Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gospic

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,609 in Gospic, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
74

Cost of Living Index in Gospic
Learn more

Gospic Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Gospic

🇭🇷 Croatia

$1,609

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gospic

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gospic actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,609 in Gospic.

Ubud, Bali $1,368
Gospic $1,609

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,371 in Gospic.

Ubud, Bali $2,314
Gospic $2,371

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,133 in Gospic.

Ubud, Bali $3,260
Gospic $3,133

Living in Ubud, Bali costs roughly 15% less than in Gospic, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Gospic 19% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$12.13 €10.79

-72.55%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$63.0 €56.1

-44.19%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$10.25 €9.11

-43.41%

Cappuccino

$2.73 Rp 49.1K

$2.42 €2.15

12.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$3.06 €2.72

-46.41%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$2.20 €1.96

-62.27%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.31 €2.94

-18.43%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$4.33 €3.85

-0.69%

Milk (1 liter)

$1.50 Rp 27.1K

$1.20 €1.07

25.00%

White Bread (500g)

$2.30 Rp 41.4K

$1.55 €1.38

48.39%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.80 €2.49

-57.86%

Eggs

$2.14 Rp 38.6K

$3.90 €3.47

-45.13%

Local Cheese (1kg)

$17.48 Rp 314.6K

$11.85 €10.54

47.51%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$9.66 €8.60

-58.28%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$12.19 €10.84

0.33%

Apples (1kg)

$3.55 Rp 63.9K

$1.98 €1.77

79.29%

Banana (1kg)

$1.57 Rp 28.3K

$1.67 €1.48

-5.99%

Oranges (1kg)

$2.24 Rp 40.2K

$1.85 €1.65

21.08%

Tomato (1kg)

$1.93 Rp 34.7K

$2.60 €2.31

-25.77%

Potato (1kg)

$1.88 Rp 33.9K

$1.38 €1.22

36.23%

Onion (1kg)

$2.29 Rp 41.3K

$1.12 €1.00

104.46%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.20 €1.07

-17.50%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.25 €1.11

-57.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$5.54 €4.93

-58.84%

Wine (Bottle)

$23.01 Rp 414.2K

$7.67 €6.82

200.00%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.64 €1.46

42.68%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.24 €1.99

29.91%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.56 €1.39

-84.62%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$40.71 €36.21

-78.33%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.50 €3.11

-86.29%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.45 €1.29

-68.28%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$15.15 €13.47

-64.03%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.69 €1.50

-47.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$24.8K €22.1K

-1.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$25.5K €22.7K

22.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$205 €182

-59.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$26.17 €23.28

-75.35%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$44.88 €39.92

-58.62%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$47.93 €42.63

16.46%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$13.28 €11.81

36.37%

Cinema Ticket

$4.38 Rp 78.9K

$10.03 €8.92

-56.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$479 €426

2.93%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$6,979 €6,207

-17.55%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$86.5 €76.9

-46.59%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$36.15 €32.15

-2.27%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$95.2 €84.7

-16.95%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$92.5 €82.3

-15.23%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$650 €578

75.86%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$596 €530

13.35%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,275 €1,134

174.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$911 €811

86.54%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$4,311 €3,835

-35.42%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,171 €2,821

-29.35%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.56

287.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Gospic: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Gospic

$596 37% 11.8% $80

Groceries & Markets

Ubud, Bali

$290 21.2%

Gospic

$269 16.7% 7.3% $21

Eating Out

Ubud, Bali

$109 8%

Gospic

$203 12.6% 86.7% $94

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Gospic

$276 17.1% 155% $168

Clothing & Footwear

Ubud, Bali

$108 7.9%

Gospic

$140 8.7% 29.9% $32

Sport & Entertainment

Ubud, Bali

$65 4.7%

Gospic

$68 4.2% 5.3% $3.4

Getting Around

Ubud, Bali

$13 0.9%

Gospic

$58 3.6% 360% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $650 in Gospic. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $63.0 in Gospic. Groceries flip the comparison at $290 vs $269, with Gospic cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Gospic

🕒 Local time

04:00 4:00 AM

22:00 10:00 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,502

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gospic 11,450 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Gospic

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gospic: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, clothing, and leisure. The 18% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,051 in Ubud, Bali and $2,414 in Gospic to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $650 in Gospic. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Gospic pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $63.0 in Gospic. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,609 in Gospic, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gospic. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Gospic, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gospic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 18% less than in Gospic. Beyond cost, consider language, visa policies, and how big the international community is in each city.