Cost of Living Comparison Between Grays and Ubud, Bali Cost of Living Comparison Between Grays and Ubud, Bali

Monthly Cost of Living

A single person spends $2,420 per month in Grays vs $1,396 in Ubud, Bali, rent included.

A couple spends around $3,490 per month in Grays vs $2,334 in Ubud, Bali, rent included.

A family of three spends $4,561 per month in Grays vs $3,273 in Ubud, Bali, rent included.

Grays costs about 73% more than Ubud, Bali, driven mainly by Eating Out.

Both Grays and Ubud, Bali sit above the global median – Grays by 76%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$24.47 £18.09

$3.37 Rp 59.7K

626.11%

Three-Course Dinner for Two, Mid-Range

$54.4 £40.23

$38.59 Rp 682.4K

41.05%

Fast Food Meal (McDonalds, etc)

$10.40 £7.69

$5.52 Rp 97.6K

88.41%

Cappuccino

$4.79 £3.54

$2.64 Rp 46.8K

81.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.04 £2.99

$1.67 Rp 29.6K

141.92%

Water (0.33 liter bottle)

$3.29 £2.43

$0.77 Rp 13.6K

327.27%

Local Beer (0.5 liter draught)

$5.55 £4.10

$2.63 Rp 46.6K

111.03%

Imported Beer (0.33 liter bottle)

$8.06 £5.96

$4.28 Rp 75.7K

88.32%

Milk (1 liter)

$1.61 £1.19

$1.55 Rp 27.3K

3.87%

White Bread (500g)

$1.52 £1.13

$2.22 Rp 39.3K

-31.53%

Rice (white) (1kg)

$1.62 £1.20

$1.13 Rp 19.9K

43.36%

Eggs

$4.50 £3.33

$2.09 Rp 36.9K

115.31%

Local Cheese (1kg)

$12.40 £9.16

$17.39 Rp 307.6K

-28.69%

Chicken Fillets (1kg)

$9.55 £7.06

$3.87 Rp 68.4K

146.77%

Beef Round Steak (1kg)

$15.85 £11.72

$12.55 Rp 221.9K

26.29%

Apples (1kg)

$3.10 £2.29

$3.62 Rp 63.9K

-14.36%

Banana (1kg)

$1.93 £1.43

$1.56 Rp 27.6K

23.72%

Oranges (1kg)

$2.95 £2.18

$2.35 Rp 41.6K

25.53%

Tomato (1kg)

$3.89 £2.88

$2.06 Rp 36.4K

88.83%

Potato (1kg)

$2.20 £1.63

$1.90 Rp 33.6K

15.79%

Onion (1kg)

$1.95 £1.44

$2.34 Rp 41.3K

-16.67%

Lettuce (1 head)

$1.17 £0.86

$1.03 Rp 18.2K

13.59%

Water (1.5 liter bottle)

$1.46 £1.08

$0.55 Rp 9,809

165.45%

Cigarettes 20 Pack (Marlboro, Camel)

$17.48 £12.92

$2.25 Rp 39.8K

676.89%

Wine (Bottle)

$11.54 £8.53

$23.81 Rp 421.0K

-51.53%

Local Beer (0.5 liter bottle)

$3.01 £2.22

$2.31 Rp 40.9K

30.30%

Imported Beer (0.33 liter bottle)

$3.29 £2.43

$2.80 Rp 49.5K

17.50%

One-way Ticket (Public Transport)

$3.64 £2.69

$0.27 Rp 4,816

1248.15%

Public Transport Monthly Pass (Regular Price)

$94.5 £69.9

$8.66 Rp 153.2K

991.57%

Taxi Start (Normal Tariff)

$5.10 £3.77

$0.48 Rp 8,515

962.50%

Taxi (Normal Tariff) (1km)

$2.67 £1.97

$0.45 Rp 7,887

493.33%

Taxi 1hour Waiting (Normal Tariff)

$41.11 £30.39

$5.72 Rp 101.1K

618.71%

Gasoline (1 liter)

$2.03 £1.50

$0.76 Rp 13.4K

167.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.3K £29.1K

$24.5K Rp 433.0M

60.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.3K

$32.1K Rp 568.0M

27.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 £218

$83.6 Rp 1.5M

252.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.32 £12.80

$6.46 Rp 114.2K

168.11%

Internet (50+ Mbps, Unlimited Data)

$46.61 £34.46

$18.99 Rp 335.9K

145.44%

Gym Membership (Monthly)

$47.40 £35.04

$56.0 Rp 989.8K

-15.31%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$11.42 £8.44

$4.28 Rp 75.7K

166.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,141 £1,583

$487 Rp 8.6M

340.05%

International Primary School, 1 Child (Yearly)

$30.6K £22.6K

$5,856 Rp 103.6M

422.94%

Jeans (Levis 501 Or Similar)

$91.9 £67.9

$45.56 Rp 805.6K

101.60%

Summer Dress (H&M, Zara, etc)

$46.27 £34.20

$36.38 Rp 643.3K

27.19%

Sport Shoes (Adidas, Nike)

$107 £78.8

$82.0 Rp 1.4M

30.05%

Men's Leather Business Shoes

$91.9 £67.9

$80.4 Rp 1.4M

14.32%

1-bedroom Apartment, City Center (Monthly)

$1,241 £917

$1,117 Rp 19.7M

11.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,054 £779

$701 Rp 12.4M

50.39%

3-bedroom Apartment, City Center (Monthly)

$2,090 £1,545

$3,537 Rp 62.5M

-40.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,680 £1,242

$1,762 Rp 31.2M

-4.65%

Buy Apartment in City Center (m2)

$5,206 £3,849

$2,826 Rp 50.0M

84.23%

Buy Apartment Outside City Center (m2)

$3,787 £2,800

$2,292 Rp 40.5M

65.25%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

13.78

-62.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grays: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,241 in Grays versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $54.0 in Grays versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $324 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grays vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Grays is pricier by about 73%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,630 per month in Grays and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,420 in Grays and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 992% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Grays at $2,420. In Ubud, Bali it covers expenses comfortably, while in Grays it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Grays makes more sense. Both are solid long-term options with distinct trade-offs.