Cost of Living Comparison Between Ubud, Bali and Gzira Cost of Living Comparison Between Ubud, Bali and Gzira

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $2,003 in Gzira.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $3,013 in Gzira.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $4,024 in Gzira.

Living in Ubud, Bali costs roughly 29% less than in Gzira, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Gzira 49% above.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$20.56 €17.69

-82.68%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$70.4 €60.6

-53.52%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$11.48 €9.88

-56.88%

Cappuccino

$2.71 Rp 48.4K

$2.74 €2.36

-1.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.98 €1.71

-32.32%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.70 €1.46

-58.82%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$4.76 €4.10

-38.66%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$4.86 €4.18

-18.52%

Milk (1 liter)

$1.81 Rp 32.3K

$1.24 €1.07

45.97%

White Bread (500g)

$2.52 Rp 45.0K

$1.51 €1.30

66.89%

Rice (white) (1kg)

$1.16 Rp 20.7K

$3.44 €2.96

-66.28%

Eggs

$2.46 Rp 43.9K

$3.64 €3.13

-32.42%

Local Cheese (1kg)

$14.71 Rp 262.7K

$9.96 €8.57

47.69%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$9.11 €7.84

-52.58%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$13.84 €11.90

-12.28%

Apples (1kg)

$3.84 Rp 68.6K

$3.34 €2.88

14.97%

Banana (1kg)

$1.56 Rp 27.8K

$1.99 €1.72

-21.61%

Oranges (1kg)

$2.83 Rp 50.6K

$2.80 €2.41

1.07%

Tomato (1kg)

$2.33 Rp 41.5K

$3.32 €2.86

-29.82%

Potato (1kg)

$1.91 Rp 34.2K

$1.80 €1.55

6.11%

Onion (1kg)

$2.20 Rp 39.3K

$2.87 €2.47

-23.34%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.76 €1.51

-42.61%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.23 €1.05

-36.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$6.19 €5.32

-46.37%

Wine (Bottle)

$23.74 Rp 423.9K

$6.23 €5.36

281.06%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.72 €1.48

62.21%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.80 €1.55

58.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$2.53 €2.17

-89.33%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$8.13 €6.99

-94.34%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.95 €1.68

-76.92%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$35.29 €30.36

-82.71%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.51 €1.30

-47.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$26.0K €22.4K

0.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$40.3K €34.7K

-20.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$87.7 €75.4

-8.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$23.78 €20.45

-82.93%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$33.21 €28.57

-29.18%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$75.1 €64.6

31.41%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$23.53 €20.24

-71.82%

Cinema Ticket

$4.15 Rp 74.1K

$10.60 €9.12

-60.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$258 €222

17.66%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$12.5K €10.8K

-47.20%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$101 €86.8

-44.98%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$37.85 €32.56

1.22%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$116 €99.9

-23.68%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$99.8 €85.9

-21.98%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,265 €1,088

-20.45%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$992 €854

-31.96%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$1,954 €1,681

76.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$1,691 €1,454

20.62%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$5,904 €5,079

-51.88%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$4,634 €3,986

-51.15%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,022 €1,739

-91.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.43

144.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Gzira: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $1,265 in Gzira. Housing cost is often the main lever when comparing two cities.

Gzira pays 1123% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $70.0 in Gzira. Groceries flip the comparison at $302 vs $287, with Gzira cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gzira: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 41% gap adds up to real monthly savings that compound significantly over time.

On paper, Gzira earns 1123% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $1,265 in Gzira. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Gzira pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,419 per month in Ubud, Bali versus $2,003 in Gzira – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,419 in Ubud, Bali versus $2,003 in Gzira, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gzira. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Gzira, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gzira are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Gzira. Beyond cost, consider language, visa policies, and how big the international community is in each city.