Last update: Oct 2026

Cost of Living Comparison Between Gradiska and Ubud, Bali

For one person, living is cheaper in Gradiska: $774 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Gradiska
Learn more

Gradiska Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Gradiska

🇧🇦 Bosnia and Herzegovina

$774

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradiska and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradiska and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $774 per month in Gradiska vs $1,349 in Ubud, Bali, rent included.

Gradiska $774
Ubud, Bali $1,349

A couple spends around $1,267 per month in Gradiska vs $2,305 in Ubud, Bali, rent included.

Gradiska $1,267
Ubud, Bali $2,305

A family of three spends $1,760 per month in Gradiska vs $3,261 in Ubud, Bali, rent included.

Gradiska $1,760
Ubud, Bali $3,261

Gradiska is about 43% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$5.89 BAM 10.32

$3.32 Rp 60.3K

77.41%

Three-Course Dinner for Two, Mid-Range

$36.58 BAM 64.1

$35.64 Rp 646.5K

2.64%

Fast Food Meal (McDonalds, etc)

$6.73 BAM 11.80

$5.53 Rp 100.4K

21.70%

Cappuccino

$1.63 BAM 2.86

$2.72 Rp 49.3K

-40.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 BAM 2.98

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$1.26 BAM 2.20

$0.76 Rp 13.8K

65.79%

Local Beer (0.5 liter draught)

$1.77 BAM 3.10

$2.65 Rp 48.1K

-33.21%

Imported Beer (0.33 liter bottle)

$2.25 BAM 3.94

$4.38 Rp 79.5K

-48.63%

Milk (1 liter)

$1.33 BAM 2.33

$1.49 Rp 27.0K

-10.74%

White Bread (500g)

$1.09 BAM 1.92

$2.28 Rp 41.3K

-52.19%

Rice (white) (1kg)

$1.66 BAM 2.91

$1.19 Rp 21.6K

39.50%

Eggs

$3.46 BAM 6.07

$2.04 Rp 36.9K

69.61%

Local Cheese (1kg)

$7.04 BAM 12.33

$17.70 Rp 321.1K

-60.23%

Chicken Fillets (1kg)

$7.13 BAM 12.49

$3.96 Rp 71.9K

80.05%

Beef Round Steak (1kg)

$15.13 BAM 26.50

$12.19 Rp 221.1K

24.12%

Apples (1kg)

$1.10 BAM 1.93

$3.66 Rp 66.3K

-69.95%

Banana (1kg)

$1.44 BAM 2.52

$1.52 Rp 27.5K

-5.26%

Oranges (1kg)

$1.17 BAM 2.05

$2.23 Rp 40.4K

-47.53%

Tomato (1kg)

$1.58 BAM 2.77

$1.97 Rp 35.8K

-19.80%

Potato (1kg)

$1.35 BAM 2.36

$1.85 Rp 33.5K

-27.03%

Onion (1kg)

$0.82 BAM 1.44

$2.42 Rp 44.0K

-66.12%

Lettuce (1 head)

$1.61 BAM 2.83

$0.99 Rp 18.0K

62.63%

Water (1.5 liter bottle)

$0.88 BAM 1.55

$0.51 Rp 9,313

72.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 BAM 6.26

$2.22 Rp 40.3K

61.26%

Wine (Bottle)

$8.52 BAM 14.93

$22.24 Rp 403.4K

-61.69%

Local Beer (0.5 liter bottle)

$0.99 BAM 1.73

$2.26 Rp 41.0K

-56.19%

Imported Beer (0.33 liter bottle)

$1.05 BAM 1.84

$2.97 Rp 53.9K

-64.65%

One-way Ticket (Public Transport)

$2.91 BAM 5.10

$0.25 Rp 4,553

1064.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$1.75 BAM 3.07

$0.44 Rp 7,972

297.73%

Taxi (Normal Tariff) (1km)

$1.12 BAM 1.96

$0.43 Rp 7,801

160.47%

Taxi 1hour Waiting (Normal Tariff)

$10.44 BAM 18.29

$5.41 Rp 98.1K

92.98%

Gasoline (1 liter)

