Last update: Oct 2026

Cost of Living Comparison Between Estepona and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,807 in Estepona, rent and utilities included – about $5,300 less a year. Rent and utilities account for about half of the difference.

88

Cost of Living Index in Estepona
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Estepona Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Estepona

🇪🇸 Spain

$1,807

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Estepona and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Estepona and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,807 in Estepona versus $1,368 in Ubud, Bali.

Estepona $1,807
Ubud, Bali $1,368

Estimated couple costs with rent: $2,759 in Estepona versus $2,314 in Ubud, Bali.

Estepona $2,759
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,712 in Estepona versus $3,260 in Ubud, Bali.

Estepona $3,712
Ubud, Bali $3,260

Living in Estepona is roughly 32% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Estepona 34% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$19.42 €17.28

$3.33 Rp 59.9K

483.18%

Three-Course Dinner for Two, Mid-Range

$78.0 €69.4

$35.18 Rp 633.2K

121.83%

Fast Food Meal (McDonalds, etc)

$10.05 €8.94

$5.80 Rp 104.5K

73.28%

Cappuccino

$2.67 €2.37

$2.73 Rp 49.1K

-2.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 €2.11

$1.64 Rp 29.5K

44.51%

Water (0.33 liter bottle)

$2.03 €1.81

$0.83 Rp 15.0K

144.58%

Local Beer (0.5 liter draught)

$4.34 €3.86

$2.70 Rp 48.6K

60.74%

Imported Beer (0.33 liter bottle)

$4.42 €3.93

$4.30 Rp 77.4K

2.79%

Milk (1 liter)

$1.24 €1.10

$1.50 Rp 27.1K

-17.33%

White Bread (500g)

$1.67 €1.49

$2.30 Rp 41.4K

-27.39%

Rice (white) (1kg)

$1.54 €1.37

$1.18 Rp 21.2K

30.51%

Eggs

$3.47 €3.09

$2.14 Rp 38.6K

62.15%

Local Cheese (1kg)

$13.51 €12.01

$17.48 Rp 314.6K

-22.71%

Chicken Fillets (1kg)

$8.15 €7.25

$4.03 Rp 72.5K

102.23%

Beef Round Steak (1kg)

$15.81 €14.07

$12.23 Rp 220.1K

29.27%

Apples (1kg)

$3.54 €3.15

$3.55 Rp 63.9K

-0.28%

Banana (1kg)

$2.08 €1.85

$1.57 Rp 28.3K

32.48%

Oranges (1kg)

$2.20 €1.96

$2.24 Rp 40.2K

-1.79%

Tomato (1kg)

$3.11 €2.77

$1.93 Rp 34.7K

61.14%

Potato (1kg)

$2.24 €2.00

$1.88 Rp 33.9K

19.15%

Onion (1kg)

$2.17 €1.93

$2.29 Rp 41.3K

-5.24%

Lettuce (1 head)

$1.68 €1.50

$0.99 Rp 17.9K

69.70%

Water (1.5 liter bottle)

$1.09 €0.97

$0.53 Rp 9,475

105.66%

Cigarettes 20 Pack (Marlboro, Camel)

$6.72 €5.97

$2.28 Rp 41.1K

194.74%

Wine (Bottle)

$5.92 €5.27

$23.01 Rp 414.2K

-74.27%

Local Beer (0.5 liter bottle)

$1.47 €1.31

$2.34 Rp 42.2K

-37.18%

Imported Beer (0.33 liter bottle)

$2.90 €2.58

$2.91 Rp 52.4K

-0.34%

One-way Ticket (Public Transport)

$2.76 €2.46

$0.24 Rp 4,315

1050.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.75 €1.55

$0.48 Rp 8,684

264.58%

Taxi (Normal Tariff) (1km)

$1.04 €0.93

$0.46 Rp 8,233

126.09%

Taxi 1hour Waiting (Normal Tariff)

