Cost of Living Comparison Between Gradiska and Ubud, Bali Cost of Living Comparison Between Gradiska and Ubud, Bali

Monthly Cost of Living

A single person spends $807 per month in Gradiska vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,293 per month in Gradiska vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,779 per month in Gradiska vs $3,327 in Ubud, Bali, rent included.

Gradiska is about 41% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Gradiska sits 41% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Gradiska
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.86 BAM 9.93
$3.44 Rp 60.8K
70.35%
Three-Course Dinner for Two, Mid-Range
$38.41 BAM 65.1
$36.31 Rp 642.1K
5.78%
Fast Food Meal (McDonalds, etc)
$7.20 BAM 12.19
$5.71 Rp 100.9K
26.09%
Cappuccino
$1.68 BAM 2.84
$2.67 Rp 47.2K
-37.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.73 BAM 2.92
$1.75 Rp 30.9K
-1.14%
Water (0.33 liter bottle)
$1.27 BAM 2.16
$0.87 Rp 15.4K
45.98%
Local Beer (0.5 liter draught)
$1.81 BAM 3.07
$2.95 Rp 52.2K
-38.64%
Imported Beer (0.33 liter bottle)
$2.32 BAM 3.93
$4.52 Rp 79.9K
-48.67%
🛒 Groceries & Markets
Gradiska
Ubud, Bali
Difference
Milk (1 liter)
$1.39 BAM 2.36
$1.62 Rp 28.6K
-14.20%
White Bread (500g)
$1.12 BAM 1.89
$2.33 Rp 41.2K
-51.93%
Rice (white) (1kg)
$1.68 BAM 2.84
$1.11 Rp 19.6K
51.35%
Eggs
$3.55 BAM 6.01
$2.20 Rp 38.9K
61.36%
Local Cheese (1kg)
$7.41 BAM 12.55
$17.69 Rp 312.8K
-58.11%
Chicken Fillets (1kg)
$7.53 BAM 12.75
$4.10 Rp 72.4K
83.66%
Beef Round Steak (1kg)
$15.95 BAM 27.02
$12.18 Rp 215.3K
30.95%
Apples (1kg)
$1.12 BAM 1.89
$3.71 Rp 65.5K
-69.81%
Banana (1kg)
$1.47 BAM 2.48
$1.59 Rp 28.1K
-7.55%
Oranges (1kg)
$1.24 BAM 2.10
$2.28 Rp 40.4K
-45.61%
Tomato (1kg)
$1.64 BAM 2.77
$1.95 Rp 34.5K
-15.90%
Potato (1kg)
$1.44 BAM 2.43
$1.91 Rp 33.7K
-24.61%
Onion (1kg)
$0.86 BAM 1.46
$2.33 Rp 41.2K
-63.09%
Lettuce (1 head)
$1.65 BAM 2.80
$1.01 Rp 17.8K
63.37%
Water (1.5 liter bottle)
$0.85 BAM 1.44
$0.55 Rp 9,759
54.55%
Cigarettes 20 Pack (Marlboro, Camel)
$3.80 BAM 6.44
$2.23 Rp 39.5K
70.40%
Wine (Bottle)
$8.15 BAM 13.80
$23.07 Rp 408.0K
-64.67%
Local Beer (0.5 liter bottle)
$1.06 BAM 1.79
$2.42 Rp 42.8K
-56.20%
Imported Beer (0.33 liter bottle)
$1.08 BAM 1.83
$3.00 Rp 53.0K
-64.00%
🚌 Getting Around
Gradiska
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.90 BAM 4.91
$0.27 Rp 4,807
974.07%
Public Transport Monthly Pass (Regular Price)
-
$8.98 Rp 158.9K
-
Taxi Start (Normal Tariff)
$1.75 BAM 2.96
$0.48 Rp 8,554
264.58%
Taxi (Normal Tariff) (1km)
$1.01 BAM 1.71
$0.43 Rp 7,668
134.88%
Taxi 1hour Waiting (Normal Tariff)
$10.47 BAM 17.73
$5.64 Rp 99.8K
85.64%
Gasoline (1 liter)
$1.47 BAM 2.49
$0.80 Rp 14.2K
83.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1K BAM 54.3K
$24.9K Rp 441.1M
28.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K BAM 36.2K
$31.7K Rp 560.7M
-32.64%
🧾 Monthly Utilities & Internet
Gradiska
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$88.9 BAM 151
$81.5 Rp 1.4M
9.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.29 BAM 32.68
$6.49 Rp 114.8K
197.23%
Internet (50+ Mbps, Unlimited Data)
$24.04 BAM 40.71
$18.77 Rp 331.9K
28.08%
🎉 Sport & Entertainment
Gradiska
Ubud, Bali
Difference
Gym Membership (Monthly)
$26.04 BAM 44.10
$56.9 Rp 1.0M
-54.21%
Tennis Court (1 Hour on Weekend)
-
$18.73 Rp 331.2K
-
Cinema Ticket
$2.86 BAM 4.85
$4.54 Rp 80.2K
-37.00%
🧸 Childcare & Education
Gradiska
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$152 BAM 257
$481 Rp 8.5M
-68.44%
International Primary School, 1 Child (Yearly)
$13.6K BAM 23.0K
$5,711 Rp 101.0M
137.50%
👕👟 Clothing & Footwear
Gradiska
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$58.0 BAM 98.2
$45.52 Rp 804.9K
27.31%
Summer Dress (H&M, Zara, etc)
$29.90 BAM 50.6
$35.88 Rp 634.5K
-16.67%
Sport Shoes (Adidas, Nike)
$73.3 BAM 124
$80.4 Rp 1.4M
-8.81%
Men's Leather Business Shoes
$117 BAM 199
$78.7 Rp 1.4M
49.15%
🏠 Accommodation & Living
Gradiska
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$176 BAM 299
$1,115 Rp 19.7M
-84.19%
1-bedroom Apartment, Outside City Center (Monthly)
$149 BAM 252
$698 Rp 12.3M
-78.69%
3-bedroom Apartment, City Center (Monthly)
$385 BAM 652
$3,637 Rp 64.3M
-89.41%
3-bedroom Apartment, Outside City Center (Monthly)
$327 BAM 554
$1,737 Rp 30.7M
-81.17%
Buy Apartment in City Center (m2)
$1,441 BAM 2,440
$2,784 Rp 49.2M
-48.26%
Buy Apartment Outside City Center (m2)
$1,276 BAM 2,162
$2,290 Rp 40.5M
-44.25%
💵 Salaries & Financials
Gradiska
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$695 BAM 1,177
$168 Rp 3.0M
313.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.3
13.78
-68.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradiska: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $176 in Gradiska versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 314% higher in Gradiska, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $38.00 in Gradiska versus $36.00 in Ubud, Bali. Groceries tell a different story – $228 in Gradiska vs $295 in Ubud, Bali – so Gradiska wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gradiska vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Gradiska?
Yes – Ubud, Bali is pricier by about 69%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,211 per month in Gradiska and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Gradiska, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Gradiska or in Ubud, Bali?
A mid-range dinner for two costs $38.00 in Gradiska and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Gradiska and in Ubud, Bali?
Groceries cost about 30% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Gradiska or in Ubud, Bali?
A $1,500 monthly budget goes further in Gradiska, where all-in costs run around $807, than in Ubud, Bali at $1,368. In Gradiska it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Gradiska or Ubud, Bali more family-friendly?
Families tend to lean toward Gradiska – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Gradiska or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Gradiska. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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