Cost of Living Comparison Between Ubud, Bali and Embu das Artes Cost of Living Comparison Between Ubud, Bali and Embu das Artes

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $793 in Embu das Artes, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,283 in Embu das Artes, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,773 in Embu das Artes, rent included.

Ubud, Bali costs about 81% more than Embu das Artes, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Embu das Artes is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$6.31 R$31.50

-43.42%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$32.25 R$161

1.02%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$7.38 R$36.80

-31.30%

Cappuccino

$2.83 Rp 49.0K

$1.88 R$9.39

50.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.19 R$5.95

12.61%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.90 R$4.51

-23.33%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.81 R$9.04

65.19%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.83 R$14.12

36.04%

Milk (1 liter)

$1.74 Rp 30.2K

$1.06 R$5.28

64.15%

White Bread (500g)

$2.54 Rp 44.0K

$1.51 R$7.51

68.21%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.25 R$6.26

-4.80%

Eggs

$2.43 Rp 42.0K

$2.31 R$11.52

5.19%

Local Cheese (1kg)

$14.66 Rp 254.1K

$8.12 R$40.51

80.54%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.76 R$18.79

11.17%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$8.75 R$43.66

36.46%

Apples (1kg)

$3.69 Rp 63.9K

$2.28 R$11.38

61.84%

Banana (1kg)

$1.61 Rp 27.8K

$1.81 R$9.05

-11.05%

Oranges (1kg)

$2.69 Rp 46.5K

$1.42 R$7.06

89.44%

Tomato (1kg)

$2.33 Rp 40.4K

$1.52 R$7.58

53.29%

Potato (1kg)

$1.91 Rp 33.0K

$1.26 R$6.30

51.59%

Onion (1kg)

$2.19 Rp 37.9K

$1.08 R$5.37

102.78%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.79 R$3.92

34.18%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.66 R$3.27

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.51 R$12.51

24.70%

Wine (Bottle)

$23.49 Rp 407.1K

$9.30 R$46.40

152.58%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.31 R$6.53

109.16%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.33 R$11.62

23.61%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.93 R$4.65

-68.82%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$37.77 R$188

-78.37%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.87 R$4.35

-48.28%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.70 R$3.51

-40.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$8.62 R$43.02

-28.54%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.01 R$5.02

-16.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$21.7K R$108.5K

20.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$28.3K R$141.2K

14.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$46.90 R$234

67.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$13.33 R$66.5

-70.37%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$18.73 R$93.4

30.27%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$22.40 R$112

330.98%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$21.51 R$107

-70.48%

Cinema Ticket

$4.04 Rp 70.0K

$5.48 R$27.33

-26.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$314 R$1,568

-3.67%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$6,864 R$34.3K

-4.98%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$50.6 R$253

6.40%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$42.78 R$213

-11.22%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$77.4 R$386

12.09%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$72.2 R$360

9.25%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$314 R$1,569

221.96%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$214 R$1,069

214.90%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$594 R$2,964

470.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$436 R$2,176

381.14%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,445 R$7,209

106.60%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,290 R$6,439

81.27%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.92

21.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Embu das Artes: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $314 in Embu das Artes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $32.00 in Embu das Artes. Monthly groceries follow the same trend: $298 vs $192 – making Embu das Artes the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Embu das Artes: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $793 in Embu das Artes – roughly 81% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,190 in Embu das Artes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Embu das Artes, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $793 in Embu das Artes. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 362% less in Embu das Artes. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Embu das Artes, where all-in costs run around $793, than in Ubud, Bali at $1,438. In Embu das Artes it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $793 in Embu das Artes to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Embu das Artes. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.