Last update: Oct 2026

Cost of Living Comparison Between Florence and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,416 in Florence, rent and utilities included – about $12,600 less a year. Rent and utilities account for about half of the difference.

117

Cost of Living Index in Florence
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Florence Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Florence

🇮🇹 Italy

$2,416

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Florence and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florence and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,416 per month in Florence vs $1,368 in Ubud, Bali, rent included.

Florence $2,416
Ubud, Bali $1,368

A couple spends around $3,684 per month in Florence vs $2,314 in Ubud, Bali, rent included.

Florence $3,684
Ubud, Bali $2,314

A family of three spends $4,952 per month in Florence vs $3,260 in Ubud, Bali, rent included.

Florence $4,952
Ubud, Bali $3,260

Florence costs about 77% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Florence and Ubud, Bali sit above the global median – Florence by 79%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$27.03 €24.04

$3.33 Rp 59.8K

711.71%

Three-Course Dinner for Two, Mid-Range

$78.7 €70.0

$35.18 Rp 631.2K

123.76%

Fast Food Meal (McDonalds, etc)

$14.67 €13.05

$5.80 Rp 104.1K

152.93%

Cappuccino

$2.27 €2.02

$2.73 Rp 49.0K

-16.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 €2.91

$1.64 Rp 29.4K

99.39%

Water (0.33 liter bottle)

$1.49 €1.32

$0.83 Rp 14.9K

79.52%

Local Beer (0.5 liter draught)

$6.65 €5.91

$2.70 Rp 48.4K

146.30%

Imported Beer (0.33 liter bottle)

$7.59 €6.75

$4.30 Rp 77.1K

76.51%

Milk (1 liter)

$1.92 €1.71

$1.50 Rp 27.0K

28.00%

White Bread (500g)

$2.58 €2.29

$2.30 Rp 41.2K

12.17%

Rice (white) (1kg)

$2.82 €2.50

$1.18 Rp 21.1K

138.98%

Eggs

$4.67 €4.15

$2.14 Rp 38.5K

118.22%

Local Cheese (1kg)

$26.16 €23.27

$17.48 Rp 313.6K

49.66%

Chicken Fillets (1kg)

$12.16 €10.81

$4.03 Rp 72.3K

201.74%

Beef Round Steak (1kg)

$25.75 €22.90

$12.23 Rp 219.4K

110.55%

Apples (1kg)

$3.01 €2.68

$3.55 Rp 63.7K

-15.21%

Banana (1kg)

$2.62 €2.33

$1.57 Rp 28.2K

66.88%

Oranges (1kg)

$3.26 €2.90

$2.24 Rp 40.1K

45.54%

Tomato (1kg)

$3.24 €2.88

$1.93 Rp 34.6K

67.88%

Potato (1kg)

$2.27 €2.02

$1.88 Rp 33.8K

20.74%

Onion (1kg)

$1.82 €1.62

$2.29 Rp 41.1K

-20.52%

Lettuce (1 head)

$1.88 €1.67

$0.99 Rp 17.8K

89.90%

Water (1.5 liter bottle)

$0.70 €0.62

$0.53 Rp 9,445

32.08%

Cigarettes 20 Pack (Marlboro, Camel)

$7.23 €6.43

$2.28 Rp 41.0K

217.11%

Wine (Bottle)

$7.87 €7.00

$23.01 Rp 412.9K

-65.80%

Local Beer (0.5 liter bottle)

$2.01 €1.79

$2.34 Rp 42.0K

-14.10%

Imported Beer (0.33 liter bottle)

$3.14 €2.79

$2.91 Rp 52.2K

7.90%

One-way Ticket (Public Transport)

$1.98 €1.76

$0.24 Rp 4,301

725.00%

Public Transport Monthly Pass (Regular Price)

$42.68 €37.96

$8.82 Rp 158.2K

383.90%

Taxi Start (Normal Tariff)

$3.63 €3.23

$0.48 Rp 8,657

656.25%

Taxi (Normal Tariff) (1km)

