Cost of Living Comparison Between Gabrovo and Ubud, Bali Cost of Living Comparison Between Gabrovo and Ubud, Bali

Monthly Cost of Living

A single person spends $832 per month in Gabrovo vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,297 per month in Gabrovo vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,763 per month in Gabrovo vs $3,660 in Ubud, Bali, rent included.

Gabrovo is about 41% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Gabrovo sits 38% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Gabrovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.89 BGN 13.13
$3.56 Rp 63.9K
121.63%
Three-Course Dinner for Two, Mid-Range
$32.56 BGN 54.2
$32.73 Rp 586.8K
-0.52%
Fast Food Meal (McDonalds, etc)
$8.75 BGN 14.56
$4.95 Rp 88.7K
76.77%
Cappuccino
$1.54 BGN 2.56
$2.71 Rp 48.6K
-43.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.20 BGN 2.00
$1.34 Rp 24.1K
-10.45%
Water (0.33 liter bottle)
$0.71 BGN 1.18
$0.70 Rp 12.5K
1.43%
Local Beer (0.5 liter draught)
$1.66 BGN 2.76
$2.92 Rp 52.3K
-43.15%
Imported Beer (0.33 liter bottle)
$2.71 BGN 4.51
$3.96 Rp 70.9K
-31.57%
🛒 Groceries & Markets
Gabrovo
Ubud, Bali
Difference
Milk (1 liter)
$1.73 BGN 2.88
$1.81 Rp 32.4K
-4.42%
White Bread (500g)
$1.03 BGN 1.71
$2.52 Rp 45.1K
-59.13%
Rice (white) (1kg)
$1.72 BGN 2.86
$1.16 Rp 20.8K
48.28%
Eggs
$3.16 BGN 5.25
$2.46 Rp 44.1K
28.46%
Local Cheese (1kg)
$7.87 BGN 13.09
$14.71 Rp 263.7K
-46.50%
Chicken Fillets (1kg)
$7.85 BGN 13.06
$4.32 Rp 77.4K
81.71%
Beef Round Steak (1kg)
$11.85 BGN 19.72
$12.14 Rp 217.5K
-2.39%
Apples (1kg)
$1.53 BGN 2.54
$3.84 Rp 68.8K
-60.16%
Banana (1kg)
$1.70 BGN 2.82
$1.56 Rp 27.9K
8.97%
Oranges (1kg)
$1.65 BGN 2.74
$2.83 Rp 50.8K
-41.70%
Tomato (1kg)
$2.39 BGN 3.98
$2.33 Rp 41.7K
2.58%
Potato (1kg)
$1.03 BGN 1.72
$1.91 Rp 34.3K
-46.07%
Onion (1kg)
$1.10 BGN 1.84
$2.20 Rp 39.5K
-50.00%
Lettuce (1 head)
$1.00 BGN 1.66
$1.01 Rp 18.2K
-0.99%
Water (1.5 liter bottle)
$0.70 BGN 1.16
$0.78 Rp 13.9K
-10.26%
Cigarettes 20 Pack (Marlboro, Camel)
$3.61 BGN 6.01
$3.32 Rp 59.4K
8.73%
Wine (Bottle)
$6.70 BGN 11.15
$23.74 Rp 425.5K
-71.78%
Local Beer (0.5 liter bottle)
$1.09 BGN 1.81
$2.79 Rp 50.0K
-60.93%
Imported Beer (0.33 liter bottle)
$1.61 BGN 2.68
$2.86 Rp 51.3K
-43.71%
🚌 Getting Around
Gabrovo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.91 BGN 1.52
$0.27 Rp 4,819
237.04%
Public Transport Monthly Pass (Regular Price)
$19.54 BGN 32.50
$8.03 Rp 143.9K
143.34%
Taxi Start (Normal Tariff)
$1.16 BGN 1.93
$0.46 Rp 8,181
152.17%
Taxi (Normal Tariff) (1km)
$0.72 BGN 1.19
$0.45 Rp 8,068
60.00%
Taxi 1hour Waiting (Normal Tariff)
$10.65 BGN 17.71
$6.10 Rp 109.3K
74.59%
Gasoline (1 liter)
$1.51 BGN 2.51
$0.79 Rp 14.2K
91.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.9K BGN 54.7K
$26.1K Rp 468.8M
25.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.4K BGN 47.2K
$32.1K Rp 575.8M
-11.63%
🧾 Monthly Utilities & Internet
Gabrovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.5 BGN 159
$79.9 Rp 1.4M
19.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.62 BGN 29.32
$4.06 Rp 72.9K
333.99%
Internet (50+ Mbps, Unlimited Data)
$15.40 BGN 25.62
$23.52 Rp 421.6K
