Last update: Oct 2026

Cost of Living Comparison Between Hadiya and Ubud, Bali

For one person, living is cheaper in Hadiya: $1,256 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

62

Cost of Living Index in Hadiya
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Hadiya Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hadiya

🇰🇼 Kuwait

$1,256

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Hadiya and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hadiya and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,256 per month in Hadiya vs $1,349 in Ubud, Bali, rent included.

Hadiya $1,256
Ubud, Bali $1,349

A couple spends around $2,090 per month in Hadiya vs $2,305 in Ubud, Bali, rent included.

Hadiya $2,090
Ubud, Bali $2,305

A family of three spends $2,925 per month in Hadiya vs $3,261 in Ubud, Bali, rent included.

Hadiya $2,925
Ubud, Bali $3,261

Hadiya is about 7% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.03 KWD 2.19

$3.32 Rp 60.4K

111.75%

Three-Course Dinner for Two, Mid-Range

$48.06 KWD 14.93

$35.64 Rp 648.1K

34.85%

Fast Food Meal (McDonalds, etc)

$8.10 KWD 2.52

$5.53 Rp 100.6K

46.47%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.87 KWD 0.89

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.02 KWD 0.94

Cappuccino

$4.85 KWD 1.51

$2.72 Rp 49.4K

78.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 KWD 0.16

$1.70 Rp 30.9K

-69.41%

Water (0.33 liter bottle)

$0.34 KWD 0.10

$0.76 Rp 13.8K

-55.26%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

Milk (1 liter)

$1.27 KWD 0.39

$1.49 Rp 27.1K

-14.77%

White Bread (500g)

$0.70 KWD 0.22

$2.28 Rp 41.4K

-69.30%

Rice (white) (1kg)

$1.88 KWD 0.58

$1.19 Rp 21.6K

57.98%

Eggs

$1.90 KWD 0.59

$2.04 Rp 37.0K

-6.86%

Local Cheese (1kg)

$4.18 KWD 1.30

$17.70 Rp 321.9K

-76.38%

Chicken Fillets (1kg)

$5.30 KWD 1.65

$3.96 Rp 72.1K

33.84%

Beef Round Steak (1kg)

$9.69 KWD 3.01

$12.19 Rp 221.7K

-20.51%

Apples (1kg)

$2.75 KWD 0.86

$3.66 Rp 66.5K

-24.86%

Banana (1kg)

$1.75 KWD 0.54

$1.52 Rp 27.6K

15.13%

Oranges (1kg)

$1.10 KWD 0.34

$2.23 Rp 40.5K

-50.67%

Tomato (1kg)

$1.65 KWD 0.51

$1.97 Rp 35.9K

-16.24%

Potato (1kg)

$1.33 KWD 0.41

$1.85 Rp 33.6K

-28.11%

Onion (1kg)

$0.91 KWD 0.28

$2.42 Rp 44.1K

-62.40%

Lettuce (1 head)

$1.75 KWD 0.54

$0.99 Rp 18.0K

76.77%

Water (1.5 liter bottle)

$0.46 KWD 0.14

$0.51 Rp 9,336

-9.80%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.65 KWD 1.13

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.09 KWD 0.34

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.27 KWD 0.40

Cigarettes 20 Pack (Marlboro, Camel)

$2.34 KWD 0.73

$2.22 Rp 40.4K

5.41%

Wine (Bottle)

$22.24 Rp 404.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.73 KWD 0.23

$0.25 Rp 4,564

192.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$3.27 KWD 1.02

$0.44 Rp 7,992

643.18%

Taxi (Normal Tariff) (1km)

$3.61 KWD 1.12

$0.43 Rp 7,821

739.53%

Taxi 1hour Waiting (Normal Tariff)

$13.85 KWD 4.30

$5.41 Rp 98.4K

156.01%

Gasoline (1 liter)

