Cost of Living Comparison Between Ubud, Bali and Gibraltar Cost of Living Comparison Between Ubud, Bali and Gibraltar

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,808 in Gibraltar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $4,470 in Gibraltar.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $6,133 in Gibraltar.

Living in Ubud, Bali costs roughly 49% less than in Gibraltar, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Gibraltar 110% above.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$20.25 GIP 14.99

-82.37%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$110 GIP 81.2

-70.32%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$14.32 GIP 10.60

-64.59%

Cappuccino

$2.83 Rp 48.8K

$3.56 GIP 2.63

-20.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$1.65 GIP 1.22

-18.79%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.88 GIP 1.39

-63.30%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$5.37 GIP 3.98

-44.32%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$4.45 GIP 3.29

-13.48%

Milk (1 liter)

$1.74 Rp 30.1K

$1.96 GIP 1.45

-11.22%

White Bread (500g)

$2.54 Rp 43.8K

$2.05 GIP 1.52

23.90%

Rice (white) (1kg)

$1.19 Rp 20.6K

$3.57 GIP 2.64

-66.67%

Eggs

$2.43 Rp 41.9K

$5.20 GIP 3.85

-53.27%

Local Cheese (1kg)

$14.66 Rp 253.2K

$10.84 GIP 8.02

35.24%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$8.81 GIP 6.52

-52.55%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$14.14 GIP 10.46

-15.56%

Apples (1kg)

$3.69 Rp 63.6K

$3.67 GIP 2.72

0.54%

Banana (1kg)

$1.61 Rp 27.7K

$3.45 GIP 2.55

-53.33%

Oranges (1kg)

$2.69 Rp 46.4K

$3.66 GIP 2.71

-26.50%

Tomato (1kg)

$2.33 Rp 40.2K

$2.99 GIP 2.22

-22.07%

Potato (1kg)

$1.91 Rp 32.9K

$2.58 GIP 1.91

-25.97%

Onion (1kg)

$2.19 Rp 37.7K

$2.34 GIP 1.73

-6.41%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.71 GIP 1.26

-38.01%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.12 GIP 0.83

-35.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$4.70 GIP 3.48

-33.40%

Wine (Bottle)

$23.49 Rp 405.6K

$13.75 GIP 10.18

70.84%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$2.50 GIP 1.85

9.60%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$2.31 GIP 1.71

24.68%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$2.50 GIP 1.85

-88.40%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$9.76 GIP 7.22

-95.39%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$2.55 GIP 1.89

-83.53%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$13.64 GIP 10.09

-54.84%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.60 GIP 1.18

-47.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$44.9K GIP 33.3K

-41.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$32.0K GIP 23.7K

1.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$130 GIP 95.9

-39.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$33.64 GIP 24.89

-88.26%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$64.5 GIP 47.73

-62.17%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$80.5 GIP 59.6

19.90%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$3.41 GIP 2.53

86.22%

Cinema Ticket

$4.04 Rp 69.7K

$13.54 GIP 10.02

-70.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$804 GIP 595

-62.38%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$133 GIP 98.7

-59.65%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$44.51 GIP 32.94

-14.67%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$99.9 GIP 73.9

-13.14%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$95.3 GIP 70.5

-17.24%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$1,766 GIP 1,307

-42.69%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$1,662 GIP 1,230

-59.41%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$3,598 GIP 2,663

-5.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$3,192 GIP 2,362

-34.26%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$13.9K GIP 10.3K

-78.47%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$7,886 GIP 5,835

-70.34%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$2,927 GIP 2,166

-94.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.6

268.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Gibraltar: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $1,766 in Gibraltar. Housing cost is often the main lever when comparing two cities.

Gibraltar pays 1590% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $110 in Gibraltar for a mid-range dinner for two. Groceries echo the gap at $298 vs $340 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gibraltar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gibraltar differ by about 95% in total monthly costs ($1,438 vs $2,808 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Gibraltar earns 1590% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $1,766 in Gibraltar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Gibraltar. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,438 per month in Ubud, Bali versus $2,808 in Gibraltar – a 95% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,438 in Ubud, Bali versus $2,808 in Gibraltar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gibraltar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gibraltar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 95% less than in Gibraltar. Beyond cost, consider language, visa policies, and how big the international community is in each city.