Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Garissa

For one person, living is cheaper in Garissa: $381 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Garissa, Kenya
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Garissa
🇰🇪 Kenya
$381
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Garissa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Garissa actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $381 in Garissa, rent included.

  • Ubud, Bali $1,349
  • Garissa $381

A couple spends around $2,305 per month in Ubud, Bali vs $666 in Garissa, rent included.

  • Ubud, Bali $2,305
  • Garissa $666

A family of three spends $3,261 per month in Ubud, Bali vs $950 in Garissa, rent included.

  • Ubud, Bali $3,261
  • Garissa $950

Ubud, Bali costs about 254% more than Garissa, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Ubud, Bali
Garissa
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$11.75 KES 1,525
-71.74%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$22.77 KES 2,956
56.52%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
-
-
Cappuccino
$2.72 Rp 49.3K
$7.66 KES 994
-64.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$1.97 KES 255
-13.71%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.13 KES 146
-32.74%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
-
-
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
-
-
🛒 Groceries & Markets
Ubud, Bali
Garissa
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$0.51 KES 66.6
192.16%
White Bread (500g)
$2.28 Rp 41.3K
$0.60 KES 77.5
280.00%
Rice (white) (1kg)
$1.19 Rp 21.6K
$1.49 KES 193
-20.13%
Eggs
$2.04 Rp 36.9K
$1.89 KES 245
7.94%
Local Cheese (1kg)
$17.70 Rp 321.1K
-
-
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$6.26 KES 812
-36.74%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$5.34 KES 693
128.28%
Apples (1kg)
$3.66 Rp 66.3K
$3.78 KES 491
-3.17%
Banana (1kg)
$1.52 Rp 27.5K
$3.16 KES 410
-51.90%
Oranges (1kg)
$2.23 Rp 40.4K
$4.50 KES 584
-50.44%
Tomato (1kg)
$1.97 Rp 35.8K
$0.79 KES 102
149.37%
Potato (1kg)
$1.85 Rp 33.5K
$1.26 KES 163
46.83%
Onion (1kg)
$2.42 Rp 44.0K
$1.50 KES 195
61.33%
Lettuce (1 head)
$0.99 Rp 18.0K
$2.32 KES 301
-57.33%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$0.56 KES 72.9
-8.93%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
-
-
Wine (Bottle)
$22.24 Rp 403.4K
$5.87 KES 761
278.88%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$1.73 KES 224
30.64%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.91 KES 507
-24.04%
🚌 Getting Around
Ubud, Bali
Garissa
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
-
-
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
-
-
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
-
-
Gasoline (1 liter)
$0.82 Rp 15.0K
-
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Garissa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
-
-
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
-
-
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
-
-
🎉 Sport & Entertainment
Ubud, Bali
Garissa
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
-
-
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
-
-
Cinema Ticket
$4.27 Rp 77.5K
-
-
🧸 Childcare & Education
Ubud, Bali
Garissa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
-
-
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Garissa
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
-
-
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
-
-
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
-
-
Men's Leather Business Shoes
$79.4 Rp 1.4M
-
-
🏠 Accommodation & Living
Ubud, Bali
Garissa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
-
-
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
-
-
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Garissa
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$129 KES 16.7K
27.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Garissa: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Garissa
–
Groceries & Markets
Ubud, Bali
$288
Garissa
–
Eating Out
Ubud, Bali
$108
Garissa
–
Clothing & Footwear
Ubud, Bali
$108
Garissa
–
Monthly Utilities & Internet
Ubud, Bali
$104
Garissa
–
Sport & Entertainment
Ubud, Bali
$58
Garissa
–
Getting Around
Ubud, Bali
$11
Garissa
–

Cost Breakdown

Salaries run about 27% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $23 in Garissa. Monthly groceries follow the same trend: $288 vs $183 – making Garissa the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇰🇪 Garissa
🕒 Local time
13:43 1:43 PM
08:43 8:43 AM
5 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
119,696
💱 Currency
Exchange rates and currency converter

KES, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Kenyan Shilling exchange rates as of November 2, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 145 KES (1,000 KES = 6.9 EUR).

On the map
Between locations
  • Ubud, Bali Garissa 8,420 km ≈ 11 h nonstop flight
From you
  • Ubud, Bali
  • Garissa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Garissa: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Garissa compare overall?
Monthly costs with rent: $1,349 in Ubud, Bali, $381 in Garissa – Garissa comes out roughly 72% cheaper. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Ubud, Bali compared to Garissa?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $571 in Garissa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $36 in Ubud, Bali and $23 in Garissa. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Ubud, Bali or Garissa?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $381 in Garissa. That makes Garissa about 72% cheaper.
Which city is more doable on $1,200 per month?
A $1,200 monthly budget goes further in Garissa, where all-in costs run around $381, than in Ubud, Bali at $1,349. In Garissa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Garissa?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $381 in Garissa to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
How do I decide between Ubud, Bali and Garissa?
If budget matters most, go with Garissa. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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