Cost of Living Comparison Between Ubud, Bali and Gurdaspur Cost of Living Comparison Between Ubud, Bali and Gurdaspur

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $340 in Gurdaspur.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $596 in Gurdaspur.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $851 in Gurdaspur.

Living in Ubud, Bali is roughly 310% more expensive than in Gurdaspur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Gurdaspur is 75% below.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$3.15 ₹297

7.94%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$13.78 ₹1,300

134.98%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$3.46 ₹327

44.51%

Cappuccino

$2.82 Rp 50.3K

$1.79 ₹169

57.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$0.36 ₹34.25

283.33%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.22 ₹20.76

231.82%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$1.76 ₹166

69.32%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$2.86 ₹270

38.81%

Milk (1 liter)

$1.79 Rp 32.0K

$0.73 ₹68.7

145.21%

White Bread (500g)

$2.46 Rp 43.9K

$0.49 ₹45.90

402.04%

Rice (white) (1kg)

$1.20 Rp 21.4K

$0.47 ₹44.25

155.32%

Eggs

$2.39 Rp 42.6K

$0.95 ₹89.7

151.58%

Local Cheese (1kg)

$14.40 Rp 256.6K

$4.15 ₹391

246.99%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$1.42 ₹134

201.41%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

Apples (1kg)

$3.78 Rp 67.4K

$1.26 ₹119

200.00%

Banana (1kg)

$1.63 Rp 29.1K

$0.68 ₹64.2

139.71%

Oranges (1kg)

$2.80 Rp 49.9K

$0.93 ₹88.2

201.08%

Tomato (1kg)

$2.26 Rp 40.3K

$0.42 ₹39.86

438.10%

Potato (1kg)

$2.00 Rp 35.6K

$0.28 ₹25.99

614.29%

Onion (1kg)

$2.21 Rp 39.4K

$0.45 ₹42.41

391.11%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.28 ₹26.28

282.14%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.31 ₹29.67

145.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$4.12 ₹388

-24.03%

Wine (Bottle)

$23.81 Rp 424.4K

$2.63 ₹248

805.32%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$0.96 ₹90.9

195.83%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$1.92 ₹181

44.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.40 ₹226

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$0.31 ₹28.98

-12.90%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$8.68 ₹819

-3.57%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$0.24 ₹22.77

87.50%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$0.22 ₹20.66

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$0.61 ₹57.2

880.33%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.08 ₹102

-25.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$11.5K ₹1.1M

124.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$19.4K ₹1.8M

63.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$41.31 ₹3,896

95.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$3.47 ₹328

19.31%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$6.45 ₹608

273.95%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$30.67 ₹2,893

218.72%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$7.15 ₹674

-7.13%

Cinema Ticket

$4.04 Rp 71.9K

$2.97 ₹280

36.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$59.2 ₹5,586

401.57%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$1,176 ₹111.0K

460.18%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$24.98 ₹2,356

120.74%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$23.50 ₹2,217

63.87%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$49.20 ₹4,641

75.06%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$32.98 ₹3,111

136.36%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$62.0 ₹5,844

1490.36%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$34.72 ₹3,275

1814.69%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$242 ₹22.8K

1325.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$178 ₹16.8K

1046.18%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$1,012 ₹95.4K

179.60%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$528 ₹49.8K

332.00%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$185 ₹17.5K

-8.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.5

141.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Gurdaspur: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $62.0 in Gurdaspur. Housing cost is often the main lever when comparing two cities.

Gurdaspur pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $14.00 in Gurdaspur for a mid-range dinner for two. Groceries echo the gap at $299 vs $74.0 per month, with Gurdaspur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gurdaspur: Cost of Living - Frequently Asked Questions

Gurdaspur wins on cost – living expenses run 310% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Gurdaspur the obvious pick if budget is a priority.

On paper, salaries run 9% lower in Gurdaspur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $62.0 in Gurdaspur. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gurdaspur runs roughly 4% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $59.2 in Gurdaspur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $340 in Gurdaspur versus $1,394 in Ubud, Bali, a $1,000 budget is realistic in Gurdaspur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gurdaspur the clear choice for anyone on this budget.

Both work as nomad bases, but Gurdaspur delivers better value – similar infrastructure at $340 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gurdaspur hard to pass up.

Safety-wise, Ubud, Bali and Gurdaspur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gurdaspur gentler on the wallet – expenses run 310% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.