Cost of Living Comparison Between Ubud, Bali and Gradiska Cost of Living Comparison Between Ubud, Bali and Gradiska

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $807 in Gradiska, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,293 in Gradiska, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,779 in Gradiska, rent included.

Ubud, Bali costs about 69% more than Gradiska, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Gradiska is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.8K

$5.86 BAM 9.93

-41.30%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 642.1K

$38.41 BAM 65.1

-5.47%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 100.9K

$7.20 BAM 12.19

-20.69%

Cappuccino

$2.67 Rp 47.2K

$1.68 BAM 2.84

58.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.9K

$1.73 BAM 2.92

1.16%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.27 BAM 2.16

-31.50%

Local Beer (0.5 liter draught)

$2.95 Rp 52.2K

$1.81 BAM 3.07

62.98%

Imported Beer (0.33 liter bottle)

$4.52 Rp 79.9K

$2.32 BAM 3.93

94.83%

Milk (1 liter)

$1.62 Rp 28.6K

$1.39 BAM 2.36

16.55%

White Bread (500g)

$2.33 Rp 41.2K

$1.12 BAM 1.89

108.04%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.68 BAM 2.84

-33.93%

Eggs

$2.20 Rp 38.9K

$3.55 BAM 6.01

-38.03%

Local Cheese (1kg)

$17.69 Rp 312.8K

$7.41 BAM 12.55

138.73%

Chicken Fillets (1kg)

$4.10 Rp 72.4K

$7.53 BAM 12.75

-45.55%

Beef Round Steak (1kg)

$12.18 Rp 215.3K

$15.95 BAM 27.02

-23.64%

Apples (1kg)

$3.71 Rp 65.5K

$1.12 BAM 1.89

231.25%

Banana (1kg)

$1.59 Rp 28.1K

$1.47 BAM 2.48

8.16%

Oranges (1kg)

$2.28 Rp 40.4K

$1.24 BAM 2.10

83.87%

Tomato (1kg)

$1.95 Rp 34.5K

$1.64 BAM 2.77

18.90%

Potato (1kg)

$1.91 Rp 33.7K

$1.44 BAM 2.43

32.64%

Onion (1kg)

$2.33 Rp 41.2K

$0.86 BAM 1.46

170.93%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.65 BAM 2.80

-38.79%

Water (1.5 liter bottle)

$0.55 Rp 9,759

$0.85 BAM 1.44

-35.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.80 BAM 6.44

-41.32%

Wine (Bottle)

$23.07 Rp 408.0K

$8.15 BAM 13.80

183.07%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.06 BAM 1.79

128.30%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.0K

$1.08 BAM 1.83

177.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,807

$2.90 BAM 4.91

-90.69%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 158.9K

Taxi Start (Normal Tariff)

$0.48 Rp 8,554

$1.75 BAM 2.96

-72.57%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,668

$1.01 BAM 1.71

-57.43%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.8K

$10.47 BAM 17.73

-46.13%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.47 BAM 2.49

-45.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.1M

$32.1K BAM 54.3K

-22.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 560.7M

$21.4K BAM 36.2K

48.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$88.9 BAM 151

-8.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.8K

$19.29 BAM 32.68

-66.36%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 331.9K

$24.04 BAM 40.71

-21.92%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$26.04 BAM 44.10

118.39%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.2K

Cinema Ticket

$4.54 Rp 80.2K

$2.86 BAM 4.85

58.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$152 BAM 257

216.81%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.0M

$13.6K BAM 23.0K

-57.89%

Jeans (Levis 501 Or Similar)

$45.52 Rp 804.9K

$58.0 BAM 98.2

-21.45%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 634.5K

$29.90 BAM 50.6

20.00%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$73.3 BAM 124

9.66%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$117 BAM 199

-32.96%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$176 BAM 299

532.32%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.3M

$149 BAM 252

369.32%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.3M

$385 BAM 652

844.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.7M

$327 BAM 554

431.12%

Buy Apartment in City Center (m2)

$2,784 Rp 49.2M

$1,441 BAM 2,440

93.28%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,276 BAM 2,162

79.38%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$695 BAM 1,177

-75.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Gradiska: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $176 in Gradiska. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 314% higher in Gradiska, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $38.00 in Gradiska. Groceries tell a different story – $295 in Ubud, Bali vs $228 in Gradiska – so Gradiska wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gradiska: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 69%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,211 in Gradiska. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradiska, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $38.00 in Gradiska. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 30% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Gradiska, where all-in costs run around $807, than in Ubud, Bali at $1,368. In Gradiska it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Gradiska – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gradiska. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.