tend to lean toward Hadiya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.