🙂A single person spends $1,408 per month in Ubud, Bali vs $3,173 in Franklin, TN, rent included.
🙂A couple spends around $2,585 per month in Ubud, Bali vs $4,362 in Franklin, TN, rent included.
🙂A family of three spends $3,763 per month in Ubud, Bali vs $5,550 in Franklin, TN, rent included.
🙂Ubud, Bali is about 56% cheaper than Franklin, TN, driven mainly by Eating Out.
📊Both Ubud, Bali and Franklin, TN sit above the global median – Ubud, Bali by 5%, Franklin, TN by 137%.
Currency
🍽 Eating Out
Ubud, Bali
Franklin, TN
Difference
Meal at Budget Restaurant
$3.45Rp 62.1K
$28.12$28.12
-87.73%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 581.1K
$79.3$79.3
-59.20%
Fast Food Meal(McDonalds, etc)
$4.84Rp 87.1K
$11.96$11.96
-59.53%
Cappuccino
$2.75Rp 49.4K
$6.98$6.98
-60.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.9K
$3.20$3.20
-56.88%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$2.52$2.52
-70.24%
Local Beer(0.5 liter draught)
$2.99Rp 53.8K
$7.71$7.71
-61.22%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.2K
$7.92$7.92
-51.39%
🛒 Groceries & Markets
Ubud, Bali
Franklin, TN
Difference
Milk(1 liter)
$1.74Rp 31.2K
$1.30$1.30
33.85%
White Bread(500g)
$2.46Rp 44.2K
$3.92$3.92
-37.24%
Rice(white)(1kg)
$1.17Rp 21.0K
$4.25$4.25
-72.47%
Eggs
$2.43Rp 43.7K
$5.92$5.92
-58.95%
Local Cheese(1kg)
$14.50Rp 260.6K
$15.22$15.22
-4.73%
Chicken Fillets(1kg)
$4.35Rp 78.2K
$11.59$11.59
-62.47%
Beef Round Steak(1kg)
$11.98Rp 215.3K
$15.15$15.15
-20.92%
Apples(1kg)
$3.72Rp 66.8K
$3.80$3.80
-2.11%
Banana(1kg)
$1.63Rp 29.2K
$1.93$1.93
-15.54%
Oranges(1kg)
$2.74Rp 49.3K
$4.34$4.34
-36.87%
Tomato(1kg)
$2.24Rp 40.3K
$4.76$4.76
-52.94%
Potato(1kg)
$1.92Rp 34.5K
$1.93$1.93
-0.52%
Onion(1kg)
$2.28Rp 40.9K
$2.13$2.13
7.04%
Lettuce(1 head)
$1.06Rp 19.1K
$2.45$2.45
-56.73%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$2.11$2.11
-65.88%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 59.0K
$9.50$9.50
-65.37%
Wine(Bottle)
$23.19Rp 416.8K
$12.83$12.83
80.75%
Local Beer(0.5 liter bottle)
$2.78Rp 49.9K
$1.84$1.84
51.09%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.1K
$3.34$3.34
-18.26%
🚌 Getting Around
Ubud, Bali
Franklin, TN
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,786
$0.98$0.98
-72.45%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.7K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,675
$3.41$3.41
-85.92%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,545
$1.64$1.64
-74.39%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.8K
$29.32$29.32
-78.79%
Gasoline(1 liter)
$0.81Rp 14.6K
$0.81$0.81
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 478.2M
$29.4K$29.4K
-9.54%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 578.5M
$25.1K$25.1K
28.09%
🧾 Monthly Utilities & Internet
Ubud, Bali
Franklin, TN
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$214$214
-63.32%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.1K
$115$115
-96.47%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 437.1K
$73.7$73.7
-66.98%
🎉 Sport & Entertainment
Ubud, Bali
Franklin, TN
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$43.01$43.01
129.27%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.9K
-
-
Cinema Ticket
$3.99Rp 71.6K
$15.72$15.72
-74.62%
🧸 Childcare & Education
Ubud, Bali
Franklin, TN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$399$399
-23.55%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.4M
$23.8K$23.8K
-72.12%
👕👟 Clothing & Footwear
Ubud, Bali
Franklin, TN
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 972.9K
$49.40$49.40
9.60%
Summer Dress(H&M, Zara, etc)
$37.81Rp 679.4K
$64.8$64.8
-41.69%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$74.9$74.9
16.02%
Men's Leather Business Shoes
$76.4Rp 1.4M
$110$110
-30.52%
🏠 Accommodation & Living
Ubud, Bali
Franklin, TN
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$1,718$1,718
-42.27%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$1,797$1,797
-62.57%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.7M
$2,745$2,745
22.93%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$2,390$2,390
-14.22%
Buy Apartment in City Center(m2)
$2,805Rp 50.4M
$2,805$2,805
-0.02%
Buy Apartment Outside City Center(m2)
$2,227Rp 40.0M
$2,804$2,804
-20.58%
💵 Salaries & Financials
Ubud, Bali
Franklin, TN
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$6,074$6,074
-97.25%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.45
105.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Franklin, TN: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $992 in Ubud, Bali versus $1,718 in Franklin, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3538% higher in Franklin, TN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $32.00 in Ubud, Bali versus $79.0 in Franklin, TN. Monthly groceries follow the same trend: $297 vs $400 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Franklin, TN: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Franklin, TN compare overall?
Monthly costs with rent: $1,408 in Ubud, Bali, $3,173 in Franklin, TN – roughly 125% apart. Franklin, TN costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Franklin, TN?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $4,759 in Franklin, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Franklin, TN?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Franklin, TN?
Monthly expenses with rent come to $1,408 in Ubud, Bali and $3,173 in Franklin, TN. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Ubud, Bali and Franklin, TN?
Kindergarten costs $305 per month in Ubud, Bali and $399 in Franklin, TN. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Franklin, TN at $3,173. In Ubud, Bali it covers expenses comfortably, while in Franklin, TN it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Franklin, TN?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $3,173 in Franklin, TN. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Franklin, TN safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Franklin, TN?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Franklin, TN makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared