Cost of Living Comparison Between Ubud, Bali and Gracanica Cost of Living Comparison Between Ubud, Bali and Gracanica

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $934 in Gracanica.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,463 in Gracanica.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,993 in Gracanica.

Living in Ubud, Bali is roughly 52% more expensive than Gracanica, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Gracanica is 30% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$6.89 BAM 11.58

-48.33%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$34.95 BAM 58.7

-6.35%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.50 BAM 9.23

-10.00%

Cappuccino

$2.71 Rp 48.4K

$1.68 BAM 2.83

61.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.84 BAM 3.09

-27.17%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.19 BAM 2.00

-41.18%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.42 BAM 4.07

20.66%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.09 BAM 3.51

89.47%

Milk (1 liter)

$1.81 Rp 32.3K

$1.41 BAM 2.37

28.37%

White Bread (500g)

$2.52 Rp 45.0K

$1.33 BAM 2.23

89.47%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.38 BAM 4.00

-51.26%

Eggs

$2.46 Rp 43.9K

$2.89 BAM 4.85

-14.88%

Local Cheese (1kg)

$14.71 Rp 262.7K

$10.25 BAM 17.22

43.51%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$7.23 BAM 12.15

-40.25%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$13.50 BAM 22.68

-10.07%

Apples (1kg)

$3.84 Rp 68.6K

$1.24 BAM 2.09

209.68%

Banana (1kg)

$1.56 Rp 27.8K

$1.66 BAM 2.80

-6.02%

Oranges (1kg)

$2.83 Rp 50.6K

$1.93 BAM 3.24

46.63%

Tomato (1kg)

$2.33 Rp 41.5K

$1.72 BAM 2.89

35.47%

Potato (1kg)

$1.91 Rp 34.2K

$0.80 BAM 1.34

138.75%

Onion (1kg)

$2.20 Rp 39.3K

$0.74 BAM 1.24

197.30%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.92 BAM 1.54

9.78%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.02 BAM 1.71

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.51 BAM 5.89

-5.41%

Wine (Bottle)

$23.74 Rp 423.9K

$8.17 BAM 13.73

190.58%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.26 BAM 2.11

121.43%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.07 BAM 3.47

38.16%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$1.79 BAM 3.01

-84.92%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$35.51 BAM 59.7

-77.39%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.81 BAM 3.03

-74.59%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.78 BAM 1.31

-42.31%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$10.78 BAM 18.11

-43.41%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.50 BAM 2.52

-47.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$23.9K BAM 40.2K

9.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$26.8K BAM 45.0K

19.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$124 BAM 208

-35.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$18.84 BAM 31.66

-78.45%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$28.45 BAM 47.79

-17.33%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$28.92 BAM 48.59

241.29%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$11.03 BAM 18.53

-39.89%

Cinema Ticket

$4.15 Rp 74.1K

$5.71 BAM 9.60

-27.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$151 BAM 253

101.86%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,279 BAM 5,510

101.66%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$71.2 BAM 120

-22.02%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$35.37 BAM 59.4

8.31%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$97.3 BAM 163

-8.93%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$119 BAM 200

-34.69%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$260 BAM 437

286.84%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$171 BAM 287

295.37%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$357 BAM 600

863.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$314 BAM 527

550.15%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,754 BAM 4,627

3.17%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$2,004 BAM 3,367

12.97%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$600 BAM 1,008

-72.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.14

220.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Gracanica: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $260 in Gracanica. Housing cost is often the main lever when comparing two cities.

Gracanica pays 263% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $35.00 in Gracanica. Groceries flip the comparison at $302 vs $235, with Gracanica cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gracanica: Cost of Living - Frequently Asked Questions

Gracanica is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 52% gap adds up to real monthly savings that compound significantly over time.

On paper, Gracanica earns 263% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $260 in Gracanica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $151 in Gracanica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $934 in Gracanica versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Gracanica but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gracanica the clear choice for anyone on this budget.

For families, Gracanica is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gracanica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gracanica gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.