Cost of Living Comparison Between Ubud, Bali and Elko, NV Cost of Living Comparison Between Ubud, Bali and Elko, NV

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,627 in Elko, NV, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $3,820 in Elko, NV, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $5,013 in Elko, NV, rent included.

Ubud, Bali is about 46% cheaper than Elko, NV, driven mainly by Eating Out.

Both Ubud, Bali and Elko, NV sit above the global median – Ubud, Bali by 5%, Elko, NV by 96%.

Currency
🍽 Eating Out
Ubud, Bali
Elko, NV
Difference
Meal at Budget Restaurant
$3.42 Rp 58.7K
$18.75 $18.75
-81.76%
Three-Course Dinner for Two, Mid-Range
$32.96 Rp 566.5K
$74.1 $74.1
-55.53%
Fast Food Meal (McDonalds, etc)
$5.08 Rp 87.3K
$11.05 $11.05
-54.03%
Cappuccino
$2.82 Rp 48.5K
$5.18 $5.18
-45.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.5K
$2.47 $2.47
-44.53%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$2.04 $2.04
-65.20%
Local Beer (0.5 liter draught)
$2.97 Rp 51.0K
$5.88 $5.88
-49.49%
Imported Beer (0.33 liter bottle)
$3.91 Rp 67.2K
$6.98 $6.98
-43.98%
🛒 Groceries & Markets
Ubud, Bali
Elko, NV
Difference
Milk (1 liter)
$1.75 Rp 30.0K
$1.04 $1.04
68.27%
White Bread (500g)
$2.52 Rp 43.2K
$3.44 $3.44
-26.74%
Rice (white) (1kg)
$1.21 Rp 20.8K
$4.32 $4.32
-71.99%
Eggs
$2.33 Rp 40.1K
$4.28 $4.28
-45.56%
Local Cheese (1kg)
$14.50 Rp 249.2K
$12.19 $12.19
18.95%
Chicken Fillets (1kg)
$4.36 Rp 74.9K
$11.38 $11.38
-61.69%
Beef Round Steak (1kg)
$12.05 Rp 207.0K
$15.62 $15.62
-22.86%
Apples (1kg)
$3.82 Rp 65.6K
$5.01 $5.01
-23.75%
Banana (1kg)
$1.61 Rp 27.7K
$1.64 $1.64
-1.83%
Oranges (1kg)
$2.70 Rp 46.5K
$4.22 $4.22
-36.02%
Tomato (1kg)
$2.23 Rp 38.3K
$4.82 $4.82
-53.73%
Potato (1kg)
$1.90 Rp 32.6K
$2.78 $2.78
-31.65%
Onion (1kg)
$2.18 Rp 37.5K
$2.79 $2.79
-21.86%
Lettuce (1 head)
$1.03 Rp 17.7K
$2.07 $2.07
-50.24%
Water (1.5 liter bottle)
$0.77 Rp 13.3K
$2.11 $2.11
-63.51%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 54.7K
$9.65 $9.65
-67.05%
Wine (Bottle)
$23.23 Rp 399.2K
$14.81 $14.81
56.85%
Local Beer (0.5 liter bottle)
$2.85 Rp 48.9K
$1.83 $1.83
55.74%
Imported Beer (0.33 liter bottle)
$2.72 Rp 46.7K
$3.31 $3.31
-17.82%
🚌 Getting Around
Ubud, Bali
Elko, NV
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,022
$2.04 $2.04
-85.78%
Public Transport Monthly Pass (Regular Price)
$8.43 Rp 144.8K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 8,344
$3.53 $3.53
-86.12%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,812
$1.67 $1.67
-73.05%
Taxi 1hour Waiting (Normal Tariff)
$6.28 Rp 107.8K
$29.73 $29.73
-78.88%
Gasoline (1 liter)
$0.85 Rp 14.6K
$0.83 $0.83
2.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 447.8M
$29.8K $29.8K
-12.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K Rp 541.8M
$25.8K $25.8K
22.24%
🧾 Monthly Utilities & Internet
Ubud, Bali
Elko, NV
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.8 Rp 1.4M
$188 $188
-57.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 70.3K
$51.9 $51.9
-92.12%
Internet (50+ Mbps, Unlimited Data)
$24.06 Rp 413.6K
$66.8 $66.8
-63.96%
🎉 Sport & Entertainment
Ubud, Bali
Elko, NV
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$43.42 $43.42
121.53%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 112.2K
-
-
Cinema Ticket
$4.13 Rp 71.1K
$13.64 $13.64
-69.72%
🧸 Childcare & Education
Ubud, Bali
Elko, NV
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.1M
$1,314 $1,314
-77.41%
International Primary School, 1 Child (Yearly)
$6,661 Rp 114.5M
$23.4K $23.4K
-71.58%
👕👟 Clothing & Footwear
Ubud, Bali
Elko, NV
Difference
Jeans (Levis 501 Or Similar)
$55.0 Rp 944.5K
$50.7 $50.7
8.45%
Summer Dress (H&M, Zara, etc)
$38.75 Rp 666.0K
$40.05 $40.05
-3.25%
Sport Shoes (Adidas, Nike)
$89.6 Rp 1.5M
$85.3 $85.3
5.02%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$112 $112
-29.81%
🏠 Accommodation & Living
Ubud, Bali
Elko, NV
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 Rp 17.5M
$1,617 $1,617
-37.02%
1-bedroom Apartment, Outside City Center (Monthly)
$660 Rp 11.3M
$1,374 $1,374
-51.97%
3-bedroom Apartment, City Center (Monthly)
$3,435 Rp 59.0M
$2,603 $2,603
31.96%
3-bedroom Apartment, Outside City Center (Monthly)
$2,053 Rp 35.3M
$2,231 $2,231
-7.97%
Buy Apartment in City Center (m2)
$2,981 Rp 51.2M
$2,449 $2,449
21.69%
Buy Apartment Outside City Center (m2)
$2,368 Rp 40.7M
$2,379 $2,379
-0.48%
💵 Salaries & Financials
Ubud, Bali
Elko, NV
Difference
Average Monthly Net Salary (After Tax)
$172 Rp 3.0M
$5,967 $5,967
-97.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Elko, NV: April 20, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $1,617 in Elko, NV. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3368% higher in Elko, NV, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33 in Ubud, Bali versus $74 in Elko, NV. Monthly groceries follow the same trend: $299 vs $388 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Elko, NV: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Elko, NV?
Elko, NV costs about 87% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Elko, NV?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $3,941 in Elko, NV. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Elko, NV?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Ubud, Bali vs Elko, NV?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $74.0 in Elko, NV. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ubud, Bali or Elko, NV?
Groceries cost about 30% more in Elko, NV, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or Elko, NV?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Elko, NV at $2,627. In Ubud, Bali it covers expenses comfortably, while in Elko, NV it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Elko, NV?
For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $2,627 in Elko, NV. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Elko, NV?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Elko, NV?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elko, NV makes more sense. Both are solid long-term options with distinct trade-offs.

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