Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Elko, NV

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,632 in Elko, NV, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
126

Cost of Living Index in Elko, NV
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Elko, NV Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Elko, NV

🇺🇸 United States

$2,632

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Elko, NV

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Elko, NV actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,632 in Elko, NV, rent included.

Ubud, Bali $1,353
Elko, NV $2,632

A couple spends around $2,297 per month in Ubud, Bali vs $3,813 in Elko, NV, rent included.

Ubud, Bali $2,297
Elko, NV $3,813

A family of three spends $3,241 per month in Ubud, Bali vs $4,995 in Elko, NV, rent included.

Ubud, Bali $3,241
Elko, NV $4,995

Ubud, Bali is about 49% cheaper than Elko, NV, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.23 Rp 58.3K

$20.36 $20.36

-84.14%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 629.5K

$74.9 $74.9

-53.43%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.8K

$11.54 $11.54

-50.61%

Cappuccino

$2.62 Rp 47.2K

$5.46 $5.46

-52.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.1K

$2.63 $2.63

-34.60%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.02 $2.02

-59.90%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$6.03 $6.03

-56.05%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.8K

$7.38 $7.38

-40.79%

Milk (1 liter)

$1.57 Rp 28.4K

$1.01 $1.01

55.45%

White Bread (500g)

$2.19 Rp 39.6K

$5.64 $5.64

-61.17%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.40 $4.40

-73.18%

Eggs

$2.16 Rp 38.9K

$4.15 $4.15

-47.95%

Local Cheese (1kg)

$17.65 Rp 318.5K

$12.52 $12.52

40.97%

Chicken Fillets (1kg)

$3.78 Rp 68.2K

$11.56 $11.56

-67.30%

Beef Round Steak (1kg)

$11.95 Rp 215.7K

$17.30 $17.30

-30.92%

Apples (1kg)

$3.60 Rp 65.0K

$4.87 $4.87

-26.08%

Banana (1kg)

$1.59 Rp 28.7K

$1.52 $1.52

4.61%

Oranges (1kg)

$2.31 Rp 41.7K

$4.39 $4.39

-47.38%

Tomato (1kg)

$1.91 Rp 34.4K

$4.60 $4.60

-58.48%

Potato (1kg)

$1.78 Rp 32.1K

$2.82 $2.82

-36.88%

Onion (1kg)

$2.33 Rp 42.0K

$2.93 $2.93

-20.48%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.11 $2.11

-52.61%

Water (1.5 liter bottle)

$0.53 Rp 9,536

$2.27 $2.27

-76.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.3K

$10.06 $10.06

-77.24%

Wine (Bottle)

$22.07 Rp 398.4K

$14.79 $14.79

49.22%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.4K

$1.99 $1.99

18.09%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.7K

$3.42 $3.42

-12.87%

One-way Ticket (Public Transport)

$0.23 Rp 4,123

$1.88 $1.88

-87.77%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.6K

Taxi Start (Normal Tariff)

$0.47 Rp 8,490

$3.16 $3.16

-85.13%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,759

$1.72 $1.72

-75.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.7K

$33.57 $33.57

-83.71%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.32 $1.32

-37.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 431.0M

$27.8K $27.8K

-14.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 591.8M

$23.1K $23.1K

41.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$202 $202

-60.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.4K

$75.2 $75.2

-91.27%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 335.8K

$70.2 $70.2

-73.52%

Gym Membership (Monthly)

$54.1 Rp 976.8K

$41.44 $41.44

30.60%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.9K

Cinema Ticket

$4.25 Rp 76.8K

$13.78 $13.78

-69.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,423 $1,423

-65.37%

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.0M

$23.5K $23.5K

-76.17%

Jeans (Levis 501 Or Similar)

$45.58 Rp 822.6K

$53.7 $53.7

-15.17%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 631.1K

$41.59 $41.59

-15.94%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$86.8 $86.8

-10.50%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$116 $116

-32.09%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,587 $1,587

-28.71%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,318 $1,318

-48.94%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.2M

$2,655 $2,655

36.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.7M

$2,104 $2,104

-19.10%

Buy Apartment in City Center (m2)

$2,717 Rp 49.0M

$2,721 $2,721

-0.14%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.5M

$2,725 $2,725

-17.77%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$6,085 $6,085

-97.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.85

101.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Elko, NV: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Elko, NV

$1.3K 50.1% 95.8% $645

Groceries & Markets

Ubud, Bali

$287 21.2%

Elko, NV

$418 15.9% 45.6% $131

Clothing & Footwear

Ubud, Bali

$107 7.9%

Elko, NV

$134 5.1% 25.8% $27

Eating Out

Ubud, Bali

$106 7.9%

Elko, NV

$326 12.4% 207% $220

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Elko, NV

$347 13.2% 230% $242

Sport & Entertainment

Ubud, Bali

$63 4.6%

Elko, NV

$69 2.6% 10.2% $6.4

Getting Around

Ubud, Bali

$12 0.9%

Elko, NV

$19 * 0.7% 55.2% $6.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,587 in Elko, NV. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Elko, NV are about 37 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $75 in Elko, NV. Monthly groceries follow the same trend: $287 vs $418 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Elko, NV

🕒 Local time

10:40 10:40 AM

19:40 7:40 PM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

21,018

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 18,050 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,224 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 26, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Elko, NV 13,850 km ≈ 18 h nonstop flight

From you

Ubud, Bali
Elko, NV

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Elko, NV: Cost of Living - Frequently Asked Questions

Elko, NV costs about 94% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,948 in Elko, NV. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,131 there versus $1,587 in Elko, NV.

A mid-range dinner for two costs $35 in Ubud, Bali and $75 in Elko, NV. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 46% more in Elko, NV, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 is a stretch for both – monthly costs hit $1,353 in Ubud, Bali and $2,632 in Elko, NV. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elko, NV makes more sense. Both are solid long-term options with distinct trade-offs.