Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gibraltar

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,921 in Gibraltar, rent and utilities included – about $18,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
139

Cost of Living Index in Gibraltar
Learn more

Gibraltar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gibraltar

🇬🇮 Gibraltar

$2,921

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gibraltar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gibraltar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,921 in Gibraltar.

Ubud, Bali $1,349
Gibraltar $2,921

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,544 in Gibraltar.

Ubud, Bali $2,305
Gibraltar $4,544

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $6,167 in Gibraltar.

Ubud, Bali $3,261
Gibraltar $6,167

Living in Ubud, Bali costs roughly 54% less than in Gibraltar, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$20.23 GIP 15.22

-83.59%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$98.2 GIP 73.9

-63.72%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$17.87 GIP 13.44

-69.05%

Cappuccino

$2.72 Rp 49.4K

$4.09 GIP 3.08

-33.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.28 GIP 1.72

-25.44%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.02 GIP 1.52

-62.38%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.49 GIP 4.13

-51.73%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.65 GIP 3.50

-5.81%

Milk (1 liter)

$1.49 Rp 27.1K

$1.88 GIP 1.42

-20.74%

White Bread (500g)

$2.28 Rp 41.4K

$2.57 GIP 1.94

-11.28%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.37 GIP 2.53

-64.69%

Eggs

$2.04 Rp 37.0K

$6.22 GIP 4.68

-67.20%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.36 GIP 9.30

43.20%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$8.49 GIP 6.38

-53.36%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$17.66 GIP 13.28

-30.97%

Apples (1kg)

$3.66 Rp 66.4K

$2.95 GIP 2.22

24.07%

Banana (1kg)

$1.52 Rp 27.6K

$2.97 GIP 2.23

-48.82%

Oranges (1kg)

$2.23 Rp 40.5K

$3.76 GIP 2.83

-40.69%

Tomato (1kg)

$1.97 Rp 35.9K

$3.31 GIP 2.49

-40.48%

Potato (1kg)

$1.85 Rp 33.6K

$2.75 GIP 2.07

-32.73%

Onion (1kg)

$2.42 Rp 44.1K

$2.08 GIP 1.57

16.35%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.84 GIP 1.39

-46.20%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.44 GIP 1.08

-64.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.17 GIP 3.89

-57.06%

Wine (Bottle)

$22.24 Rp 404.2K

$11.35 GIP 8.54

95.95%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.70 GIP 2.03

-16.30%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.11 GIP 2.34

-4.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$3.28 GIP 2.46

-92.38%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$13.54 GIP 10.18

-96.75%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$13.12 GIP 9.87

-58.77%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.49 GIP 1.12

-44.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$50.2K GIP 37.8K

-52.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$30.5K GIP 22.9K

4.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$170 GIP 128

-53.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$26.30 GIP 19.79

-75.48%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$66.9 GIP 50.3

-72.21%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$80.4 GIP 60.5

-38.43%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$22.52 GIP 16.94

-21.63%

Cinema Ticket

$4.27 Rp 77.7K

$13.54 GIP 10.18

-68.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,108 GIP 833

-55.72%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$21.0K GIP 15.8K

-72.99%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$139 GIP 105

-67.90%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$66.9 GIP 50.4

-47.78%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$123 GIP 92.6

-35.07%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$144 GIP 108

-44.92%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$2,178 GIP 1,638

-48.36%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,633 GIP 1,229

-58.89%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$3,817 GIP 2,871

-6.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$3,140 GIP 2,362

-45.11%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$13.4K GIP 10.1K

-79.67%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$8,079 GIP 6,077

-71.73%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,448 GIP 1,841

-93.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.13

124.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gibraltar: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gibraltar

$1.6K 55.9% 143% $962

Groceries & Markets

Ubud, Bali

$288 21.4%

Gibraltar

$359 12.3% 24.5% $71

Eating Out

Ubud, Bali

$108 8%

Gibraltar

$318 10.9% 196% $211

Clothing & Footwear

Ubud, Bali

$108 8%

Gibraltar

$213 7.3% 98.1% $105

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gibraltar

$263 9% 153% $159

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gibraltar

$107 3.7% 85.1% $49

Getting Around

Ubud, Bali

$11 0.9%

Gibraltar

$27 * 0.9% 133% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $2,178 in Gibraltar. Housing cost is often the main lever when comparing two cities.

Gibraltar pays about 15 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $98 in Gibraltar for a mid-range dinner for two. Groceries echo the gap at $288 vs $359 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇮 Gibraltar

🕒 Local time

04:50 4:50 AM

21:50 9:50 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

32,577 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Gibraltar Pound GIP £

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 GIP = 1.33 USD

1 GIP = 1.19 EUR

Exchange rates and currency converter

GIP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Gibraltar Pound exchange rates as of October 28, 2026: 1 USD = 0.752 GIP (1 GIP = 1.33 USD). 1 EUR = 0.837 GIP (1 GIP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gibraltar 13,300 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Gibraltar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gibraltar: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $2,921 in Gibraltar, so Ubud, Bali is about 54% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 93% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $2,178 in Gibraltar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Gibraltar. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,921 in Gibraltar – Ubud, Bali is about 54% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Gibraltar, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gibraltar are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Gibraltar on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.