Last update: Oct 2026

Cost of Living Comparison Between Franklin, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,122 in Franklin, TN, rent and utilities included – about $21,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Franklin, TN

🇺🇸 United States

$3,122

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Franklin, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Franklin, TN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,122 per month in Franklin, TN vs $1,349 in Ubud, Bali, rent included.

Franklin, TN $3,122
Ubud, Bali $1,349

A couple spends around $4,506 per month in Franklin, TN vs $2,305 in Ubud, Bali, rent included.

Franklin, TN $4,506
Ubud, Bali $2,305

A family of three spends $5,889 per month in Franklin, TN vs $3,261 in Ubud, Bali, rent included.

Franklin, TN $5,889
Ubud, Bali $3,261

Franklin, TN costs about 131% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$28.12 $28.12

$3.32 Rp 60.4K

746.99%

Three-Course Dinner for Two, Mid-Range

$87.3 $87.3

$35.64 Rp 647.8K

145.06%

Fast Food Meal (McDonalds, etc)

$11.90 $11.90

$5.53 Rp 100.6K

115.19%

Cappuccino

$7.33 $7.33

$2.72 Rp 49.4K

169.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.37 $3.37

$1.70 Rp 30.9K

98.24%

Water (0.33 liter bottle)

$2.29 $2.29

$0.76 Rp 13.8K

201.32%

Local Beer (0.5 liter draught)

$7.55 $7.55

$2.65 Rp 48.2K

184.91%

Imported Beer (0.33 liter bottle)

$8.07 $8.07

$4.38 Rp 79.6K

84.25%

Milk (1 liter)

$1.31 $1.31

$1.49 Rp 27.1K

-12.08%

White Bread (500g)

$3.81 $3.81

$2.28 Rp 41.4K

67.11%

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$5.71 $5.71

$2.04 Rp 37.0K

179.90%

Local Cheese (1kg)

$15.47 $15.47

$17.70 Rp 321.7K

-12.60%

Chicken Fillets (1kg)

$17.84 $17.84

$3.96 Rp 72.0K

350.51%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$3.94 $3.94

$3.66 Rp 66.4K

7.65%

Banana (1kg)

$1.93 $1.93

$1.52 Rp 27.6K

26.97%

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.9K

Potato (1kg)

$1.97 $1.97

$1.85 Rp 33.6K

6.49%

Onion (1kg)

$2.13 $2.13

$2.42 Rp 44.1K

-11.98%

Lettuce (1 head)

$2.47 $2.47

$0.99 Rp 18.0K

149.49%

Water (1.5 liter bottle)

$0.51 Rp 9,332

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 $9.46

$2.22 Rp 40.4K

326.13%

Wine (Bottle)

$12.87 $12.87

$22.24 Rp 404.2K

-42.13%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.98 $0.98

$0.25 Rp 4,562

292.00%

Public Transport Monthly Pass (Regular Price)

$61.0 $61.0

$7.82 Rp 142.2K

680.18%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.87 $0.87

$0.82 Rp 15.0K

6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K $28.1K

$23.8K Rp 433.3M

17.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$31.7K Rp 577.0M

-14.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$79.1 Rp 1.4M

170.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$116 $116

$6.45 Rp 117.2K

1697.36%

Internet (50+ Mbps, Unlimited Data)

$90.5 $90.5

$18.58 Rp 337.7K

386.81%

Gym Membership (Monthly)

$58.6 $58.6

$49.48 Rp 899.4K

18.41%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$16.06 $16.06

$4.27 Rp 77.7K

276.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$397 $397

$491 Rp 8.9M

-19.04%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$98.6 $98.6

$44.64 Rp 811.4K

120.92%

Summer Dress (H&M, Zara, etc)

$63.7 $63.7

$34.95 Rp 635.3K

82.12%

Sport Shoes (Adidas, Nike)

$75.6 $75.6

$79.9 Rp 1.5M

-5.44%

Men's Leather Business Shoes

$112 $112

$79.4 Rp 1.4M

41.14%

1-bedroom Apartment, City Center (Monthly)

$1,924 $1,924

$1,125 Rp 20.4M

71.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,677 $1,677

$671 Rp 12.2M

149.77%

3-bedroom Apartment, City Center (Monthly)

$3,203 $3,203

$3,565 Rp 64.8M

-10.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,711 $2,711

$1,723 Rp 31.3M

57.34%

Buy Apartment in City Center (m2)

$3,526 $3,526

$2,732 Rp 49.6M

29.09%

Buy Apartment Outside City Center (m2)

$2,932 $2,932

$2,284 Rp 41.5M

28.39%

Average Monthly Net Salary (After Tax)

$6,239 $6,239

$164 Rp 3.0M

3707.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Franklin, TN: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Franklin, TN

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Franklin, TN

–

Ubud, Bali

$288 21.4%

Eating Out

Franklin, TN

–

Ubud, Bali

$108 8%

Clothing & Footwear

Franklin, TN

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Franklin, TN

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Franklin, TN

–

Ubud, Bali

$58 4.3%

Getting Around

Franklin, TN

–

Ubud, Bali

$11 0.9%

Cost Breakdown

A central one-bedroom costs $1,924 in Franklin, TN versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Franklin, TN are about 38 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $87 in Franklin, TN versus $36 in Ubud, Bali. Groceries tell a different story – $287 in Franklin, TN vs $288 in Ubud, Bali – so Franklin, TN wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Franklin, TN

🇮🇩 Ubud, Bali

🕒 Local time

13:06 1:06 PM

02:06 2:06 AM

13 h ahead of Franklin, TN

🌤 Weather

👥 Population

83,454

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Franklin, TN Ubud, Bali 16,230 km ≈ 21 h nonstop flight

From you

Franklin, TN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Franklin, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,122 in Franklin, TN, $1,349 in Ubud, Bali – roughly 131% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,683 per month in Franklin, TN and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,924 in Franklin, TN.

Monthly expenses with rent come to $3,122 in Franklin, TN and $1,349 in Ubud, Bali. That’s a gap of about 131%.

Kindergarten costs $397 per month in Franklin, TN and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $3,122 in Franklin, TN and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $3,122 in Franklin, TN. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Franklin, TN makes more sense. Both are solid long-term options with distinct trade-offs.