Cost of Living Comparison Between Ubud, Bali and Gracanica Cost of Living Comparison Between Ubud, Bali and Gracanica

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $930 in Gracanica.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,442 in Gracanica.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,954 in Gracanica.

Living in Ubud, Bali is roughly 51% more expensive than in Gracanica, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Gracanica is 30% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.22 BAM 12.37

-52.22%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$36.08 BAM 61.8

-10.37%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.49 BAM 9.41

-11.84%

Cappuccino

$2.75 Rp 49.4K

$1.69 BAM 2.90

62.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.78 BAM 3.05

-22.47%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.15 BAM 1.98

-34.78%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.37 BAM 4.06

26.16%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.05 BAM 3.51

87.80%

Milk (1 liter)

$1.74 Rp 31.2K

$1.41 BAM 2.41

23.40%

White Bread (500g)

$2.46 Rp 44.2K

$1.38 BAM 2.36

78.26%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.31 BAM 3.95

-49.35%

Eggs

$2.43 Rp 43.7K

$2.86 BAM 4.90

-15.03%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.92 BAM 16.98

46.17%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.27 BAM 12.45

-40.17%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$13.20 BAM 22.60

-9.24%

Apples (1kg)

$3.72 Rp 66.8K

$1.23 BAM 2.10

202.44%

Banana (1kg)

$1.63 Rp 29.2K

$1.67 BAM 2.86

-2.40%

Oranges (1kg)

$2.74 Rp 49.3K

$1.92 BAM 3.29

42.71%

Tomato (1kg)

$2.24 Rp 40.3K

$1.75 BAM 3.00

28.00%

Potato (1kg)

$1.92 Rp 34.5K

$0.84 BAM 1.44

128.57%

Onion (1kg)

$2.28 Rp 40.9K

$0.68 BAM 1.17

235.29%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.93 BAM 1.59

13.98%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.95 BAM 1.62

-24.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.45 BAM 5.90

-4.64%

Wine (Bottle)

$23.19 Rp 416.8K

$8.30 BAM 14.22

179.40%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.21 BAM 2.08

129.75%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.05 BAM 3.52

33.17%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.85 BAM 3.16

-85.41%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$35.82 BAM 61.4

-77.36%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.80 BAM 3.08

-73.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.83 BAM 1.42

-49.40%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.51 BAM 17.99

-40.82%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.43 BAM 2.45

-43.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$23.6K BAM 40.4K

12.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.1K BAM 44.7K

23.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$124 BAM 212

-36.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$18.98 BAM 32.51

-78.56%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$29.21 BAM 50.0

-16.71%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$29.86 BAM 51.2

230.24%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$10.81 BAM 18.52

-41.35%

Cinema Ticket

$3.99 Rp 71.6K

$5.47 BAM 9.37

-27.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$150 BAM 257

102.96%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,333 BAM 5,709

99.26%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$71.2 BAM 122

-23.95%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$34.44 BAM 59.0

9.79%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$97.3 BAM 167

-10.70%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$120 BAM 205

-36.26%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$254 BAM 435

290.30%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$170 BAM 292

295.03%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$362 BAM 619

833.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$313 BAM 536

555.01%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,554 BAM 4,374

9.83%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,821 BAM 3,118

22.31%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$585 BAM 1,002

-71.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.14

220.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Gracanica: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $254 in Gracanica. Housing cost is often the main lever when comparing two cities.

Gracanica pays 250% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $36.00 in Gracanica. Groceries flip the comparison at $297 vs $233, with Gracanica cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gracanica: Cost of Living - Frequently Asked Questions

Gracanica is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 51% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 250% lower in Gracanica. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $254 in Gracanica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $150 in Gracanica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $930 in Gracanica versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Gracanica but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gracanica the clear choice for anyone on this budget.

For families, Gracanica is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gracanica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gracanica gentler on the wallet – expenses run 51% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.