Last update: Oct 2026

Cost of Living Comparison Between Gabrovo and Ubud, Bali

For one person, living is cheaper in Gabrovo: $989 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

47

Cost of Living Index in Gabrovo
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Gabrovo Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gabrovo

🇧🇬 Bulgaria

$989

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Gabrovo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gabrovo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $989 per month in Gabrovo vs $1,349 in Ubud, Bali, rent included.

Gabrovo $989
Ubud, Bali $1,349

A couple spends around $1,472 per month in Gabrovo vs $2,305 in Ubud, Bali, rent included.

Gabrovo $1,472
Ubud, Bali $2,305

A family of three spends $1,954 per month in Gabrovo vs $3,261 in Ubud, Bali, rent included.

Gabrovo $1,954
Ubud, Bali $3,261

Gabrovo is about 27% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.41 BGN 12.97

$3.32 Rp 60.2K

123.19%

Three-Course Dinner for Two, Mid-Range

$31.82 BGN 55.7

$35.64 Rp 645.8K

-10.72%

Fast Food Meal (McDonalds, etc)

$15.87 BGN 27.77

$5.53 Rp 100.3K

186.98%

Cappuccino

$1.54 BGN 2.69

$2.72 Rp 49.3K

-43.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.21 BGN 2.12

$1.70 Rp 30.8K

-28.82%

Water (0.33 liter bottle)

$0.65 BGN 1.13

$0.76 Rp 13.8K

-14.47%

Local Beer (0.5 liter draught)

$1.55 BGN 2.71

$2.65 Rp 48.1K

-41.51%

Imported Beer (0.33 liter bottle)

$2.54 BGN 4.44

$4.38 Rp 79.4K

-42.01%

Milk (1 liter)

$1.69 BGN 2.96

$1.49 Rp 27.0K

13.42%

White Bread (500g)

$0.92 BGN 1.61

$2.28 Rp 41.2K

-59.65%

Rice (white) (1kg)

$1.92 BGN 3.36

$1.19 Rp 21.6K

61.34%

Eggs

$3.14 BGN 5.49

$2.04 Rp 36.9K

53.92%

Local Cheese (1kg)

$8.57 BGN 15.00

$17.70 Rp 320.8K

-51.58%

Chicken Fillets (1kg)

$7.73 BGN 13.53

$3.96 Rp 71.8K

95.20%

Beef Round Steak (1kg)

$11.72 BGN 20.51

$12.19 Rp 220.9K

-3.86%

Apples (1kg)

$1.55 BGN 2.71

$3.66 Rp 66.2K

-57.65%

Banana (1kg)

$1.73 BGN 3.02

$1.52 Rp 27.5K

13.82%

Oranges (1kg)

$1.88 BGN 3.29

$2.23 Rp 40.4K

-15.70%

Tomato (1kg)

$2.19 BGN 3.84

$1.97 Rp 35.7K

11.17%

Potato (1kg)

$1.05 BGN 1.84

$1.85 Rp 33.5K

-43.24%

Onion (1kg)

$1.14 BGN 1.99

$2.42 Rp 43.9K

-52.89%

Lettuce (1 head)

$1.01 BGN 1.78

$0.99 Rp 17.9K

2.02%

Water (1.5 liter bottle)

$0.65 BGN 1.15

$0.51 Rp 9,303

27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.37 BGN 5.90

$2.22 Rp 40.3K

51.80%

Wine (Bottle)

$8.63 BGN 15.11

$22.24 Rp 403.0K

-61.20%

Local Beer (0.5 liter bottle)

$0.94 BGN 1.65

$2.26 Rp 41.0K

-58.41%

Imported Beer (0.33 liter bottle)

$1.47 BGN 2.57

$2.97 Rp 53.8K

-50.51%

One-way Ticket (Public Transport)

$0.82 BGN 1.44

$0.25 Rp 4,548

228.00%

Public Transport Monthly Pass (Regular Price)

$18.48 BGN 32.34

$7.82 Rp 141.8K

136.32%

Taxi Start (Normal Tariff)

$1.33 BGN 2.33

$0.44 Rp 7,964

202.27%

Taxi (Normal Tariff) (1km)

$1.12 BGN 1.96

$0.43 Rp 7,793

160.47%

Taxi 1hour Waiting (Normal Tariff)

