Cost of Living Comparison Between Ubud, Bali and Gallarate Cost of Living Comparison Between Ubud, Bali and Gallarate

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,956 in Gallarate.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $2,997 in Gallarate.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $4,038 in Gallarate.

Living in Ubud, Bali costs roughly 30% less than in Gallarate, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Gallarate 45% above.

Meal at Budget Restaurant

$3.32 Rp 59.5K

$22.44 €20.00

-85.20%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.8K

$91.4 €81.5

-61.36%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.5K

$11.55 €10.29

-53.85%

Cappuccino

$2.75 Rp 49.3K

$1.83 €1.63

50.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.0K

$3.38 €3.01

-48.82%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$1.65 €1.47

-51.52%

Local Beer (0.5 liter draught)

$2.95 Rp 52.8K

$6.08 €5.41

-51.48%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.5K

$6.72 €5.99

-33.93%

Milk (1 liter)

$1.50 Rp 26.9K

$1.46 €1.30

2.74%

White Bread (500g)

$2.30 Rp 41.1K

$2.34 €2.08

-1.71%

Rice (white) (1kg)

$1.10 Rp 19.7K

$3.50 €3.12

-68.57%

Eggs

$2.16 Rp 38.7K

$3.16 €2.82

-31.65%

Local Cheese (1kg)

$17.09 Rp 306.1K

$15.15 €13.50

12.81%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$14.62 €13.03

-73.46%

Beef Round Steak (1kg)

$11.92 Rp 213.4K

$28.58 €25.48

-58.29%

Apples (1kg)

$3.57 Rp 63.9K

$2.76 €2.46

29.35%

Banana (1kg)

$1.58 Rp 28.4K

$2.20 €1.96

-28.18%

Oranges (1kg)

$2.36 Rp 42.3K

$2.36 €2.10

Tomato (1kg)

$1.97 Rp 35.2K

$2.41 €2.15

-18.26%

Potato (1kg)

$1.81 Rp 32.4K

$1.57 €1.40

15.29%

Onion (1kg)

$2.39 Rp 42.8K

$1.69 €1.50

41.42%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.66 €1.48

-38.55%

Water (1.5 liter bottle)

$0.49 Rp 8,802

$0.59 €0.53

-16.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

$7.11 €6.34

-68.35%

Wine (Bottle)

$22.30 Rp 399.4K

$6.69 €5.96

233.33%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

$1.33 €1.19

78.20%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.9K

$1.63 €1.45

77.91%

One-way Ticket (Public Transport)

$0.25 Rp 4,462

$1.75 €1.56

-85.71%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.2K

$43.77 €39.01

-80.47%

Taxi Start (Normal Tariff)

$0.44 Rp 7,915

$5.63 €5.02

-92.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,564

$1.66 €1.48

-74.70%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.4K

$34.05 €30.35

-83.38%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.08 €1.85

-61.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 425.2M

$37.1K €33.0K

-35.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.8M

$36.1K €32.2K

-14.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$227 €202

-63.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.8K

$13.47 €12.01

-53.23%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.8K

$29.59 €26.38

-37.04%

Gym Membership (Monthly)

$54.7 Rp 980.3K

$63.0 €56.1

-13.06%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.4K

$23.22 €20.70

-20.54%

Cinema Ticket

$4.24 Rp 75.9K

$12.86 €11.46

-67.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$564 €502

-14.11%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.1M

$8,462 €7,542

-33.93%

Jeans (Levis 501 Or Similar)

$45.77 Rp 819.8K

$95.3 €84.9

-51.95%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 639.3K

$42.86 €38.20

-16.73%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$136 €121

-42.42%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$169 €151

-52.63%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$803 €716

42.80%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$666 €593

1.86%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.8M

$1,379 €1,229

154.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$1,043 €929

61.91%

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

$2,632 €2,346

5.95%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

$2,111 €1,881

6.93%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,188 €1,950

-92.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.73

269.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Gallarate: September 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $803 in Gallarate. Housing cost is often the main lever when comparing two cities.

Gallarate pays 1226% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $91.0 in Gallarate for a mid-range dinner for two. Groceries echo the gap at $286 vs $362 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gallarate: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 42% lower than in Gallarate. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1226% lower in Gallarate. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $803 in Gallarate. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $91.0 in Gallarate. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,374 per month in Ubud, Bali versus $1,956 in Gallarate – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,374 in Ubud, Bali versus $1,956 in Gallarate, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gallarate. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Gallarate are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 42% less than in Gallarate. Beyond cost, consider language, visa policies, and how big the international community is in each city.