Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Embu das Artes

For one person, living is cheaper in Embu das Artes: $849 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Embu das Artes
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Embu das Artes Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Embu das Artes

🇧🇷 Brazil

$849

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Embu das Artes

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Embu das Artes actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $849 in Embu das Artes, rent included.

Ubud, Bali $1,331
Embu das Artes $849

A couple spends around $2,255 per month in Ubud, Bali vs $1,388 in Embu das Artes, rent included.

Ubud, Bali $2,255
Embu das Artes $1,388

A family of three spends $3,180 per month in Ubud, Bali vs $1,927 in Embu das Artes, rent included.

Ubud, Bali $3,180
Embu das Artes $1,927

Ubud, Bali costs about 57% more than Embu das Artes, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Embu das Artes are more affordable than the global median – Ubud, Bali 2% lower, Embu das Artes 37% lower.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$6.50 R$35.76

-48.00%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$37.23 R$205

-6.93%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$8.04 R$44.25

-30.72%

Cappuccino

$2.62 Rp 47.4K

$2.10 R$11.53

24.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.37 R$7.51

12.41%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.86 R$4.72

-25.58%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$2.50 R$13.77

6.80%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$4.14 R$22.79

2.90%

Milk (1 liter)

$1.46 Rp 26.5K

$1.10 R$6.04

32.73%

White Bread (500g)

$2.29 Rp 41.5K

$1.69 R$9.32

35.50%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.10 R$6.07

0.91%

Eggs

$2.10 Rp 38.0K

$2.56 R$14.08

-17.97%

Local Cheese (1kg)

$15.94 Rp 288.6K

$8.23 R$45.29

93.68%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$4.06 R$22.33

-4.43%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$9.83 R$54.1

15.97%

Apples (1kg)

$3.55 Rp 64.3K

$2.47 R$13.59

43.72%

Banana (1kg)

$1.54 Rp 27.8K

$1.62 R$8.91

-4.94%

Oranges (1kg)

$2.23 Rp 40.4K

$1.37 R$7.53

62.77%

Tomato (1kg)

$1.97 Rp 35.7K

$1.73 R$9.55

13.87%

Potato (1kg)

$1.86 Rp 33.6K

$1.27 R$7.00

46.46%

Onion (1kg)

$2.42 Rp 43.8K

$1.20 R$6.59

101.67%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.90 R$4.96

13.33%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$0.69 R$3.80

-24.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$2.64 R$14.53

-16.67%

Wine (Bottle)

$21.79 Rp 394.4K

$8.23 R$45.28

164.76%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$1.59 R$8.75

46.54%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.38 R$13.08

24.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$0.99 R$5.43

-74.75%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$36.02 R$198

-77.32%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$1.09 R$6.02

-59.63%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$0.89 R$4.91

-47.19%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$6.79 R$37.39

-17.53%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.18 R$6.49

-29.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$21.9K R$120.5K

11.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$31.2K R$171.8K

1.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$45.20 R$249

71.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$14.04 R$77.3

-56.27%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$17.46 R$96.1

8.36%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$25.79 R$142

97.71%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$26.29 R$145

-30.58%

Cinema Ticket

$4.38 Rp 79.3K

$7.15 R$39.35

-38.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$405 R$2,231

21.47%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$6,641 R$36.6K

84.03%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$51.7 R$285

-12.63%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$53.6 R$295

-34.87%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$90.1 R$496

-13.11%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$79.0 R$435

-1.47%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$297 R$1,634

262.97%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$232 R$1,278

186.29%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$638 R$3,513

449.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$456 R$2,509

266.54%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,705 R$9,385

37.24%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$1,009 R$5,552

121.69%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.12

23.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Embu das Artes: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Embu das Artes

$232 27.3% 65.1% $433

Groceries & Markets

Ubud, Bali

$279 21%

Embu das Artes

$200 23.6% 28.3% $79

Clothing & Footwear

Ubud, Bali

$106 8%

Embu das Artes

$123 14.5% 16.2% $17

Eating Out

Ubud, Bali

$106 8%

Embu das Artes

$131 15.4% 23.8% $25

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Embu das Artes

$77 9% 25.2% $26

Sport & Entertainment

Ubud, Bali

$60 4.5%

Embu das Artes

$40 4.7% 32.9% $20

Getting Around

Ubud, Bali

$12 0.9%

Embu das Artes

$46 5.4% 281% $34

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $297 in Embu das Artes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $37 in Embu das Artes. Groceries tell a different story – $279 in Ubud, Bali vs $200 in Embu das Artes – so Embu das Artes wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Embu das Artes

🕒 Local time

02:54 2:54 AM

15:54 3:54 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

250,691

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 BRL = 0.182 USD

1 BRL = 0.162 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Brazilian Real exchange rates as of November 6, 2026: 1 USD = 5.5 BRL (1 BRL = 0.182 USD). 1 EUR = 6.18 BRL (1 BRL = 0.162 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Embu das Artes 15,950 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Embu das Artes

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Embu das Artes: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $849 in Embu das Artes – Embu das Artes comes out roughly 36% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,274 in Embu das Artes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Embu das Artes, especially for central apartments: a one-bedroom in the center costs $297 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $849 in Embu das Artes. That makes Embu das Artes about 36% cheaper.

Public transport costs about 77% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Embu das Artes, where all-in costs run around $849, than in Ubud, Bali at $1,331. In Embu das Artes it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Embu das Artes – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.