$11.80 BGN 20.64

$5.41 Rp 98.0K

118.11%

Gasoline (1 liter)

$1.56 BGN 2.73

$0.82 Rp 14.9K

90.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K BGN 64.2K

$23.8K Rp 432.0M

53.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K BGN 56.3K

$31.7K Rp 575.3M

1.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 BGN 271

$79.1 Rp 1.4M

95.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.08 BGN 29.90

$6.45 Rp 116.8K

164.81%

Internet (50+ Mbps, Unlimited Data)

$22.04 BGN 38.56

$18.58 Rp 336.7K

18.62%

Gym Membership (Monthly)

$23.10 BGN 40.42

$49.48 Rp 896.7K

-53.31%

Tennis Court (1 Hour on Weekend)

$14.38 BGN 25.17

$17.65 Rp 319.8K

-18.53%

Cinema Ticket

$5.78 BGN 10.12

$4.27 Rp 77.4K

35.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$86.7 BGN 152

$491 Rp 8.9M

-82.33%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$47.27 BGN 82.7

$44.64 Rp 808.9K

5.89%

Summer Dress (H&M, Zara, etc)

$46.31 BGN 81.0

$34.95 Rp 633.4K

32.50%

Sport Shoes (Adidas, Nike)

$79.0 BGN 138

$79.9 Rp 1.4M

-1.08%

Men's Leather Business Shoes

$109 BGN 191

$79.4 Rp 1.4M

37.17%

1-bedroom Apartment, City Center (Monthly)

$301 BGN 528

$1,125 Rp 20.4M

-73.20%

1-bedroom Apartment, Outside City Center (Monthly)

$235 BGN 411

$671 Rp 12.2M

-65.03%

3-bedroom Apartment, City Center (Monthly)

$454 BGN 795

$3,565 Rp 64.6M

-87.25%

3-bedroom Apartment, Outside City Center (Monthly)

$349 BGN 612

$1,723 Rp 31.2M

-79.72%

Buy Apartment in City Center (m2)

$1,133 BGN 1,983

$2,732 Rp 49.5M

-58.52%

Buy Apartment Outside City Center (m2)

$952 BGN 1,666

$2,284 Rp 41.4M

-58.31%

Average Monthly Net Salary (After Tax)

$899 BGN 1,574

$164 Rp 3.0M

448.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.95

13.78

-78.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gabrovo: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gabrovo

$235 23.8%

Ubud, Bali

$672 49.8% 186% $437

Groceries & Markets

Gabrovo

$225 22.7%

Ubud, Bali

$288 21.4% 28.4% $64

Monthly Utilities & Internet

Gabrovo

$194 19.6%

Ubud, Bali

$104 7.7% 46.3% $90

Eating Out

Gabrovo

$146 14.7%

Ubud, Bali

$108 8% 26% $38

Clothing & Footwear

Gabrovo

$127 12.8%

Ubud, Bali

$108 8% 15.2% $19

Sport & Entertainment

Gabrovo

$35 3.5%

Ubud, Bali

$58 4.3% 67.4% $23

Getting Around

Gabrovo

$29 2.9%

Ubud, Bali

$11 0.9% 60.2% $17

Cost Breakdown

A central one-bedroom costs $301 in Gabrovo versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gabrovo are about 5.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32 in Gabrovo versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $225 vs $288 – making Gabrovo the more affordable choice for daily food spending.

Good to know

🇧🇬 Gabrovo

🇮🇩 Ubud, Bali

🕒 Local time

00:17 12:17 AM

06:17 6:17 AM

6 h ahead of Gabrovo

🌤 Weather

👥 Population

59,611

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 1, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Gabrovo Ubud, Bali 10,650 km ≈ 14 h nonstop flight

From you

Gabrovo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gabrovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $989 in Gabrovo, $1,349 in Ubud, Bali – Gabrovo comes out roughly 27% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,483 per month in Gabrovo and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gabrovo, especially for central apartments: a one-bedroom in the center costs $301 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $989 in Gabrovo and $1,349 in Ubud, Bali. That makes Gabrovo about 27% cheaper.

Public transport costs about 58% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Gabrovo, where all-in costs run around $989, than in Ubud, Bali at $1,349. In Gabrovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Gabrovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.