Last update: Oct 2026

Cost of Living Comparison Between Gracanica and Ubud, Bali

For one person, living is cheaper in Gracanica: $945 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

46

Cost of Living Index in Gracanica
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Gracanica Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gracanica

🇧🇦 Bosnia and Herzegovina

$945

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Gracanica and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gracanica and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $945 in Gracanica versus $1,353 in Ubud, Bali.

Gracanica $945
Ubud, Bali $1,353

Estimated couple costs with rent: $1,431 in Gracanica versus $2,297 in Ubud, Bali.

Gracanica $1,431
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,917 in Gracanica versus $3,241 in Ubud, Bali.

Gracanica $1,917
Ubud, Bali $3,241

Living in Gracanica costs roughly 30% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Gracanica is 30% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$6.83 BAM 11.87

$3.23 Rp 58.1K

111.46%

Three-Course Dinner for Two, Mid-Range

$36.61 BAM 63.7

$34.88 Rp 627.8K

4.96%

Fast Food Meal (McDonalds, etc)

$6.92 BAM 12.03

$5.70 Rp 102.5K

21.40%

Cappuccino

$1.68 BAM 2.91

$2.62 Rp 47.1K

-35.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.81 BAM 3.14

$1.72 Rp 31.0K

5.23%

Water (0.33 liter bottle)

$1.23 BAM 2.15

$0.81 Rp 14.6K

51.85%

Local Beer (0.5 liter draught)

$2.26 BAM 3.93

$2.65 Rp 47.7K

-14.72%

Imported Beer (0.33 liter bottle)

$2.23 BAM 3.88

$4.37 Rp 78.6K

-48.97%

Milk (1 liter)

$1.41 BAM 2.45

$1.57 Rp 28.3K

-10.19%

White Bread (500g)

$1.47 BAM 2.55

$2.19 Rp 39.5K

-32.88%

Rice (white) (1kg)

$2.55 BAM 4.44

$1.18 Rp 21.2K

116.10%

Eggs

$3.17 BAM 5.52

$2.16 Rp 38.8K

46.76%

Local Cheese (1kg)

$10.00 BAM 17.38

$17.65 Rp 317.7K

-43.34%

Chicken Fillets (1kg)

$7.27 BAM 12.64

$3.78 Rp 68.0K

92.33%

Beef Round Steak (1kg)

$14.11 BAM 24.54

$11.95 Rp 215.1K

18.08%

Apples (1kg)

$1.11 BAM 1.94

$3.60 Rp 64.8K

-69.17%

Banana (1kg)

$1.67 BAM 2.90

$1.59 Rp 28.6K

5.03%

Oranges (1kg)

$1.34 BAM 2.34

$2.31 Rp 41.6K

-41.99%

Tomato (1kg)

$1.62 BAM 2.81

$1.91 Rp 34.3K

-15.18%

Potato (1kg)

$1.04 BAM 1.80

$1.78 Rp 32.1K

-41.57%

Onion (1kg)

$1.02 BAM 1.78

$2.33 Rp 41.9K

-56.22%

Lettuce (1 head)

$1.17 BAM 2.04

$1.00 Rp 18.0K

17.00%

Water (1.5 liter bottle)

$0.97 BAM 1.69

$0.53 Rp 9,509

83.02%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 BAM 6.96

$2.29 Rp 41.1K

74.67%

Wine (Bottle)

$8.45 BAM 14.70

$22.07 Rp 397.3K

-61.71%

Local Beer (0.5 liter bottle)

$1.16 BAM 2.01

$2.35 Rp 42.2K

-50.64%

Imported Beer (0.33 liter bottle)

$1.26 BAM 2.20

$2.98 Rp 53.6K

-57.72%

One-way Ticket (Public Transport)

$1.27 BAM 2.21

$0.23 Rp 4,112

452.17%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$1.68 BAM 2.92

$0.47 Rp 8,466

257.45%

Taxi (Normal Tariff) (1km)

$1.15 BAM 2.01

$0.43 Rp 7,737

167.44%

Taxi 1hour Waiting (Normal Tariff)

