Last update: Oct 2026

Cost of Living Comparison Between Gospic and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,456 in Gospic, rent and utilities included – about $1,300 less a year. The total is higher in Gospic despite lower rent and utilities.

73

Cost of Living Index in Gospic
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Gospic Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gospic

🇭🇷 Croatia

$1,456

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Gospic and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gospic and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,456 in Gospic versus $1,349 in Ubud, Bali.

Gospic $1,456
Ubud, Bali $1,349

Estimated couple costs with rent: $2,317 in Gospic versus $2,305 in Ubud, Bali.

Gospic $2,317
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,178 in Gospic versus $3,261 in Ubud, Bali.

Gospic $3,178
Ubud, Bali $3,261

Living in Gospic is roughly 8% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$12.25 €10.97

$3.32 Rp 60.2K

268.98%

Three-Course Dinner for Two, Mid-Range

$64.9 €58.2

$35.64 Rp 645.8K

82.18%

Fast Food Meal (McDonalds, etc)

$8.26 €7.40

$5.53 Rp 100.3K

49.37%

Cappuccino

$2.50 €2.24

$2.72 Rp 49.3K

-8.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 €2.75

$1.70 Rp 30.8K

80.59%

Water (0.33 liter bottle)

$2.30 €2.06

$0.76 Rp 13.8K

202.63%

Local Beer (0.5 liter draught)

$3.27 €2.93

$2.65 Rp 48.1K

23.40%

Imported Beer (0.33 liter bottle)

$4.39 €3.93

$4.38 Rp 79.4K

0.23%

Milk (1 liter)

$1.19 €1.07

$1.49 Rp 27.0K

-20.13%

White Bread (500g)

$1.62 €1.45

$2.28 Rp 41.2K

-28.95%

Rice (white) (1kg)

$2.80 €2.50

$1.19 Rp 21.6K

135.29%

Eggs

$3.87 €3.47

$2.04 Rp 36.9K

89.71%

Local Cheese (1kg)

$11.58 €10.37

$17.70 Rp 320.8K

-34.58%

Chicken Fillets (1kg)

$9.39 €8.41

$3.96 Rp 71.8K

137.12%

Beef Round Steak (1kg)

$12.51 €11.20

$12.19 Rp 220.9K

2.63%

Apples (1kg)

$1.88 €1.68

$3.66 Rp 66.2K

-48.63%

Banana (1kg)

$1.64 €1.47

$1.52 Rp 27.5K

7.89%

Oranges (1kg)

$1.89 €1.69

$2.23 Rp 40.4K

-15.25%

Tomato (1kg)

$2.60 €2.33

$1.97 Rp 35.7K

31.98%

Potato (1kg)

$1.35 €1.21

$1.85 Rp 33.5K

-27.03%

Onion (1kg)

$1.06 €0.95

$2.42 Rp 43.9K

-56.20%

Lettuce (1 head)

$1.26 €1.13

$0.99 Rp 17.9K

27.27%

Water (1.5 liter bottle)

$1.26 €1.13

$0.51 Rp 9,303

147.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 €5.09

$2.22 Rp 40.3K

155.86%

Wine (Bottle)

$7.96 €7.13

$22.24 Rp 403.0K

-64.21%

Local Beer (0.5 liter bottle)

$1.62 €1.45

$2.26 Rp 41.0K

-28.32%

Imported Beer (0.33 liter bottle)

$2.18 €1.95

$2.97 Rp 53.8K

-26.60%

One-way Ticket (Public Transport)

$1.45 €1.30

$0.25 Rp 4,548

480.00%

Public Transport Monthly Pass (Regular Price)

$40.58 €36.34

$7.82 Rp 141.8K

418.93%

Taxi Start (Normal Tariff)

$3.32 €2.97

$0.44 Rp 7,964

654.55%

Taxi (Normal Tariff) (1km)

$1.37 €1.23

$0.43 Rp 7,793

218.60%

Taxi 1hour Waiting (Normal Tariff)

$14.42 €12.92

$5.41 Rp 98.0K

166.54%

Gasoline (1 liter)

$1.79 €1.60

$0.82 Rp 14.9K

118.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K €27.8K

$23.8K Rp 432.0M

30.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K €20.6K

$31.7K Rp 575.3M

-27.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 €149

$79.1 Rp 1.4M

109.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.93 €22.33

$6.45 Rp 116.8K

286.51%

Internet (50+ Mbps, Unlimited Data)

$44.84 €40.16

$18.58 Rp 336.7K

141.33%

Gym Membership (Monthly)

$50.6 €45.31

$49.48 Rp 896.7K

2.26%

Tennis Court (1 Hour on Weekend)

$14.74 €13.21

$17.65 Rp 319.8K

-16.49%

Cinema Ticket

$10.70 €9.59

$4.27 Rp 77.4K

150.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$380 €340

$491 Rp 8.9M

-22.61%

International Primary School, 1 Child (Yearly)

$7,614 €6,819

$5,674 Rp 102.8M

34.19%

Jeans (Levis 501 Or Similar)

$95.1 €85.2

$44.64 Rp 808.9K

112.99%

Summer Dress (H&M, Zara, etc)

$39.88 €35.72

$34.95 Rp 633.4K

14.11%

Sport Shoes (Adidas, Nike)

$101 €90.8

$79.9 Rp 1.4M

26.82%

Men's Leather Business Shoes

$88.0 €78.8

$79.4 Rp 1.4M

10.77%

1-bedroom Apartment, City Center (Monthly)

$674 €604

$1,125 Rp 20.4M

-40.04%

1-bedroom Apartment, Outside City Center (Monthly)

$478 €428

$671 Rp 12.2M

-28.85%

3-bedroom Apartment, City Center (Monthly)

$1,308 €1,172

$3,565 Rp 64.6M

-63.30%

3-bedroom Apartment, Outside City Center (Monthly)

$974 €872

$1,723 Rp 31.2M

-43.49%

Buy Apartment in City Center (m2)

$4,377 €3,920

$2,732 Rp 49.5M

60.25%

Buy Apartment Outside City Center (m2)

$2,665 €2,387

$2,284 Rp 41.4M

16.68%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

13.78

-74.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gospic: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gospic

$478 32.8%

Ubud, Bali

$672 49.8% 40.6% $194

Groceries & Markets

Gospic

$269 18.4%

Ubud, Bali

$288 21.4% 7.4% $20

Monthly Utilities & Internet

Gospic

$236 16.2%

Ubud, Bali

$104 7.7% 55.8% $132

Eating Out

Gospic

$199 13.7%

Ubud, Bali

$108 8% 46% $92

Clothing & Footwear

Gospic

$146 10%

Ubud, Bali

$108 8% 26.3% $38

Sport & Entertainment

Gospic

$72 5%

Ubud, Bali

$58 4.3% 19.4% $14

Getting Around

Gospic

$57 3.9%

Ubud, Bali

$11 0.9% 79.8% $45

Cost Breakdown

A one-bedroom apartment in the center runs $674 in Gospic and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $65 in Gospic vs $36 in Ubud, Bali. Groceries flip the comparison at $269 vs $288, with Gospic cheaper for home cooking.

Good to know

🇭🇷 Gospic

🇮🇩 Ubud, Bali

🕒 Local time

07:08 7:08 AM

14:08 2:08 PM

7 h ahead of Gospic

🌤 Weather

👥 Population

11,502

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Gospic Ubud, Bali 11,450 km ≈ 15 h nonstop flight

From you

Gospic
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gospic vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 7% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,184 in Gospic and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $674 in Gospic versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Gospic pay roughly 7% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $65 in Gospic. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gospic and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.