Cost of Living Comparison Between Ubud, Bali and Gabrovo Cost of Living Comparison Between Ubud, Bali and Gabrovo

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $829 in Gabrovo, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,304 in Gabrovo, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,779 in Gabrovo, rent included.

Ubud, Bali costs about 70% more than Gabrovo, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Gabrovo is 38% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.78 BGN 12.94

-55.66%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$31.92 BGN 53.1

1.32%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.70 BGN 14.48

-44.37%

Cappuccino

$2.75 Rp 49.4K

$1.60 BGN 2.65

71.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.20 BGN 2.00

15.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.72 BGN 1.20

4.17%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.67 BGN 2.77

79.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.62 BGN 4.36

46.95%

Milk (1 liter)

$1.74 Rp 31.2K

$1.72 BGN 2.87

1.16%

White Bread (500g)

$2.46 Rp 44.2K

$1.02 BGN 1.70

141.18%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.68 BGN 2.79

-30.36%

Eggs

$2.43 Rp 43.7K

$3.17 BGN 5.28

-23.34%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.01 BGN 13.32

81.02%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.71 BGN 12.82

-43.58%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.76 BGN 19.56

1.87%

Apples (1kg)

$3.72 Rp 66.8K

$1.52 BGN 2.52

144.74%

Banana (1kg)

$1.63 Rp 29.2K

$1.67 BGN 2.78

-2.40%

Oranges (1kg)

$2.74 Rp 49.3K

$1.61 BGN 2.67

70.19%

Tomato (1kg)

$2.24 Rp 40.3K

$2.48 BGN 4.13

-9.68%

Potato (1kg)

$1.92 Rp 34.5K

$1.00 BGN 1.66

92.00%

Onion (1kg)

$2.28 Rp 40.9K

$1.16 BGN 1.93

96.55%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.04 BGN 1.73

1.92%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.75 BGN 1.25

-4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.45 BGN 5.74

-4.64%

Wine (Bottle)

$23.19 Rp 416.8K

$6.90 BGN 11.48

236.09%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.05 BGN 1.74

164.76%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.63 BGN 2.71

67.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.92 BGN 1.54

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$19.80 BGN 32.94

-59.04%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.20 BGN 2.00

-60.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.70 BGN 1.17

-40.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.46 BGN 17.41

-40.54%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.51 BGN 2.51

-46.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$31.7K BGN 52.7K

-15.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$28.3K BGN 47.1K

13.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$94.8 BGN 158

-17.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$17.46 BGN 29.05

-76.69%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$15.48 BGN 25.75

57.17%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$24.75 BGN 41.18

298.42%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$18.00 BGN 29.95

-64.78%

Cinema Ticket

$3.99 Rp 71.6K

$5.73 BGN 9.54

-30.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$90.2 BGN 150

238.28%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$7,014 BGN 11.7K

-5.31%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$22.59 BGN 37.58

139.66%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$35.71 BGN 59.4

5.88%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$72.9 BGN 121

19.09%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$107 BGN 178

-28.68%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$244 BGN 406

306.87%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$168 BGN 279

301.20%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$391 BGN 650

764.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$307 BGN 510

568.55%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,081 BGN 1,798

159.52%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$915 BGN 1,523

143.28%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$872 BGN 1,451

-80.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.49

195.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Gabrovo: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $244 in Gabrovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 422% higher in Gabrovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $32.00 in Gabrovo. Groceries tell a different story – $297 in Ubud, Bali vs $222 in Gabrovo – so Gabrovo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gabrovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $829 in Gabrovo – roughly 70% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,243 in Gabrovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gabrovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $829 in Gabrovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 144% less in Gabrovo. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Gabrovo, where all-in costs run around $829, than in Ubud, Bali at $1,408. In Gabrovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $829 in Gabrovo to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gabrovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.