Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Gallup, NM

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,283 in Gallup, NM, rent and utilities included – about $11,400 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
110

Cost of Living Index in Gallup, NM
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Gallup, NM Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Gallup, NM

🇺🇸 United States

$2,283

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gallup, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gallup, NM actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,283 in Gallup, NM.

Ubud, Bali $1,331
Gallup, NM $2,283

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,314 in Gallup, NM.

Ubud, Bali $2,255
Gallup, NM $3,314

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,345 in Gallup, NM.

Ubud, Bali $3,180
Gallup, NM $4,345

Living in Ubud, Bali costs roughly 42% less than in Gallup, NM, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 2% below, Gallup, NM is 69% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$16.78 $16.78

-79.86%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$77.8 $77.8

-55.47%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$12.09 $12.09

-53.93%

Cappuccino

$2.62 Rp 47.6K

$5.49 $5.49

-52.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.95 $2.95

-47.80%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.43 $2.43

-73.66%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.15 $6.15

-56.59%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$7.04 $7.04

-39.49%

Milk (1 liter)

$1.46 Rp 26.5K

$1.17 $1.17

24.79%

White Bread (500g)

$2.29 Rp 41.6K

$4.31 $4.31

-46.87%

Rice (white) (1kg)

$1.11 Rp 20.1K

$5.48 $5.48

-79.74%

Eggs

$2.10 Rp 38.1K

$4.20 $4.20

-50.00%

Local Cheese (1kg)

$15.94 Rp 289.4K

$16.70 $16.70

-4.55%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$20.64 $20.64

-81.20%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$17.02 $17.02

-33.02%

Apples (1kg)

$3.55 Rp 64.5K

$5.85 $5.85

-39.32%

Banana (1kg)

$1.54 Rp 27.9K

$1.75 $1.75

-12.00%

Oranges (1kg)

$2.23 Rp 40.5K

$3.75 $3.75

-40.53%

Tomato (1kg)

$1.97 Rp 35.8K

$4.42 $4.42

-55.43%

Potato (1kg)

$1.86 Rp 33.7K

$2.81 $2.81

-33.81%

Onion (1kg)

$2.42 Rp 43.9K

$2.03 $2.03

19.21%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.54 $2.54

-59.84%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$2.47 $2.47

-78.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$10.77 $10.77

-79.57%

Wine (Bottle)

$21.79 Rp 395.6K

$16.07 $16.07

35.59%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.13 $2.13

9.39%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.28 $4.28

-30.61%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.92 $1.92

-86.98%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$52.7 $52.7

-84.49%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$3.57 $3.57

-87.68%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$2.31 $2.31

-79.65%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$34.66 $34.66

-83.84%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.02 $1.02

-18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$26.3K $26.3K

-6.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$25.4K $25.4K

24.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$250 $250

-68.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$44.45 $44.45

-86.19%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$92.7 $92.7

-79.58%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$39.23 $39.23

29.98%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$17.79 $17.79

-75.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,363 $1,363

-63.88%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$23.1K $23.1K

-47.14%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$60.5 $60.5

-25.39%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$57.5 $57.5

-39.34%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$80.0 $80.0

-2.04%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$130 $130

-40.10%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$991 $991

8.71%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$817 $817

-18.61%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,504 $1,504

133.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,196 $1,196

39.69%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$3,090 $3,090

-24.27%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,405 $2,405

-7.01%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.64

107.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Gallup, NM: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Gallup, NM

$817 35.8% 22.9% $152

Groceries & Markets

Ubud, Bali

$279 21%

Gallup, NM

$478 21% 71.2% $199

Clothing & Footwear

Ubud, Bali

$106 8%

Gallup, NM

$148 6.5% 38.8% $41

Eating Out

Ubud, Bali

$106 8%

Gallup, NM

$303 13.3% 186% $197

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Gallup, NM

$387 16.9% 277% $284

Sport & Entertainment

Ubud, Bali

$60 4.5%

Gallup, NM

$75 3.3% 25.2% $15

Getting Around

Ubud, Bali

$12 0.9%

Gallup, NM

$75 3.3% 532% $64

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $991 in Gallup, NM. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $78 in Gallup, NM for a mid-range dinner for two. Groceries echo the gap at $279 vs $478 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Gallup, NM

🕒 Local time

07:42 7:42 AM

16:42 4:42 PM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

21,605

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Gallup, NM 14,640 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Gallup, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gallup, NM: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 42% cheaper overall, especially in groceries, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $3,424 in Gallup, NM to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $991 in Gallup, NM. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 71% higher in Gallup, NM. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $78 in Gallup, NM. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.