Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gradiska

For one person, living is cheaper in Gradiska: $774 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
37

Cost of Living Index in Gradiska
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Gradiska Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gradiska

🇧🇦 Bosnia and Herzegovina

$774

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gradiska

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gradiska actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $774 in Gradiska, rent included.

Ubud, Bali $1,349
Gradiska $774

A couple spends around $2,305 per month in Ubud, Bali vs $1,267 in Gradiska, rent included.

Ubud, Bali $2,305
Gradiska $1,267

A family of three spends $3,261 per month in Ubud, Bali vs $1,760 in Gradiska, rent included.

Ubud, Bali $3,261
Gradiska $1,760

Ubud, Bali costs about 74% more than Gradiska, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$5.89 BAM 10.32

-43.63%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$36.58 BAM 64.1

-2.57%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$6.73 BAM 11.80

-17.83%

Cappuccino

$2.72 Rp 49.3K

$1.63 BAM 2.86

66.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.70 BAM 2.98

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.26 BAM 2.20

-39.68%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.77 BAM 3.10

49.72%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.25 BAM 3.94

94.67%

Milk (1 liter)

$1.49 Rp 27.0K

$1.33 BAM 2.33

12.03%

White Bread (500g)

$2.28 Rp 41.3K

$1.09 BAM 1.92

109.17%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.66 BAM 2.91

-28.31%

Eggs

$2.04 Rp 36.9K

$3.46 BAM 6.07

-41.04%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.04 BAM 12.33

151.42%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.13 BAM 12.49

-44.46%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$15.13 BAM 26.50

-19.43%

Apples (1kg)

$3.66 Rp 66.3K

$1.10 BAM 1.93

232.73%

Banana (1kg)

$1.52 Rp 27.5K

$1.44 BAM 2.52

5.56%

Oranges (1kg)

$2.23 Rp 40.4K

$1.17 BAM 2.05

90.60%

Tomato (1kg)

$1.97 Rp 35.8K

$1.58 BAM 2.77

24.68%

Potato (1kg)

$1.85 Rp 33.5K

$1.35 BAM 2.36

37.04%

Onion (1kg)

$2.42 Rp 44.0K

$0.82 BAM 1.44

195.12%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.61 BAM 2.83

-38.51%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.88 BAM 1.55

-42.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.58 BAM 6.26

-37.99%

Wine (Bottle)

$22.24 Rp 403.4K

$8.52 BAM 14.93

161.03%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.99 BAM 1.73

128.28%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.05 BAM 1.84

182.86%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.91 BAM 5.10

-91.41%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.75 BAM 3.07

-74.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.12 BAM 1.96

-61.61%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$10.44 BAM 18.29

-48.18%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.49 BAM 2.60

-44.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$30.5K BAM 53.5K

-21.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$20.3K BAM 35.5K

56.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$86.3 BAM 151

-8.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$18.52 BAM 32.44

-65.17%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$22.75 BAM 39.84

-18.33%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$24.37 BAM 42.70

103.04%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$2.85 BAM 4.99

49.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$134 BAM 235

265.67%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$18.4K BAM 32.2K

-69.14%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$58.1 BAM 102

-23.13%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$29.17 BAM 51.1

19.81%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$72.2 BAM 127

10.60%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$116 BAM 203

-31.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$172 BAM 302

552.35%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$141 BAM 247

375.86%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$378 BAM 662

843.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$315 BAM 553

446.26%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,420 BAM 2,488

92.31%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,253 BAM 2,195

82.25%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$674 BAM 1,182

-75.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gradiska: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gradiska

$141 18.2% 79% $530

Groceries & Markets

Ubud, Bali

$288 21.4%

Gradiska

$220 28.5% 23.6% $68

Eating Out

Ubud, Bali

$108 8%

Gradiska

$112 14.5% 4.1% $4.4

Clothing & Footwear

Ubud, Bali

$108 8%

Gradiska

$124 16% 15.3% $16

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gradiska

$128 16.5% 22.6% $24

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gradiska

$30 3.9% 48.2% $28

Getting Around

Ubud, Bali

$11 0.9%

Gradiska

$19 * 2.5% 66.5% $7.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $172 in Gradiska. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gradiska are about 4.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $37 in Gradiska. Groceries tell a different story – $288 in Ubud, Bali vs $220 in Gradiska – so Gradiska wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Gradiska

🕒 Local time

12:55 12:55 PM

05:55 5:55 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,368

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of November 2, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gradiska 11,300 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Gradiska

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gradiska: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 74%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,161 in Gradiska. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradiska, especially for central apartments: a one-bedroom in the center costs $172 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $37 in Gradiska. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 31% more in Ubud, Bali, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Gradiska, where all-in costs run around $774, than in Ubud, Bali at $1,349. In Gradiska it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Gradiska – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.