$0.37 KWD 0.12

$0.82 Rp 15.0K

-54.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K KWD 7,526

$23.8K Rp 433.5M

1.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.6K KWD 5,791

$31.7K Rp 577.3M

-41.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.3 KWD 19.66

$79.1 Rp 1.4M

-19.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.90 KWD 6.18

$6.45 Rp 117.2K

208.53%

Internet (50+ Mbps, Unlimited Data)

$30.59 KWD 9.51

$18.58 Rp 337.8K

64.64%

Gym Membership (Monthly)

$94.7 KWD 29.41

$49.48 Rp 899.8K

91.31%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$10.78 KWD 3.35

$4.27 Rp 77.7K

152.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$270 KWD 83.9

$491 Rp 8.9M

-45.00%

International Primary School, 1 Child (Yearly)

$7,107 KWD 2,208

$5,674 Rp 103.2M

25.25%

Jeans (Levis 501 Or Similar)

$39.19 KWD 12.18

$44.64 Rp 811.7K

-12.21%

Summer Dress (H&M, Zara, etc)

$41.98 KWD 13.04

$34.95 Rp 635.6K

20.11%

Sport Shoes (Adidas, Nike)

$107 KWD 33.33

$79.9 Rp 1.5M

34.26%

Men's Leather Business Shoes

$77.6 KWD 24.13

$79.4 Rp 1.4M

-2.24%

1-bedroom Apartment, City Center (Monthly)

$811 KWD 252

$1,125 Rp 20.5M

-27.86%

1-bedroom Apartment, Outside City Center (Monthly)

$582 KWD 181

$671 Rp 12.2M

-13.37%

3-bedroom Apartment, City Center (Monthly)

$1,469 KWD 456

$3,565 Rp 64.8M

-58.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,328 KWD 413

$1,723 Rp 31.3M

-22.95%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$4,431 KWD 1,377

$164 Rp 3.0M

2604.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

13.78

-52.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hadiya: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hadiya

$582 46.3%

Ubud, Bali

$672 49.8% 15.4% $90

Groceries & Markets

Hadiya

$158 12.6%

Ubud, Bali

$288 21.4% 82.5% $130

Eating Out

Hadiya

$142 11.3%

Ubud, Bali

$108 8% 24.2% $34

Clothing & Footwear

Hadiya

$120 9.5%

Ubud, Bali

$108 8% 10.2% $12

Sport & Entertainment

Hadiya

$116 9.3%

Ubud, Bali

$58 4.3% 50.1% $58

Monthly Utilities & Internet

Hadiya

$114 9.1%

Ubud, Bali

$104 7.7% 8.5% $9.7

Getting Around

Hadiya

$24 * 1.9%

Ubud, Bali

$11 0.9% 52.8% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $811 in Hadiya versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hadiya are about 27 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $48 in Hadiya versus $36 in Ubud, Bali. Groceries tell a different story – $158 in Hadiya vs $288 in Ubud, Bali – so Hadiya wins on supermarket bills even if dining out costs more.

Good to know

🇰🇼 Hadiya

🇮🇩 Ubud, Bali

🕒 Local time

06:09 6:09 AM

11:09 11:09 AM

5 h ahead of Hadiya

🌤 Weather

👥 Population

52,068

74,800

💱 Currency

Kuwaiti Dinar KWD د.ك

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 KWD = 3.22 USD

1 KWD = 2.89 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KWD – Kuwaiti Dinar Converter

🇺🇸 United States Dollar ($)

🇰🇼 Kuwaiti Dinar (د.ك)

Kuwaiti Dinar exchange rates as of October 29, 2026: 1 USD = 0.311 KWD (1 KWD = 3.22 USD). 1 EUR = 0.346 KWD (1 KWD = 2.89 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to KWD in detail →

On the map

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Highest

Between locations

Hadiya Ubud, Bali 8,310 km ≈ 11 h nonstop flight

From you

Hadiya
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hadiya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 7%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,884 per month in Hadiya and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hadiya, especially for central apartments: a one-bedroom in the center costs $811 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $48 in Hadiya and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 82% more in Ubud, Bali, though the gap depends on what you buy.

$1,500 covers both cities comfortably – all-in costs are $1,256 in Hadiya and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Hadiya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.