Cost of Living Comparison Between Ubud, Bali and Gabrovo Cost of Living Comparison Between Ubud, Bali and Gabrovo

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $996 in Gabrovo, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,498 in Gabrovo, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,000 in Gabrovo, rent included.

Ubud, Bali costs about 37% more than Gabrovo, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Gabrovo is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$7.81 BGN 13.00

-55.95%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$31.99 BGN 53.2

13.50%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$15.95 BGN 26.54

-64.20%

Cappuccino

$2.67 Rp 47.3K

$1.61 BGN 2.68

65.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.26 BGN 2.09

38.89%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.66 BGN 1.10

31.82%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.60 BGN 2.66

84.38%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.58 BGN 4.30

75.19%

Milk (1 liter)

$1.62 Rp 28.7K

$1.75 BGN 2.91

-7.43%

White Bread (500g)

$2.33 Rp 41.3K

$1.00 BGN 1.66

133.00%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.05 BGN 3.42

-45.85%

Eggs

$2.20 Rp 39.0K

$3.15 BGN 5.25

-30.16%

Local Cheese (1kg)

$17.69 Rp 313.3K

$8.61 BGN 14.33

105.46%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$7.89 BGN 13.13

-48.04%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$12.07 BGN 20.09

0.91%

Apples (1kg)

$3.71 Rp 65.6K

$1.63 BGN 2.70

127.61%

Banana (1kg)

$1.59 Rp 28.1K

$1.84 BGN 3.07

-13.59%

Oranges (1kg)

$2.28 Rp 40.4K

$1.85 BGN 3.07

23.24%

Tomato (1kg)

$1.95 Rp 34.6K

$2.33 BGN 3.88

-16.31%

Potato (1kg)

$1.91 Rp 33.7K

$1.09 BGN 1.81

75.23%

Onion (1kg)

$2.33 Rp 41.3K

$1.13 BGN 1.88

106.19%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.04 BGN 1.74

-2.88%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.67 BGN 1.12

-17.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.49 BGN 5.81

-36.10%

Wine (Bottle)

$23.07 Rp 408.6K

$8.64 BGN 14.37

167.01%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.00 BGN 1.67

142.00%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.60 BGN 2.67

87.50%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.93 BGN 1.55

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$19.80 BGN 32.94

-54.65%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.41 BGN 2.34

-65.96%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.15 BGN 1.91

-62.61%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$12.57 BGN 20.91

-55.13%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.65 BGN 2.74

-51.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$37.5K BGN 62.3K

-33.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$33.0K BGN 54.9K

-3.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$156 BGN 259

-47.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$17.58 BGN 29.25

-63.08%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$22.35 BGN 37.18

-16.02%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$23.79 BGN 39.58

139.05%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$14.47 BGN 24.08

29.44%

Cinema Ticket

$4.54 Rp 80.4K

$6.00 BGN 9.98

-24.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$87.0 BGN 145

452.43%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$48.23 BGN 80.2

-5.62%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$47.33 BGN 78.7

-24.19%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$83.1 BGN 138

-3.27%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$112 BGN 186

-29.66%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$316 BGN 526

252.67%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$241 BGN 400

189.99%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$457 BGN 760

695.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$365 BGN 607

376.32%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,203 BGN 2,001

131.49%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,006 BGN 1,673

127.68%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$884 BGN 1,470

-80.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.99

360.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Gabrovo: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $316 in Gabrovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 426% higher in Gabrovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $32.00 in Gabrovo. Monthly groceries follow the same trend: $295 vs $231 – making Gabrovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gabrovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $996 in Gabrovo – roughly 37% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,494 in Gabrovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gabrovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $996 in Gabrovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 120% less in Gabrovo. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Gabrovo, where all-in costs run around $996, than in Ubud, Bali at $1,368. In Gabrovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $996 in Gabrovo to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gabrovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.