🙂A single person spends $832 per month in Gabrovo vs $1,419 in Ubud, Bali, rent included.
🙂A couple spends around $1,297 per month in Gabrovo vs $2,540 in Ubud, Bali, rent included.
🙂A family of three spends $1,763 per month in Gabrovo vs $3,660 in Ubud, Bali, rent included.
🙂Gabrovo is about 41% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Gabrovo sits 38% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Gabrovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.89BGN 13.13
$3.56Rp 63.9K
121.63%
Three-Course Dinner for Two, Mid-Range
$32.56BGN 54.2
$32.73Rp 586.8K
-0.52%
Fast Food Meal(McDonalds, etc)
$8.75BGN 14.56
$4.95Rp 88.7K
76.77%
Cappuccino
$1.54BGN 2.56
$2.71Rp 48.6K
-43.17%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.20BGN 2.00
$1.34Rp 24.1K
-10.45%
Water(0.33 liter bottle)
$0.71BGN 1.18
$0.70Rp 12.5K
1.43%
Local Beer(0.5 liter draught)
$1.66BGN 2.76
$2.92Rp 52.3K
-43.15%
Imported Beer(0.33 liter bottle)
$2.71BGN 4.51
$3.96Rp 70.9K
-31.57%
🛒 Groceries & Markets
Gabrovo
Ubud, Bali
Difference
Milk(1 liter)
$1.73BGN 2.88
$1.81Rp 32.4K
-4.42%
White Bread(500g)
$1.03BGN 1.71
$2.52Rp 45.1K
-59.13%
Rice(white)(1kg)
$1.72BGN 2.86
$1.16Rp 20.8K
48.28%
Eggs
$3.16BGN 5.25
$2.46Rp 44.1K
28.46%
Local Cheese(1kg)
$7.87BGN 13.09
$14.71Rp 263.7K
-46.50%
Chicken Fillets(1kg)
$7.85BGN 13.06
$4.32Rp 77.4K
81.71%
Beef Round Steak(1kg)
$11.85BGN 19.72
$12.14Rp 217.5K
-2.39%
Apples(1kg)
$1.53BGN 2.54
$3.84Rp 68.8K
-60.16%
Banana(1kg)
$1.70BGN 2.82
$1.56Rp 27.9K
8.97%
Oranges(1kg)
$1.65BGN 2.74
$2.83Rp 50.8K
-41.70%
Tomato(1kg)
$2.39BGN 3.98
$2.33Rp 41.7K
2.58%
Potato(1kg)
$1.03BGN 1.72
$1.91Rp 34.3K
-46.07%
Onion(1kg)
$1.10BGN 1.84
$2.20Rp 39.5K
-50.00%
Lettuce(1 head)
$1.00BGN 1.66
$1.01Rp 18.2K
-0.99%
Water(1.5 liter bottle)
$0.70BGN 1.16
$0.78Rp 13.9K
-10.26%
Cigarettes 20 Pack(Marlboro, Camel)
$3.61BGN 6.01
$3.32Rp 59.4K
8.73%
Wine(Bottle)
$6.70BGN 11.15
$23.74Rp 425.5K
-71.78%
Local Beer(0.5 liter bottle)
$1.09BGN 1.81
$2.79Rp 50.0K
-60.93%
Imported Beer(0.33 liter bottle)
$1.61BGN 2.68
$2.86Rp 51.3K
-43.71%
🚌 Getting Around
Gabrovo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.91BGN 1.52
$0.27Rp 4,819
237.04%
Public Transport Monthly Pass(Regular Price)
$19.54BGN 32.50
$8.03Rp 143.9K
143.34%
Taxi Start(Normal Tariff)
$1.16BGN 1.93
$0.46Rp 8,181
152.17%
Taxi(Normal Tariff)(1km)
$0.72BGN 1.19
$0.45Rp 8,068
60.00%
Taxi 1hour Waiting(Normal Tariff)
$10.65BGN 17.71
$6.10Rp 109.3K
74.59%
Gasoline(1 liter)
$1.51BGN 2.51
$0.79Rp 14.2K
91.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.9KBGN 54.7K
$26.1KRp 468.8M
25.77%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.4KBGN 47.2K
$32.1KRp 575.8M
-11.63%
🧾 Monthly Utilities & Internet
Gabrovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$95.5BGN 159
$79.9Rp 1.4M
19.49%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.62BGN 29.32
$4.06Rp 72.9K
333.99%
Internet(50+ Mbps, Unlimited Data)
$15.40BGN 25.62
$23.52Rp 421.6K
-34.52%
🎉 Sport & Entertainment
Gabrovo
Ubud, Bali
Difference
Gym Membership(Monthly)
$23.89BGN 39.74
$98.7Rp 1.8M
-75.80%
Tennis Court(1 Hour on Weekend)
$17.67BGN 29.40
$6.63Rp 118.8K
166.52%
Cinema Ticket
$5.93BGN 9.86
$4.15Rp 74.3K
42.89%
🧸 Childcare & Education
Gabrovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$88.2BGN 147
$304Rp 5.4M
-70.98%
International Primary School, 1 Child(Yearly)
$7,001BGN 11.6K
$6,613Rp 118.5M
5.87%
👕👟 Clothing & Footwear
Gabrovo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$22.80BGN 37.93
$55.5Rp 995.6K
-58.95%
Summer Dress(H&M, Zara, etc)
$36.08BGN 60.0
$38.31Rp 686.7K
-5.82%
Sport Shoes(Adidas, Nike)
$72.6BGN 121
$88.6Rp 1.6M
-18.04%
Men's Leather Business Shoes
$104BGN 173
$77.9Rp 1.4M
33.85%
🏠 Accommodation & Living
Gabrovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$242BGN 402
$1,006Rp 18.0M
-76.00%
1-bedroom Apartment, Outside City Center(Monthly)
$173BGN 287
$675Rp 12.1M
-74.46%
3-bedroom Apartment, City Center(Monthly)
$399BGN 663
$3,442Rp 61.7M
-88.42%
3-bedroom Apartment, Outside City Center(Monthly)
$313BGN 521
$2,039Rp 36.6M
-84.65%
Buy Apartment in City Center(m2)
$1,130BGN 1,879
$2,841Rp 50.9M
-60.24%
Buy Apartment Outside City Center(m2)
$945BGN 1,571
$2,264Rp 40.6M
-58.28%
💵 Salaries & Financials
Gabrovo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$895BGN 1,489
$165Rp 3.0M
441.65%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.49
13.28
-66.19%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gabrovo: June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $242 in Gabrovo versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 442% higher in Gabrovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $33.00 in Gabrovo versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $222 vs $302 – making Gabrovo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gabrovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Gabrovo and Ubud, Bali compare overall?
Monthly costs with rent: $832 in Gabrovo, $1,419 in Ubud, Bali – roughly 71% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Gabrovo compared to Ubud, Bali?
For a comfortable life, plan on about $1,248 per month in Gabrovo and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Gabrovo and Ubud, Bali?
Rent is clearly cheaper in Gabrovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Gabrovo or Ubud, Bali?
Monthly expenses with rent come to $832 in Gabrovo and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Gabrovo and Ubud, Bali?
Public transport costs about 143% less in Gabrovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Gabrovo, where all-in costs run around $832, than in Ubud, Bali at $1,419. In Gabrovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Gabrovo and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $832 in Gabrovo to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Gabrovo or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Gabrovo and Ubud, Bali?
If budget matters most, go with Gabrovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.