Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gracanica

For one person, living is cheaper in Gracanica: $945 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Gracanica
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Gracanica Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Gracanica

🇧🇦 Bosnia and Herzegovina

$945

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gracanica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gracanica actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $945 in Gracanica.

Ubud, Bali $1,353
Gracanica $945

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,431 in Gracanica.

Ubud, Bali $2,297
Gracanica $1,431

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,917 in Gracanica.

Ubud, Bali $3,241
Gracanica $1,917

Living in Ubud, Bali is roughly 43% more expensive than in Gracanica, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Gracanica is 30% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$6.83 BAM 11.87

-52.71%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$36.61 BAM 63.7

-4.73%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$6.92 BAM 12.03

-17.63%

Cappuccino

$2.62 Rp 47.1K

$1.68 BAM 2.91

55.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.81 BAM 3.14

-4.97%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.23 BAM 2.15

-34.15%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.26 BAM 3.93

17.26%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.23 BAM 3.88

95.96%

Milk (1 liter)

$1.57 Rp 28.3K

$1.41 BAM 2.45

11.35%

White Bread (500g)

$2.19 Rp 39.5K

$1.47 BAM 2.55

48.98%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.55 BAM 4.44

-53.73%

Eggs

$2.16 Rp 38.8K

$3.17 BAM 5.52

-31.86%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.00 BAM 17.38

76.50%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.27 BAM 12.64

-48.01%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.11 BAM 24.54

-15.31%

Apples (1kg)

$3.60 Rp 64.8K

$1.11 BAM 1.94

224.32%

Banana (1kg)

$1.59 Rp 28.6K

$1.67 BAM 2.90

-4.79%

Oranges (1kg)

$2.31 Rp 41.6K

$1.34 BAM 2.34

72.39%

Tomato (1kg)

$1.91 Rp 34.3K

$1.62 BAM 2.81

17.90%

Potato (1kg)

$1.78 Rp 32.1K

$1.04 BAM 1.80

71.15%

Onion (1kg)

$2.33 Rp 41.9K

$1.02 BAM 1.78

128.43%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.17 BAM 2.04

-14.53%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.97 BAM 1.69

-45.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$4.00 BAM 6.96

-42.75%

Wine (Bottle)

$22.07 Rp 397.3K

$8.45 BAM 14.70

161.18%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.16 BAM 2.01

102.59%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.26 BAM 2.20

136.51%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.27 BAM 2.21

-81.89%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.68 BAM 2.92

-72.02%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.15 BAM 2.01

-62.61%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$10.37 BAM 18.03

-47.25%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.50 BAM 2.62

-44.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$30.2K BAM 52.6K

-21.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$21.5K BAM 37.5K

52.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$90.6 BAM 158

-11.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$18.17 BAM 31.59

-63.90%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$28.26 BAM 49.14

-34.18%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$33.13 BAM 57.6

63.36%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$5.85 BAM 10.17

-27.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$133 BAM 232

269.33%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$3,844 BAM 6,684

45.61%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$58.2 BAM 101

-21.70%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$32.10 BAM 55.8

8.91%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$96.2 BAM 167

-19.22%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$128 BAM 223

-38.88%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$344 BAM 598

229.04%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$249 BAM 434

169.86%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$513 BAM 892

603.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$355 BAM 617

379.32%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,463 BAM 4,282

10.35%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,719 BAM 2,989

30.37%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$565 BAM 983

-70.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Gracanica: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Gracanica

$249 26.4% 62.9% $424

Groceries & Markets

Ubud, Bali

$287 21.2%

Gracanica

$236 25% 17.8% $51

Clothing & Footwear

Ubud, Bali

$107 7.9%

Gracanica

$142 15% 33% $35

Eating Out

Ubud, Bali

$106 7.9%

Gracanica

$123 13.1% 15.9% $17

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Gracanica

$137 14.5% 30.3% $32

Sport & Entertainment

Ubud, Bali

$63 4.6%

Gracanica

$45 4.7% 28.4% $18

Getting Around

Ubud, Bali

$12 0.9%

Gracanica

$13 * 1.3% 0.9% $0.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $344 in Gracanica. Housing cost is often the main lever when comparing two cities.

Gracanica pays 240% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $37.00 in Gracanica. Groceries flip the comparison at $287 vs $236, with Gracanica cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Gracanica

🕒 Local time

20:46 8:46 PM

13:46 1:46 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,882

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 25, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gracanica 11,220 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Gracanica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gracanica: Cost of Living - Frequently Asked Questions

Gracanica is cheaper overall, especially in groceries and leisure. The 43% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 240% lower in Gracanica. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $344 in Gracanica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $133 in Gracanica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gracanica – a meal for two runs $37.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $945 in Gracanica versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Gracanica but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gracanica the clear choice for anyone on this budget.

For families, Gracanica is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gracanica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gracanica gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.