Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Franklin, TN

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,122 in Franklin, TN, rent and utilities included – about $21,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Franklin, TN

🇺🇸 United States

$3,122

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Franklin, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Franklin, TN actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,122 in Franklin, TN, rent included.

Ubud, Bali $1,349
Franklin, TN $3,122

A couple spends around $2,305 per month in Ubud, Bali vs $4,506 in Franklin, TN, rent included.

Ubud, Bali $2,305
Franklin, TN $4,506

A family of three spends $3,261 per month in Ubud, Bali vs $5,889 in Franklin, TN, rent included.

Ubud, Bali $3,261
Franklin, TN $5,889

Ubud, Bali is about 57% cheaper than Franklin, TN, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$28.12 $28.12

-88.19%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$87.3 $87.3

-59.19%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.90 $11.90

-53.53%

Cappuccino

$2.72 Rp 49.4K

$7.33 $7.33

-62.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.37 $3.37

-49.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.29 $2.29

-66.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$7.55 $7.55

-64.90%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$8.07 $8.07

-45.72%

Milk (1 liter)

$1.49 Rp 27.1K

$1.31 $1.31

13.74%

White Bread (500g)

$2.28 Rp 41.4K

$3.81 $3.81

-40.16%

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 37.0K

$5.71 $5.71

-64.27%

Local Cheese (1kg)

$17.70 Rp 321.7K

$15.47 $15.47

14.41%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$17.84 $17.84

-77.80%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$3.66 Rp 66.4K

$3.94 $3.94

-7.11%

Banana (1kg)

$1.52 Rp 27.6K

$1.93 $1.93

-21.24%

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.9K

Potato (1kg)

$1.85 Rp 33.6K

$1.97 $1.97

-6.09%

Onion (1kg)

$2.42 Rp 44.1K

$2.13 $2.13

13.62%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.47 $2.47

-59.92%

Water (1.5 liter bottle)

$0.51 Rp 9,332

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$9.46 $9.46

-76.53%

Wine (Bottle)

$22.24 Rp 404.2K

$12.87 $12.87

72.80%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.98 $0.98

-74.49%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$61.0 $61.0

-87.18%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.87 $0.87

-5.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$28.1K $28.1K

-15.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$27.2K $27.2K

16.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$214 $214

-62.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$116 $116

-94.44%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$90.5 $90.5

-79.46%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$58.6 $58.6

-15.55%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$16.06 $16.06

-73.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$397 $397

23.52%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$98.6 $98.6

-54.74%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$63.7 $63.7

-45.09%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$75.6 $75.6

5.76%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$112 $112

-29.15%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,924 $1,924

-41.54%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,677 $1,677

-59.96%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$3,203 $3,203

11.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,711 $2,711

-36.44%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,526 $3,526

-22.53%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,932 $2,932

-22.11%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$6,239 $6,239

-97.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.59

109.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Franklin, TN: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Franklin, TN

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Franklin, TN

–

Eating Out

Ubud, Bali

$108 8%

Franklin, TN

–

Clothing & Footwear

Ubud, Bali

$108 8%

Franklin, TN

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Franklin, TN

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Franklin, TN

–

Getting Around

Ubud, Bali

$11 0.9%

Franklin, TN

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,924 in Franklin, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Franklin, TN are about 38 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $87 in Franklin, TN. Groceries tell a different story – $288 in Ubud, Bali vs $287 in Franklin, TN – so Franklin, TN wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Franklin, TN

🕒 Local time

04:00 4:00 AM

15:00 3:00 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

83,454

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Franklin, TN 16,230 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Franklin, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Franklin, TN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $3,122 in Franklin, TN – Ubud, Bali comes out roughly 57% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,683 in Franklin, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,924 in Franklin, TN.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $3,122 in Franklin, TN. That makes Ubud, Bali about 57% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $397 in Franklin, TN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,122 in Franklin, TN. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $3,122 in Franklin, TN. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Franklin, TN makes more sense. Both are solid long-term options with distinct trade-offs.