Last update: Oct 2026

Cost of Living Comparison Between Guarda and Ubud, Bali

For one person, living is cheaper in Guarda: $1,271 a month against $1,349 in Ubud, Bali, rent and utilities included – about $940 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

61

Cost of Living Index in Guarda
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Guarda Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Guarda

🇵🇹 Portugal

$1,271

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Guarda and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Guarda and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,271 per month in Guarda vs $1,349 in Ubud, Bali, rent included.

Guarda $1,271
Ubud, Bali $1,349

A couple spends around $1,978 per month in Guarda vs $2,305 in Ubud, Bali, rent included.

Guarda $1,978
Ubud, Bali $2,305

A family of three spends $2,684 per month in Guarda vs $3,261 in Ubud, Bali, rent included.

Guarda $2,684
Ubud, Bali $3,261

Guarda is about 6% cheaper than Ubud, Bali.

Meal at Budget Restaurant

$13.05 €11.70

$3.32 Rp 60.3K

293.07%

Three-Course Dinner for Two, Mid-Range

$44.16 €39.57

$35.64 Rp 646.5K

23.91%

Fast Food Meal (McDonalds, etc)

$11.33 €10.15

$5.53 Rp 100.4K

104.88%

Cappuccino

$1.65 €1.48

$2.72 Rp 49.3K

-39.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 €1.72

$1.70 Rp 30.9K

12.94%

Water (0.33 liter bottle)

$1.70 €1.52

$0.76 Rp 13.8K

123.68%

Local Beer (0.5 liter draught)

$2.30 €2.06

$2.65 Rp 48.1K

-13.21%

Imported Beer (0.33 liter bottle)

$3.87 €3.47

$4.38 Rp 79.5K

-11.64%

Milk (1 liter)

$1.02 €0.92

$1.49 Rp 27.0K

-31.54%

White Bread (500g)

$1.61 €1.44

$2.28 Rp 41.3K

-29.39%

Rice (white) (1kg)

$1.53 €1.37

$1.19 Rp 21.6K

28.57%

Eggs

$3.66 €3.28

$2.04 Rp 36.9K

79.41%

Local Cheese (1kg)

$11.06 €9.91

$17.70 Rp 321.1K

-37.51%

Chicken Fillets (1kg)

$11.73 €10.51

$3.96 Rp 71.9K

196.21%

Beef Round Steak (1kg)

$23.89 €21.41

$12.19 Rp 221.1K

95.98%

Apples (1kg)

$2.36 €2.11

$3.66 Rp 66.3K

-35.52%

Banana (1kg)

$1.69 €1.51

$1.52 Rp 27.5K

11.18%

Oranges (1kg)

$2.13 €1.91

$2.23 Rp 40.4K

-4.48%

Tomato (1kg)

$2.36 €2.11

$1.97 Rp 35.8K

19.80%

Potato (1kg)

$2.31 €2.07

$1.85 Rp 33.5K

24.86%

Onion (1kg)

$2.30 €2.06

$2.42 Rp 44.0K

-4.96%

Lettuce (1 head)

$0.98 €0.88

$0.99 Rp 18.0K

-1.01%

Water (1.5 liter bottle)

$1.11 €0.99

$0.51 Rp 9,313

117.65%

Cigarettes 20 Pack (Marlboro, Camel)

$6.91 €6.19

$2.22 Rp 40.3K

211.26%

Wine (Bottle)

$5.09 €4.56

$22.24 Rp 403.4K

-77.11%

Local Beer (0.5 liter bottle)

$1.66 €1.48

$2.26 Rp 41.0K

-26.55%

Imported Beer (0.33 liter bottle)

$2.45 €2.19

$2.97 Rp 53.9K

-17.51%

One-way Ticket (Public Transport)

$1.70 €1.53

$0.25 Rp 4,553

580.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$5.01 €4.49

$0.44 Rp 7,972

1038.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$16.78 €15.04

$5.41 Rp 98.1K

210.17%

Gasoline (1 liter)

$2.20 €1.97

$0.82 Rp 15.0K

168.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K €29.3K

$23.8K Rp 432.4M

37.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.1K €34.2K

$31.7K Rp 575.9M

20.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 €169

$79.1 Rp 1.4M

138.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.66 €14.93

$6.45 Rp 116.9K

158.29%

Internet (50+ Mbps, Unlimited Data)

$51.2 €45.91

$18.58 Rp 337.0K

175.73%

Gym Membership (Monthly)

$56.8 €50.9

$49.48 Rp 897.5K

14.79%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$6.90 €6.18

$4.27 Rp 77.5K

61.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$428 €384

$491 Rp 8.9M

-12.68%

International Primary School, 1 Child (Yearly)

$13.5K €12.1K

$5,674 Rp 102.9M

138.21%

Jeans (Levis 501 Or Similar)

$34.06 €30.52

$44.64 Rp 809.7K

-23.70%

Summer Dress (H&M, Zara, etc)

$21.99 €19.70

$34.95 Rp 634.0K

-37.08%

Sport Shoes (Adidas, Nike)

$132 €118

$79.9 Rp 1.4M

64.84%

Men's Leather Business Shoes

$165 €148

$79.4 Rp 1.4M

107.53%

1-bedroom Apartment, City Center (Monthly)

$395 €354

$1,125 Rp 20.4M

-64.86%

1-bedroom Apartment, Outside City Center (Monthly)

$276 €248

$671 Rp 12.2M

-58.84%

3-bedroom Apartment, City Center (Monthly)

$723 €648

$3,565 Rp 64.7M

-79.70%

3-bedroom Apartment, Outside City Center (Monthly)

$552 €495

$1,723 Rp 31.3M

-67.95%

Buy Apartment in City Center (m2)

$1,366 €1,224

$2,732 Rp 49.5M

-49.99%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.27

13.78

-76.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guarda: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Guarda

$305 24%

Ubud, Bali

$288 21.4% 5.4% $16

Accommodation & Living

Guarda

$276 21.8%

Ubud, Bali

$672 49.8% 143% $395

Monthly Utilities & Internet

Guarda

$256 20.2%

Ubud, Bali

$104 7.7% 59.4% $152

Eating Out

Guarda

$192 15.1%

Ubud, Bali

$108 8% 43.9% $84

Clothing & Footwear

Guarda

$159 12.5%

Ubud, Bali

$108 8% 32.2% $51

Sport & Entertainment

Guarda

$71 5.6%

Ubud, Bali

$58 4.3% 17.8% $13

Getting Around

Guarda

$12 * 0.9%

Ubud, Bali

$11 0.9% 3.4% $0.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $395 in Guarda versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44 in Guarda versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $305 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇵🇹 Guarda

🇮🇩 Ubud, Bali

🕒 Local time

05:22 5:22 AM

13:22 1:22 PM

8 h ahead of Guarda

🌤 Weather

👥 Population

40,126

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Guarda Ubud, Bali 13,350 km ≈ 17 h nonstop flight

From you

Guarda
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guarda vs Ubud, Bali: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,906 per month in Guarda and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Guarda, especially for central apartments: a one-bedroom in the center costs $395 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,271 in Guarda and $1,349 in Ubud, Bali. That makes Guarda about 6% cheaper.

Kindergarten costs $428 per month in Guarda and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,271 in Guarda and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Guarda – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.