Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Fulshear, TX

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,480 in Fulshear, TX, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Fulshear, TX, United States
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Fulshear, TX
🇺🇸 United States
$2,480
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Fulshear, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Fulshear, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,480 in Fulshear, TX.

  • Ubud, Bali $1,331
  • Fulshear, TX $2,480

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,701 in Fulshear, TX.

  • Ubud, Bali $2,255
  • Fulshear, TX $3,701

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,922 in Fulshear, TX.

  • Ubud, Bali $3,180
  • Fulshear, TX $4,922

Living in Ubud, Bali costs roughly 46% less than in Fulshear, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Fulshear, TX is 83% above.

Currency
🍽 Eating Out
Ubud, Bali
Fulshear, TX
Difference
Meal at Budget Restaurant
$3.38 Rp 61.3K
$17.84 $17.84
-81.05%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.8K
$76.3 $76.3
-54.57%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.2K
$10.81 $10.81
-48.47%
Cappuccino
$2.62 Rp 47.5K
$5.42 $5.42
-51.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$2.53 $2.53
-39.13%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$1.69 $1.69
-62.13%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$5.10 $5.10
-47.65%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.4K
$5.99 $5.99
-28.88%
🛒 Groceries & Markets
Ubud, Bali
Fulshear, TX
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$0.87 $0.87
67.82%
White Bread (500g)
$2.29 Rp 41.6K
$1.68 $1.68
36.31%
Rice (white) (1kg)
$1.11 Rp 20.1K
$4.48 $4.48
-75.22%
Eggs
$2.10 Rp 38.1K
$2.09 $2.09
0.48%
Local Cheese (1kg)
$15.94 Rp 289.3K
$12.09 $12.09
31.84%
Chicken Fillets (1kg)
$3.88 Rp 70.5K
$11.16 $11.16
-65.23%
Beef Round Steak (1kg)
$11.40 Rp 206.9K
$13.27 $13.27
-14.09%
Apples (1kg)
$3.55 Rp 64.5K
$3.87 $3.87
-8.27%
Banana (1kg)
$1.54 Rp 27.9K
$1.01 $1.01
52.48%
Oranges (1kg)
$2.23 Rp 40.5K
$4.36 $4.36
-48.85%
Tomato (1kg)
$1.97 Rp 35.8K
$2.14 $2.14
-7.94%
Potato (1kg)
$1.86 Rp 33.7K
$2.70 $2.70
-31.11%
Onion (1kg)
$2.42 Rp 43.9K
$3.09 $3.09
-21.68%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.91 $1.91
-46.60%
Water (1.5 liter bottle)
$0.52 Rp 9,479
$2.31 $2.31
-77.49%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$9.90 $9.90
-77.78%
Wine (Bottle)
$21.79 Rp 395.4K
$15.19 $15.19
43.45%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$2.76 $2.76
-15.58%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.54 $3.54
-16.10%
🚌 Getting Around
Ubud, Bali
Fulshear, TX
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,544
$2.10 $2.10
-88.10%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.4K
$61.5 $61.5
-86.70%
Taxi Start (Normal Tariff)
$0.44 Rp 7,944
$3.47 $3.47
-87.32%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,493
$1.75 $1.75
-73.14%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$26.98 $26.98
-79.24%
Gasoline (1 liter)
$0.83 Rp 15.0K
$1.00 $1.00
-17.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.7M
$35.7K $35.7K
-31.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.2M
$26.5K $26.5K
19.65%
🧾 Monthly Utilities & Internet
Ubud, Bali
Fulshear, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$217 $217
-64.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$73.3 $73.3
-91.62%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.3K
$50.2 $50.2
-62.28%
🎉 Sport & Entertainment
Ubud, Bali
Fulshear, TX
Difference
Gym Membership (Monthly)
$51.0 Rp 925.4K
$42.89 $42.89
18.89%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.2K
-
-
Cinema Ticket
$4.38 Rp 79.5K
$15.04 $15.04
-70.88%
🧸 Childcare & Education
Ubud, Bali
Fulshear, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$1,281 $1,281
-61.55%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.8M
$23.8K $23.8K
-48.67%
👕👟 Clothing & Footwear
Ubud, Bali
Fulshear, TX
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.6K
$55.4 $55.4
-18.48%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 633.2K
$48.81 $48.81
-28.52%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$136 $136
-42.37%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$148 $148
-47.37%
🏠 Accommodation & Living
Ubud, Bali
Fulshear, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.6M
$1,666 $1,666
-35.34%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$1,176 $1,176
-43.48%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$2,622 $2,622
33.85%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$2,072 $2,072
-19.37%
Buy Apartment in City Center (m2)
$2,340 Rp 42.5M
$3,199 $3,199
-26.85%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$2,323 $2,323
-3.75%
💵 Salaries & Financials
Ubud, Bali
Fulshear, TX
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.48
112.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Fulshear, TX: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Fulshear, TX
$1.2K 76.9% $512
Groceries & Markets
Ubud, Bali
$279
Fulshear, TX
$338 21% $59
Clothing & Footwear
Ubud, Bali
$106
Fulshear, TX
$175 64.3% $68
Eating Out
Ubud, Bali
$106
Fulshear, TX
$295 179% $189
Monthly Utilities & Internet
Ubud, Bali
$103
Fulshear, TX
$341 232% $238
Sport & Entertainment
Ubud, Bali
$60
Fulshear, TX
$73 22.1% $13
Getting Around
Ubud, Bali
$12
Fulshear, TX
$82 587% $70

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,666 in Fulshear, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $76 in Fulshear, TX for a mid-range dinner for two. Groceries echo the gap at $279 vs $338 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Fulshear, TX
🕒 Local time
23:05 11:05 PM
09:05 9:05 AM
14 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
17,000
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Ubud, Bali Fulshear, TX 16,010 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Fulshear, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Fulshear, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Fulshear, TX?
Ubud, Bali wins on cost – living expenses run 46% lower than in Fulshear, TX. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Fulshear, TX?
You’d need roughly $1,996 in Ubud, Bali and $3,719 in Fulshear, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Fulshear, TX?
Rent for a central apartment: $1,078 in Ubud, Bali versus $1,666 in Fulshear, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ubud, Bali compared to Fulshear, TX?
All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,480 in Fulshear, TX – Ubud, Bali is about 46% cheaper, which adds up to real savings over time.
How expensive is transport in Ubud, Bali compared to Fulshear, TX?
A monthly transit pass in Ubud, Bali runs roughly 87% less than in Fulshear, TX. The price difference matters if you commute daily and watch your budget.
Can you live on $1,000/month in Ubud, Bali or in Fulshear, TX?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Ubud, Bali or Fulshear, TX?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Fulshear, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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