$10.37 BAM 18.03

$5.47 Rp 98.4K

89.58%

Gasoline (1 liter)

$1.50 BAM 2.62

$0.83 Rp 14.9K

80.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K BAM 52.6K

$23.9K Rp 429.8M

26.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BAM 37.5K

$32.8K Rp 590.1M

-34.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.6 BAM 158

$80.0 Rp 1.4M

13.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.17 BAM 31.59

$6.56 Rp 118.1K

176.98%

Internet (50+ Mbps, Unlimited Data)

$28.26 BAM 49.14

$18.60 Rp 334.8K

51.94%

Gym Membership (Monthly)

$33.13 BAM 57.6

$54.1 Rp 974.1K

-38.78%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$5.85 BAM 10.17

$4.25 Rp 76.5K

37.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 BAM 232

$493 Rp 8.9M

-72.92%

International Primary School, 1 Child (Yearly)

$3,844 BAM 6,684

$5,597 Rp 100.7M

-31.32%

Jeans (Levis 501 Or Similar)

$58.2 BAM 101

$45.58 Rp 820.4K

27.71%

Summer Dress (H&M, Zara, etc)

$32.10 BAM 55.8

$34.96 Rp 629.4K

-8.18%

Sport Shoes (Adidas, Nike)

$96.2 BAM 167

$77.7 Rp 1.4M

23.79%

Men's Leather Business Shoes

$128 BAM 223

$78.5 Rp 1.4M

63.60%

1-bedroom Apartment, City Center (Monthly)

$344 BAM 598

$1,131 Rp 20.4M

-69.61%

1-bedroom Apartment, Outside City Center (Monthly)

$249 BAM 434

$673 Rp 12.1M

-62.94%

3-bedroom Apartment, City Center (Monthly)

$513 BAM 892

$3,613 Rp 65.0M

-85.79%

3-bedroom Apartment, Outside City Center (Monthly)

$355 BAM 617

$1,702 Rp 30.6M

-79.14%

Buy Apartment in City Center (m2)

$2,463 BAM 4,282

$2,717 Rp 48.9M

-9.38%

Buy Apartment Outside City Center (m2)

$1,719 BAM 2,989

$2,241 Rp 40.3M

-23.30%

Average Monthly Net Salary (After Tax)

$565 BAM 983

$166 Rp 3.0M

239.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

13.78

-68.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gracanica: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gracanica

$249 26.4%

Ubud, Bali

$673 49.7% 170% $424

Groceries & Markets

Gracanica

$236 25%

Ubud, Bali

$287 21.2% 21.6% $51

Clothing & Footwear

Gracanica

$142 15%

Ubud, Bali

$107 7.9% 24.8% $35

Monthly Utilities & Internet

Gracanica

$137 14.5%

Ubud, Bali

$105 7.8% 23.2% $32

Eating Out

Gracanica

$123 13.1%

Ubud, Bali

$106 7.9% 13.8% $17

Sport & Entertainment

Gracanica

$45 4.7%

Ubud, Bali

$63 4.6% 39.7% $18

Getting Around

Gracanica

$13 * 1.3%

Ubud, Bali

$12 0.9% 0.9% $0.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $344 in Gracanica and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gracanica pays 240% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $37.00 in Gracanica vs $35.00 in Ubud, Bali. Groceries flip the comparison at $236 vs $287, with Gracanica cheaper for home cooking.

Good to know

🇧🇦 Gracanica

🇮🇩 Ubud, Bali

🕒 Local time

13:08 1:08 PM

20:08 8:08 PM

7 h ahead of Gracanica

🌤 Weather

👥 Population

12,882

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 25, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Gracanica Ubud, Bali 11,220 km ≈ 15 h nonstop flight

From you

Gracanica
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gracanica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gracanica is cheaper overall, especially in groceries and leisure. The 43% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 240% higher in Gracanica, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $344 in Gracanica versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $133 in Gracanica versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gracanica – a meal for two runs $37.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $945 in Gracanica versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Gracanica but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gracanica the clear choice for anyone on this budget.

For families, Gracanica is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gracanica and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gracanica gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.