$13.38 €11.90

$5.45 Rp 98.2K

145.50%

Gasoline (1 liter)

$1.84 €1.64

$0.88 Rp 15.9K

109.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.6K

$24.6K Rp 442.2M

44.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K €26.0K

$31.2K Rp 561.4M

-6.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 €107

$83.0 Rp 1.5M

44.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.97 €14.21

$6.45 Rp 116.0K

147.60%

Internet (50+ Mbps, Unlimited Data)

$30.74 €27.34

$18.57 Rp 334.2K

65.54%

Gym Membership (Monthly)

$44.96 €40.00

$55.8 Rp 1.0M

-19.46%

Tennis Court (1 Hour on Weekend)

$22.60 €20.11

$18.11 Rp 326.0K

24.79%

Cinema Ticket

$11.29 €10.04

$4.38 Rp 78.9K

157.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$554 €493

$493 Rp 8.9M

12.39%

International Primary School, 1 Child (Yearly)

$8,051 €7,162

$5,754 Rp 103.6M

39.94%

Jeans (Levis 501 Or Similar)

$56.5 €50.3

$46.19 Rp 831.4K

22.32%

Summer Dress (H&M, Zara, etc)

$41.50 €36.91

$35.33 Rp 636.0K

17.46%

Sport Shoes (Adidas, Nike)

$95.9 €85.3

$79.1 Rp 1.4M

21.19%

Men's Leather Business Shoes

$99.5 €88.5

$78.4 Rp 1.4M

26.92%

1-bedroom Apartment, City Center (Monthly)

$1,186 €1,055

$1,142 Rp 20.6M

3.84%

1-bedroom Apartment, Outside City Center (Monthly)

$869 €773

$676 Rp 12.2M

28.56%

3-bedroom Apartment, City Center (Monthly)

$2,227 €1,981

$3,503 Rp 63.1M

-36.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,421 €1,264

$1,700 Rp 30.6M

-16.38%

Buy Apartment in City Center (m2)

$4,673 €4,157

$2,784 Rp 50.1M

67.86%

Buy Apartment Outside City Center (m2)

$4,540 €4,038

$2,241 Rp 40.3M

102.64%

Average Monthly Net Salary (After Tax)

$1,459 €1,298

$165 Rp 3.0M

786.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Estepona: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Estepona

$869 48.1%

Ubud, Bali

$676 49.4% 22.2% $193

Groceries & Markets

Estepona

$288 16%

Ubud, Bali

$290 21.2% 0.8% $2.2

Eating Out

Estepona

$266 14.7%

Ubud, Bali

$109 8% 59.1% $157

Monthly Utilities & Internet

Estepona

$167 9.2%

Ubud, Bali

$108 7.9% 35.2% $59

Clothing & Footwear

Estepona

$132 7.3%

Ubud, Bali

$108 7.9% 18.5% $24

Sport & Entertainment

Estepona

$68 3.7%

Ubud, Bali

$65 4.7% 4.4% $3

Getting Around

Estepona

$18 * 1%

Ubud, Bali

$13 0.9% 30.3% $5.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,186 in Estepona and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Estepona pays 787% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Estepona vs $35.00 in Ubud, Bali. Groceries flip the comparison at $288 vs $290, with Estepona cheaper for home cooking.

Good to know

🇪🇸 Estepona

🇮🇩 Ubud, Bali

🕒 Local time

06:22 6:22 AM

12:22 12:22 PM

6 h ahead of Estepona

🌤 Weather

👥 Population

76,975

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Estepona Ubud, Bali 13,270 km ≈ 17 h nonstop flight

From you

Estepona
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Estepona vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, clothing, and leisure. The 32% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 787% higher in Estepona, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,186 in Estepona versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $554 in Estepona versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $78.0 in Estepona. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,807 in Estepona, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Estepona. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Estepona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Estepona and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 32% less than in Estepona. Beyond cost, consider language, visa policies, and how big the international community is in each city.