Cost of Living Comparison Between Ubud, Bali and Gradiska Cost of Living Comparison Between Ubud, Bali and Gradiska

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $816 in Gradiska, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,323 in Gradiska, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,830 in Gradiska, rent included.

Ubud, Bali costs about 72% more than Gradiska, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Gradiska is 39% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.78 BAM 9.90

-40.31%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$35.14 BAM 60.2

-7.97%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.59 BAM 9.57

-13.42%

Cappuccino

$2.75 Rp 49.4K

$1.04 BAM 1.79

164.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.73 BAM 2.97

-20.23%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.20 BAM 2.05

-37.50%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.79 BAM 3.07

67.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.10 BAM 3.60

83.33%

Milk (1 liter)

$1.74 Rp 31.2K

$1.36 BAM 2.33

27.94%

White Bread (500g)

$2.46 Rp 44.2K

$1.15 BAM 1.97

113.91%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.70 BAM 2.91

-31.18%

Eggs

$2.43 Rp 43.7K

$3.92 BAM 6.71

-38.01%

Local Cheese (1kg)

$14.50 Rp 260.6K

$7.54 BAM 12.92

92.31%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.22 BAM 12.37

-39.75%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$15.97 BAM 27.35

-24.98%

Apples (1kg)

$3.72 Rp 66.8K

$1.16 BAM 1.99

220.69%

Banana (1kg)

$1.63 Rp 29.2K

$1.56 BAM 2.68

4.49%

Oranges (1kg)

$2.74 Rp 49.3K

$1.15 BAM 1.97

138.26%

Tomato (1kg)

$2.24 Rp 40.3K

$1.58 BAM 2.70

41.77%

Potato (1kg)

$1.92 Rp 34.5K

$1.39 BAM 2.38

38.13%

Onion (1kg)

$2.28 Rp 40.9K

$1.00 BAM 1.72

128.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.61 BAM 2.76

-34.16%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.91 BAM 1.56

-20.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.65 BAM 6.24

-9.86%

Wine (Bottle)

$23.19 Rp 416.8K

$7.96 BAM 13.63

191.33%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.24 BAM 2.13

124.19%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.26 BAM 2.16

116.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$2.93 BAM 5.01

-90.78%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$35.42 BAM 60.7

-77.10%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.76 BAM 3.01

-72.73%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.81 BAM 1.39

-48.15%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.55 BAM 18.07

-41.04%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.48 BAM 2.54

-45.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$23.6K BAM 40.5K

12.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$21.4K BAM 36.7K

50.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$87.9 BAM 150

-10.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$18.96 BAM 32.47

-78.53%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$23.33 BAM 39.95

4.29%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$25.78 BAM 44.15

282.51%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$10.94 BAM 18.73

-42.05%

Cinema Ticket

$3.99 Rp 71.6K

$2.87 BAM 4.91

39.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$154 BAM 264

97.57%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,215 BAM 5,506

106.60%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$59.9 BAM 103

-9.68%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.91 BAM 51.2

26.41%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$59.8 BAM 102

45.12%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$120 BAM 206

-36.39%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$174 BAM 298

471.04%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$145 BAM 249

362.42%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$382 BAM 655

782.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$331 BAM 566

520.16%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,418 BAM 2,428

97.80%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,250 BAM 2,141

78.18%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$690 BAM 1,181

-75.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.14

220.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Gradiska: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $174 in Gradiska. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 313% higher in Gradiska, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Gradiska. Groceries tell a different story – $297 in Ubud, Bali vs $230 in Gradiska – so Gradiska wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gradiska: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 72%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,224 in Gradiska. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradiska, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $154 in Gradiska. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 29% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Gradiska, where all-in costs run around $816, than in Ubud, Bali at $1,408. In Gradiska it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Gradiska – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gradiska. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.