Cost of Living Comparison Between Ubud, Bali and Gracanica Cost of Living Comparison Between Ubud, Bali and Gracanica

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,042 in Gracanica.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,559 in Gracanica.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,076 in Gracanica.

Living in Ubud, Bali is roughly 32% more expensive than in Gracanica, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 0% above, Gracanica is 24% below.

Meal at Budget Restaurant

$3.33 Rp 58.3K

$7.19 BAM 12.08

-53.69%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 626.9K

$39.16 BAM 65.8

-8.53%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 98.5K

$6.92 BAM 11.62

-18.64%

Cappuccino

$2.82 Rp 49.4K

$1.74 BAM 2.92

62.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.6K

$1.92 BAM 3.22

-8.85%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.24 BAM 2.08

-35.48%

Local Beer (0.5 liter draught)

$3.04 Rp 53.3K

$2.39 BAM 4.01

27.20%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.2K

$2.31 BAM 3.88

86.15%

Milk (1 liter)

$1.61 Rp 28.2K

$1.49 BAM 2.51

8.05%

White Bread (500g)

$2.27 Rp 39.7K

$1.47 BAM 2.46

54.42%

Rice (white) (1kg)

$1.17 Rp 20.5K

$2.39 BAM 4.01

-51.05%

Eggs

$2.17 Rp 38.0K

$2.95 BAM 4.95

-26.44%

Local Cheese (1kg)

$17.63 Rp 308.6K

$9.87 BAM 16.58

78.62%

Chicken Fillets (1kg)

$4.05 Rp 70.9K

$7.38 BAM 12.39

-45.12%

Beef Round Steak (1kg)

$12.18 Rp 213.2K

$13.29 BAM 22.32

-8.35%

Apples (1kg)

$3.62 Rp 63.3K

$1.25 BAM 2.10

189.60%

Banana (1kg)

$1.64 Rp 28.6K

$1.88 BAM 3.16

-12.77%

Oranges (1kg)

$2.31 Rp 40.3K

$1.89 BAM 3.17

22.22%

Tomato (1kg)

$1.96 Rp 34.3K

$1.74 BAM 2.93

12.64%

Potato (1kg)

$1.84 Rp 32.3K

$0.79 BAM 1.33

132.91%

Onion (1kg)

$2.37 Rp 41.5K

$0.74 BAM 1.24

220.27%

Lettuce (1 head)

$1.05 Rp 18.4K

$0.95 BAM 1.59

10.53%

Water (1.5 liter bottle)

$0.54 Rp 9,502

$1.01 BAM 1.69

-46.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.3K

$4.15 BAM 6.96

-44.58%

Wine (Bottle)

$23.08 Rp 403.9K

$8.34 BAM 14.00

176.74%

Local Beer (0.5 liter bottle)

$2.34 Rp 40.9K

$1.37 BAM 2.30

70.80%

Imported Beer (0.33 liter bottle)

$3.07 Rp 53.7K

$2.32 BAM 3.90

32.33%

One-way Ticket (Public Transport)

$0.25 Rp 4,338

$1.31 BAM 2.20

-80.92%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 164.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,579

$1.80 BAM 3.02

-72.78%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,299

$1.01 BAM 1.70

-53.47%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.1K

$10.57 BAM 17.76

-47.02%

Gasoline (1 liter)

$0.81 Rp 14.1K

$1.47 BAM 2.47

-44.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 437.7M

$31.4K BAM 52.7K

-20.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 543.7M

$22.4K BAM 37.6K

38.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.4M

$126 BAM 211

-34.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 113.5K

$18.83 BAM 31.62

-65.53%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 328.8K

$28.69 BAM 48.18

-34.51%

Gym Membership (Monthly)

$55.2 Rp 966.8K

$33.62 BAM 56.5

64.31%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 318.7K

Cinema Ticket

$4.30 Rp 75.2K

$5.47 BAM 9.19

-21.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.6M

$153 BAM 258

222.27%

International Primary School, 1 Child (Yearly)

$5,917 Rp 103.6M

$3,949 BAM 6,632

49.86%

Jeans (Levis 501 Or Similar)

$46.28 Rp 809.9K

$117 BAM 197

-60.55%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 637.7K

$35.66 BAM 59.9

2.19%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$101 BAM 169

-19.91%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$121 BAM 203

-34.89%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.5M

$351 BAM 590

217.30%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.1M

$264 BAM 443

162.82%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 63.7M

$529 BAM 889

587.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.0M

$373 BAM 627

358.54%

Buy Apartment in City Center (m2)

$2,761 Rp 48.3M

$2,531 BAM 4,250

9.09%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.1M

$1,793 BAM 3,012

27.86%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$599 BAM 1,006

-72.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Gracanica: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $351 in Gracanica. Housing cost is often the main lever when comparing two cities.

Gracanica pays 258% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $39.00 in Gracanica. Groceries flip the comparison at $294 vs $239, with Gracanica cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gracanica: Cost of Living - Frequently Asked Questions

Gracanica is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Getting Around. The 32% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 258% lower in Gracanica. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $351 in Gracanica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $153 in Gracanica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gracanica – a meal for two runs $39.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,042 in Gracanica versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Gracanica but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gracanica the clear choice for anyone on this budget.

For families, Gracanica is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gracanica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gracanica gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.