$1.49 BAM 2.60

$0.82 Rp 15.0K

81.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K BAM 53.5K

$23.8K Rp 432.4M

28.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K BAM 35.5K

$31.7K Rp 575.9M

-36.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.3 BAM 151

$79.1 Rp 1.4M

9.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.52 BAM 32.44

$6.45 Rp 116.9K

187.13%

Internet (50+ Mbps, Unlimited Data)

$22.75 BAM 39.84

$18.58 Rp 337.0K

22.44%

Gym Membership (Monthly)

$24.37 BAM 42.70

$49.48 Rp 897.5K

-50.75%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$2.85 BAM 4.99

$4.27 Rp 77.5K

-33.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$134 BAM 235

$491 Rp 8.9M

-72.65%

International Primary School, 1 Child (Yearly)

$18.4K BAM 32.2K

$5,674 Rp 102.9M

224.01%

Jeans (Levis 501 Or Similar)

$58.1 BAM 102

$44.64 Rp 809.7K

30.09%

Summer Dress (H&M, Zara, etc)

$29.17 BAM 51.1

$34.95 Rp 634.0K

-16.54%

Sport Shoes (Adidas, Nike)

$72.2 BAM 127

$79.9 Rp 1.4M

-9.59%

Men's Leather Business Shoes

$116 BAM 203

$79.4 Rp 1.4M

45.93%

1-bedroom Apartment, City Center (Monthly)

$172 BAM 302

$1,125 Rp 20.4M

-84.67%

1-bedroom Apartment, Outside City Center (Monthly)

$141 BAM 247

$671 Rp 12.2M

-78.99%

3-bedroom Apartment, City Center (Monthly)

$378 BAM 662

$3,565 Rp 64.7M

-89.40%

3-bedroom Apartment, Outside City Center (Monthly)

$315 BAM 553

$1,723 Rp 31.3M

-81.69%

Buy Apartment in City Center (m2)

$1,420 BAM 2,488

$2,732 Rp 49.5M

-48.00%

Buy Apartment Outside City Center (m2)

$1,253 BAM 2,195

$2,284 Rp 41.4M

-45.13%

Average Monthly Net Salary (After Tax)

$674 BAM 1,182

$164 Rp 3.0M

311.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

13.78

-68.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradiska: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gradiska

$220 28.5%

Ubud, Bali

$288 21.4% 30.9% $68

Accommodation & Living

Gradiska

$141 18.2%

Ubud, Bali

$672 49.8% 376% $530

Monthly Utilities & Internet

Gradiska

$128 16.5%

Ubud, Bali

$104 7.7% 18.4% $24

Clothing & Footwear

Gradiska

$124 16%

Ubud, Bali

$108 8% 13.2% $16

Eating Out

Gradiska

$112 14.5%

Ubud, Bali

$108 8% 3.9% $4.4

Sport & Entertainment

Gradiska

$30 3.9%

Ubud, Bali

$58 4.3% 93% $28

Getting Around

Gradiska

$19 * 2.5%

Ubud, Bali

$11 0.9% 39.9% $7.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $172 in Gradiska versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gradiska are about 4.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $37 in Gradiska versus $36 in Ubud, Bali. Groceries tell a different story – $220 in Gradiska vs $288 in Ubud, Bali – so Gradiska wins on supermarket bills even if dining out costs more.

Good to know

🇧🇦 Gradiska

🇮🇩 Ubud, Bali

🕒 Local time

05:07 5:07 AM

12:07 12:07 PM

7 h ahead of Gradiska

🌤 Weather

👥 Population

14,368

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of November 2, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Gradiska Ubud, Bali 11,300 km ≈ 15 h nonstop flight

From you

Gradiska
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradiska vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 74%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,161 per month in Gradiska and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradiska, especially for central apartments: a one-bedroom in the center costs $172 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $37 in Gradiska and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 31% more in Ubud, Bali, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Gradiska, where all-in costs run around $774, than in Ubud, Bali at $1,349. In Gradiska it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Gradiska – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.