Last update: Oct 2026

Cost of Living Comparison Between Fort Smith, AR and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,951 in Fort Smith, AR, rent and utilities included – about $7,200 less a year. Other living expenses account for most of the difference.

94

Cost of Living Index in Fort Smith, AR
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Fort Smith, AR Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fort Smith, AR

🇺🇸 United States

$1,951

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort Smith, AR and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Smith, AR and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,951 in Fort Smith, AR versus $1,349 in Ubud, Bali.

Fort Smith, AR $1,951
Ubud, Bali $1,349

Estimated couple costs with rent: $2,992 in Fort Smith, AR versus $2,305 in Ubud, Bali.

Fort Smith, AR $2,992
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,033 in Fort Smith, AR versus $3,261 in Ubud, Bali.

Fort Smith, AR $4,033
Ubud, Bali $3,261

Living in Fort Smith, AR is roughly 45% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.20 $20.20

$3.32 Rp 60.3K

508.43%

Three-Course Dinner for Two, Mid-Range

$64.6 $64.6

$35.64 Rp 646.5K

81.37%

Fast Food Meal (McDonalds, etc)

$11.43 $11.43

$5.53 Rp 100.4K

106.69%

Cappuccino

$5.32 $5.32

$2.72 Rp 49.3K

95.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$1.70 Rp 30.9K

40.59%

Water (0.33 liter bottle)

$2.00 $2.00

$0.76 Rp 13.8K

163.16%

Local Beer (0.5 liter draught)

$5.96 $5.96

$2.65 Rp 48.1K

124.91%

Imported Beer (0.33 liter bottle)

$9.04 $9.04

$4.38 Rp 79.5K

106.39%

Milk (1 liter)

$0.95 $0.95

$1.49 Rp 27.0K

-36.24%

White Bread (500g)

$3.26 $3.26

$2.28 Rp 41.3K

42.98%

Rice (white) (1kg)

$3.78 $3.78

$1.19 Rp 21.6K

217.65%

Eggs

$2.89 $2.89

$2.04 Rp 36.9K

41.67%

Local Cheese (1kg)

$7.55 $7.55

$17.70 Rp 321.1K

-57.34%

Chicken Fillets (1kg)

$10.76 $10.76

$3.96 Rp 71.9K

171.72%

Beef Round Steak (1kg)

$19.61 $19.61

$12.19 Rp 221.1K

60.87%

Apples (1kg)

$4.77 $4.77

$3.66 Rp 66.3K

30.33%

Banana (1kg)

$1.45 $1.45

$1.52 Rp 27.5K

-4.61%

Oranges (1kg)

$2.48 $2.48

$2.23 Rp 40.4K

11.21%

Tomato (1kg)

$2.11 $2.11

$1.97 Rp 35.8K

7.11%

Potato (1kg)

$1.90 $1.90

$1.85 Rp 33.5K

2.70%

Onion (1kg)

$1.58 $1.58

$2.42 Rp 44.0K

-34.71%

Lettuce (1 head)

$1.75 $1.75

$0.99 Rp 18.0K

76.77%

Water (1.5 liter bottle)

$2.28 $2.28

$0.51 Rp 9,313

347.06%

Cigarettes 20 Pack (Marlboro, Camel)

$8.33 $8.33

$2.22 Rp 40.3K

275.23%

Wine (Bottle)

$13.89 $13.89

$22.24 Rp 403.4K

-37.54%

Local Beer (0.5 liter bottle)

$1.82 $1.82

$2.26 Rp 41.0K

-19.47%

Imported Beer (0.33 liter bottle)

$2.64 $2.64

$2.97 Rp 53.9K

-11.11%

One-way Ticket (Public Transport)

$1.22 $1.22

$0.25 Rp 4,553

388.00%

Public Transport Monthly Pass (Regular Price)

$35.44 $35.44

$7.82 Rp 141.9K

353.20%

Taxi Start (Normal Tariff)

$2.68 $2.68

$0.44 Rp 7,972

509.09%

Taxi (Normal Tariff) (1km)

