Last update: Oct 2026

Cost of Living Comparison Between Grays and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,369 in Grays, rent and utilities included – about $12,000 less a year. Rent and utilities account for about half of the difference.

116

Cost of Living Index in Grays
Learn more

Grays Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Grays

🇬🇧 United Kingdom

$2,369

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Grays and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Grays and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,369 per month in Grays vs $1,368 in Ubud, Bali, rent included.

Grays $2,369
Ubud, Bali $1,368

A couple spends around $3,403 per month in Grays vs $2,314 in Ubud, Bali, rent included.

Grays $3,403
Ubud, Bali $2,314

A family of three spends $4,437 per month in Grays vs $3,260 in Ubud, Bali, rent included.

Grays $4,437
Ubud, Bali $3,260

Grays costs about 73% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Grays and Ubud, Bali sit above the global median – Grays by 75%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$24.94 £18.71

$3.33 Rp 59.9K

648.95%

Three-Course Dinner for Two, Mid-Range

$52.3 £39.24

$35.18 Rp 633.2K

48.69%

Fast Food Meal (McDonalds, etc)

$9.98 £7.49

$5.80 Rp 104.5K

72.07%

Cappuccino

$4.64 £3.48

$2.73 Rp 49.1K

69.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 £2.90

$1.64 Rp 29.5K

135.37%

Water (0.33 liter bottle)

$3.32 £2.49

$0.83 Rp 15.0K

300.00%

Local Beer (0.5 liter draught)

$5.40 £4.05

$2.70 Rp 48.6K

100.00%

Imported Beer (0.33 liter bottle)

$7.88 £5.91

$4.30 Rp 77.4K

83.26%

Milk (1 liter)

$1.55 £1.16

$1.50 Rp 27.1K

3.33%

White Bread (500g)

$1.47 £1.10

$2.30 Rp 41.4K

-36.09%

Rice (white) (1kg)

$1.64 £1.23

$1.18 Rp 21.2K

38.98%

Eggs

$4.41 £3.31

$2.14 Rp 38.6K

106.07%

Local Cheese (1kg)

$12.06 £9.05

$17.48 Rp 314.6K

-31.01%

Chicken Fillets (1kg)

$9.17 £6.88

$4.03 Rp 72.5K

127.54%

Beef Round Steak (1kg)

$15.11 £11.33

$12.23 Rp 220.1K

23.55%

Apples (1kg)

$2.95 £2.21

$3.55 Rp 63.9K

-16.90%

Banana (1kg)

$1.89 £1.42

$1.57 Rp 28.3K

20.38%

Oranges (1kg)

$2.82 £2.11

$2.24 Rp 40.2K

25.89%

Tomato (1kg)

$3.77 £2.83

$1.93 Rp 34.7K

95.34%

Potato (1kg)

$2.20 £1.65

$1.88 Rp 33.9K

17.02%

Onion (1kg)

$1.79 £1.35

$2.29 Rp 41.3K

-21.83%

Lettuce (1 head)

$1.18 £0.88

$0.99 Rp 17.9K

19.19%

Water (1.5 liter bottle)

$1.43 £1.07

$0.53 Rp 9,475

169.81%

Cigarettes 20 Pack (Marlboro, Camel)

$17.07 £12.80

$2.28 Rp 41.1K

648.68%

Wine (Bottle)

$10.87 £8.16

$23.01 Rp 414.2K

-52.76%

Local Beer (0.5 liter bottle)

$3.04 £2.28

$2.34 Rp 42.2K

29.91%

Imported Beer (0.33 liter bottle)

$3.23 £2.42

$2.91 Rp 52.4K

11.00%

One-way Ticket (Public Transport)

$3.54 £2.66

$0.24 Rp 4,315

1375.00%

Public Transport Monthly Pass (Regular Price)

$97.5 £73.1

$8.82 Rp 158.7K

1005.10%

Taxi Start (Normal Tariff)

$4.88 £3.66

$0.48 Rp 8,684

916.67%

Taxi (Normal Tariff) (1km)

$2.69 £2.02

$0.46 Rp 8,233

484.78%

Taxi 1hour Waiting (Normal Tariff)

$39.12 £29.35

$5.45 Rp 98.2K

617.80%

Gasoline (1 liter)

$2.06 £1.54

$0.88 Rp 15.9K

134.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$24.6K Rp 442.2M

57.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$31.2K Rp 561.4M

31.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 £210

$83.0 Rp 1.5M

236.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.46 £12.35

$6.45 Rp 116.0K

155.19%

Internet (50+ Mbps, Unlimited Data)

$44.70 £33.53

$18.57 Rp 334.2K

140.71%

Gym Membership (Monthly)

$46.48 £34.87

$55.8 Rp 1.0M

-16.73%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$11.16 £8.37

$4.38 Rp 78.9K

154.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,079 £1,559

$493 Rp 8.9M

321.64%

International Primary School, 1 Child (Yearly)

$30.6K £23.0K

$5,754 Rp 103.6M

432.33%

Jeans (Levis 501 Or Similar)

$90.9 £68.2

$46.19 Rp 831.4K

96.75%

Summer Dress (H&M, Zara, etc)

$44.44 £33.34

$35.33 Rp 636.0K

25.79%

Sport Shoes (Adidas, Nike)

$105 £78.4

$79.1 Rp 1.4M

32.13%

Men's Leather Business Shoes

$88.0 £66.0

$78.4 Rp 1.4M

12.25%

1-bedroom Apartment, City Center (Monthly)

$1,235 £926

$1,142 Rp 20.6M

8.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,012 £759

$676 Rp 12.2M

49.77%

3-bedroom Apartment, City Center (Monthly)

$2,126 £1,595

$3,503 Rp 63.1M

-39.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,634 £1,226

$1,700 Rp 30.6M

-3.89%

Buy Apartment in City Center (m2)

$5,052 £3,790

$2,784 Rp 50.1M

81.45%

Buy Apartment Outside City Center (m2)

$3,847 £2,886

$2,241 Rp 40.3M

71.69%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

13.78

-62.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grays: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Grays

$1K 42.7%

Ubud, Bali

$676 49.4% 33.2% $336

Eating Out

Grays

$357 15.1%

Ubud, Bali

$109 8% 69.5% $248

Monthly Utilities & Internet

Grays

$341 14.4%

Ubud, Bali

$108 7.9% 68.3% $233

Groceries & Markets

Grays

$313 13.2%

Ubud, Bali

$290 21.2% 7.3% $23

Clothing & Footwear

Grays

$148 6.2%

Ubud, Bali

$108 7.9% 27.1% $40

Getting Around

Grays

$130 5.5%

Ubud, Bali

$13 0.9% 90.3% $117

Sport & Entertainment

Grays

$69 2.9%

Ubud, Bali

$65 4.7% 6.1% $4.2

Cost Breakdown

A central one-bedroom costs $1,235 in Grays versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $52.0 in Grays versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $313 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇧 Grays

🇮🇩 Ubud, Bali

🕒 Local time

09:42 9:42 AM

16:42 4:42 PM

7 h ahead of Grays

🌤 Weather

👥 Population

36,601

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Grays Ubud, Bali 12,460 km ≈ 16 h nonstop flight

From you

Grays
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grays vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Grays is pricier by about 73%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,553 per month in Grays and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,369 in Grays and $1,368 in Ubud, Bali. That's a gap of about 73%.

Public transport costs about 1005% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Grays at $2,369. In Ubud, Bali it covers expenses comfortably, while in Grays it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Grays makes more sense. Both are solid long-term options with distinct trade-offs.