Last update: Oct 2026

Cost of Living Comparison Between Haarlem and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,258 in Haarlem, rent and utilities included – about $22,900 less a year. Rent and utilities account for most of the difference.

156

Cost of Living Index in Haarlem
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Haarlem Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Haarlem

🇳🇱 Netherlands

$3,258

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Haarlem and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Haarlem and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,258 per month in Haarlem vs $1,349 in Ubud, Bali, rent included.

Haarlem $3,258
Ubud, Bali $1,349

A couple spends around $4,615 per month in Haarlem vs $2,305 in Ubud, Bali, rent included.

Haarlem $4,615
Ubud, Bali $2,305

A family of three spends $5,971 per month in Haarlem vs $3,261 in Ubud, Bali, rent included.

Haarlem $5,971
Ubud, Bali $3,261

Haarlem costs about 142% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$29.24 €26.20

$3.32 Rp 60.3K

780.72%

Three-Course Dinner for Two, Mid-Range

$100 €89.7

$35.64 Rp 646.5K

180.86%

Fast Food Meal (McDonalds, etc)

$13.67 €12.25

$5.53 Rp 100.4K

147.20%

Cappuccino

$4.14 €3.71

$2.72 Rp 49.3K

52.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.08 €3.66

$1.70 Rp 30.9K

140.00%

Water (0.33 liter bottle)

$3.37 €3.02

$0.76 Rp 13.8K

343.42%

Local Beer (0.5 liter draught)

$8.03 €7.19

$2.65 Rp 48.1K

203.02%

Imported Beer (0.33 liter bottle)

$5.63 €5.05

$4.38 Rp 79.5K

28.54%

Milk (1 liter)

$1.46 €1.31

$1.49 Rp 27.0K

-2.01%

White Bread (500g)

$2.79 €2.50

$2.28 Rp 41.3K

22.37%

Rice (white) (1kg)

$2.64 €2.36

$1.19 Rp 21.6K

121.85%

Eggs

$4.75 €4.26

$2.04 Rp 36.9K

132.84%

Local Cheese (1kg)

$13.92 €12.47

$17.70 Rp 321.1K

-21.36%

Chicken Fillets (1kg)

$13.30 €11.92

$3.96 Rp 71.9K

235.86%

Beef Round Steak (1kg)

$21.49 €19.26

$12.19 Rp 221.1K

76.29%

Apples (1kg)

$2.98 €2.67

$3.66 Rp 66.3K

-18.58%

Banana (1kg)

$2.53 €2.27

$1.52 Rp 27.5K

66.45%

Oranges (1kg)

$1.80 €1.62

$2.23 Rp 40.4K

-19.28%

Tomato (1kg)

$4.98 €4.47

$1.97 Rp 35.8K

152.79%

Potato (1kg)

$1.89 €1.69

$1.85 Rp 33.5K

2.16%

Onion (1kg)

$2.27 €2.03

$2.42 Rp 44.0K

-6.20%

Lettuce (1 head)

$1.29 €1.15

$0.99 Rp 18.0K

30.30%

Water (1.5 liter bottle)

$1.00 €0.90

$0.51 Rp 9,313

96.08%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 €12.44

$2.22 Rp 40.3K

525.23%

Wine (Bottle)

$7.73 €6.93

$22.24 Rp 403.4K

-65.24%

Local Beer (0.5 liter bottle)

$1.50 €1.34

$2.26 Rp 41.0K

-33.63%

Imported Beer (0.33 liter bottle)

$2.36 €2.11

$2.97 Rp 53.9K

-20.54%

One-way Ticket (Public Transport)

$2.84 €2.54

$0.25 Rp 4,553

1036.00%

Public Transport Monthly Pass (Regular Price)

$83.0 €74.4

$7.82 Rp 141.9K

961.51%

Taxi Start (Normal Tariff)

$6.19 €5.54

$0.44 Rp 7,972

1306.82%

Taxi (Normal Tariff) (1km)

$2.50 €2.24

$0.43 Rp 7,801

481.40%

Taxi 1hour Waiting (Normal Tariff)