-34.52%
🎉 Sport & Entertainment
Gabrovo
Ubud, Bali
Difference
Gym Membership (Monthly)
$23.89 BGN 39.74
$98.7 Rp 1.8M
-75.80%
Tennis Court (1 Hour on Weekend)
$17.67 BGN 29.40
$6.63 Rp 118.8K
166.52%
Cinema Ticket
$5.93 BGN 9.86
$4.15 Rp 74.3K
42.89%
🧸 Childcare & Education
Gabrovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$88.2 BGN 147
$304 Rp 5.4M
-70.98%
International Primary School, 1 Child (Yearly)
$7,001 BGN 11.6K
$6,613 Rp 118.5M
5.87%
👕👟 Clothing & Footwear
Gabrovo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$22.80 BGN 37.93
$55.5 Rp 995.6K
-58.95%
Summer Dress (H&M, Zara, etc)
$36.08 BGN 60.0
$38.31 Rp 686.7K
-5.82%
Sport Shoes (Adidas, Nike)
$72.6 BGN 121
$88.6 Rp 1.6M
-18.04%
Men's Leather Business Shoes
$104 BGN 173
$77.9 Rp 1.4M
33.85%
🏠 Accommodation & Living
Gabrovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$242 BGN 402
$1,006 Rp 18.0M
-76.00%
1-bedroom Apartment, Outside City Center (Monthly)
$173 BGN 287
$675 Rp 12.1M
-74.46%
3-bedroom Apartment, City Center (Monthly)
$399 BGN 663
$3,442 Rp 61.7M
-88.42%
3-bedroom Apartment, Outside City Center (Monthly)
$313 BGN 521
$2,039 Rp 36.6M
-84.65%
Buy Apartment in City Center (m2)
$1,130 BGN 1,879
$2,841 Rp 50.9M
-60.24%
Buy Apartment Outside City Center (m2)
$945 BGN 1,571
$2,264 Rp 40.6M
-58.28%
💵 Salaries & Financials
Gabrovo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$895 BGN 1,489
$165 Rp 3.0M
441.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.49
13.28
-66.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gabrovo: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $242 in Gabrovo versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 442% higher in Gabrovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Gabrovo versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $222 vs $302 – making Gabrovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gabrovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Gabrovo and Ubud, Bali compare overall?
Monthly costs with rent: $832 in Gabrovo, $1,419 in Ubud, Bali – roughly 71% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Gabrovo compared to Ubud, Bali?
For a comfortable life, plan on about $1,248 per month in Gabrovo and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Gabrovo and Ubud, Bali?
Rent is clearly cheaper in Gabrovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Gabrovo or Ubud, Bali?
Monthly expenses with rent come to $832 in Gabrovo and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Gabrovo and Ubud, Bali?
Public transport costs about 143% less in Gabrovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Gabrovo, where all-in costs run around $832, than in Ubud, Bali at $1,419. In Gabrovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Gabrovo and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $832 in Gabrovo to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Gabrovo or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Gabrovo and Ubud, Bali?
If budget matters most, go with Gabrovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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