Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ellicott City, MD

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,488 in Ellicott City, MD, rent and utilities included – about $25,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
167

Cost of Living Index in Ellicott City, MD
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Ellicott City, MD Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ellicott City, MD

🇺🇸 United States

$3,488

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ellicott City, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ellicott City, MD actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,488 in Ellicott City, MD, rent included.

Ubud, Bali $1,349
Ellicott City, MD $3,488

A couple spends around $2,305 per month in Ubud, Bali vs $4,646 in Ellicott City, MD, rent included.

Ubud, Bali $2,305
Ellicott City, MD $4,646

A family of three spends $3,261 per month in Ubud, Bali vs $5,804 in Ellicott City, MD, rent included.

Ubud, Bali $3,261
Ellicott City, MD $5,804

Ubud, Bali is about 61% cheaper than Ellicott City, MD, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$18.21 $18.21

-81.77%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$95.6 $95.6

-62.72%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.87 $10.87

-49.13%

Cappuccino

$2.72 Rp 49.4K

$5.40 $5.40

-49.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.35 $3.35

-49.25%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.63 $2.63

-71.10%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$6.97 $6.97

-61.98%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$8.07 $8.07

-45.72%

Milk (1 liter)

$1.49 Rp 27.1K

$1.17 $1.17

27.35%

White Bread (500g)

$2.28 Rp 41.4K

$4.11 $4.11

-44.53%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.81 $3.81

-68.77%

Eggs

$2.04 Rp 37.0K

$4.58 $4.58

-55.46%

Local Cheese (1kg)

$17.70 Rp 321.9K

$16.91 $16.91

4.67%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$13.00 $13.00

-69.54%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$18.52 $18.52

-34.18%

Apples (1kg)

$3.66 Rp 66.5K

$6.17 $6.17

-40.68%

Banana (1kg)

$1.52 Rp 27.6K

$1.59 $1.59

-4.40%

Oranges (1kg)

$2.23 Rp 40.5K

$4.13 $4.13

-46.00%

Tomato (1kg)

$1.97 Rp 35.9K

$4.08 $4.08

-51.72%

Potato (1kg)

$1.85 Rp 33.6K

$2.23 $2.23

-17.04%

Onion (1kg)

$2.42 Rp 44.1K

$2.67 $2.67

-9.36%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.35 $2.35

-57.87%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$2.23 $2.23

-77.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$13.49 $13.49

-83.54%

Wine (Bottle)

$22.24 Rp 404.4K

$15.37 $15.37

44.70%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.68 $2.68

-15.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.14 $3.14

-5.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.78 $1.78

-75.28%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.34 $1.34

-67.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$24.13 $24.13

-77.58%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.94 $0.94

-12.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$23.1K $23.1K

3.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$24.1K $24.1K

31.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$208 $208

-62.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$49.91 $49.91

-87.08%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$79.9 $79.9

-76.74%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$112 $112

-55.74%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$14.57 $14.57

-70.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,921 $1,921

-74.47%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$34.9K $34.9K

-83.73%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$52.5 $52.5

-15.04%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$56.7 $56.7

-38.40%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$93.5 $93.5

-14.55%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$112 $112

-28.94%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$2,498 $2,498

-54.98%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$2,107 $2,107

-68.13%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$3,056 $3,056

16.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,695 $2,695

-36.06%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,635 $2,635

-13.32%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,000 $5,000

-96.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.79

102.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ellicott City, MD: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ellicott City, MD

$2.1K 60.4% 214% $1.4K

Groceries & Markets

Ubud, Bali

$288 21.4%

Ellicott City, MD

$433 12.4% 50.3% $145

Eating Out

Ubud, Bali

$108 8%

Ellicott City, MD

$318 9.1% 195% $210

Clothing & Footwear

Ubud, Bali

$108 8%

Ellicott City, MD

$142 4.1% 31.7% $34

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ellicott City, MD

$338 9.7% 225% $234

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ellicott City, MD

$141 4% 143% $83

Getting Around

Ubud, Bali

$11 0.9%

Ellicott City, MD

$8.5 * 0.2% 25.7% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $2,498 in Ellicott City, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ellicott City, MD are about 31 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $96 in Ellicott City, MD. Monthly groceries follow the same trend: $288 vs $433 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Ellicott City, MD

🕒 Local time

09:26 9:26 AM

21:26 9:26 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

65,834

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ellicott City, MD 16,390 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Ellicott City, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ellicott City, MD: Cost of Living - Frequently Asked Questions

Yes – Ellicott City, MD is pricier by about 159%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $5,232 in Ellicott City, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,498 in Ellicott City, MD.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $3,488 in Ellicott City, MD. That makes Ubud, Bali about 61% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $1,921 in Ellicott City, MD. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,488 in Ellicott City, MD. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ellicott City, MD makes more sense. Both are solid long-term options with distinct trade-offs.