Cost of Living Comparison Between Hadiya and Ubud, Bali Cost of Living Comparison Between Hadiya and Ubud, Bali

Monthly Cost of Living

A single person spends $1,283 per month in Hadiya vs $1,378 in Ubud, Bali, rent included.

A couple spends around $2,168 per month in Hadiya vs $2,327 in Ubud, Bali, rent included.

A family of three spends $3,052 per month in Hadiya vs $3,275 in Ubud, Bali, rent included.

Hadiya is about 7% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Hadiya sits 7% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.14 KWD 2.49

$3.33 Rp 58.7K

144.44%

Three-Course Dinner for Two, Mid-Range

$59.3 KWD 18.19

$35.82 Rp 630.7K

65.66%

Fast Food Meal (McDonalds, etc)

$7.99 KWD 2.45

$5.63 Rp 99.1K

41.92%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.22 KWD 0.99

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.16 KWD 0.97

Cappuccino

$4.83 KWD 1.48

$2.82 Rp 49.7K

71.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 KWD 0.17

$1.75 Rp 30.8K

-68.00%

Water (0.33 liter bottle)

$0.35 KWD 0.11

$0.80 Rp 14.0K

-56.25%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

Milk (1 liter)

$1.28 KWD 0.39

$1.61 Rp 28.3K

-20.50%

White Bread (500g)

$0.80 KWD 0.24

$2.27 Rp 39.9K

-64.76%

Rice (white) (1kg)

$1.90 KWD 0.58

$1.17 Rp 20.6K

62.39%

Eggs

$2.09 KWD 0.64

$2.17 Rp 38.2K

-3.69%

Local Cheese (1kg)

$4.34 KWD 1.33

$17.63 Rp 310.5K

-75.38%

Chicken Fillets (1kg)

$5.65 KWD 1.73

$4.05 Rp 71.4K

39.51%

Beef Round Steak (1kg)

$10.14 KWD 3.11

$12.18 Rp 214.5K

-16.75%

Apples (1kg)

$2.49 KWD 0.76

$3.62 Rp 63.7K

-31.22%

Banana (1kg)

$1.95 KWD 0.60

$1.64 Rp 28.8K

18.90%

Oranges (1kg)

$1.28 KWD 0.39

$2.31 Rp 40.6K

-44.59%

Tomato (1kg)

$1.51 KWD 0.46

$1.96 Rp 34.5K

-22.96%

Potato (1kg)

$1.38 KWD 0.42

$1.84 Rp 32.5K

-25.00%

Onion (1kg)

$0.92 KWD 0.28

$2.37 Rp 41.7K

-61.18%

Lettuce (1 head)

$1.64 KWD 0.50

$1.05 Rp 18.5K

56.19%

Water (1.5 liter bottle)

$0.51 KWD 0.16

$0.54 Rp 9,560

-5.56%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.26 KWD 1.00

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.01 KWD 0.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.44 KWD 0.44

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 KWD 0.86

$2.30 Rp 40.6K

22.61%

Wine (Bottle)

$23.08 Rp 406.4K

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$0.84 KWD 0.26

$0.25 Rp 4,365

236.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$3.15 KWD 0.97

$0.49 Rp 8,631

542.86%

Taxi (Normal Tariff) (1km)

$3.27 KWD 1.00

$0.47 Rp 8,349

595.74%

Taxi 1hour Waiting (Normal Tariff)

$16.27 KWD 4.99

$5.60 Rp 98.6K

190.54%

Gasoline (1 liter)

$0.35 KWD 0.11

$0.81 Rp 14.2K

-56.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K KWD 6,564

$25.0K Rp 440.3M

-14.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K KWD 6,188

$31.1K Rp 547.0M

-35.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.2 KWD 20.29

$82.7 Rp 1.5M

-20.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.78 KWD 6.37

$6.49 Rp 114.2K

220.18%

Internet (50+ Mbps, Unlimited Data)

$30.34 KWD 9.30

$18.79 Rp 330.8K

61.47%

Gym Membership (Monthly)

$95.8 KWD 29.38

$55.2 Rp 972.6K

73.44%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$11.53 KWD 3.53

$4.30 Rp 75.7K

168.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 KWD 86.1

$494 Rp 8.7M

-43.20%

International Primary School, 1 Child (Yearly)

$7,453 KWD 2,285

$5,917 Rp 104.2M

25.96%

Jeans (Levis 501 Or Similar)

$38.20 KWD 11.71

$46.28 Rp 814.8K

-17.46%

Summer Dress (H&M, Zara, etc)

$40.29 KWD 12.35

$36.44 Rp 641.6K

10.57%

Sport Shoes (Adidas, Nike)

$96.4 KWD 29.54

$80.7 Rp 1.4M

19.41%

Men's Leather Business Shoes

$89.0 KWD 27.27

$78.8 Rp 1.4M

12.89%

1-bedroom Apartment, City Center (Monthly)

$734 KWD 225

$1,114 Rp 19.6M

-34.07%

1-bedroom Apartment, Outside City Center (Monthly)

$584 KWD 179

$693 Rp 12.2M

-15.81%

3-bedroom Apartment, City Center (Monthly)

$1,785 KWD 547

$3,639 Rp 64.1M

-50.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,321 KWD 405

$1,712 Rp 30.1M

-22.83%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$4,513 KWD 1,384

$167 Rp 2.9M

2601.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

13.78

-52.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hadiya: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $734 in Hadiya versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2601% higher in Hadiya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $59.0 in Hadiya versus $36.00 in Ubud, Bali. Groceries tell a different story – $164 in Hadiya vs $294 in Ubud, Bali – so Hadiya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hadiya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 7%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,925 per month in Hadiya and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hadiya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $59.0 in Hadiya and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 79% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Hadiya, where all-in costs run around $1,283, than in Ubud, Bali at $1,378. In Hadiya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Hadiya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hadiya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.