Cost of Living Comparison Between Ubud, Bali and Gradiska Cost of Living Comparison Between Ubud, Bali and Gradiska

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $799 in Gradiska, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,319 in Gradiska, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,840 in Gradiska, rent included.

Ubud, Bali costs about 78% more than Gradiska, driven mainly by Sport & Entertainment.

Ubud, Bali sits 6% above the global median, while Gradiska is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$5.75 BAM 9.68

-38.09%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$34.94 BAM 58.9

-6.33%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.70 BAM 9.60

-13.16%

Cappuccino

$2.71 Rp 48.6K

$1.07 BAM 1.81

153.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.73 BAM 2.92

-22.54%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.21 BAM 2.05

-42.15%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.74 BAM 2.93

67.82%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.04 BAM 3.44

94.12%

Milk (1 liter)

$1.81 Rp 32.4K

$1.40 BAM 2.35

29.29%

White Bread (500g)

$2.52 Rp 45.1K

$1.17 BAM 1.98

115.38%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.76 BAM 2.97

-34.09%

Eggs

$2.46 Rp 44.1K

$3.97 BAM 6.69

-38.04%

Local Cheese (1kg)

$14.71 Rp 263.7K

$7.31 BAM 12.32

101.23%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.54 BAM 12.71

-42.71%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$15.43 BAM 25.99

-21.32%

Apples (1kg)

$3.84 Rp 68.8K

$1.21 BAM 2.03

217.36%

Banana (1kg)

$1.56 Rp 27.9K

$1.57 BAM 2.65

-0.64%

Oranges (1kg)

$2.83 Rp 50.8K

$1.16 BAM 1.96

143.97%

Tomato (1kg)

$2.33 Rp 41.7K

$1.65 BAM 2.78

41.21%

Potato (1kg)

$1.91 Rp 34.3K

$1.44 BAM 2.43

32.64%

Onion (1kg)

$2.20 Rp 39.5K

$1.05 BAM 1.77

109.52%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.64 BAM 2.76

-38.41%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.84 BAM 1.42

-7.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.59 BAM 6.05

-7.52%

Wine (Bottle)

$23.74 Rp 425.5K

$8.32 BAM 14.02

185.34%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.26 BAM 2.12

121.43%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.25 BAM 2.11

128.80%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$2.90 BAM 4.88

-90.69%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$35.68 BAM 60.1

-77.49%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.78 BAM 3.00

-74.16%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.83 BAM 1.40

-45.78%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$10.65 BAM 17.94

-42.72%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.51 BAM 2.55

-47.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.5K BAM 39.6K

11.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$21.2K BAM 35.7K

51.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$89.3 BAM 150

-10.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$18.65 BAM 31.43

-78.23%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$23.87 BAM 40.21

-1.47%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$25.66 BAM 43.23

284.65%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$10.71 BAM 18.05

-38.10%

Cinema Ticket

$4.15 Rp 74.3K

$3.03 BAM 5.11

36.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$155 BAM 261

96.55%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$3,303 BAM 5,564

100.23%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$58.7 BAM 98.9

-5.42%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$29.33 BAM 49.42

30.62%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$58.2 BAM 98.1

52.23%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$117 BAM 197

-33.54%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$174 BAM 292

480.04%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$149 BAM 252

352.27%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$385 BAM 649

794.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$322 BAM 542

533.84%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,496 BAM 2,520

89.93%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,274 BAM 2,146

77.74%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$711 BAM 1,199

-76.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.14

220.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Gradiska: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $174 in Gradiska. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 331% higher in Gradiska, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $35.00 in Gradiska. Groceries tell a different story – $302 in Ubud, Bali vs $231 in Gradiska – so Gradiska wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gradiska: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 78%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,198 in Gradiska. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradiska, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $155 in Gradiska. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 30% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Gradiska, where all-in costs run around $799, than in Ubud, Bali at $1,419. In Gradiska it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Gradiska – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gradiska. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.