Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Fort Smith, AR

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,951 in Fort Smith, AR, rent and utilities included – about $7,200 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
94

Cost of Living Index in Fort Smith, AR
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Fort Smith, AR Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Fort Smith, AR

🇺🇸 United States

$1,951

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Fort Smith, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Fort Smith, AR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,951 in Fort Smith, AR.

Ubud, Bali $1,349
Fort Smith, AR $1,951

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,992 in Fort Smith, AR.

Ubud, Bali $2,305
Fort Smith, AR $2,992

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,033 in Fort Smith, AR.

Ubud, Bali $3,261
Fort Smith, AR $4,033

Living in Ubud, Bali costs roughly 31% less than in Fort Smith, AR, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$20.20 $20.20

-83.56%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$64.6 $64.6

-44.86%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.43 $11.43

-51.62%

Cappuccino

$2.72 Rp 49.3K

$5.32 $5.32

-48.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.39 $2.39

-28.87%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.00 $2.00

-62.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.96 $5.96

-55.54%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$9.04 $9.04

-51.55%

Milk (1 liter)

$1.49 Rp 27.0K

$0.95 $0.95

56.84%

White Bread (500g)

$2.28 Rp 41.3K

$3.26 $3.26

-30.06%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.78 $3.78

-68.52%

Eggs

$2.04 Rp 36.9K

$2.89 $2.89

-29.41%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.55 $7.55

134.44%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$10.76 $10.76

-63.20%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$19.61 $19.61

-37.84%

Apples (1kg)

$3.66 Rp 66.3K

$4.77 $4.77

-23.27%

Banana (1kg)

$1.52 Rp 27.5K

$1.45 $1.45

4.83%

Oranges (1kg)

$2.23 Rp 40.4K

$2.48 $2.48

-10.08%

Tomato (1kg)

$1.97 Rp 35.8K

$2.11 $2.11

-6.64%

Potato (1kg)

$1.85 Rp 33.5K

$1.90 $1.90

-2.63%

Onion (1kg)

$2.42 Rp 44.0K

$1.58 $1.58

53.16%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.75 $1.75

-43.43%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.28 $2.28

-77.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$8.33 $8.33

-73.35%

Wine (Bottle)

$22.24 Rp 403.4K

$13.89 $13.89

60.12%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.82 $1.82

24.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.64 $2.64

12.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.22 $1.22

-79.51%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$35.44 $35.44

-77.93%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.68 $2.68

-83.58%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.29 $1.29

-66.67%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$29.99 $29.99

-81.96%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.76 $0.76

7.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$26.0K $26.0K

-8.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$25.6K $25.6K

24.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$276 $276

-71.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$69.5 $69.5

-90.72%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$69.1 $69.1

-73.10%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$27.06 $27.06

82.85%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$16.22 $16.22

8.82%

Cinema Ticket

$4.27 Rp 77.5K

$13.52 $13.52

-68.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$918 $918

-46.54%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$23.5K $23.5K

-75.88%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$54.7 $54.7

-18.44%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$41.77 $41.77

-16.33%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$91.8 $91.8

-12.93%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$77.6 $77.6

2.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$683 $683

64.68%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$646 $646

3.95%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,536 $1,536

132.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,295 $1,295

33.03%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,557 $1,557

75.44%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,561 $1,561

46.36%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,154 $3,154

-94.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.38

115.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Fort Smith, AR: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Fort Smith, AR

$646 33.1% 3.8% $26

Groceries & Markets

Ubud, Bali

$288 21.4%

Fort Smith, AR

$342 17.6% 18.7% $54

Eating Out

Ubud, Bali

$108 8%

Fort Smith, AR

$325 16.7% 202% $218

Clothing & Footwear

Ubud, Bali

$108 8%

Fort Smith, AR

$120 6.1% 11.3% $12

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Fort Smith, AR

$414 21.2% 298% $310

Sport & Entertainment

Ubud, Bali

$58 4.3%

Fort Smith, AR

$54 2.8% 6.8% $3.9

Getting Around

Ubud, Bali

$11 0.9%

Fort Smith, AR

$49 2.5% 333% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $683 in Fort Smith, AR. Housing cost is often the main lever when comparing two cities.

Fort Smith, AR pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $65 in Fort Smith, AR for a mid-range dinner for two. Groceries echo the gap at $288 vs $342 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Fort Smith, AR

🕒 Local time

13:24 1:24 PM

23:24 11:24 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

89,142

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Fort Smith, AR 15,770 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Fort Smith, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Fort Smith, AR: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 31% lower than in Fort Smith, AR. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $683 in Fort Smith, AR. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,951 in Fort Smith, AR – Ubud, Bali is about 31% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 78% less than in Fort Smith, AR. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Fort Smith, AR on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.