$26.38 €23.64

$5.41 Rp 98.1K

387.62%

Gasoline (1 liter)

$2.53 €2.26

$0.82 Rp 15.0K

208.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.4K €37.1K

$23.8K Rp 432.4M

73.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K €35.4K

$31.7K Rp 575.9M

24.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 €223

$79.1 Rp 1.4M

214.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.98 €21.49

$6.45 Rp 116.9K

271.78%

Internet (50+ Mbps, Unlimited Data)

$60.9 €54.6

$18.58 Rp 337.0K

227.93%

Gym Membership (Monthly)

$53.3 €47.79

$49.48 Rp 897.5K

7.78%

Tennis Court (1 Hour on Weekend)

$28.02 €25.11

$17.65 Rp 320.1K

58.75%

Cinema Ticket

$16.09 €14.42

$4.27 Rp 77.5K

276.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,598 €2,328

$491 Rp 8.9M

429.68%

International Primary School, 1 Child (Yearly)

$6,587 €5,903

$5,674 Rp 102.9M

16.10%

Jeans (Levis 501 Or Similar)

$85.1 €76.2

$44.64 Rp 809.7K

90.52%

Summer Dress (H&M, Zara, etc)

$63.2 €56.7

$34.95 Rp 634.0K

80.94%

Sport Shoes (Adidas, Nike)

$97.7 €87.6

$79.9 Rp 1.4M

22.29%

Men's Leather Business Shoes

$147 €131

$79.4 Rp 1.4M

84.46%

1-bedroom Apartment, City Center (Monthly)

$2,031 €1,820

$1,125 Rp 20.4M

80.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,781 €1,596

$671 Rp 12.2M

165.23%

3-bedroom Apartment, City Center (Monthly)

$3,215 €2,881

$3,565 Rp 64.7M

-9.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,603 €2,332

$1,723 Rp 31.3M

51.04%

Buy Apartment in City Center (m2)

$7,820 €7,007

$2,732 Rp 49.5M

186.27%

Buy Apartment Outside City Center (m2)

$5,830 €5,224

$2,284 Rp 41.4M

155.25%

Average Monthly Net Salary (After Tax)

$4,219 €3,781

$164 Rp 3.0M

2475.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.8

13.78

-72.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haarlem: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Haarlem

$1.8K 54.7%

Ubud, Bali

$672 49.8% 62.3% $1.1K

Eating Out

Haarlem

$406 12.5%

Ubud, Bali

$108 8% 73.5% $298

Groceries & Markets

Haarlem

$362 11.1%

Ubud, Bali

$288 21.4% 20.3% $74

Monthly Utilities & Internet

Haarlem

$334 10.3%

Ubud, Bali

$104 7.7% 68.8% $230

Clothing & Footwear

Haarlem

$177 5.4%

Ubud, Bali

$108 8% 39.1% $69

Getting Around

Haarlem

$113 3.5%

Ubud, Bali

$11 0.9% 89.9% $102

Sport & Entertainment

Haarlem

$86 2.6%

Ubud, Bali

$58 4.3% 32.1% $27

Cost Breakdown

A central one-bedroom costs $2,031 in Haarlem versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Haarlem are about 26 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Haarlem versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $362 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇳🇱 Haarlem

🇮🇩 Ubud, Bali

🕒 Local time

04:21 4:21 AM

11:21 11:21 AM

7 h ahead of Haarlem

🌤 Weather

👥 Population

165,396

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Haarlem Ubud, Bali 12,150 km ≈ 16 h nonstop flight

From you

Haarlem
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haarlem vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Haarlem costs about 142% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,887 per month in Haarlem and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,031 in Haarlem.

A mid-range dinner for two costs $100 in Haarlem and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,258 in Haarlem and $1,349 in Ubud, Bali. That makes Ubud, Bali about 59% cheaper.

$1,000 is a stretch for both – monthly costs hit $3,258 in Haarlem and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $3,258 in Haarlem. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Haarlem makes more sense. Both are solid long-term options with distinct trade-offs.