Cost of Living Comparison Between Ubud, Bali and Embu das Artes Cost of Living Comparison Between Ubud, Bali and Embu das Artes

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $880 in Embu das Artes, rent included.

A couple spends around $2,361 per month in Ubud, Bali vs $1,457 in Embu das Artes, rent included.

A family of three spends $3,330 per month in Ubud, Bali vs $2,034 in Embu das Artes, rent included.

Ubud, Bali costs about 58% more than Embu das Artes, driven mainly by Groceries & Markets.

Ubud, Bali sits 3% above the global median, while Embu das Artes is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.30 Rp 59.1K

$6.90 R$35.36

-52.17%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 692.0K

$39.57 R$203

-2.48%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.2K

$8.71 R$44.63

-36.51%

Cappuccino

$2.62 Rp 47.0K

$2.27 R$11.64

15.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 Rp 28.5K

$1.40 R$7.19

13.57%

Water (0.33 liter bottle)

$0.76 Rp 13.6K

$0.81 R$4.13

-6.17%

Local Beer (0.5 liter draught)

$2.62 Rp 47.0K

$3.02 R$15.48

-13.25%

Imported Beer (0.33 liter bottle)

$4.25 Rp 76.3K

$4.38 R$22.42

-2.97%

Milk (1 liter)

$1.58 Rp 28.3K

$1.15 R$5.91

37.39%

White Bread (500g)

$2.30 Rp 41.2K

$1.87 R$9.60

22.99%

Rice (white) (1kg)

$1.04 Rp 18.6K

$1.18 R$6.03

-11.86%

Eggs

$2.07 Rp 37.0K

$2.62 R$13.40

-20.99%

Local Cheese (1kg)

$17.61 Rp 315.8K

$8.91 R$45.63

97.64%

Chicken Fillets (1kg)

$3.97 Rp 71.2K

$4.50 R$23.06

-11.78%

Beef Round Steak (1kg)

$11.99 Rp 214.9K

$10.47 R$53.6

14.52%

Apples (1kg)

$3.53 Rp 63.3K

$2.69 R$13.76

31.23%

Banana (1kg)

$1.60 Rp 28.6K

$1.74 R$8.93

-8.05%

Oranges (1kg)

$2.33 Rp 41.8K

$1.61 R$8.25

44.72%

Tomato (1kg)

$1.94 Rp 34.8K

$1.80 R$9.20

7.78%

Potato (1kg)

$1.79 Rp 32.2K

$1.34 R$6.87

33.58%

Onion (1kg)

$2.26 Rp 40.5K

$1.24 R$6.35

82.26%

Lettuce (1 head)

$0.98 Rp 17.6K

$0.93 R$4.77

5.38%

Water (1.5 liter bottle)

$0.52 Rp 9,303

$0.78 R$3.97

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 41.5K

$2.72 R$13.94

-15.07%

Wine (Bottle)

$23.35 Rp 418.7K

$8.98 R$45.98

160.02%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.5K

$1.56 R$8.00

44.87%

Imported Beer (0.33 liter bottle)

$2.81 Rp 50.4K

$2.65 R$13.55

6.04%

One-way Ticket (Public Transport)

$0.27 Rp 4,864

$0.96 R$4.90

-71.88%

Public Transport Monthly Pass (Regular Price)

$9.16 Rp 164.2K

$45.33 R$232

-79.79%

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

$1.25 R$6.42

-64.80%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,798

$1.00 R$5.14

-57.00%

Taxi 1hour Waiting (Normal Tariff)

$5.51 Rp 98.8K

$9.46 R$48.43

-41.75%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.24 R$6.33

-36.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 427.8M

$23.5K R$120.3K

1.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K Rp 549.6M

$32.7K R$167.6K

-6.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.5M

$45.14 R$231

80.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.31 Rp 113.1K

$14.92 R$76.4

-57.71%

Internet (50+ Mbps, Unlimited Data)

$18.30 Rp 328.2K

$17.91 R$91.7

2.18%

Gym Membership (Monthly)

$54.0 Rp 967.9K

$28.85 R$148

87.11%

Tennis Court (1 Hour on Weekend)

$17.89 Rp 320.9K

$30.92 R$158

-42.14%

Cinema Ticket

$4.24 Rp 76.0K

$7.73 R$39.60

-45.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$482 Rp 8.6M

$431 R$2,208

11.70%

International Primary School, 1 Child (Yearly)

$5,756 Rp 103.2M

$7,515 R$38.5K

-23.41%

Jeans (Levis 501 Or Similar)

$44.99 Rp 806.8K

$54.1 R$277

-16.78%

Summer Dress (H&M, Zara, etc)

$34.88 Rp 625.4K

$57.2 R$293

-39.06%

Sport Shoes (Adidas, Nike)

$78.2 Rp 1.4M

$93.0 R$476

-15.83%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$83.0 R$425

-4.31%

1-bedroom Apartment, City Center (Monthly)

$1,148 Rp 20.6M

$397 R$2,031

189.53%

1-bedroom Apartment, Outside City Center (Monthly)

$688 Rp 12.3M

$231 R$1,182

197.99%

3-bedroom Apartment, City Center (Monthly)

$3,619 Rp 64.9M

$645 R$3,304

461.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 30.9M

$453 R$2,321

280.17%

Buy Apartment in City Center (m2)

$2,783 Rp 49.9M

$1,402 R$7,179

98.54%

Buy Apartment Outside City Center (m2)

$2,238 Rp 40.1M

$1,040 R$5,328

115.11%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.12

23.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 2, 2026

Last update for Embu das Artes: August 3, 2026

Cost Breakdown

A central one-bedroom costs $1,148 in Ubud, Bali versus $397 in Embu das Artes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $40.00 in Embu das Artes. Groceries tell a different story – $290 in Ubud, Bali vs $216 in Embu das Artes – so Embu das Artes wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Embu das Artes: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $880 in Embu das Artes – roughly 58% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,320 in Embu das Artes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Embu das Artes, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $880 in Embu das Artes. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 395% less in Embu das Artes. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Embu das Artes, where all-in costs run around $880, than in Ubud, Bali at $1,392. In Embu das Artes it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $880 in Embu das Artes to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Embu das Artes. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.