Last update: Oct 2026

Cost of Living Comparison Between Ellicott City, MD and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,488 in Ellicott City, MD, rent and utilities included – about $25,700 less a year. Rent and utilities account for most of the difference.

167

Cost of Living Index in Ellicott City, MD
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Ellicott City, MD Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ellicott City, MD

🇺🇸 United States

$3,488

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ellicott City, MD and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ellicott City, MD and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,488 per month in Ellicott City, MD vs $1,349 in Ubud, Bali, rent included.

Ellicott City, MD $3,488
Ubud, Bali $1,349

A couple spends around $4,646 per month in Ellicott City, MD vs $2,305 in Ubud, Bali, rent included.

Ellicott City, MD $4,646
Ubud, Bali $2,305

A family of three spends $5,804 per month in Ellicott City, MD vs $3,261 in Ubud, Bali, rent included.

Ellicott City, MD $5,804
Ubud, Bali $3,261

Ellicott City, MD costs about 159% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$18.21 $18.21

$3.32 Rp 60.4K

448.49%

Three-Course Dinner for Two, Mid-Range

$95.6 $95.6

$35.64 Rp 647.8K

168.21%

Fast Food Meal (McDonalds, etc)

$10.87 $10.87

$5.53 Rp 100.6K

96.56%

Cappuccino

$5.40 $5.40

$2.72 Rp 49.4K

98.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.35 $3.35

$1.70 Rp 30.9K

97.06%

Water (0.33 liter bottle)

$2.63 $2.63

$0.76 Rp 13.8K

246.05%

Local Beer (0.5 liter draught)

$6.97 $6.97

$2.65 Rp 48.2K

163.02%

Imported Beer (0.33 liter bottle)

$8.07 $8.07

$4.38 Rp 79.6K

84.25%

Milk (1 liter)

$1.17 $1.17

$1.49 Rp 27.1K

-21.48%

White Bread (500g)

$4.11 $4.11

$2.28 Rp 41.4K

80.26%

Rice (white) (1kg)

$3.81 $3.81

$1.19 Rp 21.6K

220.17%

Eggs

$4.58 $4.58

$2.04 Rp 37.0K

124.51%

Local Cheese (1kg)

$16.91 $16.91

$17.70 Rp 321.7K

-4.46%

Chicken Fillets (1kg)

$13.00 $13.00

$3.96 Rp 72.0K

228.28%

Beef Round Steak (1kg)

$18.52 $18.52

$12.19 Rp 221.6K

51.93%

Apples (1kg)

$6.17 $6.17

$3.66 Rp 66.4K

68.58%

Banana (1kg)

$1.59 $1.59

$1.52 Rp 27.6K

4.61%

Oranges (1kg)

$4.13 $4.13

$2.23 Rp 40.5K

85.20%

Tomato (1kg)

$4.08 $4.08

$1.97 Rp 35.9K

107.11%

Potato (1kg)

$2.23 $2.23

$1.85 Rp 33.6K

20.54%

Onion (1kg)

$2.67 $2.67

$2.42 Rp 44.1K

10.33%

Lettuce (1 head)

$2.35 $2.35

$0.99 Rp 18.0K

137.37%

Water (1.5 liter bottle)

$2.23 $2.23

$0.51 Rp 9,332

337.25%

Cigarettes 20 Pack (Marlboro, Camel)

$13.49 $13.49

$2.22 Rp 40.4K

507.66%

Wine (Bottle)

$15.37 $15.37

$22.24 Rp 404.2K

-30.89%

Local Beer (0.5 liter bottle)

$2.68 $2.68

$2.26 Rp 41.1K

18.58%

Imported Beer (0.33 liter bottle)

$3.14 $3.14

$2.97 Rp 54.0K

5.72%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$1.78 $1.78

$0.44 Rp 7,989

304.55%

Taxi (Normal Tariff) (1km)

