Last update: Oct 2026

Cost of Living Comparison Between Garissa and Ubud, Bali

For one person, living is cheaper in Garissa: $381 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Garissa

🇰🇪 Kenya

$381

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Garissa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Garissa and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $381 per month in Garissa vs $1,349 in Ubud, Bali, rent included.

Garissa $381
Ubud, Bali $1,349

A couple spends around $666 per month in Garissa vs $2,305 in Ubud, Bali, rent included.

Garissa $666
Ubud, Bali $2,305

A family of three spends $950 per month in Garissa vs $3,261 in Ubud, Bali, rent included.

Garissa $950
Ubud, Bali $3,261

Garissa is about 72% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$11.75 KES 1,525

$3.32 Rp 60.3K

253.92%

Three-Course Dinner for Two, Mid-Range

$22.77 KES 2,956

$35.64 Rp 646.5K

-36.11%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$7.66 KES 994

$2.72 Rp 49.3K

181.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 KES 255

$1.70 Rp 30.9K

15.88%

Water (0.33 liter bottle)

$1.13 KES 146

$0.76 Rp 13.8K

48.68%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$0.51 KES 66.6

$1.49 Rp 27.0K

-65.77%

White Bread (500g)

$0.60 KES 77.5

$2.28 Rp 41.3K

-73.68%

Rice (white) (1kg)

$1.49 KES 193

$1.19 Rp 21.6K

25.21%

Eggs

$1.89 KES 245

$2.04 Rp 36.9K

-7.35%

Local Cheese (1kg)

$17.70 Rp 321.1K

Chicken Fillets (1kg)

$6.26 KES 812

$3.96 Rp 71.9K

58.08%

Beef Round Steak (1kg)

$5.34 KES 693

$12.19 Rp 221.1K

-56.19%

Apples (1kg)

$3.78 KES 491

$3.66 Rp 66.3K

3.28%

Banana (1kg)

$3.16 KES 410

$1.52 Rp 27.5K

107.89%

Oranges (1kg)

$4.50 KES 584

$2.23 Rp 40.4K

101.79%

Tomato (1kg)

$0.79 KES 102

$1.97 Rp 35.8K

-59.90%

Potato (1kg)

$1.26 KES 163

$1.85 Rp 33.5K

-31.89%

Onion (1kg)

$1.50 KES 195

$2.42 Rp 44.0K

-38.02%

Lettuce (1 head)

$2.32 KES 301

$0.99 Rp 18.0K

134.34%

Water (1.5 liter bottle)

$0.56 KES 72.9

$0.51 Rp 9,313

9.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$5.87 KES 761

$22.24 Rp 403.4K

-73.61%

Local Beer (0.5 liter bottle)

$1.73 KES 224

$2.26 Rp 41.0K

-23.45%

Imported Beer (0.33 liter bottle)

$3.91 KES 507

$2.97 Rp 53.9K

31.65%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$129 KES 16.7K

$164 Rp 3.0M

-21.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Garissa: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Garissa

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Garissa

–

Ubud, Bali

$288 21.4%

Eating Out

Garissa

–

Ubud, Bali

$108 8%

Clothing & Footwear

Garissa

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Garissa

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Garissa

–

Ubud, Bali

$58 4.3%

Getting Around

Garissa

–

Ubud, Bali

$11 0.9%

Cost Breakdown

Salaries run about 27% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23 in Garissa versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $183 vs $288 – making Garissa the more affordable choice for daily food spending.

Good to know

🇰🇪 Garissa

🇮🇩 Ubud, Bali

🕒 Local time

08:33 8:33 AM

13:33 1:33 PM

5 h ahead of Garissa

🌤 Weather

👥 Population

119,696

74,800

💱 Currency

Kenyan Shilling KES Sh

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 KES = 7.7 USD

1,000 KES = 6.9 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of November 2, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 145 KES (1,000 KES = 6.9 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Garissa Ubud, Bali 8,420 km ≈ 11 h nonstop flight

From you

Garissa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Garissa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $381 in Garissa, $1,349 in Ubud, Bali – Garissa comes out roughly 72% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $571 per month in Garissa and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $23 in Garissa and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $381 in Garissa and $1,349 in Ubud, Bali. That makes Garissa about 72% cheaper.

A $1,200 monthly budget goes further in Garissa, where all-in costs run around $381, than in Ubud, Bali at $1,349. In Garissa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $381 in Garissa to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Garissa. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.