Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Guarda

For one person, living is cheaper in Guarda: $1,271 a month against $1,349 in Ubud, Bali, rent and utilities included – about $940 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
61

Cost of Living Index in Guarda
Learn more

Guarda Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Guarda

🇵🇹 Portugal

$1,271

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Guarda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Guarda actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,271 in Guarda, rent included.

Ubud, Bali $1,349
Guarda $1,271

A couple spends around $2,305 per month in Ubud, Bali vs $1,978 in Guarda, rent included.

Ubud, Bali $2,305
Guarda $1,978

A family of three spends $3,261 per month in Ubud, Bali vs $2,684 in Guarda, rent included.

Ubud, Bali $3,261
Guarda $2,684

Ubud, Bali costs about 6% more than Guarda.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$13.05 €11.70

-74.56%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$44.16 €39.57

-19.29%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.33 €10.15

-51.19%

Cappuccino

$2.72 Rp 49.3K

$1.65 €1.48

64.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.92 €1.72

-11.46%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.70 €1.52

-55.29%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.30 €2.06

15.22%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.87 €3.47

13.18%

Milk (1 liter)

$1.49 Rp 27.0K

$1.02 €0.92

46.08%

White Bread (500g)

$2.28 Rp 41.3K

$1.61 €1.44

41.61%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.53 €1.37

-22.22%

Eggs

$2.04 Rp 36.9K

$3.66 €3.28

-44.26%

Local Cheese (1kg)

$17.70 Rp 321.1K

$11.06 €9.91

60.04%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$11.73 €10.51

-66.24%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$23.89 €21.41

-48.97%

Apples (1kg)

$3.66 Rp 66.3K

$2.36 €2.11

55.08%

Banana (1kg)

$1.52 Rp 27.5K

$1.69 €1.51

-10.06%

Oranges (1kg)

$2.23 Rp 40.4K

$2.13 €1.91

4.69%

Tomato (1kg)

$1.97 Rp 35.8K

$2.36 €2.11

-16.53%

Potato (1kg)

$1.85 Rp 33.5K

$2.31 €2.07

-19.91%

Onion (1kg)

$2.42 Rp 44.0K

$2.30 €2.06

5.22%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.98 €0.88

1.02%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.11 €0.99

-54.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.91 €6.19

-67.87%

Wine (Bottle)

$22.24 Rp 403.4K

$5.09 €4.56

336.94%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.66 €1.48

36.14%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.45 €2.19

21.22%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.70 €1.53

-85.29%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$5.01 €4.49

-91.22%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$16.78 €15.04

-67.76%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.20 €1.97

-62.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$32.7K €29.3K

-27.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$38.1K €34.2K

-16.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$188 €169

-58.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$16.66 €14.93

-61.28%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$51.2 €45.91

-63.73%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$56.8 €50.9

-12.89%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$6.90 €6.18

-38.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$428 €384

14.52%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$13.5K €12.1K

-58.02%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$34.06 €30.52

31.06%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$21.99 €19.70

58.94%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$132 €118

-39.34%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$165 €148

-51.81%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$395 €354

184.57%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$276 €248

142.97%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$723 €648

392.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$552 €495

212.05%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,366 €1,224

99.95%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.27

321.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Guarda: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Guarda

$276 21.8% 58.8% $395

Groceries & Markets

Ubud, Bali

$288 21.4%

Guarda

$305 24% 5.7% $16

Eating Out

Ubud, Bali

$108 8%

Guarda

$192 15.1% 78.2% $84

Clothing & Footwear

Ubud, Bali

$108 8%

Guarda

$159 12.5% 47.6% $51

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Guarda

$256 20.2% 146% $152

Sport & Entertainment

Ubud, Bali

$58 4.3%

Guarda

$71 5.6% 21.7% $13

Getting Around

Ubud, Bali

$11 0.9%

Guarda

$12 * 0.9% 3.5% $0.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $395 in Guarda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $44 in Guarda. Monthly groceries follow the same trend: $288 vs $305 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Guarda

🕒 Local time

11:59 11:59 AM

03:59 3:59 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

40,126

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Guarda 13,350 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Guarda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Guarda: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,906 in Guarda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Guarda, especially for central apartments: a one-bedroom in the center costs $395 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,271 in Guarda. That makes Guarda about 6% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $428 in Guarda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,271 in Guarda. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Guarda – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.