$1.34 $1.34

$0.43 Rp 7,817

211.63%

Taxi 1hour Waiting (Normal Tariff)

$24.13 $24.13

$5.41 Rp 98.3K

346.03%

Gasoline (1 liter)

$0.94 $0.94

$0.82 Rp 15.0K

14.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K $23.1K

$23.8K Rp 433.3M

-3.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K $24.1K

$31.7K Rp 577.0M

-24.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 $208

$79.1 Rp 1.4M

163.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.91 $49.91

$6.45 Rp 117.2K

673.80%

Internet (50+ Mbps, Unlimited Data)

$79.9 $79.9

$18.58 Rp 337.7K

329.87%

Gym Membership (Monthly)

$112 $112

$49.48 Rp 899.4K

125.95%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$14.57 $14.57

$4.27 Rp 77.7K

241.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,921 $1,921

$491 Rp 8.9M

291.63%

International Primary School, 1 Child (Yearly)

$34.9K $34.9K

$5,674 Rp 103.1M

514.57%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$44.64 Rp 811.4K

17.70%

Summer Dress (H&M, Zara, etc)

$56.7 $56.7

$34.95 Rp 635.3K

62.35%

Sport Shoes (Adidas, Nike)

$93.5 $93.5

$79.9 Rp 1.5M

17.02%

Men's Leather Business Shoes

$112 $112

$79.4 Rp 1.4M

40.73%

1-bedroom Apartment, City Center (Monthly)

$2,498 $2,498

$1,125 Rp 20.4M

122.10%

1-bedroom Apartment, Outside City Center (Monthly)

$2,107 $2,107

$671 Rp 12.2M

213.81%

3-bedroom Apartment, City Center (Monthly)

$3,056 $3,056

$3,565 Rp 64.8M

-14.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,695 $2,695

$1,723 Rp 31.3M

56.39%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,635 $2,635

$2,284 Rp 41.5M

15.36%

Average Monthly Net Salary (After Tax)

$5,000 $5,000

$164 Rp 3.0M

2951.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.78

-50.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ellicott City, MD: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ellicott City, MD

$2.1K 60.4%

Ubud, Bali

$672 49.8% 68.1% $1.4K

Groceries & Markets

Ellicott City, MD

$433 12.4%

Ubud, Bali

$288 21.4% 33.5% $145

Monthly Utilities & Internet

Ellicott City, MD

$338 9.7%

Ubud, Bali

$104 7.7% 69.2% $234

Eating Out

Ellicott City, MD

$318 9.1%

Ubud, Bali

$108 8% 66.1% $210

Clothing & Footwear

Ellicott City, MD

$142 4.1%

Ubud, Bali

$108 8% 24% $34

Sport & Entertainment

Ellicott City, MD

$141 4%

Ubud, Bali

$58 4.3% 58.8% $83

Getting Around

Ellicott City, MD

$8.5 * 0.2%

Ubud, Bali

$11 0.9% 34.5% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,498 in Ellicott City, MD versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ellicott City, MD are about 31 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $96 in Ellicott City, MD versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $433 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Ellicott City, MD

🇮🇩 Ubud, Bali

🕒 Local time

17:38 5:38 PM

05:38 5:38 AM

12 h ahead of Ellicott City, MD

🌤 Weather

👥 Population

65,834

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Ellicott City, MD Ubud, Bali 16,390 km ≈ 21 h nonstop flight

From you

Ellicott City, MD
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ellicott City, MD vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ellicott City, MD is pricier by about 159%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $5,232 per month in Ellicott City, MD and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,498 in Ellicott City, MD.

Monthly expenses with rent come to $3,488 in Ellicott City, MD and $1,349 in Ubud, Bali. That makes Ubud, Bali about 61% cheaper.

Kindergarten costs $1,921 per month in Ellicott City, MD and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $3,488 in Ellicott City, MD and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ellicott City, MD makes more sense. Both are solid long-term options with distinct trade-offs.