Last update: Oct 2026

Cost of Living Comparison Between Gibraltar and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,921 in Gibraltar, rent and utilities included – about $18,900 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Gibraltar
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Gibraltar Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gibraltar

🇬🇮 Gibraltar

$2,921

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Gibraltar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gibraltar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,921 in Gibraltar versus $1,349 in Ubud, Bali.

Gibraltar $2,921
Ubud, Bali $1,349

Estimated couple costs with rent: $4,544 in Gibraltar versus $2,305 in Ubud, Bali.

Gibraltar $4,544
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $6,167 in Gibraltar versus $3,261 in Ubud, Bali.

Gibraltar $6,167
Ubud, Bali $3,261

Living in Gibraltar is roughly 117% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.23 GIP 15.22

$3.32 Rp 60.4K

509.34%

Three-Course Dinner for Two, Mid-Range

$98.2 GIP 73.9

$35.64 Rp 647.8K

175.65%

Fast Food Meal (McDonalds, etc)

$17.87 GIP 13.44

$5.53 Rp 100.6K

223.15%

Cappuccino

$4.09 GIP 3.08

$2.72 Rp 49.4K

50.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 GIP 1.72

$1.70 Rp 30.9K

34.12%

Water (0.33 liter bottle)

$2.02 GIP 1.52

$0.76 Rp 13.8K

165.79%

Local Beer (0.5 liter draught)

$5.49 GIP 4.13

$2.65 Rp 48.2K

107.17%

Imported Beer (0.33 liter bottle)

$4.65 GIP 3.50

$4.38 Rp 79.6K

6.16%

Milk (1 liter)

$1.88 GIP 1.42

$1.49 Rp 27.1K

26.17%

White Bread (500g)

$2.57 GIP 1.94

$2.28 Rp 41.4K

12.72%

Rice (white) (1kg)

$3.37 GIP 2.53

$1.19 Rp 21.6K

183.19%

Eggs

$6.22 GIP 4.68

$2.04 Rp 37.0K

204.90%

Local Cheese (1kg)

$12.36 GIP 9.30

$17.70 Rp 321.7K

-30.17%

Chicken Fillets (1kg)

$8.49 GIP 6.38

$3.96 Rp 72.0K

114.39%

Beef Round Steak (1kg)

$17.66 GIP 13.28

$12.19 Rp 221.6K

44.87%

Apples (1kg)

$2.95 GIP 2.22

$3.66 Rp 66.4K

-19.40%

Banana (1kg)

$2.97 GIP 2.23

$1.52 Rp 27.6K

95.39%

Oranges (1kg)

$3.76 GIP 2.83

$2.23 Rp 40.5K

68.61%

Tomato (1kg)

$3.31 GIP 2.49

$1.97 Rp 35.9K

68.02%

Potato (1kg)

$2.75 GIP 2.07

$1.85 Rp 33.6K

48.65%

Onion (1kg)

$2.08 GIP 1.57

$2.42 Rp 44.1K

-14.05%

Lettuce (1 head)

$1.84 GIP 1.39

$0.99 Rp 18.0K

85.86%

Water (1.5 liter bottle)

$1.44 GIP 1.08

$0.51 Rp 9,332

182.35%

Cigarettes 20 Pack (Marlboro, Camel)

$5.17 GIP 3.89

$2.22 Rp 40.4K

132.88%

Wine (Bottle)

$11.35 GIP 8.54

$22.24 Rp 404.2K

-48.97%

Local Beer (0.5 liter bottle)

$2.70 GIP 2.03

$2.26 Rp 41.1K

19.47%

Imported Beer (0.33 liter bottle)

$3.11 GIP 2.34

$2.97 Rp 54.0K

4.71%

One-way Ticket (Public Transport)

$3.28 GIP 2.46

$0.25 Rp 4,562

1212.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$13.54 GIP 10.18

$0.44 Rp 7,989

2977.27%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$13.12 GIP 9.87

$5.41 Rp 98.3K

142.51%

Gasoline (1 liter)

$1.49 GIP 1.12

$0.82 Rp 15.0K

81.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.2K GIP 37.8K

$23.8K Rp 433.3M

110.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K GIP 22.9K

$31.7K Rp 577.0M

-4.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 GIP 128

$79.1 Rp 1.4M

115.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.30 GIP 19.79

$6.45 Rp 117.2K

307.75%

Internet (50+ Mbps, Unlimited Data)

