Cost of Living Comparison Between Estepona and Ubud, Bali Cost of Living Comparison Between Estepona and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,854 in Estepona versus $1,379 in Ubud, Bali.

Estimated couple costs with rent: $2,820 in Estepona versus $2,363 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,787 in Estepona versus $3,347 in Ubud, Bali.

Living in Estepona is roughly 34% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Estepona 35% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$20.34 €17.40

$3.31 Rp 58.9K

514.50%

Three-Course Dinner for Two, Mid-Range

$82.2 €70.3

$39.08 Rp 694.5K

110.34%

Fast Food Meal (McDonalds, etc)

$10.53 €9.01

$5.62 Rp 99.8K

87.37%

Cappuccino

$2.85 €2.44

$2.64 Rp 46.9K

7.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 €2.11

$1.58 Rp 28.2K

55.70%

Water (0.33 liter bottle)

$2.08 €1.78

$0.71 Rp 12.6K

192.96%

Local Beer (0.5 liter draught)

$4.74 €4.05

$2.73 Rp 48.5K

73.63%

Imported Beer (0.33 liter bottle)

$4.68 €4.01

$4.32 Rp 76.8K

8.33%

Milk (1 liter)

$1.23 €1.05

$1.54 Rp 27.4K

-20.13%

White Bread (500g)

$1.71 €1.47

$2.30 Rp 40.8K

-25.65%

Rice (white) (1kg)

$1.56 €1.33

$1.03 Rp 18.3K

51.46%

Eggs

$3.49 €2.98

$2.12 Rp 37.7K

64.62%

Local Cheese (1kg)

$13.70 €11.72

$17.30 Rp 307.5K

-20.81%

Chicken Fillets (1kg)

$8.41 €7.19

$4.03 Rp 71.6K

108.68%

Beef Round Steak (1kg)

$16.67 €14.26

$12.42 Rp 220.8K

34.22%

Apples (1kg)

$3.71 €3.17

$3.70 Rp 65.7K

0.27%

Banana (1kg)

$2.13 €1.82

$1.62 Rp 28.7K

31.48%

Oranges (1kg)

$2.24 €1.92

$2.27 Rp 40.3K

-1.32%

Tomato (1kg)

$3.13 €2.68

$1.99 Rp 35.4K

57.29%

Potato (1kg)

$2.36 €2.02

$1.83 Rp 32.5K

28.96%

Onion (1kg)

$2.36 €2.02

$2.25 Rp 40.1K

4.89%

Lettuce (1 head)

$1.70 €1.46

$1.04 Rp 18.6K

63.46%

Water (1.5 liter bottle)

$1.12 €0.96

$0.56 Rp 10.0K

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.81 €5.83

$2.22 Rp 39.5K

206.76%

Wine (Bottle)

$5.95 €5.09

$23.22 Rp 412.7K

-74.38%

Local Beer (0.5 liter bottle)

$1.52 €1.30

$2.39 Rp 42.5K

-36.40%

Imported Beer (0.33 liter bottle)

$3.09 €2.64

$2.87 Rp 51.1K

7.67%

One-way Ticket (Public Transport)

$2.95 €2.52

$0.25 Rp 4,416

1080.00%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$1.73 €1.48

$0.46 Rp 8,163

276.09%

Taxi (Normal Tariff) (1km)

$1.10 €0.94

$0.46 Rp 8,235

139.13%

Taxi 1hour Waiting (Normal Tariff)

$13.72 €11.74

$5.70 Rp 101.2K

140.70%

Gasoline (1 liter)

$1.79 €1.53

$0.76 Rp 13.6K

135.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K €31.0K

$24.6K Rp 436.7M

47.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K €26.1K

$31.0K Rp 551.5M

-1.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 €104

$82.2 Rp 1.5M

47.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.29 €13.93

$6.33 Rp 112.5K

157.35%

Internet (50+ Mbps, Unlimited Data)

$32.09 €27.45

$18.54 Rp 329.6K

73.09%

Gym Membership (Monthly)

$46.05 €39.39

$56.1 Rp 996.2K

-17.84%

Tennis Court (1 Hour on Weekend)

$23.18 €19.83

$18.41 Rp 327.2K

25.91%

Cinema Ticket

$11.56 €9.89

$4.26 Rp 75.8K

171.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$577 €494

$489 Rp 8.7M

17.94%

International Primary School, 1 Child (Yearly)

$8,377 €7,166

$5,793 Rp 103.0M

44.61%

Jeans (Levis 501 Or Similar)

$60.4 €51.6

$45.98 Rp 817.3K

31.32%

Summer Dress (H&M, Zara, etc)

$43.61 €37.30

$35.86 Rp 637.4K

21.61%

Sport Shoes (Adidas, Nike)

$97.4 €83.3

$79.5 Rp 1.4M

22.46%

Men's Leather Business Shoes

$102 €87.2

$80.9 Rp 1.4M

25.89%

1-bedroom Apartment, City Center (Monthly)

$1,263 €1,080

$1,144 Rp 20.3M

10.37%

1-bedroom Apartment, Outside City Center (Monthly)

$915 €782

$692 Rp 12.3M

32.18%

3-bedroom Apartment, City Center (Monthly)

$2,353 €2,013

$3,532 Rp 62.8M

-33.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,486 €1,272

$1,709 Rp 30.4M

-13.03%

Buy Apartment in City Center (m2)

$4,914 €4,203

$2,785 Rp 49.5M

76.47%

Buy Apartment Outside City Center (m2)

$4,786 €4,094

$2,261 Rp 40.2M

111.65%

Average Monthly Net Salary (After Tax)

$1,500 €1,283

$169 Rp 3.0M

785.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Estepona: August 16, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,263 in Estepona and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Estepona pays 786% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Estepona vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $296 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Estepona vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 34% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 786% higher in Estepona, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,263 in Estepona versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $577 in Estepona versus $489 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $82.0 in Estepona. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,379 in Ubud, Bali versus $1,854 in Estepona, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Estepona. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Estepona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Estepona and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Estepona. Beyond cost, consider language, visa policies, and how big the international community is in each city.