Cost of Living Comparison Between Ubud, Bali and Gurdaspur Cost of Living Comparison Between Ubud, Bali and Gurdaspur

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $330 in Gurdaspur.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $569 in Gurdaspur.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $807 in Gurdaspur.

Living in Ubud, Bali is roughly 318% more expensive than in Gurdaspur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Gurdaspur is 76% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$3.19 ₹306

3.76%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$12.29 ₹1,176

217.98%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$4.03 ₹386

39.45%

Cappuccino

$2.64 Rp 46.9K

$1.53 ₹146

72.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.33 ₹31.12

378.79%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.22 ₹21.09

222.73%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$2.06 ₹197

32.52%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$3.07 ₹294

40.72%

Milk (1 liter)

$1.54 Rp 27.4K

$0.69 ₹66.2

123.19%

White Bread (500g)

$2.30 Rp 40.8K

$0.44 ₹41.80

422.73%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.44 ₹42.41

134.09%

Eggs

$2.12 Rp 37.7K

$0.84 ₹80.0

152.38%

Local Cheese (1kg)

$17.30 Rp 307.5K

$3.76 ₹360

360.11%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$1.22 ₹116

230.33%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

Apples (1kg)

$3.70 Rp 65.7K

$1.12 ₹107

230.36%

Banana (1kg)

$1.62 Rp 28.7K

$0.66 ₹62.8

145.45%

Oranges (1kg)

$2.27 Rp 40.3K

$0.92 ₹88.3

146.74%

Tomato (1kg)

$1.99 Rp 35.4K

$0.36 ₹33.99

452.78%

Potato (1kg)

$1.83 Rp 32.5K

$0.27 ₹25.86

577.78%

Onion (1kg)

$2.25 Rp 40.1K

$0.37 ₹35.74

508.11%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.25 ₹23.91

316.00%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.32 ₹30.73

75.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$3.71 ₹355

-40.16%

Wine (Bottle)

$23.22 Rp 412.7K

$2.65 ₹254

776.23%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$0.87 ₹83.4

174.71%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.64 ₹157

75.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.04 ₹195

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.28 ₹26.45

-10.71%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$7.52 ₹719

-4.65%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$0.20 ₹19.10

130.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.22 ₹21.08

109.09%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$0.50 ₹48.29

1040.00%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.04 ₹99.2

-26.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$10.3K ₹987.6K

138.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$16.9K ₹1.6M

83.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$36.85 ₹3,526

122.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$4.58 ₹438

38.21%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$6.08 ₹582

204.93%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$27.19 ₹2,602

106.14%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$6.09 ₹583

202.30%

Cinema Ticket

$4.26 Rp 75.8K

$3.15 ₹302

35.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$51.5 ₹4,931

849.47%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$1,028 ₹98.4K

463.53%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$26.58 ₹2,544

72.99%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$23.84 ₹2,282

50.42%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$46.91 ₹4,489

69.52%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$39.81 ₹3,809

103.29%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$55.7 ₹5,333

1952.90%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$31.04 ₹2,970

2129.32%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$217 ₹20.8K

1528.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$169 ₹16.2K

910.72%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$966 ₹92.5K

188.15%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$505 ₹48.3K

348.09%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$183 ₹17.5K

-7.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.5

150.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Gurdaspur: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $55.7 in Gurdaspur. Housing cost is often the main lever when comparing two cities.

Gurdaspur pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $12.00 in Gurdaspur for a mid-range dinner for two. Groceries echo the gap at $293 vs $68.0 per month, with Gurdaspur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gurdaspur: Cost of Living - Frequently Asked Questions

Gurdaspur wins on cost – living expenses run 318% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Gurdaspur the obvious pick if budget is a priority.

On paper, salaries run 8% lower in Gurdaspur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $55.7 in Gurdaspur. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gurdaspur runs roughly 5% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $489 in Ubud, Bali versus $51.5 in Gurdaspur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $330 in Gurdaspur versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Gurdaspur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gurdaspur the clear choice for anyone on this budget.

Both work as nomad bases, but Gurdaspur delivers better value – similar infrastructure at $330 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gurdaspur hard to pass up.

Safety-wise, Ubud, Bali and Gurdaspur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gurdaspur gentler on the wallet – expenses run 318% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.