Cost of Living Comparison Between Gibraltar and Ubud, Bali Cost of Living Comparison Between Gibraltar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,808 in Gibraltar versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $4,470 in Gibraltar versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,133 in Gibraltar versus $3,732 in Ubud, Bali.

Living in Gibraltar is roughly 95% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Gibraltar 110% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$20.25 GIP 14.99

$3.57 Rp 61.6K

467.23%

Three-Course Dinner for Two, Mid-Range

$110 GIP 81.2

$32.58 Rp 562.6K

236.96%

Fast Food Meal (McDonalds, etc)

$14.32 GIP 10.60

$5.07 Rp 87.5K

182.45%

Cappuccino

$3.56 GIP 2.63

$2.83 Rp 48.8K

25.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 GIP 1.22

$1.34 Rp 23.1K

23.13%

Water (0.33 liter bottle)

$1.88 GIP 1.39

$0.69 Rp 12.0K

172.46%

Local Beer (0.5 liter draught)

$5.37 GIP 3.98

$2.99 Rp 51.6K

79.60%

Imported Beer (0.33 liter bottle)

$4.45 GIP 3.29

$3.85 Rp 66.4K

15.58%

Milk (1 liter)

$1.96 GIP 1.45

$1.74 Rp 30.1K

12.64%

White Bread (500g)

$2.05 GIP 1.52

$2.54 Rp 43.8K

-19.29%

Rice (white) (1kg)

$3.57 GIP 2.64

$1.19 Rp 20.6K

200.00%

Eggs

$5.20 GIP 3.85

$2.43 Rp 41.9K

113.99%

Local Cheese (1kg)

$10.84 GIP 8.02

$14.66 Rp 253.2K

-26.06%

Chicken Fillets (1kg)

$8.81 GIP 6.52

$4.18 Rp 72.1K

110.77%

Beef Round Steak (1kg)

$14.14 GIP 10.46

$11.94 Rp 206.1K

18.43%

Apples (1kg)

$3.67 GIP 2.72

$3.69 Rp 63.6K

-0.54%

Banana (1kg)

$3.45 GIP 2.55

$1.61 Rp 27.7K

114.29%

Oranges (1kg)

$3.66 GIP 2.71

$2.69 Rp 46.4K

36.06%

Tomato (1kg)

$2.99 GIP 2.22

$2.33 Rp 40.2K

28.33%

Potato (1kg)

$2.58 GIP 1.91

$1.91 Rp 32.9K

35.08%

Onion (1kg)

$2.34 GIP 1.73

$2.19 Rp 37.7K

6.85%

Lettuce (1 head)

$1.71 GIP 1.26

$1.06 Rp 18.3K

61.32%

Water (1.5 liter bottle)

$1.12 GIP 0.83

$0.72 Rp 12.5K

55.56%

Cigarettes 20 Pack (Marlboro, Camel)

$4.70 GIP 3.48

$3.13 Rp 54.1K

50.16%

Wine (Bottle)

$13.75 GIP 10.18

$23.49 Rp 405.6K

-41.46%

Local Beer (0.5 liter bottle)

$2.50 GIP 1.85

$2.74 Rp 47.3K

-8.76%

Imported Beer (0.33 liter bottle)

$2.31 GIP 1.71

$2.88 Rp 49.7K

-19.79%

One-way Ticket (Public Transport)

$2.50 GIP 1.85

$0.29 Rp 5,010

762.07%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$9.76 GIP 7.22

$0.45 Rp 7,834

2068.89%

Taxi (Normal Tariff) (1km)

$2.55 GIP 1.89

$0.42 Rp 7,278

507.14%

Taxi 1hour Waiting (Normal Tariff)

$13.64 GIP 10.09

$6.16 Rp 106.3K

121.43%

Gasoline (1 liter)

$1.60 GIP 1.18

$0.84 Rp 14.5K

90.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K GIP 33.3K

$26.2K Rp 453.1M

71.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K GIP 23.7K

$32.5K Rp 560.8M

-1.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 GIP 95.9

$78.4 Rp 1.4M

65.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.64 GIP 24.89

$3.95 Rp 68.2K

751.65%

Internet (50+ Mbps, Unlimited Data)

$64.5 GIP 47.73

$24.40 Rp 421.4K

164.34%

Gym Membership (Monthly)

$80.5 GIP 59.6

$96.5 Rp 1.7M

-16.59%

Tennis Court (1 Hour on Weekend)

$3.41 GIP 2.53

$6.35 Rp 109.6K

-46.30%

Cinema Ticket

$13.54 GIP 10.02

$4.04 Rp 69.7K

235.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$804 GIP 595

$303 Rp 5.2M

165.79%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

Jeans (Levis 501 Or Similar)

$133 GIP 98.7

$53.8 Rp 929.5K

147.83%

Summer Dress (H&M, Zara, etc)

$44.51 GIP 32.94

$37.98 Rp 655.8K

17.19%

Sport Shoes (Adidas, Nike)

$99.9 GIP 73.9

$86.8 Rp 1.5M

15.12%

Men's Leather Business Shoes

$95.3 GIP 70.5

$78.9 Rp 1.4M

20.83%

1-bedroom Apartment, City Center (Monthly)

$1,766 GIP 1,307

$1,012 Rp 17.5M

74.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,662 GIP 1,230

$674 Rp 11.6M

146.35%

3-bedroom Apartment, City Center (Monthly)

$3,598 GIP 2,663

$3,390 Rp 58.5M

6.14%

3-bedroom Apartment, Outside City Center (Monthly)

$3,192 GIP 2,362

$2,098 Rp 36.2M

52.12%

Buy Apartment in City Center (m2)

$13.9K GIP 10.3K

$2,985 Rp 51.5M

364.38%

Buy Apartment Outside City Center (m2)

$7,886 GIP 5,835

$2,339 Rp 40.4M

237.12%

Average Monthly Net Salary (After Tax)

$2,927 GIP 2,166

$173 Rp 3.0M

1590.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.6

13.28

-72.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gibraltar: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,766 in Gibraltar and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gibraltar pays 1590% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $110 in Gibraltar vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $340 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gibraltar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gibraltar and Ubud, Bali differ by about 95% in total monthly costs ($2,808 vs $1,438 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Gibraltar pays 1590% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,766 in Gibraltar versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Gibraltar. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,808 per month in Gibraltar versus $1,438 in Ubud, Bali – a 95% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,438 in Ubud, Bali versus $2,808 in Gibraltar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gibraltar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gibraltar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 95% less than in Gibraltar. Beyond cost, consider language, visa policies, and how big the international community is in each city.