😐Monthly costs for one person with rent: $2,805 in Gibraltar versus $1,404 in Ubud, Bali.
😐Estimated couple costs with rent: $4,404 in Gibraltar versus $2,549 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $6,004 in Gibraltar versus $3,694 in Ubud, Bali.
😐Living in Gibraltar is roughly 100% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Gibraltar109% above, Ubud, Bali4% above.
Currency
🍽 Eating Out
Gibraltar
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.27GIP 15.10
$3.57Rp 64.0K
467.79%
Three-Course Dinner for Two, Mid-Range
$109GIP 81.5
$32.50Rp 582.3K
236.74%
Fast Food Meal(McDonalds, etc)
$14.40GIP 10.73
$4.86Rp 87.1K
196.30%
Cappuccino
$3.64GIP 2.71
$2.75Rp 49.2K
32.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.71GIP 1.27
$1.32Rp 23.7K
29.55%
Water(0.33 liter bottle)
$1.90GIP 1.41
$0.70Rp 12.6K
171.43%
Local Beer(0.5 liter draught)
$5.40GIP 4.02
$2.91Rp 52.2K
85.57%
Imported Beer(0.33 liter bottle)
$4.47GIP 3.33
$3.79Rp 68.0K
17.94%
🛒 Groceries & Markets
Gibraltar
Ubud, Bali
Difference
Milk(1 liter)
$2.03GIP 1.51
$1.71Rp 30.6K
18.71%
White Bread(500g)
$1.99GIP 1.48
$2.47Rp 44.3K
-19.43%
Rice(white)(1kg)
$3.68GIP 2.74
$1.20Rp 21.5K
206.67%
Eggs
$5.23GIP 3.89
$2.44Rp 43.8K
114.34%
Local Cheese(1kg)
$10.54GIP 7.85
$14.38Rp 257.7K
-26.70%
Chicken Fillets(1kg)
$8.88GIP 6.62
$4.31Rp 77.1K
106.03%
Beef Round Steak(1kg)
$14.08GIP 10.49
$12.21Rp 218.7K
15.32%
Apples(1kg)
$3.66GIP 2.72
$3.68Rp 66.0K
-0.54%
Banana(1kg)
$3.31GIP 2.47
$1.55Rp 27.8K
113.55%
Oranges(1kg)
$3.77GIP 2.81
$2.79Rp 49.9K
35.13%
Tomato(1kg)
$2.90GIP 2.16
$2.33Rp 41.8K
24.46%
Potato(1kg)
$2.59GIP 1.93
$1.97Rp 35.3K
31.47%
Onion(1kg)
$2.31GIP 1.72
$2.31Rp 41.4K
-
Lettuce(1 head)
$1.78GIP 1.32
$1.06Rp 19.1K
67.92%
Water(1.5 liter bottle)
$1.08GIP 0.81
$0.73Rp 13.1K
47.95%
Cigarettes 20 Pack(Marlboro, Camel)
$4.75GIP 3.54
$3.28Rp 58.8K
44.82%
Wine(Bottle)
$11.40GIP 8.49
$22.79Rp 408.4K
-49.98%
Local Beer(0.5 liter bottle)
$2.46GIP 1.83
$2.81Rp 50.3K
-12.46%
Imported Beer(0.33 liter bottle)
$2.35GIP 1.75
$2.78Rp 49.9K
-15.47%
🚌 Getting Around
Gibraltar
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.39GIP 1.78
$0.29Rp 5,217
724.14%
Public Transport Monthly Pass(Regular Price)
-
$8.06Rp 144.4K
-
Taxi Start(Normal Tariff)
$9.46GIP 7.05
$0.45Rp 8,047
2002.22%
Taxi(Normal Tariff)(1km)
$2.49GIP 1.85
$0.45Rp 8,094
453.33%
Taxi 1hour Waiting(Normal Tariff)
$13.65GIP 10.17
$6.24Rp 111.7K
118.75%
Gasoline(1 liter)
$1.60GIP 1.19
$0.85Rp 15.2K
88.24%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$46.3KGIP 34.5K
$26.0KRp 465.4M
78.12%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8KGIP 23.7K
$31.7KRp 567.2M
0.34%
🧾 Monthly Utilities & Internet
Gibraltar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$132GIP 98.0
$80.8Rp 1.4M
62.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.27GIP 25.53
$4.06Rp 72.7K
744.09%
Internet(50+ Mbps, Unlimited Data)
$65.1GIP 48.47
$24.42Rp 437.6K
166.46%
🎉 Sport & Entertainment
Gibraltar
Ubud, Bali
Difference
Gym Membership(Monthly)
$78.9GIP 58.8
$97.7Rp 1.7M
-19.21%
Tennis Court(1 Hour on Weekend)
$3.32GIP 2.47
$6.45Rp 115.5K
-48.53%
Cinema Ticket
$13.40GIP 9.98
$4.04Rp 72.4K
231.68%
🧸 Childcare & Education
Gibraltar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$792GIP 590
$304Rp 5.4M
160.54%
International Primary School, 1 Child(Yearly)
-
$6,621Rp 118.6M
-
👕👟 Clothing & Footwear
Gibraltar
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$134GIP 99.6
$54.2Rp 971.7K
146.52%
Summer Dress(H&M, Zara, etc)
$45.09GIP 33.59
$38.78Rp 694.7K
16.27%
Sport Shoes(Adidas, Nike)
$98.7GIP 73.5
$86.1Rp 1.5M
14.60%
Men's Leather Business Shoes
$95.0GIP 70.8
$76.7Rp 1.4M
23.95%
🏠 Accommodation & Living
Gibraltar
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,746GIP 1,301
$986Rp 17.7M
77.20%
1-bedroom Apartment, Outside City Center(Monthly)
$1,644GIP 1,225
$658Rp 11.8M
149.86%
3-bedroom Apartment, City Center(Monthly)
$3,602GIP 2,683
$3,369Rp 60.4M
6.91%
3-bedroom Apartment, Outside City Center(Monthly)
$3,139GIP 2,338
$2,066Rp 37.0M
51.96%
Buy Apartment in City Center(m2)
$13.7KGIP 10.2K
$2,741Rp 49.1M
399.62%
Buy Apartment Outside City Center(m2)
$7,886GIP 5,874
$2,228Rp 39.9M
254.01%
💵 Salaries & Financials
Gibraltar
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,803GIP 2,088
$163Rp 2.9M
1615.41%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.6
13.28
-72.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gibraltar: June 6, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,746 in Gibraltar and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gibraltar pays 1615% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $109 in Gibraltar vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $334 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gibraltar vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Gibraltar and Ubud, Bali?
Gibraltar and Ubud, Bali differ by about 100% in total monthly costs ($2,805 vs $1,404 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Gibraltar or Ubud, Bali?
Gibraltar pays 1615% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Gibraltar and Ubud, Bali?
Rent for a central apartment: $1,746 in Gibraltar versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 12% higher in Gibraltar. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Gibraltar or Ubud, Bali?
All in, you'll spend $2,805 per month in Gibraltar versus $1,404 in Ubud, Bali – a 100% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,404 in Ubud, Bali versus $2,805 in Gibraltar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gibraltar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Gibraltar and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Gibraltar or Ubud, Bali safer for residents?
Safety-wise, Gibraltar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Gibraltar or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 100% less than in Gibraltar. Beyond cost, consider language, visa policies, and how big the international community is in each city.