Cost of Living Comparison Between Hadiya and Ubud, Bali Cost of Living Comparison Between Hadiya and Ubud, Bali

Monthly Cost of Living

A single person spends $1,322 per month in Hadiya vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,230 per month in Hadiya vs $2,585 in Ubud, Bali, rent included.

A family of three spends $3,139 per month in Hadiya vs $3,763 in Ubud, Bali, rent included.

Hadiya is about 6% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Hadiya sits 1% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.57 KWD 2.33

$3.45 Rp 62.0K

119.42%

Three-Course Dinner for Two, Mid-Range

$58.7 KWD 18.03

$32.34 Rp 580.1K

81.39%

Fast Food Meal (McDonalds, etc)

$8.79 KWD 2.70

$4.84 Rp 86.9K

81.61%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.48 KWD 0.76

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.55 KWD 1.09

Cappuccino

$5.30 KWD 1.63

$2.75 Rp 49.3K

92.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 KWD 0.20

$1.38 Rp 24.8K

-53.62%

Water (0.33 liter bottle)

$0.37 KWD 0.11

$0.75 Rp 13.5K

-50.67%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$1.47 KWD 0.45

$1.74 Rp 31.1K

-15.52%

White Bread (500g)

$1.09 KWD 0.33

$2.46 Rp 44.1K

-55.69%

Rice (white) (1kg)

$1.66 KWD 0.51

$1.17 Rp 21.0K

41.88%

Eggs

$1.96 KWD 0.60

$2.43 Rp 43.6K

-19.34%

Local Cheese (1kg)

$4.58 KWD 1.41

$14.50 Rp 260.2K

-68.41%

Chicken Fillets (1kg)

$6.39 KWD 1.96

$4.35 Rp 78.0K

46.90%

Beef Round Steak (1kg)

$9.55 KWD 2.93

$11.98 Rp 214.9K

-20.28%

Apples (1kg)

$2.31 KWD 0.71

$3.72 Rp 66.7K

-37.90%

Banana (1kg)

$1.68 KWD 0.52

$1.63 Rp 29.2K

3.07%

Oranges (1kg)

$1.57 KWD 0.48

$2.74 Rp 49.2K

-42.70%

Tomato (1kg)

$1.42 KWD 0.44

$2.24 Rp 40.2K

-36.61%

Potato (1kg)

$1.27 KWD 0.39

$1.92 Rp 34.4K

-33.85%

Onion (1kg)

$1.13 KWD 0.35

$2.28 Rp 40.8K

-50.44%

Lettuce (1 head)

$1.62 KWD 0.50

$1.06 Rp 19.1K

52.83%

Water (1.5 liter bottle)

$0.46 KWD 0.14

$0.72 Rp 12.9K

-36.11%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.78 KWD 0.85

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.00 KWD 0.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.40 KWD 0.43

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 KWD 0.91

$3.29 Rp 58.9K

-10.33%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.84 KWD 0.26

$0.27 Rp 4,778

211.11%

Public Transport Monthly Pass (Regular Price)

$44.27 KWD 13.61

$8.11 Rp 145.4K

445.87%

Taxi Start (Normal Tariff)

$3.23 KWD 0.99

$0.48 Rp 8,659

572.92%

Taxi (Normal Tariff) (1km)

$3.18 KWD 0.98

$0.42 Rp 7,532

657.14%

Taxi 1hour Waiting (Normal Tariff)

$16.32 KWD 5.02

$6.22 Rp 111.6K

162.38%

Gasoline (1 liter)

$0.34 KWD 0.10

$0.81 Rp 14.6K

-58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.3K KWD 6,252

$26.6K Rp 477.4M

-23.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K KWD 5,925

$32.2K Rp 577.4M

-40.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.7 KWD 19.58

$78.4 Rp 1.4M

-18.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.44 KWD 5.67

$4.07 Rp 73.0K

353.07%

Internet (50+ Mbps, Unlimited Data)

$25.93 KWD 7.97

$24.33 Rp 436.4K

6.58%

Gym Membership (Monthly)

$92.8 KWD 28.53

$98.6 Rp 1.8M

-5.88%

Tennis Court (1 Hour on Weekend)

$46.11 KWD 14.18

$6.34 Rp 113.7K

627.29%

Cinema Ticket

$11.38 KWD 3.50

$3.99 Rp 71.5K

185.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$286 KWD 87.9

$305 Rp 5.5M

-6.23%

International Primary School, 1 Child (Yearly)

$6,152 KWD 1,891

$6,642 Rp 119.2M

-7.38%

Jeans (Levis 501 Or Similar)

$41.33 KWD 12.70

$54.1 Rp 971.2K

-23.66%

Summer Dress (H&M, Zara, etc)

$42.04 KWD 12.92

$37.81 Rp 678.2K

11.19%

Sport Shoes (Adidas, Nike)

$88.9 KWD 27.32

$86.8 Rp 1.6M

2.34%

Men's Leather Business Shoes

$82.6 KWD 25.39

$76.4 Rp 1.4M

8.16%

1-bedroom Apartment, City Center (Monthly)

$785 KWD 241

$992 Rp 17.8M

-20.87%

1-bedroom Apartment, Outside City Center (Monthly)

$599 KWD 184

$673 Rp 12.1M

-10.91%

3-bedroom Apartment, City Center (Monthly)

$1,550 KWD 476

$3,375 Rp 60.5M

-54.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,304 KWD 401

$2,050 Rp 36.8M

-36.39%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$4,501 KWD 1,384

$167 Rp 3.0M

2595.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.14

13.28

-46.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hadiya: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $785 in Hadiya versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2596% higher in Hadiya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $59.0 in Hadiya versus $32.00 in Ubud, Bali. Groceries tell a different story – $167 in Hadiya vs $297 in Ubud, Bali – so Hadiya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hadiya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 6%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,983 per month in Hadiya and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hadiya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 446% less in Hadiya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $286 per month in Hadiya and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Hadiya, where all-in costs run around $1,322, than in Ubud, Bali at $1,408. In Hadiya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Hadiya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hadiya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.