Cost of Living Comparison Between Ubud, Bali and Gallup, NM Cost of Living Comparison Between Ubud, Bali and Gallup, NM

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,649 in Gallup, NM.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $3,892 in Gallup, NM.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $5,135 in Gallup, NM.

Living in Ubud, Bali costs roughly 47% less than in Gallup, NM, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Gallup, NM 97% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$20.35 $20.35

-82.46%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$59.2 $59.2

-45.08%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$11.84 $11.84

-58.95%

Cappuccino

$2.75 Rp 49.2K

$5.95 $5.95

-53.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.90 $2.90

-54.48%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.31 $2.31

-69.70%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$6.62 $6.62

-56.04%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$6.97 $6.97

-45.62%

Milk (1 liter)

$1.71 Rp 30.6K

$1.15 $1.15

48.70%

White Bread (500g)

$2.47 Rp 44.3K

$3.97 $3.97

-37.78%

Rice (white) (1kg)

$1.20 Rp 21.5K

$3.21 $3.21

-62.62%

Eggs

$2.44 Rp 43.8K

$4.99 $4.99

-51.10%

Local Cheese (1kg)

$14.38 Rp 257.7K

$16.18 $16.18

-11.12%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$16.18 $16.18

-73.36%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$20.23 $20.23

-39.64%

Apples (1kg)

$3.68 Rp 66.0K

$5.62 $5.62

-34.52%

Banana (1kg)

$1.55 Rp 27.8K

$1.29 $1.29

20.16%

Oranges (1kg)

$2.79 Rp 49.9K

$6.67 $6.67

-58.17%

Tomato (1kg)

$2.33 Rp 41.8K

$6.03 $6.03

-61.36%

Potato (1kg)

$1.97 Rp 35.3K

$5.54 $5.54

-64.44%

Onion (1kg)

$2.31 Rp 41.4K

$2.53 $2.53

-8.70%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.54 $1.54

-31.17%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$2.31 $2.31

-68.40%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$9.78 $9.78

-66.46%

Wine (Bottle)

$22.79 Rp 408.4K

$12.80 $12.80

78.05%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.13 $2.13

31.92%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$4.22 $4.22

-34.12%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.97 $1.97

-85.28%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$3.51 $3.51

-87.18%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.81 $1.81

-75.14%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$29.52 $29.52

-78.86%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.77 $0.77

10.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$29.0K $29.0K

-10.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$29.0K $29.0K

9.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$196 $196

-58.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$44.24 $44.24

-90.82%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$50.1 $50.1

-51.27%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$42.76 $42.76

128.41%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$14.80 $14.80

-72.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$993 $993

-69.40%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$15.5K $15.5K

-57.34%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$48.51 $48.51

11.79%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$56.6 $56.6

-31.44%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$88.9 $88.9

-3.07%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$110 $110

-30.33%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$986 $986

-0.01%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$1,365 $1,365

-51.79%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,832 $1,832

83.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$2,256 $2,256

-8.44%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,749 $2,749

-0.29%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,045 $2,045

8.92%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$2,424 $2,424

-93.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Gallup, NM: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $986 in Gallup, NM. Housing cost is often the main lever when comparing two cities.

Gallup, NM pays 1384% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $59.0 in Gallup, NM for a mid-range dinner for two. Groceries echo the gap at $297 vs $467 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gallup, NM: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 89% gap adds up to real monthly savings that compound significantly over time.

On paper, Gallup, NM earns 1384% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $986 in Gallup, NM. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $993 in Gallup, NM. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $59.0 in Gallup, NM. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,404 in Ubud, Bali versus $2,649 in Gallup, NM, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gallup, NM. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Gallup, NM, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gallup, NM are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 89% less than in Gallup, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.