Cost of Living Comparison Between Gibraltar and Ubud, Bali Cost of Living Comparison Between Gibraltar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,803 in Gibraltar versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $4,397 in Gibraltar versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,991 in Gibraltar versus $3,723 in Ubud, Bali.

Living in Gibraltar is roughly 101% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Gibraltar 111% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$20.08 GIP 15.02

$3.57 Rp 64.6K

462.46%

Three-Course Dinner for Two, Mid-Range

$110 GIP 82.2

$32.32 Rp 584.4K

239.79%

Fast Food Meal (McDonalds, etc)

$14.66 GIP 10.97

$5.01 Rp 90.5K

192.61%

Cappuccino

$3.66 GIP 2.74

$2.82 Rp 51.1K

29.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 GIP 1.25

$1.35 Rp 24.4K

23.70%

Water (0.33 liter bottle)

$1.94 GIP 1.45

$0.73 Rp 13.2K

165.75%

Local Beer (0.5 liter draught)

$5.46 GIP 4.08

$2.93 Rp 53.0K

86.35%

Imported Beer (0.33 liter bottle)

$4.31 GIP 3.23

$3.94 Rp 71.2K

9.39%

Milk (1 liter)

$1.98 GIP 1.48

$1.78 Rp 32.2K

11.24%

White Bread (500g)

$1.98 GIP 1.48

$2.45 Rp 44.3K

-19.18%

Rice (white) (1kg)

$3.64 GIP 2.73

$1.15 Rp 20.8K

216.52%

Eggs

$5.14 GIP 3.84

$2.41 Rp 43.7K

113.28%

Local Cheese (1kg)

$10.66 GIP 7.97

$14.33 Rp 259.1K

-25.61%

Chicken Fillets (1kg)

$9.07 GIP 6.78

$4.19 Rp 75.7K

116.47%

Beef Round Steak (1kg)

$14.12 GIP 10.56

$12.06 Rp 218.1K

17.08%

Apples (1kg)

$3.53 GIP 2.64

$3.64 Rp 65.8K

-3.02%

Banana (1kg)

$3.31 GIP 2.47

$1.57 Rp 28.3K

110.83%

Oranges (1kg)

$3.76 GIP 2.82

$2.79 Rp 50.4K

34.77%

Tomato (1kg)

$2.99 GIP 2.23

$2.24 Rp 40.5K

33.48%

Potato (1kg)

$2.56 GIP 1.92

$1.98 Rp 35.8K

29.29%

Onion (1kg)

$2.33 GIP 1.75

$2.28 Rp 41.2K

2.19%

Lettuce (1 head)

$1.69 GIP 1.27

$1.05 Rp 19.1K

60.95%

Water (1.5 liter bottle)

$1.13 GIP 0.84

$0.79 Rp 14.2K

43.04%

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 GIP 3.69

$3.19 Rp 57.7K

54.86%

Wine (Bottle)

$11.51 GIP 8.61

$23.49 Rp 424.8K

-51.00%

Local Beer (0.5 liter bottle)

$2.37 GIP 1.77

$2.90 Rp 52.4K

-18.28%

Imported Beer (0.33 liter bottle)

$2.31 GIP 1.73

$2.76 Rp 49.8K

-16.30%

One-way Ticket (Public Transport)

$2.52 GIP 1.88

$0.27 Rp 4,821

833.33%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$9.34 GIP 6.99

$0.45 Rp 8,180

1975.56%

Taxi (Normal Tariff) (1km)

$2.46 GIP 1.84

$0.46 Rp 8,311

434.78%

Taxi 1hour Waiting (Normal Tariff)

$13.57 GIP 10.15

$6.07 Rp 109.7K

123.56%

Gasoline (1 liter)

$1.68 GIP 1.25

$0.86 Rp 15.6K

95.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.5K GIP 34.1K

$26.6K Rp 480.7M

71.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K GIP 23.9K

$32.5K Rp 588.6M

-1.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 GIP 101

$79.0 Rp 1.4M

70.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.23 GIP 25.61

$4.09 Rp 74.0K

736.92%

Internet (50+ Mbps, Unlimited Data)

$65.8 GIP 49.19

$23.85 Rp 431.2K

175.68%

Gym Membership (Monthly)

$81.7 GIP 61.1

$98.8 Rp 1.8M

-17.27%

Tennis Court (1 Hour on Weekend)

$3.46 GIP 2.59

$6.35 Rp 114.9K

-45.51%

Cinema Ticket

$13.35 GIP 9.99

$4.01 Rp 72.5K

232.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$801 GIP 599

$297 Rp 5.4M

169.34%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

Jeans (Levis 501 Or Similar)

$135 GIP 101

$53.4 Rp 966.0K

152.20%

Summer Dress (H&M, Zara, etc)

$45.42 GIP 33.98

$38.11 Rp 689.2K

19.18%

Sport Shoes (Adidas, Nike)

$99.7 GIP 74.6

$88.7 Rp 1.6M

12.42%

Men's Leather Business Shoes

$93.7 GIP 70.1

$76.6 Rp 1.4M

22.33%

1-bedroom Apartment, City Center (Monthly)

$1,741 GIP 1,302

$1,020 Rp 18.4M

70.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,634 GIP 1,222

$680 Rp 12.3M

140.14%

3-bedroom Apartment, City Center (Monthly)

$3,518 GIP 2,632

$3,469 Rp 62.7M

1.43%

3-bedroom Apartment, Outside City Center (Monthly)

$3,181 GIP 2,379

$2,090 Rp 37.8M

52.18%

Buy Apartment in City Center (m2)

$13.4K GIP 9,995

$2,729 Rp 49.3M

389.61%

Buy Apartment Outside City Center (m2)

$7,845 GIP 5,869

$2,295 Rp 41.5M

241.77%

Average Monthly Net Salary (After Tax)

$2,878 GIP 2,153

$164 Rp 3.0M

1658.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.6

13.28

-72.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gibraltar: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,741 in Gibraltar and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gibraltar pays 1658% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $110 in Gibraltar vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $334 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gibraltar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gibraltar and Ubud, Bali differ by about 101% in total monthly costs ($2,803 vs $1,392 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1658% higher in Gibraltar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,741 in Gibraltar versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Gibraltar. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,803 per month in Gibraltar versus $1,392 in Ubud, Bali – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,392 in Ubud, Bali versus $2,803 in Gibraltar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gibraltar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gibraltar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 101% less than in Gibraltar. Beyond cost, consider language, visa policies, and how big the international community is in each city.