Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Estepona

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,807 in Estepona, rent and utilities included – about $5,300 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
88

Cost of Living Index in Estepona
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Estepona Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Estepona

🇪🇸 Spain

$1,807

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Estepona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Estepona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,807 in Estepona.

Ubud, Bali $1,368
Estepona $1,807

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,759 in Estepona.

Ubud, Bali $2,314
Estepona $2,759

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,712 in Estepona.

Ubud, Bali $3,260
Estepona $3,712

Living in Ubud, Bali costs roughly 24% less than in Estepona, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Estepona 34% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$19.42 €17.28

-82.85%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$78.0 €69.4

-54.92%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$10.05 €8.94

-42.29%

Cappuccino

$2.73 Rp 49.1K

$2.67 €2.37

2.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.37 €2.11

-30.80%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$2.03 €1.81

-59.11%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$4.34 €3.86

-37.79%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$4.42 €3.93

-2.71%

Milk (1 liter)

$1.50 Rp 27.1K

$1.24 €1.10

20.97%

White Bread (500g)

$2.30 Rp 41.4K

$1.67 €1.49

37.72%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.54 €1.37

-23.38%

Eggs

$2.14 Rp 38.6K

$3.47 €3.09

-38.33%

Local Cheese (1kg)

$17.48 Rp 314.6K

$13.51 €12.01

29.39%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$8.15 €7.25

-50.55%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$15.81 €14.07

-22.64%

Apples (1kg)

$3.55 Rp 63.9K

$3.54 €3.15

0.28%

Banana (1kg)

$1.57 Rp 28.3K

$2.08 €1.85

-24.52%

Oranges (1kg)

$2.24 Rp 40.2K

$2.20 €1.96

1.82%

Tomato (1kg)

$1.93 Rp 34.7K

$3.11 €2.77

-37.94%

Potato (1kg)

$1.88 Rp 33.9K

$2.24 €2.00

-16.07%

Onion (1kg)

$2.29 Rp 41.3K

$2.17 €1.93

5.53%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.68 €1.50

-41.07%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.09 €0.97

-51.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$6.72 €5.97

-66.07%

Wine (Bottle)

$23.01 Rp 414.2K

$5.92 €5.27

288.68%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.47 €1.31

59.18%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.90 €2.58

0.34%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.76 €2.46

-91.30%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.75 €1.55

-72.57%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.04 €0.93

-55.77%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$13.38 €11.90

-59.27%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.84 €1.64

-52.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$35.5K €31.6K

-30.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$29.2K €26.0K

6.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$120 €107

-30.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$15.97 €14.21

-59.61%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$30.74 €27.34

-39.59%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$44.96 €40.00

24.15%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$22.60 €20.11

-19.87%

Cinema Ticket

$4.38 Rp 78.9K

$11.29 €10.04

-61.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$554 €493

-11.03%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$8,051 €7,162

-28.54%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$56.5 €50.3

-18.25%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$41.50 €36.91

-14.87%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$95.9 €85.3

-17.49%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$99.5 €88.5

-21.21%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,186 €1,055

-3.70%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$869 €773

-22.22%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,227 €1,981

57.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,421 €1,264

19.59%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$4,673 €4,157

-40.43%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$4,540 €4,038

-50.65%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,459 €1,298

-88.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.5

293.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Estepona: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Estepona

$869 48.1% 28.6% $193

Groceries & Markets

Ubud, Bali

$290 21.2%

Estepona

$288 16% 0.7% $2.2

Eating Out

Ubud, Bali

$109 8%

Estepona

$266 14.7% 144% $157

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Estepona

$167 9.2% 54.3% $59

Clothing & Footwear

Ubud, Bali

$108 7.9%

Estepona

$132 7.3% 22.7% $24

Sport & Entertainment

Ubud, Bali

$65 4.7%

Estepona

$68 3.7% 4.6% $3

Getting Around

Ubud, Bali

$13 0.9%

Estepona

$18 * 1% 43.5% $5.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,186 in Estepona. Housing cost is often the main lever when comparing two cities.

Estepona pays 787% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $78.0 in Estepona. Groceries flip the comparison at $290 vs $288, with Estepona cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Estepona

🕒 Local time

14:10 2:10 PM

08:10 8:10 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

76,975

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Estepona 13,270 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Estepona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Estepona: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, clothing, and leisure. The 32% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 787% lower in Estepona. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,186 in Estepona. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $554 in Estepona. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $78.0 in Estepona. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,807 in Estepona, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Estepona. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Estepona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Estepona are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 32% less than in Estepona. Beyond cost, consider language, visa policies, and how big the international community is in each city.