Cost of Living Comparison Between Ubud, Bali and Gibraltar Cost of Living Comparison Between Ubud, Bali and Gibraltar

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $2,906 in Gibraltar.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $4,623 in Gibraltar.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $6,340 in Gibraltar.

Living in Ubud, Bali costs roughly 53% less than in Gibraltar, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Gibraltar 111% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$20.55 GIP 15.20

-83.80%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$101 GIP 74.4

-64.38%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$17.72 GIP 13.10

-68.23%

Cappuccino

$2.82 Rp 49.7K

$4.08 GIP 3.01

-30.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.40 GIP 1.77

-27.08%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$2.07 GIP 1.53

-61.35%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$5.55 GIP 4.10

-45.23%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.63 GIP 3.43

-7.13%

Milk (1 liter)

$1.61 Rp 28.3K

$1.88 GIP 1.39

-14.36%

White Bread (500g)

$2.27 Rp 39.9K

$2.56 GIP 1.89

-11.33%

Rice (white) (1kg)

$1.17 Rp 20.6K

$3.54 GIP 2.62

-66.95%

Eggs

$2.17 Rp 38.2K

$6.51 GIP 4.82

-66.67%

Local Cheese (1kg)

$17.63 Rp 310.5K

$12.22 GIP 9.03

44.27%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$8.57 GIP 6.34

-52.74%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$18.18 GIP 13.45

-33.00%

Apples (1kg)

$3.62 Rp 63.7K

$3.00 GIP 2.22

20.67%

Banana (1kg)

$1.64 Rp 28.8K

$3.02 GIP 2.23

-45.70%

Oranges (1kg)

$2.31 Rp 40.6K

$3.70 GIP 2.73

-37.57%

Tomato (1kg)

$1.96 Rp 34.5K

$3.33 GIP 2.46

-41.14%

Potato (1kg)

$1.84 Rp 32.5K

$2.86 GIP 2.12

-35.66%

Onion (1kg)

$2.37 Rp 41.7K

$2.11 GIP 1.56

12.32%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.84 GIP 1.36

-42.93%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.51 GIP 1.11

-64.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.39 GIP 3.99

-57.33%

Wine (Bottle)

$23.08 Rp 406.4K

$11.64 GIP 8.61

98.28%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.76 GIP 2.04

-15.22%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.21 GIP 2.37

-4.36%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$3.30 GIP 2.44

-92.42%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$13.75 GIP 10.17

-96.44%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$13.78 GIP 10.19

-59.36%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.51 GIP 1.12

-46.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$49.9K GIP 36.9K

-49.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$30.3K GIP 22.4K

2.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$171 GIP 127

-51.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$27.18 GIP 20.10

-76.12%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$68.6 GIP 50.7

-72.62%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$81.3 GIP 60.1

-32.06%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$22.87 GIP 16.91

-20.38%

Cinema Ticket

$4.30 Rp 75.7K

$13.59 GIP 10.05

-68.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$1,147 GIP 848

-56.90%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$21.5K GIP 15.9K

-72.48%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$140 GIP 104

-66.94%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$67.9 GIP 50.2

-46.33%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$123 GIP 91.1

-34.50%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$151 GIP 112

-47.78%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$2,235 GIP 1,653

-50.16%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$1,661 GIP 1,228

-58.27%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$3,924 GIP 2,902

-7.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$3,242 GIP 2,397

-47.18%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$13.6K GIP 10.0K

-79.68%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$8,123 GIP 6,006

-71.78%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$2,488 GIP 1,840

-93.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.13

124.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Gibraltar: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $2,235 in Gibraltar. Housing cost is often the main lever when comparing two cities.

Gibraltar pays 1389% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $101 in Gibraltar for a mid-range dinner for two. Groceries echo the gap at $294 vs $365 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gibraltar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gibraltar differ by about 111% in total monthly costs ($1,378 vs $2,906 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1389% lower in Gibraltar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $2,235 in Gibraltar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Gibraltar. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $2,906 in Gibraltar – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,378 in Ubud, Bali versus $2,906 in Gibraltar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gibraltar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gibraltar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 111% less than in Gibraltar. Beyond cost, consider language, visa policies, and how big the international community is in each city.