Cost of Living Comparison Between Ubud, Bali and Guarda Cost of Living Comparison Between Ubud, Bali and Guarda

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,330 in Guarda, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,033 in Guarda, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,736 in Guarda, rent included.

Ubud, Bali costs about 3% more than Guarda, driven mainly by Eating Out.

Ubud, Bali sits 0% above the global median, while Guarda is 3% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$12.87 €11.22

-73.27%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$46.96 €40.94

-22.68%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$11.68 €10.19

-51.11%

Cappuccino

$2.67 Rp 47.3K

$1.75 €1.52

52.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.96 €1.71

-10.71%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.78 €1.55

-51.12%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.37 €2.07

24.47%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$4.14 €3.61

9.18%

Milk (1 liter)

$1.62 Rp 28.7K

$1.06 €0.92

52.83%

White Bread (500g)

$2.33 Rp 41.3K

$1.68 €1.46

38.69%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.64 €1.43

-32.32%

Eggs

$2.20 Rp 39.0K

$3.71 €3.23

-40.70%

Local Cheese (1kg)

$17.69 Rp 313.3K

$11.71 €10.21

51.07%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$12.42 €10.83

-66.99%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$24.44 €21.31

-50.16%

Apples (1kg)

$3.71 Rp 65.6K

$2.36 €2.06

57.20%

Banana (1kg)

$1.59 Rp 28.1K

$1.75 €1.52

-9.14%

Oranges (1kg)

$2.28 Rp 40.4K

$2.11 €1.84

8.06%

Tomato (1kg)

$1.95 Rp 34.6K

$2.37 €2.07

-17.72%

Potato (1kg)

$1.91 Rp 33.7K

$2.46 €2.14

-22.36%

Onion (1kg)

$2.33 Rp 41.3K

$2.40 €2.09

-2.92%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.96 €0.84

5.21%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.18 €1.03

-53.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$6.98 €6.09

-68.05%

Wine (Bottle)

$23.07 Rp 408.6K

$5.31 €4.63

334.46%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.70 €1.48

42.35%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.61 €2.28

14.94%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.68 €1.47

-83.93%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$5.06 €4.41

-90.51%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$17.12 €14.93

-67.06%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.08 €1.81

-61.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$34.0K €29.6K

-26.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$39.7K €34.6K

-20.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$197 €171

-58.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$17.27 €15.05

-62.42%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$52.9 €46.14

-64.54%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$57.5 €50.1

-1.03%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$6.76 €5.89

-32.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$450 €392

6.91%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$13.9K €12.1K

-58.89%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$34.03 €29.66

33.76%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$23.07 €20.11

55.53%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$138 €120

-41.75%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$171 €149

-54.04%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$398 €347

179.86%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$294 €256

137.16%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$750 €653

385.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$574 €501

202.47%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,367 €1,191

103.71%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.27

321.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Guarda: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $398 in Guarda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $47.00 in Guarda. Monthly groceries follow the same trend: $295 vs $316 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Guarda: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 3% more than Guarda, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,995 in Guarda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Guarda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,330 in Guarda. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $450 in Guarda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Guarda, where all-in costs run around $1,330, than in Ubud, Bali at $1,368. In Guarda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Guarda costs $1,330 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Guarda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.