Cost of Living Comparison Between Ubud, Bali and Gainesville, VA Cost of Living Comparison Between Ubud, Bali and Gainesville, VA

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $2,574 in Gainesville, VA.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $3,829 in Gainesville, VA.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $5,084 in Gainesville, VA.

Living in Ubud, Bali costs roughly 46% less than in Gainesville, VA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 0% above, Gainesville, VA 87% above.

Currency
🍽 Eating Out
Ubud, Bali
Gainesville, VA
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$19.71 $19.71
-83.11%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 630.7K
$74.4 $74.4
-51.85%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.1K
$11.97 $11.97
-52.97%
Cappuccino
$2.82 Rp 49.7K
$4.37 $4.37
-35.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$2.71 $2.71
-35.42%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$2.35 $2.35
-65.96%
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
$6.59 $6.59
-53.87%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
$7.79 $7.79
-44.80%
🛒 Groceries & Markets
Ubud, Bali
Gainesville, VA
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$1.10 $1.10
46.36%
White Bread (500g)
$2.27 Rp 39.9K
$3.44 $3.44
-34.01%
Rice (white) (1kg)
$1.17 Rp 20.6K
$5.35 $5.35
-78.13%
Eggs
$2.17 Rp 38.2K
$5.38 $5.38
-59.67%
Local Cheese (1kg)
$17.63 Rp 310.5K
$19.42 $19.42
-9.22%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$14.55 $14.55
-72.16%
Beef Round Steak (1kg)
$12.18 Rp 214.5K
$21.88 $21.88
-44.33%
Apples (1kg)
$3.62 Rp 63.7K
$5.61 $5.61
-35.47%
Banana (1kg)
$1.64 Rp 28.8K
$2.27 $2.27
-27.75%
Oranges (1kg)
$2.31 Rp 40.6K
$7.53 $7.53
-69.32%
Tomato (1kg)
$1.96 Rp 34.5K
$8.26 $8.26
-76.27%
Potato (1kg)
$1.84 Rp 32.5K
$2.88 $2.88
-36.11%
Onion (1kg)
$2.37 Rp 41.7K
$3.39 $3.39
-30.09%
Lettuce (1 head)
$1.05 Rp 18.5K
$2.31 $2.31
-54.55%
Water (1.5 liter bottle)
$0.54 Rp 9,560
$3.20 $3.20
-83.13%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$9.14 $9.14
-74.84%
Wine (Bottle)
$23.08 Rp 406.4K
$13.86 $13.86
66.52%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
$1.68 $1.68
39.29%
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
$3.67 $3.67
-16.35%
🚌 Getting Around
Ubud, Bali
Gainesville, VA
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,365
$2.12 $2.12
-88.21%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 8,631
$2.99 $2.99
-83.61%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,349
$1.44 $1.44
-67.36%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.6K
$22.12 $22.12
-74.68%
Gasoline (1 liter)
$0.81 Rp 14.2K
$0.93 $0.93
-12.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.3M
$35.9K $35.9K
-30.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.0M
$25.4K $25.4K
22.09%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gainesville, VA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$96.0 $96.0
-13.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.2K
$47.74 $47.74
-86.41%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 330.8K
$59.8 $59.8
-68.55%
🎉 Sport & Entertainment
Ubud, Bali
Gainesville, VA
Difference
Gym Membership (Monthly)
$55.2 Rp 972.6K
$36.74 $36.74
50.35%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.6K
-
-
Cinema Ticket
$4.30 Rp 75.7K
$15.47 $15.47
-72.20%
🧸 Childcare & Education
Ubud, Bali
Gainesville, VA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$1,864 $1,864
-73.49%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$31.8K $31.8K
-81.39%
👕👟 Clothing & Footwear
Ubud, Bali
Gainesville, VA
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 814.8K
$47.77 $47.77
-3.12%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.6K
$48.74 $48.74
-25.24%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$86.8 $86.8
-7.03%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$108 $108
-27.00%
🏠 Accommodation & Living
Ubud, Bali
Gainesville, VA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$1,351 $1,351
-17.55%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$1,330 $1,330
-47.87%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$2,675 $2,675
36.04%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.1M
$2,362 $2,362
-27.50%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$2,565 $2,565
7.64%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$2,556 $2,556
-10.30%
💵 Salaries & Financials
Ubud, Bali
Gainesville, VA
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.1
125.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Gainesville, VA: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,351 in Gainesville, VA. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $74.0 in Gainesville, VA for a mid-range dinner for two. Groceries echo the gap at $294 vs $505 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gainesville, VA: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Gainesville, VA?
Ubud, Bali and Gainesville, VA differ by about 87% in total monthly costs ($1,378 vs $2,574 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ubud, Bali compared to Gainesville, VA?
You'd need roughly $2,067 in Ubud, Bali and $3,862 in Gainesville, VA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ubud, Bali and in Gainesville, VA?
Rent for a central apartment: $1,114 in Ubud, Bali versus $1,351 in Gainesville, VA. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 72% higher in Gainesville, VA. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Ubud, Bali or Gainesville, VA?
All in, you'll spend $1,378 per month in Ubud, Bali versus $2,574 in Gainesville, VA – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,378 in Ubud, Bali versus $2,574 in Gainesville, VA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gainesville, VA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Gainesville, VA?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Gainesville, VA safer for residents?
Safety-wise, Ubud, Bali and Gainesville, VA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Gainesville, VA?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 87% less than in Gainesville, VA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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