Cost of Living Comparison Between Hadiya and Ubud, Bali Cost of Living Comparison Between Hadiya and Ubud, Bali

Monthly Cost of Living

A single person spends $1,342 per month in Hadiya vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,240 per month in Hadiya vs $2,540 in Ubud, Bali, rent included.

A family of three spends $3,138 per month in Hadiya vs $3,660 in Ubud, Bali, rent included.

Hadiya is about 5% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Both Hadiya and Ubud, Bali sit above the global median – Hadiya by 0%, Ubud, Bali by 6%.

Meal at Budget Restaurant

$7.62 KWD 2.34

$3.56 Rp 63.7K

114.04%

Three-Course Dinner for Two, Mid-Range

$57.8 KWD 17.72

$32.73 Rp 584.5K

76.54%

Fast Food Meal (McDonalds, etc)

$8.49 KWD 2.60

$4.95 Rp 88.4K

71.52%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.40 KWD 0.74

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.43 KWD 1.05

Cappuccino

$5.27 KWD 1.62

$2.71 Rp 48.4K

94.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 KWD 0.19

$1.34 Rp 24.0K

-53.73%

Water (0.33 liter bottle)

$0.33 KWD 0.10

$0.70 Rp 12.5K

-52.86%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

Milk (1 liter)

$1.42 KWD 0.44

$1.81 Rp 32.3K

-21.55%

White Bread (500g)

$1.09 KWD 0.33

$2.52 Rp 45.0K

-56.75%

Rice (white) (1kg)

$1.74 KWD 0.53

$1.16 Rp 20.7K

50.00%

Eggs

$2.05 KWD 0.63

$2.46 Rp 43.9K

-16.67%

Local Cheese (1kg)

$4.58 KWD 1.40

$14.71 Rp 262.7K

-68.86%

Chicken Fillets (1kg)

$6.38 KWD 1.96

$4.32 Rp 77.1K

47.69%

Beef Round Steak (1kg)

$9.78 KWD 3.00

$12.14 Rp 216.7K

-19.44%

Apples (1kg)

$2.35 KWD 0.72

$3.84 Rp 68.6K

-38.80%

Banana (1kg)

$1.66 KWD 0.51

$1.56 Rp 27.8K

6.41%

Oranges (1kg)

$1.55 KWD 0.48

$2.83 Rp 50.6K

-45.23%

Tomato (1kg)

$1.37 KWD 0.42

$2.33 Rp 41.5K

-41.20%

Potato (1kg)

$1.23 KWD 0.38

$1.91 Rp 34.2K

-35.60%

Onion (1kg)

$1.15 KWD 0.35

$2.20 Rp 39.3K

-47.73%

Lettuce (1 head)

$1.67 KWD 0.51

$1.01 Rp 18.1K

65.35%

Water (1.5 liter bottle)

$0.43 KWD 0.13

$0.78 Rp 13.8K

-44.87%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.01 KWD 0.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.34 KWD 0.41

Cigarettes 20 Pack (Marlboro, Camel)

$2.88 KWD 0.88

$3.32 Rp 59.2K

-13.25%

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.88 KWD 0.27

$0.27 Rp 4,800

225.93%

Public Transport Monthly Pass (Regular Price)

$44.39 KWD 13.61

$8.03 Rp 143.4K

452.80%

Taxi Start (Normal Tariff)

$3.36 KWD 1.03

$0.46 Rp 8,150

630.43%

Taxi (Normal Tariff) (1km)

$3.31 KWD 1.02

$0.45 Rp 8,037

635.56%

Taxi 1hour Waiting (Normal Tariff)

$16.47 KWD 5.05

$6.10 Rp 108.9K

170.00%

Gasoline (1 liter)

$0.33 KWD 0.10

$0.79 Rp 14.2K

-58.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K KWD 6,274

$26.1K Rp 467.0M

-21.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K KWD 5,953

$32.1K Rp 573.6M

-39.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.8 KWD 18.96

$79.9 Rp 1.4M

-22.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.92 KWD 5.50

$4.06 Rp 72.6K

341.38%

Internet (50+ Mbps, Unlimited Data)

$26.19 KWD 8.03

$23.52 Rp 420.0K

11.35%

Gym Membership (Monthly)

$94.3 KWD 28.93

$98.7 Rp 1.8M

-4.44%

Tennis Court (1 Hour on Weekend)

$46.40 KWD 14.23

$6.63 Rp 118.4K

599.85%

Cinema Ticket

$11.35 KWD 3.48

$4.15 Rp 74.1K

173.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$287 KWD 88.0

$304 Rp 5.4M

-5.65%

International Primary School, 1 Child (Yearly)

$6,095 KWD 1,869

$6,613 Rp 118.1M

-7.83%

Jeans (Levis 501 Or Similar)

$42.07 KWD 12.90

$55.5 Rp 991.8K

-24.25%

Summer Dress (H&M, Zara, etc)

$42.34 KWD 12.99

$38.31 Rp 684.1K

10.52%

Sport Shoes (Adidas, Nike)

$86.4 KWD 26.49

$88.6 Rp 1.6M

-2.51%

Men's Leather Business Shoes

$83.1 KWD 25.48

$77.9 Rp 1.4M

6.69%

1-bedroom Apartment, City Center (Monthly)

$789 KWD 242

$1,006 Rp 18.0M

-21.64%

1-bedroom Apartment, Outside City Center (Monthly)

$610 KWD 187

$675 Rp 12.1M

-9.62%

3-bedroom Apartment, City Center (Monthly)

$1,589 KWD 487

$3,442 Rp 61.5M

-53.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,312 KWD 402

$2,039 Rp 36.4M

-35.66%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$4,454 KWD 1,366

$165 Rp 3.0M

2595.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.14

13.28

-46.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hadiya: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $789 in Hadiya versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2596% higher in Hadiya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $58.0 in Hadiya versus $33.00 in Ubud, Bali. Groceries tell a different story – $168 in Hadiya vs $302 in Ubud, Bali – so Hadiya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hadiya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 6%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,013 per month in Hadiya and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hadiya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 453% less in Hadiya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $287 per month in Hadiya and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Hadiya, where all-in costs run around $1,342, than in Ubud, Bali at $1,419. In Hadiya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Hadiya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hadiya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.