Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Florence

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,435 in Florence, rent and utilities included – about $13,000 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali, Indonesia
Florence, Italy
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Florence
🇮🇹 Italy
$2,435
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Florence

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Florence actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,435 in Florence, rent included.

  • Ubud, Bali $1,349
  • Florence $2,435

A couple spends around $2,305 per month in Ubud, Bali vs $3,689 in Florence, rent included.

  • Ubud, Bali $2,305
  • Florence $3,689

A family of three spends $3,261 per month in Ubud, Bali vs $4,944 in Florence, rent included.

  • Ubud, Bali $3,261
  • Florence $4,944

Ubud, Bali is about 45% cheaper than Florence, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Florence
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$27.07 €24.26
-87.74%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$77.2 €69.2
-53.82%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$14.74 €13.21
-62.48%
Cappuccino
$2.72 Rp 49.3K
$2.30 €2.06
18.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$3.24 €2.90
-47.53%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.43 €1.28
-46.85%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$6.82 €6.11
-61.14%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$7.74 €6.94
-43.41%
🛒 Groceries & Markets
Ubud, Bali
Florence
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.84 €1.65
-19.02%
White Bread (500g)
$2.28 Rp 41.3K
$2.53 €2.27
-9.88%
Rice (white) (1kg)
$1.19 Rp 21.6K
$2.87 €2.57
-58.54%
Eggs
$2.04 Rp 36.9K
$4.65 €4.17
-56.13%
Local Cheese (1kg)
$17.70 Rp 321.1K
$26.22 €23.50
-32.49%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$12.16 €10.90
-67.43%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$25.50 €22.85
-52.20%
Apples (1kg)
$3.66 Rp 66.3K
$2.98 €2.67
22.82%
Banana (1kg)
$1.52 Rp 27.5K
$2.57 €2.31
-40.86%
Oranges (1kg)
$2.23 Rp 40.4K
$3.28 €2.94
-32.01%
Tomato (1kg)
$1.97 Rp 35.8K
$3.18 €2.85
-38.05%
Potato (1kg)
$1.85 Rp 33.5K
$2.28 €2.04
-18.86%
Onion (1kg)
$2.42 Rp 44.0K
$1.84 €1.65
31.52%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.83 €1.64
-45.90%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$0.66 €0.59
-22.73%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$7.36 €6.59
-69.84%
Wine (Bottle)
$22.24 Rp 403.4K
$7.92 €7.09
180.81%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$1.99 €1.79
13.57%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.07 €2.75
-3.26%
🚌 Getting Around
Ubud, Bali
Florence
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
$1.95 €1.75
-87.18%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
$42.87 €38.42
-81.76%
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$3.72 €3.34
-88.17%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$1.20 €1.08
-64.17%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$31.25 €28.00
-82.69%
Gasoline (1 liter)
$0.82 Rp 15.0K
$2.17 €1.94
-62.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$36.2K €32.5K
-34.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$37.5K €33.6K
-15.32%
🧾 Monthly Utilities & Internet
Ubud, Bali
Florence
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$243 €218
-67.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$11.82 €10.60
-45.43%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$33.27 €29.82
-44.15%
🎉 Sport & Entertainment
Ubud, Bali
Florence
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
$60.1 €53.8
-17.63%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
$20.77 €18.61
-15.02%
Cinema Ticket
$4.27 Rp 77.5K
$11.28 €10.10
-62.15%
🧸 Childcare & Education
Ubud, Bali
Florence
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$768 €688
-36.11%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
$17.0K €15.3K
-66.68%
👕👟 Clothing & Footwear
Ubud, Bali
Florence
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$97.8 €87.6
-54.33%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$39.25 €35.17
-10.96%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$108 €96.6
-25.89%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$149 €133
-46.54%
🏠 Accommodation & Living
Ubud, Bali
Florence
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,552 €1,391
-27.53%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,063 €953
-36.84%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$2,707 €2,425
31.69%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$1,858 €1,665
-7.23%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$6,362 €5,701
-57.06%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$4,104 €3,678
-44.35%
💵 Salaries & Financials
Ubud, Bali
Florence
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$1,982 €1,776
-91.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.16
336.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Florence: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Florence
$1.1K 58.3% $392
Groceries & Markets
Ubud, Bali
$288
Florence
$407 41.1% $118
Eating Out
Ubud, Bali
$108
Florence
$357 231% $249
Clothing & Footwear
Ubud, Bali
$108
Florence
$177 64.6% $69
Monthly Utilities & Internet
Ubud, Bali
$104
Florence
$288 177% $184
Sport & Entertainment
Ubud, Bali
$58
Florence
$83 42.4% $25
Getting Around
Ubud, Bali
$11
Florence
$60 429% $49

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,552 in Florence. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Florence are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $77 in Florence. Monthly groceries follow the same trend: $288 vs $407 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇮🇹 Florence
🕒 Local time
16:03 4:03 PM
09:03 9:03 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
382,808
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Florence 11,780 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Florence

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Florence: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Florence compare overall?
Monthly costs with rent: $1,349 in Ubud, Bali, $2,435 in Florence – Ubud, Bali comes out roughly 45% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Ubud, Bali compared to Florence?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,652 in Florence. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Florence?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,552 in Florence.
Which city is more expensive overall: Ubud, Bali or Florence?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,435 in Florence. That makes Ubud, Bali about 45% cheaper.
How do commuting costs compare in Ubud, Bali and in Florence?
Public transport costs about 82% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is feasible on a $1,000 budget?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,435 in Florence. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Ubud, Bali or Florence?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Ubud, Bali or Florence safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
How do I decide between Ubud, Bali and Florence?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Florence makes more sense. Both are solid long-term options with distinct trade-offs.

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