Last update: Oct 2026

Cost of Living Comparison Between Gainesville, VA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,545 in Gainesville, VA, rent and utilities included – about $14,300 less a year. Rent and utilities account for about half of the difference.

124

Cost of Living Index in Gainesville, VA
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Gainesville, VA Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gainesville, VA

🇺🇸 United States

$2,545

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Gainesville, VA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gainesville, VA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,545 in Gainesville, VA versus $1,353 in Ubud, Bali.

Gainesville, VA $2,545
Ubud, Bali $1,353

Estimated couple costs with rent: $3,898 in Gainesville, VA versus $2,297 in Ubud, Bali.

Gainesville, VA $3,898
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $5,251 in Gainesville, VA versus $3,241 in Ubud, Bali.

Gainesville, VA $5,251
Ubud, Bali $3,241

Living in Gainesville, VA is roughly 88% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Gainesville, VA 88% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$21.83 $21.83

$3.23 Rp 58.1K

575.85%

Three-Course Dinner for Two, Mid-Range

$74.7 $74.7

$34.88 Rp 627.8K

114.16%

Fast Food Meal (McDonalds, etc)

$12.16 $12.16

$5.70 Rp 102.5K

113.33%

Cappuccino

$6.13 $6.13

$2.62 Rp 47.1K

133.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$1.72 Rp 31.0K

56.98%

Water (0.33 liter bottle)

$2.47 $2.47

$0.81 Rp 14.6K

204.94%

Local Beer (0.5 liter draught)

$6.40 $6.40

$2.65 Rp 47.7K

141.51%

Imported Beer (0.33 liter bottle)

$7.82 $7.82

$4.37 Rp 78.6K

78.95%

Milk (1 liter)

$1.10 $1.10

$1.57 Rp 28.3K

-29.94%

White Bread (500g)

$4.05 $4.05

$2.19 Rp 39.5K

84.93%

Rice (white) (1kg)

$5.32 $5.32

$1.18 Rp 21.2K

350.85%

Eggs

$5.61 $5.61

$2.16 Rp 38.8K

159.72%

Local Cheese (1kg)

$16.94 $16.94

$17.65 Rp 317.7K

-4.02%

Chicken Fillets (1kg)

$14.81 $14.81

$3.78 Rp 68.0K

291.80%

Beef Round Steak (1kg)

$18.37 $18.37

$11.95 Rp 215.1K

53.72%

Apples (1kg)

$5.42 $5.42

$3.60 Rp 64.8K

50.56%

Banana (1kg)

$2.29 $2.29

$1.59 Rp 28.6K

44.03%

Oranges (1kg)

$5.15 $5.15

$2.31 Rp 41.6K

122.94%

Tomato (1kg)

$5.98 $5.98

$1.91 Rp 34.3K

213.09%

Potato (1kg)

$2.90 $2.90

$1.78 Rp 32.1K

62.92%

Onion (1kg)

$3.70 $3.70

$2.33 Rp 41.9K

58.80%

Lettuce (1 head)

$2.27 $2.27

$1.00 Rp 18.0K

127.00%

Water (1.5 liter bottle)

$2.79 $2.79

$0.53 Rp 9,509

426.42%

Cigarettes 20 Pack (Marlboro, Camel)

$9.62 $9.62

$2.29 Rp 41.1K

320.09%

Wine (Bottle)

$13.99 $13.99

$22.07 Rp 397.3K

-36.61%

Local Beer (0.5 liter bottle)

$2.28 $2.28

$2.35 Rp 42.2K

-2.98%

Imported Beer (0.33 liter bottle)

$4.66 $4.66

$2.98 Rp 53.6K

56.38%

One-way Ticket (Public Transport)

$1.77 $1.77

$0.23 Rp 4,112

669.57%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.01 $3.01

$0.47 Rp 8,466

540.43%

Taxi (Normal Tariff) (1km)

