Cost of Living Comparison Between Ubud, Bali and Gibraltar Cost of Living Comparison Between Ubud, Bali and Gibraltar

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,803 in Gibraltar.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $4,397 in Gibraltar.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $5,991 in Gibraltar.

Living in Ubud, Bali costs roughly 50% less than in Gibraltar, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Gibraltar 111% above.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$20.08 GIP 15.02

-82.22%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$110 GIP 82.2

-70.57%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$14.66 GIP 10.97

-65.83%

Cappuccino

$2.82 Rp 51.1K

$3.66 GIP 2.74

-22.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.67 GIP 1.25

-19.16%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.94 GIP 1.45

-62.37%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$5.46 GIP 4.08

-46.34%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$4.31 GIP 3.23

-8.58%

Milk (1 liter)

$1.78 Rp 32.2K

$1.98 GIP 1.48

-10.10%

White Bread (500g)

$2.45 Rp 44.3K

$1.98 GIP 1.48

23.74%

Rice (white) (1kg)

$1.15 Rp 20.8K

$3.64 GIP 2.73

-68.41%

Eggs

$2.41 Rp 43.7K

$5.14 GIP 3.84

-53.11%

Local Cheese (1kg)

$14.33 Rp 259.1K

$10.66 GIP 7.97

34.43%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$9.07 GIP 6.78

-53.80%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$14.12 GIP 10.56

-14.59%

Apples (1kg)

$3.64 Rp 65.8K

$3.53 GIP 2.64

3.12%

Banana (1kg)

$1.57 Rp 28.3K

$3.31 GIP 2.47

-52.57%

Oranges (1kg)

$2.79 Rp 50.4K

$3.76 GIP 2.82

-25.80%

Tomato (1kg)

$2.24 Rp 40.5K

$2.99 GIP 2.23

-25.08%

Potato (1kg)

$1.98 Rp 35.8K

$2.56 GIP 1.92

-22.66%

Onion (1kg)

$2.28 Rp 41.2K

$2.33 GIP 1.75

-2.15%

Lettuce (1 head)

$1.05 Rp 19.1K

$1.69 GIP 1.27

-37.87%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.13 GIP 0.84

-30.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$4.94 GIP 3.69

-35.43%

Wine (Bottle)

$23.49 Rp 424.8K

$11.51 GIP 8.61

104.08%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$2.37 GIP 1.77

22.36%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.31 GIP 1.73

19.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$2.52 GIP 1.88

-89.29%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$9.34 GIP 6.99

-95.18%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$2.46 GIP 1.84

-81.30%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$13.57 GIP 10.15

-55.27%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.68 GIP 1.25

-48.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$45.5K GIP 34.1K

-41.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$31.9K GIP 23.9K

2.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$135 GIP 101

-41.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$34.23 GIP 25.61

-88.05%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$65.8 GIP 49.19

-63.73%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$81.7 GIP 61.1

20.88%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$3.46 GIP 2.59

83.53%

Cinema Ticket

$4.01 Rp 72.5K

$13.35 GIP 9.99

-69.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$801 GIP 599

-62.87%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$135 GIP 101

-60.35%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$45.42 GIP 33.98

-16.09%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$99.7 GIP 74.6

-11.05%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$93.7 GIP 70.1

-18.25%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$1,741 GIP 1,302

-41.42%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$1,634 GIP 1,222

-58.36%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$3,518 GIP 2,632

-1.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$3,181 GIP 2,379

-34.29%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$13.4K GIP 9,995

-79.58%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$7,845 GIP 5,869

-70.74%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,878 GIP 2,153

-94.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.6

268.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Gibraltar: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,741 in Gibraltar. Housing cost is often the main lever when comparing two cities.

Gibraltar pays 1658% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $110 in Gibraltar for a mid-range dinner for two. Groceries echo the gap at $298 vs $334 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gibraltar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gibraltar differ by about 101% in total monthly costs ($1,392 vs $2,803 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1658% lower in Gibraltar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $1,741 in Gibraltar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Gibraltar. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $2,803 in Gibraltar – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,392 in Ubud, Bali versus $2,803 in Gibraltar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gibraltar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gibraltar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 101% less than in Gibraltar. Beyond cost, consider language, visa policies, and how big the international community is in each city.