Cost of Living Comparison Between Ubud, Bali and Gyumri Cost of Living Comparison Between Ubud, Bali and Gyumri

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $893 in Gyumri.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,391 in Gyumri.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,890 in Gyumri.

Living in Ubud, Bali is roughly 61% more expensive than Gyumri, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Gyumri is 33% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$9.72 ֏3,603

-63.27%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$41.59 ֏15.4K

-21.66%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$7.71 ֏2,857

-34.24%

Cappuccino

$2.83 Rp 49.0K

$1.99 ֏739

42.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.76 ֏283

76.32%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.41 ֏151

68.29%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.27 ֏472

135.43%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.81 ֏670

112.71%

Milk (1 liter)

$1.74 Rp 30.2K

$1.57 ֏580

10.83%

White Bread (500g)

$2.54 Rp 44.0K

$0.49 ֏181

418.37%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.75 ֏647

-32.00%

Eggs

$2.43 Rp 42.0K

$1.92 ֏712

26.56%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.62 ֏2,826

92.39%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.62 ֏2,454

-36.86%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$10.01 ֏3,712

19.28%

Apples (1kg)

$3.69 Rp 63.9K

$1.21 ֏448

204.96%

Banana (1kg)

$1.61 Rp 27.8K

$1.42 ֏525

13.38%

Oranges (1kg)

$2.69 Rp 46.5K

$1.08 ֏399

149.07%

Tomato (1kg)

$2.33 Rp 40.4K

$1.42 ֏525

64.08%

Potato (1kg)

$1.91 Rp 33.0K

$0.77 ֏287

148.05%

Onion (1kg)

$2.19 Rp 37.9K

$0.71 ֏264

208.45%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.76 ֏280

39.47%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.36 ֏134

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.00 ֏740

56.50%

Wine (Bottle)

$23.49 Rp 407.1K

$7.92 ֏2,936

196.59%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.28 ֏474

114.06%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.74 ֏645

65.52%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.25 ֏91.7

16.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.77 ֏284

-41.56%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.31 ֏116

35.48%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$4.81 ֏1,784

28.07%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.12 ֏414

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$31.0K ֏11.5M

-15.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$36.8K ֏13.6M

-11.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$109 ֏40.5K

-28.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$8.22 ֏3,047

-51.95%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$14.14 ֏5,240

72.56%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$37.20 ֏13.8K

159.52%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$3.83 ֏1,418

5.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$174 ֏64.3K

74.40%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$7,635 ֏2.8M

-14.57%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$31.22 ֏11.6K

72.45%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$39.97 ֏14.8K

-4.98%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$144 ֏53.5K

-39.92%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$31.27 ֏11.6K

152.19%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$440 ֏163.2K

129.85%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$274 ֏101.5K

146.32%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$853 ֏316.2K

297.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$457 ֏169.5K

358.91%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$712 ֏264.0K

319.12%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$493 ֏182.7K

374.59%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$475 ֏175.9K

-63.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Gyumri: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $440 in Gyumri. Housing cost is often the main lever when comparing two cities.

Gyumri pays 174% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $42.00 in Gyumri. Groceries flip the comparison at $298 vs $184, with Gyumri cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gyumri: Cost of Living - Frequently Asked Questions

Gyumri is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 61% gap adds up to real monthly savings that compound significantly over time.

On paper, Gyumri earns 174% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $440 in Gyumri. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $174 in Gyumri. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gyumri – a meal for two runs $42.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $893 in Gyumri versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Gyumri but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gyumri the clear choice for anyone on this budget.

For families, Gyumri is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gyumri are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gyumri gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.