$1.49 $1.49

$0.43 Rp 7,737

246.51%

Taxi 1hour Waiting (Normal Tariff)

$22.74 $22.74

$5.47 Rp 98.4K

315.72%

Gasoline (1 liter)

$1.05 $1.05

$0.83 Rp 14.9K

26.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$23.9K Rp 429.8M

47.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$32.8K Rp 590.1M

-22.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.0 $98.0

$80.0 Rp 1.4M

22.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.31 $48.31

$6.56 Rp 118.1K

636.43%

Internet (50+ Mbps, Unlimited Data)

$59.7 $59.7

$18.60 Rp 334.8K

221.18%

Gym Membership (Monthly)

$47.22 $47.22

$54.1 Rp 974.1K

-12.75%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$17.86 $17.86

$4.25 Rp 76.5K

320.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,935 $1,935

$493 Rp 8.9M

292.81%

International Primary School, 1 Child (Yearly)

$32.5K $32.5K

$5,597 Rp 100.7M

481.40%

Jeans (Levis 501 Or Similar)

$53.1 $53.1

$45.58 Rp 820.4K

16.45%

Summer Dress (H&M, Zara, etc)

$43.46 $43.46

$34.96 Rp 629.4K

24.31%

Sport Shoes (Adidas, Nike)

$87.5 $87.5

$77.7 Rp 1.4M

12.64%

Men's Leather Business Shoes

$107 $107

$78.5 Rp 1.4M

36.44%

1-bedroom Apartment, City Center (Monthly)

$1,827 $1,827

$1,131 Rp 20.4M

61.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,281 $1,281

$673 Rp 12.1M

90.37%

3-bedroom Apartment, City Center (Monthly)

$2,332 $2,332

$3,613 Rp 65.0M

-35.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,320 $2,320

$1,702 Rp 30.6M

36.36%

Buy Apartment in City Center (m2)

$2,932 $2,932

$2,717 Rp 48.9M

7.92%

Buy Apartment Outside City Center (m2)

$2,577 $2,577

$2,241 Rp 40.3M

14.98%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

13.78

-51.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gainesville, VA: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gainesville, VA

$1.3K 50.3%

Ubud, Bali

$673 49.7% 47.5% $608

Groceries & Markets

Gainesville, VA

$474 18.6%

Ubud, Bali

$287 21.2% 39.4% $187

Eating Out

Gainesville, VA

$353 13.9%

Ubud, Bali

$106 7.9% 69.8% $247

Monthly Utilities & Internet

Gainesville, VA

$206 8.1%

Ubud, Bali

$105 7.8% 49% $101

Clothing & Footwear

Gainesville, VA

$131 5.2%

Ubud, Bali

$107 7.9% 18.7% $24

Sport & Entertainment

Gainesville, VA

$83 3.3%

Ubud, Bali

$63 4.6% 24.5% $20

Getting Around

Gainesville, VA

$18 * 0.7%

Ubud, Bali

$12 0.9% 29.1% $5.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,827 in Gainesville, VA and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $75.0 in Gainesville, VA vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $474 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Gainesville, VA

🇮🇩 Ubud, Bali

🕒 Local time

00:36 12:36 AM

12:36 12:36 PM

12 h ahead of Gainesville, VA

🌤 Weather

👥 Population

11,481

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Gainesville, VA Ubud, Bali 16,410 km ≈ 21 h nonstop flight

From you

Gainesville, VA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gainesville, VA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gainesville, VA and Ubud, Bali differ by about 88% in total monthly costs ($2,545 vs $1,353 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,818 in Gainesville, VA and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,827 in Gainesville, VA versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 65% higher in Gainesville, VA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,545 per month in Gainesville, VA versus $1,353 in Ubud, Bali – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,545 in Gainesville, VA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gainesville, VA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gainesville, VA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 88% less than in Gainesville, VA. Beyond cost, consider language, visa policies, and how big the international community is in each city.