Last update: Oct 2026

Cost of Living Comparison Between Gulbene and Ubud, Bali

For one person, living costs are similar in Gulbene and in Ubud, Bali: $1,289 and $1,353 a month, rent and utilities included.

62

Cost of Living Index in Gulbene
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Gulbene Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gulbene

🇱🇻 Latvia

$1,289

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Gulbene and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gulbene and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,289 per month in Gulbene vs $1,353 in Ubud, Bali, rent included.

Gulbene $1,289
Ubud, Bali $1,353

A couple spends around $1,973 per month in Gulbene vs $2,297 in Ubud, Bali, rent included.

Gulbene $1,973
Ubud, Bali $2,297

A family of three spends $2,657 per month in Gulbene vs $3,241 in Ubud, Bali, rent included.

Gulbene $2,657
Ubud, Bali $3,241

Gulbene is about 5% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Gulbene sits 5% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.73 €14.88

$3.23 Rp 58.1K

417.96%

Three-Course Dinner for Two, Mid-Range

$68.5 €60.9

$34.88 Rp 627.8K

96.39%

Fast Food Meal (McDonalds, etc)

$9.45 €8.41

$5.70 Rp 102.5K

65.79%

Cappuccino

$3.82 €3.40

$2.62 Rp 47.1K

45.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 €1.41

$1.72 Rp 31.0K

-7.56%

Water (0.33 liter bottle)

$1.20 €1.07

$0.81 Rp 14.6K

48.15%

Local Beer (0.5 liter draught)

$5.57 €4.95

$2.65 Rp 47.7K

110.19%

Imported Beer (0.33 liter bottle)

$5.18 €4.61

$4.37 Rp 78.6K

18.54%

Milk (1 liter)

$1.19 €1.06

$1.57 Rp 28.3K

-24.20%

White Bread (500g)

$1.50 €1.33

$2.19 Rp 39.5K

-31.51%

Rice (white) (1kg)

$2.54 €2.26

$1.18 Rp 21.2K

115.25%

Eggs

$3.72 €3.30

$2.16 Rp 38.8K

72.22%

Local Cheese (1kg)

$10.70 €9.52

$17.65 Rp 317.7K

-39.38%

Chicken Fillets (1kg)

$8.74 €7.77

$3.78 Rp 68.0K

131.22%

Beef Round Steak (1kg)

$13.98 €12.43

$11.95 Rp 215.1K

16.99%

Apples (1kg)

$2.09 €1.86

$3.60 Rp 64.8K

-41.94%

Banana (1kg)

$1.77 €1.57

$1.59 Rp 28.6K

11.32%

Oranges (1kg)

$2.56 €2.27

$2.31 Rp 41.6K

10.82%

Tomato (1kg)

$3.25 €2.89

$1.91 Rp 34.3K

70.16%

Potato (1kg)

$0.88 €0.79

$1.78 Rp 32.1K

-50.56%

Onion (1kg)

$0.95 €0.84

$2.33 Rp 41.9K

-59.23%

Lettuce (1 head)

$1.77 €1.57

$1.00 Rp 18.0K

77.00%

Water (1.5 liter bottle)

$0.98 €0.87

$0.53 Rp 9,509

84.91%

Cigarettes 20 Pack (Marlboro, Camel)

$6.53 €5.81

$2.29 Rp 41.1K

185.15%

Wine (Bottle)

$8.02 €7.14

$22.07 Rp 397.3K

-63.66%

Local Beer (0.5 liter bottle)

$2.01 €1.79

$2.35 Rp 42.2K

-14.47%

Imported Beer (0.33 liter bottle)

$2.02 €1.79

$2.98 Rp 53.6K

-32.21%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.41 €3.03

$0.47 Rp 8,466

625.53%

Taxi (Normal Tariff) (1km)

$0.99 €0.88

$0.43 Rp 7,737

130.23%

Taxi 1hour Waiting (Normal Tariff)

$17.96 €15.97

$5.47 Rp 98.4K

228.34%

Gasoline (1 liter)

$2.12 €1.89

$0.83 Rp 14.9K

155.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K €24.3K

$23.9K Rp 429.8M

14.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K €26.4K

$32.8K Rp 590.1M

-9.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$368 €328

$80.0 Rp 1.4M

360.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.94 €17.74

$6.56 Rp 118.1K

203.96%

Internet (50+ Mbps, Unlimited Data)

$19.84 €17.65

$18.60 Rp 334.8K

6.67%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$11.06 €9.83

$4.25 Rp 76.5K

160.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$674 €599

$493 Rp 8.9M

36.72%

International Primary School, 1 Child (Yearly)

$18.4K €16.4K

$5,597 Rp 100.7M

229.58%

Jeans (Levis 501 Or Similar)

$70.2 €62.4

$45.58 Rp 820.4K

53.93%

Summer Dress (H&M, Zara, etc)

$51.0 €45.33

$34.96 Rp 629.4K

45.77%

Sport Shoes (Adidas, Nike)

$86.2 €76.7

$77.7 Rp 1.4M

10.90%

Men's Leather Business Shoes

$136 €121

$78.5 Rp 1.4M

73.46%

1-bedroom Apartment, City Center (Monthly)

$190 €169

$1,131 Rp 20.4M

-83.20%

1-bedroom Apartment, Outside City Center (Monthly)

$168 €149

$673 Rp 12.1M

-75.06%

3-bedroom Apartment, City Center (Monthly)

$352 €313

$3,613 Rp 65.0M

-90.26%

3-bedroom Apartment, Outside City Center (Monthly)

$332 €295

$1,702 Rp 30.6M

-80.49%

Buy Apartment in City Center (m2)

$681 €605

$2,717 Rp 48.9M

-74.95%

Buy Apartment Outside City Center (m2)

$568 €505

$2,241 Rp 40.3M

-74.65%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

13.78

-65.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gulbene: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Gulbene

$408 31.7%

Ubud, Bali

$105 7.8% 74.2% $303

Groceries & Markets

Gulbene

$271 21%

Ubud, Bali

$287 21.2% 6.1% $17

Eating Out

Gulbene

$257 20%

Ubud, Bali

$106 7.9% 58.7% $151

Accommodation & Living

Gulbene

$168 13%

Ubud, Bali

$673 49.7% 301% $505

Clothing & Footwear

Gulbene

$155 12%

Ubud, Bali

$107 7.9% 31.1% $48

Sport & Entertainment

Gulbene

$22 * 1.7%

Ubud, Bali

$63 4.6% 183% $41

Getting Around

Gulbene

$8.3 * 0.7%

Ubud, Bali

$12 0.9% 49% $4.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $190 in Gulbene versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $69.0 in Gulbene versus $35.00 in Ubud, Bali. Groceries tell a different story – $271 in Gulbene vs $287 in Ubud, Bali – so Gulbene wins on supermarket bills even if dining out costs more.

Good to know

🇱🇻 Gulbene

🇮🇩 Ubud, Bali

🕒 Local time

21:31 9:31 PM

02:31 2:31 AM

5 h ahead of Gulbene

🌤 Weather

👥 Population

7,500

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Gulbene Ubud, Bali 10,710 km ≈ 14 h nonstop flight

From you

Gulbene
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gulbene vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,289 in Gulbene, $1,353 in Ubud, Bali – roughly 5% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,934 per month in Gulbene and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gulbene, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,289 in Gulbene and $1,353 in Ubud, Bali. That's a gap of about 5%.

Kindergarten costs $674 per month in Gulbene and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Gulbene, where all-in costs run around $1,289, than in Ubud, Bali at $1,353. In Gulbene it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,289 in Gulbene to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gulbene. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.