Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Haarlem

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,258 in Haarlem, rent and utilities included – about $22,900 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Haarlem, Netherlands
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Haarlem
🇳🇱 Netherlands
$3,258
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Haarlem

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Haarlem actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,258 in Haarlem, rent included.

  • Ubud, Bali $1,349
  • Haarlem $3,258

A couple spends around $2,305 per month in Ubud, Bali vs $4,615 in Haarlem, rent included.

  • Ubud, Bali $2,305
  • Haarlem $4,615

A family of three spends $3,261 per month in Ubud, Bali vs $5,971 in Haarlem, rent included.

  • Ubud, Bali $3,261
  • Haarlem $5,971

Ubud, Bali is about 59% cheaper than Haarlem, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Haarlem
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$29.24 €26.20
-88.65%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$100 €89.7
-64.40%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$13.67 €12.25
-59.55%
Cappuccino
$2.72 Rp 49.3K
$4.14 €3.71
-34.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$4.08 €3.66
-58.33%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$3.37 €3.02
-77.45%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$8.03 €7.19
-67.00%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$5.63 €5.05
-22.20%
🛒 Groceries & Markets
Ubud, Bali
Haarlem
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.46 €1.31
2.05%
White Bread (500g)
$2.28 Rp 41.3K
$2.79 €2.50
-18.28%
Rice (white) (1kg)
$1.19 Rp 21.6K
$2.64 €2.36
-54.92%
Eggs
$2.04 Rp 36.9K
$4.75 €4.26
-57.05%
Local Cheese (1kg)
$17.70 Rp 321.1K
$13.92 €12.47
27.16%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$13.30 €11.92
-70.23%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$21.49 €19.26
-43.28%
Apples (1kg)
$3.66 Rp 66.3K
$2.98 €2.67
22.82%
Banana (1kg)
$1.52 Rp 27.5K
$2.53 €2.27
-39.92%
Oranges (1kg)
$2.23 Rp 40.4K
$1.80 €1.62
23.89%
Tomato (1kg)
$1.97 Rp 35.8K
$4.98 €4.47
-60.44%
Potato (1kg)
$1.85 Rp 33.5K
$1.89 €1.69
-2.12%
Onion (1kg)
$2.42 Rp 44.0K
$2.27 €2.03
6.61%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.29 €1.15
-23.26%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$1.00 €0.90
-49.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$13.88 €12.44
-84.01%
Wine (Bottle)
$22.24 Rp 403.4K
$7.73 €6.93
187.71%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$1.50 €1.34
50.67%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.36 €2.11
25.85%
🚌 Getting Around
Ubud, Bali
Haarlem
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
$2.84 €2.54
-91.20%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
$83.0 €74.4
-90.58%
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$6.19 €5.54
-92.89%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$2.50 €2.24
-82.80%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$26.38 €23.64
-79.49%
Gasoline (1 liter)
$0.82 Rp 15.0K
$2.53 €2.26
-67.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$41.4K €37.1K
-42.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$39.6K €35.4K
-19.74%
🧾 Monthly Utilities & Internet
Ubud, Bali
Haarlem
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$249 €223
-68.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$23.98 €21.49
-73.10%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$60.9 €54.6
-69.51%
🎉 Sport & Entertainment
Ubud, Bali
Haarlem
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
$53.3 €47.79
-7.22%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
$28.02 €25.11
-37.01%
Cinema Ticket
$4.27 Rp 77.5K
$16.09 €14.42
-73.46%
🧸 Childcare & Education
Ubud, Bali
Haarlem
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$2,598 €2,328
-81.12%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
$6,587 €5,903
-13.87%
👕👟 Clothing & Footwear
Ubud, Bali
Haarlem
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$85.1 €76.2
-47.51%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$63.2 €56.7
-44.73%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$97.7 €87.6
-18.23%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$147 €131
-45.79%
🏠 Accommodation & Living
Ubud, Bali
Haarlem
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$2,031 €1,820
-44.62%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,781 €1,596
-62.30%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$3,215 €2,881
10.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$2,603 €2,332
-33.79%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$7,820 €7,007
-65.07%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$5,830 €5,224
-60.82%
💵 Salaries & Financials
Ubud, Bali
Haarlem
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$4,219 €3,781
-96.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.8
262.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Haarlem: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Haarlem
$1.8K 165% $1.1K
Groceries & Markets
Ubud, Bali
$288
Haarlem
$362 25.5% $74
Eating Out
Ubud, Bali
$108
Haarlem
$406 277% $298
Clothing & Footwear
Ubud, Bali
$108
Haarlem
$177 64.3% $69
Monthly Utilities & Internet
Ubud, Bali
$104
Haarlem
$334 221% $230
Sport & Entertainment
Ubud, Bali
$58
Haarlem
$86 47.3% $27
Getting Around
Ubud, Bali
$11
Haarlem
$113 890% $102

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $2,031 in Haarlem. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Haarlem are about 26 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $100 in Haarlem. Monthly groceries follow the same trend: $288 vs $362 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇳🇱 Haarlem
🕒 Local time
12:04 12:04 PM
05:04 5:04 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
165,396
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Haarlem 12,150 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Haarlem

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Haarlem: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Haarlem?
Haarlem costs about 142% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Haarlem?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,887 in Haarlem. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Haarlem?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,031 in Haarlem.
How do dining costs compare in Ubud, Bali and in Haarlem?
A mid-range dinner for two costs $36 in Ubud, Bali and $100 in Haarlem. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Ubud, Bali compared to Haarlem?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $3,258 in Haarlem. That makes Ubud, Bali about 59% cheaper.
Can you live on $1,000/month in Ubud, Bali or in Haarlem?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,258 in Haarlem. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, Ubud, Bali or Haarlem?
For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $3,258 in Haarlem. Both appeal to remote workers, and the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Haarlem?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Ubud, Bali or to Haarlem?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Haarlem makes more sense. Both are solid long-term options with distinct trade-offs.

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