Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gabrovo

For one person, living is cheaper in Gabrovo: $989 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Gabrovo
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Gabrovo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gabrovo

🇧🇬 Bulgaria

$989

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gabrovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gabrovo actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $989 in Gabrovo, rent included.

Ubud, Bali $1,349
Gabrovo $989

A couple spends around $2,305 per month in Ubud, Bali vs $1,472 in Gabrovo, rent included.

Ubud, Bali $2,305
Gabrovo $1,472

A family of three spends $3,261 per month in Ubud, Bali vs $1,954 in Gabrovo, rent included.

Ubud, Bali $3,261
Gabrovo $1,954

Ubud, Bali costs about 36% more than Gabrovo, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$7.41 BGN 12.97

-55.20%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$31.82 BGN 55.7

12.01%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$15.87 BGN 27.77

-65.15%

Cappuccino

$2.72 Rp 49.3K

$1.54 BGN 2.69

76.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.21 BGN 2.12

40.50%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.65 BGN 1.13

16.92%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.55 BGN 2.71

70.97%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.54 BGN 4.44

72.44%

Milk (1 liter)

$1.49 Rp 27.0K

$1.69 BGN 2.96

-11.83%

White Bread (500g)

$2.28 Rp 41.2K

$0.92 BGN 1.61

147.83%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.92 BGN 3.36

-38.02%

Eggs

$2.04 Rp 36.9K

$3.14 BGN 5.49

-35.03%

Local Cheese (1kg)

$17.70 Rp 320.8K

$8.57 BGN 15.00

106.53%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.73 BGN 13.53

-48.77%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$11.72 BGN 20.51

4.01%

Apples (1kg)

$3.66 Rp 66.2K

$1.55 BGN 2.71

136.13%

Banana (1kg)

$1.52 Rp 27.5K

$1.73 BGN 3.02

-12.14%

Oranges (1kg)

$2.23 Rp 40.4K

$1.88 BGN 3.29

18.62%

Tomato (1kg)

$1.97 Rp 35.7K

$2.19 BGN 3.84

-10.05%

Potato (1kg)

$1.85 Rp 33.5K

$1.05 BGN 1.84

76.19%

Onion (1kg)

$2.42 Rp 43.9K

$1.14 BGN 1.99

112.28%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.01 BGN 1.78

-1.98%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.65 BGN 1.15

-21.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.37 BGN 5.90

-34.12%

Wine (Bottle)

$22.24 Rp 403.0K

$8.63 BGN 15.11

157.71%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.94 BGN 1.65

140.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.47 BGN 2.57

102.04%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.82 BGN 1.44

-69.51%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$18.48 BGN 32.34

-57.68%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.33 BGN 2.33

-66.92%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.12 BGN 1.96

-61.61%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$11.80 BGN 20.64

-54.15%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.56 BGN 2.73

-47.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$36.7K BGN 64.2K

-34.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$32.2K BGN 56.3K

-1.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$155 BGN 271

-48.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$17.08 BGN 29.90

-62.24%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$22.04 BGN 38.56

-15.70%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$23.10 BGN 40.42

114.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$14.38 BGN 25.17

22.74%

Cinema Ticket

$4.27 Rp 77.4K

$5.78 BGN 10.12

-26.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$86.7 BGN 152

465.79%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$47.27 BGN 82.7

-5.56%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$46.31 BGN 81.0

-24.53%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$79.0 BGN 138

1.09%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$109 BGN 191

-27.10%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$301 BGN 528

273.10%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$235 BGN 411

185.92%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$454 BGN 795

684.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$349 BGN 612

393.17%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,133 BGN 1,983

141.08%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$952 BGN 1,666

139.88%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$899 BGN 1,574

-81.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.95

367.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gabrovo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gabrovo

$235 23.8% 65% $437

Groceries & Markets

Ubud, Bali

$288 21.4%

Gabrovo

$225 22.7% 22.1% $64

Eating Out

Ubud, Bali

$108 8%

Gabrovo

$146 14.7% 35.2% $38

Clothing & Footwear

Ubud, Bali

$108 8%

Gabrovo

$127 12.8% 17.9% $19

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gabrovo

$194 19.6% 86.2% $90

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gabrovo

$35 3.5% 40.3% $23

Getting Around

Ubud, Bali

$11 0.9%

Gabrovo

$29 2.9% 151% $17

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $301 in Gabrovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gabrovo are about 5.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $32 in Gabrovo. Monthly groceries follow the same trend: $288 vs $225 – making Gabrovo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Gabrovo

🕒 Local time

07:23 7:23 AM

01:23 1:23 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

59,611

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of November 1, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gabrovo 10,650 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Gabrovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gabrovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $989 in Gabrovo – Gabrovo comes out roughly 27% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,483 in Gabrovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gabrovo, especially for central apartments: a one-bedroom in the center costs $301 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $989 in Gabrovo. That makes Gabrovo about 27% cheaper.

Public transport costs about 58% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Gabrovo, where all-in costs run around $989, than in Ubud, Bali at $1,349. In Gabrovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Gabrovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.