Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gulbene

For one person, living costs are similar in Ubud, Bali and in Gulbene: $1,353 and $1,289 a month, rent and utilities included.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
62

Cost of Living Index in Gulbene
Learn more

Gulbene Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Gulbene

🇱🇻 Latvia

$1,289

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gulbene

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gulbene actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,289 in Gulbene, rent included.

Ubud, Bali $1,353
Gulbene $1,289

A couple spends around $2,297 per month in Ubud, Bali vs $1,973 in Gulbene, rent included.

Ubud, Bali $2,297
Gulbene $1,973

A family of three spends $3,241 per month in Ubud, Bali vs $2,657 in Gulbene, rent included.

Ubud, Bali $3,241
Gulbene $2,657

Ubud, Bali costs about 5% more than Gulbene, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 0% above the global median, while Gulbene is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$16.73 €14.88

-80.69%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$68.5 €60.9

-49.08%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.45 €8.41

-39.68%

Cappuccino

$2.62 Rp 47.1K

$3.82 €3.40

-31.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.59 €1.41

8.18%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.20 €1.07

-32.50%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.57 €4.95

-52.42%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.18 €4.61

-15.64%

Milk (1 liter)

$1.57 Rp 28.3K

$1.19 €1.06

31.93%

White Bread (500g)

$2.19 Rp 39.5K

$1.50 €1.33

46.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.54 €2.26

-53.54%

Eggs

$2.16 Rp 38.8K

$3.72 €3.30

-41.94%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.70 €9.52

64.95%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$8.74 €7.77

-56.75%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$13.98 €12.43

-14.52%

Apples (1kg)

$3.60 Rp 64.8K

$2.09 €1.86

72.25%

Banana (1kg)

$1.59 Rp 28.6K

$1.77 €1.57

-10.17%

Oranges (1kg)

$2.31 Rp 41.6K

$2.56 €2.27

-9.77%

Tomato (1kg)

$1.91 Rp 34.3K

$3.25 €2.89

-41.23%

Potato (1kg)

$1.78 Rp 32.1K

$0.88 €0.79

102.27%

Onion (1kg)

$2.33 Rp 41.9K

$0.95 €0.84

145.26%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.77 €1.57

-43.50%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.98 €0.87

-45.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$6.53 €5.81

-64.93%

Wine (Bottle)

$22.07 Rp 397.3K

$8.02 €7.14

175.19%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.01 €1.79

16.92%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.02 €1.79

47.52%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.41 €3.03

-86.22%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.99 €0.88

-56.57%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$17.96 €15.97

-69.54%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.12 €1.89

-60.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$27.3K €24.3K

-12.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$29.7K €26.4K

10.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$368 €328

-78.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$19.94 €17.74

-67.10%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$19.84 €17.65

-6.25%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$11.06 €9.83

-61.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$674 €599

-26.86%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$18.4K €16.4K

-69.66%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$70.2 €62.4

-35.03%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$51.0 €45.33

-31.40%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$86.2 €76.7

-9.83%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$136 €121

-42.35%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$190 €169

495.23%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$168 €149

300.91%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$352 €313

927.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$332 €295

412.64%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$681 €605

299.23%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$568 €505

294.54%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.77

188.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Gulbene: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Gulbene

$168 13% 75.1% $505

Groceries & Markets

Ubud, Bali

$287 21.2%

Gulbene

$271 21% 5.8% $17

Clothing & Footwear

Ubud, Bali

$107 7.9%

Gulbene

$155 12% 45.1% $48

Eating Out

Ubud, Bali

$106 7.9%

Gulbene

$257 20% 142% $151

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Gulbene

$408 31.7% 288% $303

Sport & Entertainment

Ubud, Bali

$63 4.6%

Gulbene

$22 * 1.7% 64.7% $41

Getting Around

Ubud, Bali

$12 0.9%

Gulbene

$8.3 * 0.7% 32.9% $4.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $190 in Gulbene. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $69.0 in Gulbene. Groceries tell a different story – $287 in Ubud, Bali vs $271 in Gulbene – so Gulbene wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇱🇻 Gulbene

🕒 Local time

08:15 8:15 AM

03:15 3:15 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

7,500

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Gulbene 10,710 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Gulbene

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gulbene: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $1,289 in Gulbene – roughly 5% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,934 in Gulbene. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gulbene, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,289 in Gulbene. That's a gap of about 5%.

Kindergarten costs $493 per month in Ubud, Bali and $674 in Gulbene. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Gulbene, where all-in costs run around $1,289, than in Ubud, Bali at $1,353. In Gulbene it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,289 in Gulbene to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gulbene. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.