Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Grays

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,397 in Grays, rent and utilities included – about $12,500 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
116

Cost of Living Index in Grays
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Grays Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Grays

🇬🇧 United Kingdom

$2,397

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Grays

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Grays actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,397 in Grays, rent included.

Ubud, Bali $1,353
Grays $2,397

A couple spends around $2,297 per month in Ubud, Bali vs $3,412 in Grays, rent included.

Ubud, Bali $2,297
Grays $3,412

A family of three spends $3,241 per month in Ubud, Bali vs $4,427 in Grays, rent included.

Ubud, Bali $3,241
Grays $4,427

Ubud, Bali is about 44% cheaper than Grays, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Grays sit above the global median – Ubud, Bali by 0%, Grays by 77%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$25.18 £18.89

-87.17%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$52.4 £39.34

-33.49%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.86 £7.40

-42.19%

Cappuccino

$2.62 Rp 47.1K

$4.86 £3.65

-46.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.86 £2.90

-55.44%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$3.37 £2.53

-75.96%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.34 £4.01

-50.37%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$8.10 £6.07

-46.05%

Milk (1 liter)

$1.57 Rp 28.3K

$1.55 £1.16

1.29%

White Bread (500g)

$2.19 Rp 39.5K

$1.49 £1.12

46.98%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.59 £1.19

-25.79%

Eggs

$2.16 Rp 38.8K

$4.41 £3.31

-51.02%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.15 £9.12

45.27%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.40 £7.05

-59.79%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$15.37 £11.53

-22.25%

Apples (1kg)

$3.60 Rp 64.8K

$3.08 £2.31

16.88%

Banana (1kg)

$1.59 Rp 28.6K

$1.96 £1.47

-18.88%

Oranges (1kg)

$2.31 Rp 41.6K

$2.88 £2.16

-19.79%

Tomato (1kg)

$1.91 Rp 34.3K

$3.80 £2.85

-49.74%

Potato (1kg)

$1.78 Rp 32.1K

$2.21 £1.66

-19.46%

Onion (1kg)

$2.33 Rp 41.9K

$1.83 £1.37

27.32%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.18 £0.89

-15.25%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.50 £1.13

-64.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$17.47 £13.11

-86.89%

Wine (Bottle)

$22.07 Rp 397.3K

$10.90 £8.18

102.48%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$3.06 £2.30

-23.20%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.27 £2.45

-8.87%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$3.61 £2.70

-93.63%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$103 £77.6

-91.39%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$5.16 £3.87

-90.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.60 £1.95

-83.46%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$39.59 £29.70

-86.18%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.07 £1.56

-59.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$37.9K £28.4K

-36.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$41.1K £30.8K

-20.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$281 £211

-71.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$17.04 £12.78

-61.50%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$44.76 £33.58

-58.45%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$45.70 £34.28

18.42%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$11.11 £8.34

-61.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$2,101 £1,576

-76.55%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$30.7K £23.0K

-81.76%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$91.6 £68.7

-50.23%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$44.99 £33.75

-22.29%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$103 £77.3

-24.55%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$90.8 £68.1

-13.51%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,190 £893

-4.94%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,022 £766

-34.14%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,032 £1,525

77.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,586 £1,190

7.32%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$4,879 £3,660

-44.31%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,630 £2,723

-38.26%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.12

169.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Grays: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Grays

$1K 42.7% 51.8% $349

Groceries & Markets

Ubud, Bali

$287 21.2%

Grays

$318 13.3% 10.9% $31

Clothing & Footwear

Ubud, Bali

$107 7.9%

Grays

$149 6.2% 39.5% $42

Eating Out

Ubud, Bali

$106 7.9%

Grays

$361 15.1% 239% $255

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Grays

$343 14.3% 226% $238

Sport & Entertainment

Ubud, Bali

$63 4.6%

Grays

$68 2.8% 8.5% $5.3

Getting Around

Ubud, Bali

$12 0.9%

Grays

$136 5.7% 994% $124

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,190 in Grays. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $52.0 in Grays. Monthly groceries follow the same trend: $287 vs $318 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Grays

🕒 Local time

18:50 6:50 PM

11:50 11:50 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

36,601

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Grays 12,460 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Grays

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Grays: Cost of Living - Frequently Asked Questions

Yes – Grays is pricier by about 77%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,595 in Grays. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $2,397 in Grays. That's a gap of about 77%.

Public transport costs about 1062% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Grays at $2,397. In Ubud, Bali it covers expenses comfortably, while in Grays it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Grays makes more sense. Both are solid long-term options with distinct trade-offs.