$66.9 GIP 50.3

$18.58 Rp 337.7K

259.85%

Gym Membership (Monthly)

$80.4 GIP 60.5

$49.48 Rp 899.4K

62.43%

Tennis Court (1 Hour on Weekend)

$22.52 GIP 16.94

$17.65 Rp 320.8K

27.59%

Cinema Ticket

$13.54 GIP 10.18

$4.27 Rp 77.7K

217.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,108 GIP 833

$491 Rp 8.9M

125.86%

International Primary School, 1 Child (Yearly)

$21.0K GIP 15.8K

$5,674 Rp 103.1M

270.24%

Jeans (Levis 501 Or Similar)

$139 GIP 105

$44.64 Rp 811.4K

211.56%

Summer Dress (H&M, Zara, etc)

$66.9 GIP 50.4

$34.95 Rp 635.3K

91.50%

Sport Shoes (Adidas, Nike)

$123 GIP 92.6

$79.9 Rp 1.5M

54.01%

Men's Leather Business Shoes

$144 GIP 108

$79.4 Rp 1.4M

81.57%

1-bedroom Apartment, City Center (Monthly)

$2,178 GIP 1,638

$1,125 Rp 20.4M

93.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,633 GIP 1,229

$671 Rp 12.2M

143.24%

3-bedroom Apartment, City Center (Monthly)

$3,817 GIP 2,871

$3,565 Rp 64.8M

7.09%

3-bedroom Apartment, Outside City Center (Monthly)

$3,140 GIP 2,362

$1,723 Rp 31.3M

82.18%

Buy Apartment in City Center (m2)

$13.4K GIP 10.1K

$2,732 Rp 49.6M

391.79%

Buy Apartment Outside City Center (m2)

$8,079 GIP 6,077

$2,284 Rp 41.5M

253.71%

Average Monthly Net Salary (After Tax)

$2,448 GIP 1,841

$164 Rp 3.0M

1393.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.13

13.78

-55.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gibraltar: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gibraltar

$1.6K 55.9%

Ubud, Bali

$672 49.8% 58.9% $962

Groceries & Markets

Gibraltar

$359 12.3%

Ubud, Bali

$288 21.4% 19.7% $71

Eating Out

Gibraltar

$318 10.9%

Ubud, Bali

$108 8% 66.2% $211

Monthly Utilities & Internet

Gibraltar

$263 9%

Ubud, Bali

$104 7.7% 60.5% $159

Clothing & Footwear

Gibraltar

$213 7.3%

Ubud, Bali

$108 8% 49.5% $105

Sport & Entertainment

Gibraltar

$107 3.7%

Ubud, Bali

$58 4.3% 46% $49

Getting Around

Gibraltar

$27 * 0.9%

Ubud, Bali

$11 0.9% 57.1% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,178 in Gibraltar and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gibraltar pays about 15 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $98 in Gibraltar vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $359 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇮 Gibraltar

🇮🇩 Ubud, Bali

🕒 Local time

21:00 9:00 PM

04:00 4:00 AM

7 h ahead of Gibraltar

🌤 Weather

👥 Population

32,577 Capital

74,800

💱 Currency

Gibraltar Pound GIP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GIP = 1.33 USD

1 GIP = 1.19 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GIP – Gibraltar Pound Converter

🇺🇸 United States Dollar ($)

🇬🇮 Gibraltar Pound (£)

Gibraltar Pound exchange rates as of October 28, 2026: 1 USD = 0.752 GIP (1 GIP = 1.33 USD). 1 EUR = 0.837 GIP (1 GIP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to GIP in detail →

On the map

Lowest

Highest

Between locations

Gibraltar Ubud, Bali 13,300 km ≈ 17 h nonstop flight

From you

Gibraltar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gibraltar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,921 in Gibraltar and $1,349 in Ubud, Bali, so Ubud, Bali is about 54% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Gibraltar is about 15 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,178 in Gibraltar versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Gibraltar. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,921 per month in Gibraltar versus $1,349 in Ubud, Bali – Ubud, Bali is about 54% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Gibraltar, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gibraltar and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Gibraltar on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.