$1.19 €1.06

$0.46 Rp 8,207

158.70%

Taxi 1hour Waiting (Normal Tariff)

$31.18 €27.73

$5.45 Rp 97.9K

472.11%

Gasoline (1 liter)

$2.19 €1.95

$0.88 Rp 15.9K

148.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K €32.0K

$24.6K Rp 440.8M

46.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.8K

$31.2K Rp 559.6M

11.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 €220

$83.0 Rp 1.5M

198.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.81 €10.50

$6.45 Rp 115.7K

83.10%

Internet (50+ Mbps, Unlimited Data)

$33.28 €29.60

$18.57 Rp 333.1K

79.21%

Gym Membership (Monthly)

$63.5 €56.5

$55.8 Rp 1.0M

13.78%

Tennis Court (1 Hour on Weekend)

$21.46 €19.08

$18.11 Rp 324.9K

18.50%

Cinema Ticket

$12.64 €11.24

$4.38 Rp 78.6K

188.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$747 €664

$493 Rp 8.8M

51.54%

International Primary School, 1 Child (Yearly)

$16.4K €14.5K

$5,754 Rp 103.2M

184.31%

Jeans (Levis 501 Or Similar)

$96.1 €85.4

$46.19 Rp 828.8K

107.97%

Summer Dress (H&M, Zara, etc)

$39.37 €35.01

$35.33 Rp 634.0K

11.44%

Sport Shoes (Adidas, Nike)

$109 €96.7

$79.1 Rp 1.4M

37.40%

Men's Leather Business Shoes

$145 €129

$78.4 Rp 1.4M

84.69%

1-bedroom Apartment, City Center (Monthly)

$1,588 €1,412

$1,142 Rp 20.5M

38.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,034 €920

$676 Rp 12.1M

53.07%

3-bedroom Apartment, City Center (Monthly)

$2,779 €2,472

$3,503 Rp 62.9M

-20.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,842 €1,638

$1,700 Rp 30.5M

8.37%

Buy Apartment in City Center (m2)

$6,269 €5,575

$2,784 Rp 50.0M

125.17%

Buy Apartment Outside City Center (m2)

$3,905 €3,473

$2,241 Rp 40.2M

74.27%

Average Monthly Net Salary (After Tax)

$1,980 €1,761

$165 Rp 3.0M

1103.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.16

13.78

-77.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florence: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florence

$1K 42.8%

Ubud, Bali

$676 49.4% 34.7% $359

Groceries & Markets

Florence

$410 17%

Ubud, Bali

$290 21.2% 29.2% $119

Eating Out

Florence

$355 14.7%

Ubud, Bali

$109 8% 69.3% $246

Monthly Utilities & Internet

Florence

$293 12.1%

Ubud, Bali

$108 7.9% 63.1% $185

Clothing & Footwear

Florence

$175 7.2%

Ubud, Bali

$108 7.9% 38.5% $67

Sport & Entertainment

Florence

$89 3.7%

Ubud, Bali

$65 4.7% 27.3% $24

Getting Around

Florence

$60 2.5%

Ubud, Bali

$13 0.9% 79.1% $48

Cost Breakdown

A central one-bedroom costs $1,588 in Florence versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1103% higher in Florence, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Florence versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $410 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇹 Florence

🇮🇩 Ubud, Bali

🕒 Local time

17:22 5:22 PM

23:22 11:22 PM

6 h ahead of Florence

🌤 Weather

👥 Population

382,808

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,174 IDR (100,000 IDR = 4.96 EUR).

USD to EUR in detail →

On the map

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Between locations

Florence Ubud, Bali 11,780 km ≈ 15 h nonstop flight

From you

Florence
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florence vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,416 in Florence, $1,368 in Ubud, Bali – roughly 77% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,623 per month in Florence and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,416 in Florence and $1,368 in Ubud, Bali. That's a gap of about 77%.

Public transport costs about 384% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Florence at $2,416. In Ubud, Bali it covers expenses comfortably, while in Florence it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,416 in Florence. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Florence makes more sense. Both are solid long-term options with distinct trade-offs.