Cost of Living Comparison Between Ubud, Bali and Gurdaspur Cost of Living Comparison Between Ubud, Bali and Gurdaspur

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $322 in Gurdaspur.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $576 in Gurdaspur.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $830 in Gurdaspur.

Living in Ubud, Bali is roughly 327% more expensive than in Gurdaspur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Gurdaspur is 76% below.

Meal at Budget Restaurant

$3.32 Rp 59.5K

$3.06 ₹294

8.50%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.1K

$13.71 ₹1,320

157.70%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.4K

$4.18 ₹403

27.51%

Cappuccino

$2.75 Rp 49.3K

$1.58 ₹152

74.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$0.32 ₹31.28

440.63%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$0.22 ₹21.23

263.64%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$2.03 ₹195

45.32%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.4K

$3.08 ₹296

44.16%

Milk (1 liter)

$1.50 Rp 26.8K

$0.69 ₹66.6

117.39%

White Bread (500g)

$2.30 Rp 41.1K

$0.46 ₹44.37

400.00%

Rice (white) (1kg)

$1.10 Rp 19.7K

$0.41 ₹39.36

168.29%

Eggs

$2.16 Rp 38.6K

$0.82 ₹79.2

163.41%

Local Cheese (1kg)

$17.09 Rp 305.7K

$3.77 ₹363

353.32%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$1.23 ₹118

215.45%

Beef Round Steak (1kg)

$11.92 Rp 213.2K

Apples (1kg)

$3.57 Rp 63.8K

$1.18 ₹114

202.54%

Banana (1kg)

$1.58 Rp 28.3K

$0.66 ₹63.1

139.39%

Oranges (1kg)

$2.36 Rp 42.2K

$0.90 ₹86.8

162.22%

Tomato (1kg)

$1.97 Rp 35.2K

$0.35 ₹33.62

462.86%

Potato (1kg)

$1.81 Rp 32.4K

$0.25 ₹24.03

624.00%

Onion (1kg)

$2.39 Rp 42.8K

$0.37 ₹35.79

545.95%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.25 ₹23.98

308.00%

Water (1.5 liter bottle)

$0.49 Rp 8,792

$0.32 ₹31.16

53.12%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

$3.72 ₹358

-39.52%

Wine (Bottle)

$22.30 Rp 399.0K

$2.63 ₹253

747.91%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

$0.80 ₹77.0

196.25%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.8K

$1.65 ₹159

75.76%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.10 ₹203

One-way Ticket (Public Transport)

$0.25 Rp 4,457

$0.30 ₹29.08

-16.67%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.0K

$7.63 ₹735

12.06%

Taxi Start (Normal Tariff)

$0.44 Rp 7,906

$0.20 ₹19.22

120.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,556

$0.22 ₹21.23

90.91%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.3K

$0.50 ₹47.69

1032.00%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.04 ₹99.9

-22.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.7M

$10.5K ₹1.0M

125.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.3M

$17.0K ₹1.6M

82.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$37.05 ₹3,568

122.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

$4.66 ₹448

35.19%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.4K

$5.99 ₹577

211.02%

Gym Membership (Monthly)

$54.7 Rp 979.2K

$26.65 ₹2,566

105.37%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.1K

$6.38 ₹614

189.18%

Cinema Ticket

$4.24 Rp 75.8K

$3.22 ₹310

31.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$51.9 ₹4,994

833.47%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.0M

$1,036 ₹99.8K

439.46%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.9K

$26.44 ₹2,546

73.11%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 638.6K

$23.37 ₹2,250

52.72%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$47.82 ₹4,605

63.72%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$39.70 ₹3,823

101.84%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$56.8 ₹5,465

1920.32%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$31.61 ₹3,044

2045.02%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.7M

$210 ₹20.2K

1570.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$167 ₹16.1K

912.79%

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

$959 ₹92.4K

190.71%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

$515 ₹49.6K

338.39%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$179 ₹17.3K

-7.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.5

150.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Gurdaspur: September 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $56.8 in Gurdaspur. Housing cost is often the main lever when comparing two cities.

Gurdaspur pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $14.00 in Gurdaspur for a mid-range dinner for two. Groceries echo the gap at $286 vs $68.0 per month, with Gurdaspur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gurdaspur: Cost of Living - Frequently Asked Questions

Gurdaspur wins on cost – living expenses run 327% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Gurdaspur the obvious pick if budget is a priority.

On paper, salaries run 9% lower in Gurdaspur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $56.8 in Gurdaspur. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gurdaspur runs roughly 12% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $484 in Ubud, Bali versus $51.9 in Gurdaspur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $322 in Gurdaspur versus $1,374 in Ubud, Bali, a $1,000 budget is realistic in Gurdaspur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gurdaspur the clear choice for anyone on this budget.

Both work as nomad bases, but Gurdaspur delivers better value – similar infrastructure at $322 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gurdaspur hard to pass up.

Safety-wise, Ubud, Bali and Gurdaspur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gurdaspur gentler on the wallet – expenses run 327% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.