$1.29 $1.29

$0.43 Rp 7,801

200.00%

Taxi 1hour Waiting (Normal Tariff)

$29.99 $29.99

$5.41 Rp 98.1K

454.34%

Gasoline (1 liter)

$0.76 $0.76

$0.82 Rp 15.0K

-7.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K $26.0K

$23.8K Rp 432.4M

8.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$31.7K Rp 575.9M

-19.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$276 $276

$79.1 Rp 1.4M

248.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$6.45 Rp 116.9K

977.83%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$18.58 Rp 337.0K

271.74%

Gym Membership (Monthly)

$27.06 $27.06

$49.48 Rp 897.5K

-45.31%

Tennis Court (1 Hour on Weekend)

$16.22 $16.22

$17.65 Rp 320.1K

-8.10%

Cinema Ticket

$13.52 $13.52

$4.27 Rp 77.5K

216.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$918 $918

$491 Rp 8.9M

87.05%

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$5,674 Rp 102.9M

314.56%

Jeans (Levis 501 Or Similar)

$54.7 $54.7

$44.64 Rp 809.7K

22.60%

Summer Dress (H&M, Zara, etc)

$41.77 $41.77

$34.95 Rp 634.0K

19.51%

Sport Shoes (Adidas, Nike)

$91.8 $91.8

$79.9 Rp 1.4M

14.84%

Men's Leather Business Shoes

$77.6 $77.6

$79.4 Rp 1.4M

-2.34%

1-bedroom Apartment, City Center (Monthly)

$683 $683

$1,125 Rp 20.4M

-39.28%

1-bedroom Apartment, Outside City Center (Monthly)

$646 $646

$671 Rp 12.2M

-3.80%

3-bedroom Apartment, City Center (Monthly)

$1,536 $1,536

$3,565 Rp 64.7M

-56.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,295 $1,295

$1,723 Rp 31.3M

-24.83%

Buy Apartment in City Center (m2)

$1,557 $1,557

$2,732 Rp 49.5M

-43.00%

Buy Apartment Outside City Center (m2)

$1,561 $1,561

$2,284 Rp 41.4M

-31.67%

Average Monthly Net Salary (After Tax)

$3,154 $3,154

$164 Rp 3.0M

1824.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

13.78

-53.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Smith, AR: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort Smith, AR

$646 33.1%

Ubud, Bali

$672 49.8% 4% $26

Monthly Utilities & Internet

Fort Smith, AR

$414 21.2%

Ubud, Bali

$104 7.7% 74.9% $310

Groceries & Markets

Fort Smith, AR

$342 17.6%

Ubud, Bali

$288 21.4% 15.8% $54

Eating Out

Fort Smith, AR

$325 16.7%

Ubud, Bali

$108 8% 66.9% $218

Clothing & Footwear

Fort Smith, AR

$120 6.1%

Ubud, Bali

$108 8% 10.1% $12

Sport & Entertainment

Fort Smith, AR

$54 2.8%

Ubud, Bali

$58 4.3% 7.3% $3.9

Getting Around

Fort Smith, AR

$49 2.5%

Ubud, Bali

$11 0.9% 76.9% $38

Cost Breakdown

A one-bedroom apartment in the center runs $683 in Fort Smith, AR and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Fort Smith, AR pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $65 in Fort Smith, AR vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $342 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Fort Smith, AR

🇮🇩 Ubud, Bali

🕒 Local time

23:24 11:24 PM

13:24 1:24 PM

14 h ahead of Fort Smith, AR

🌤 Weather

👥 Population

89,142

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Fort Smith, AR Ubud, Bali 15,770 km ≈ 20 h nonstop flight

From you

Fort Smith, AR
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort Smith, AR vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 31% lower than in Fort Smith, AR. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Fort Smith, AR is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $683 in Fort Smith, AR versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,951 per month in Fort Smith, AR versus $1,349 in Ubud, Bali – Ubud, Bali is about 31% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 78% less than in Fort Smith, AR. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Fort Smith, AR on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.