Last update: Oct 2026

Cost of Living Comparison Between Elko, NV and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,632 in Elko, NV, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Elko, NV
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Elko, NV Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Elko, NV

🇺🇸 United States

$2,632

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Elko, NV and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elko, NV and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,632 per month in Elko, NV vs $1,353 in Ubud, Bali, rent included.

Elko, NV $2,632
Ubud, Bali $1,353

A couple spends around $3,813 per month in Elko, NV vs $2,297 in Ubud, Bali, rent included.

Elko, NV $3,813
Ubud, Bali $2,297

A family of three spends $4,995 per month in Elko, NV vs $3,241 in Ubud, Bali, rent included.

Elko, NV $4,995
Ubud, Bali $3,241

Elko, NV costs about 94% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.36 $20.36

$3.23 Rp 58.0K

530.34%

Three-Course Dinner for Two, Mid-Range

$74.9 $74.9

$34.88 Rp 626.2K

114.71%

Fast Food Meal (McDonalds, etc)

$11.54 $11.54

$5.70 Rp 102.3K

102.46%

Cappuccino

$5.46 $5.46

$2.62 Rp 47.0K

108.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$1.72 Rp 30.9K

52.91%

Water (0.33 liter bottle)

$2.02 $2.02

$0.81 Rp 14.6K

149.38%

Local Beer (0.5 liter draught)

$6.03 $6.03

$2.65 Rp 47.5K

127.55%

Imported Beer (0.33 liter bottle)

$7.38 $7.38

$4.37 Rp 78.4K

68.88%

Milk (1 liter)

$1.01 $1.01

$1.57 Rp 28.2K

-35.67%

White Bread (500g)

$5.64 $5.64

$2.19 Rp 39.4K

157.53%

Rice (white) (1kg)

$4.40 $4.40

$1.18 Rp 21.1K

272.88%

Eggs

$4.15 $4.15

$2.16 Rp 38.7K

92.13%

Local Cheese (1kg)

$12.52 $12.52

$17.65 Rp 316.9K

-29.07%

Chicken Fillets (1kg)

$11.56 $11.56

$3.78 Rp 67.9K

205.82%

Beef Round Steak (1kg)

$17.30 $17.30

$11.95 Rp 214.6K

44.77%

Apples (1kg)

$4.87 $4.87

$3.60 Rp 64.7K

35.28%

Banana (1kg)

$1.52 $1.52

$1.59 Rp 28.6K

-4.40%

Oranges (1kg)

$4.39 $4.39

$2.31 Rp 41.5K

90.04%

Tomato (1kg)

$4.60 $4.60

$1.91 Rp 34.2K

140.84%

Potato (1kg)

$2.82 $2.82

$1.78 Rp 32.0K

58.43%

Onion (1kg)

$2.93 $2.93

$2.33 Rp 41.8K

25.75%

Lettuce (1 head)

$2.11 $2.11

$1.00 Rp 17.9K

111.00%

Water (1.5 liter bottle)

$2.27 $2.27

$0.53 Rp 9,486

328.30%

Cigarettes 20 Pack (Marlboro, Camel)

$10.06 $10.06

$2.29 Rp 41.0K

339.30%

Wine (Bottle)

$14.79 $14.79

$22.07 Rp 396.4K

-32.99%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$2.35 Rp 42.1K

-15.32%

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$2.98 Rp 53.4K

14.77%

One-way Ticket (Public Transport)

$1.88 $1.88

$0.23 Rp 4,102

717.39%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 159.8K

Taxi Start (Normal Tariff)

$3.16 $3.16

$0.47 Rp 8,445

572.34%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$0.43 Rp 7,718

300.00%

Taxi 1hour Waiting (Normal Tariff)

$33.57 $33.57

$5.47 Rp 98.2K

513.71%

Gasoline (1 liter)

$1.32 $1.32

$0.83 Rp 14.8K

59.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$23.9K Rp 428.7M

16.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K $23.1K

$32.8K Rp 588.7M

-29.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$80.0 Rp 1.4M

151.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.2 $75.2

$6.56 Rp 117.8K

1045.73%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$18.60 Rp 334.0K

277.58%

Gym Membership (Monthly)

$41.44 $41.44

$54.1 Rp 971.7K

-23.43%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 328.2K

Cinema Ticket

$13.78 $13.78

$4.25 Rp 76.4K

224.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,423 $1,423

$493 Rp 8.8M

188.81%

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$5,597 Rp 100.5M

319.71%

Jeans (Levis 501 Or Similar)

$53.7 $53.7

$45.58 Rp 818.4K

17.88%

Summer Dress (H&M, Zara, etc)

$41.59 $41.59

$34.96 Rp 627.8K

18.96%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$77.7 Rp 1.4M

11.73%

Men's Leather Business Shoes

$116 $116

$78.5 Rp 1.4M

47.25%

1-bedroom Apartment, City Center (Monthly)

$1,587 $1,587

$1,131 Rp 20.3M

40.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,318 $1,318

$673 Rp 12.1M

95.84%

3-bedroom Apartment, City Center (Monthly)

$2,655 $2,655

$3,613 Rp 64.9M

-26.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,104 $2,104

$1,702 Rp 30.6M

23.61%

Buy Apartment in City Center (m2)

$2,721 $2,721

$2,717 Rp 48.8M

0.14%

Buy Apartment Outside City Center (m2)

$2,725 $2,725

$2,241 Rp 40.2M

21.61%

Average Monthly Net Salary (After Tax)

$6,085 $6,085

$166 Rp 3.0M

3557.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

13.78

-50.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elko, NV: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elko, NV

$1.3K 50.1%

Ubud, Bali

$673 49.7% 48.9% $645

Groceries & Markets

Elko, NV

$418 15.9%

Ubud, Bali

$287 21.2% 31.3% $131

Monthly Utilities & Internet

Elko, NV

$347 13.2%

Ubud, Bali

$105 7.8% 69.7% $242

Eating Out

Elko, NV

$326 12.4%

Ubud, Bali

$106 7.9% 67.4% $220

Clothing & Footwear

Elko, NV

$134 5.1%

Ubud, Bali

$107 7.9% 20.5% $27

Sport & Entertainment

Elko, NV

$69 2.6%

Ubud, Bali

$63 4.6% 9.3% $6.4

Getting Around

Elko, NV

$19 * 0.7%

Ubud, Bali

$12 0.9% 35.6% $6.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,587 in Elko, NV versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Elko, NV are about 37 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75 in Elko, NV versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $418 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Elko, NV

🇮🇩 Ubud, Bali

🕒 Local time

18:51 6:51 PM

09:51 9:51 AM

15 h ahead of Elko, NV

🌤 Weather

👥 Population

21,018

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.893 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 26, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 17,956 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,119 IDR (100,000 IDR = 4.97 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Elko, NV Ubud, Bali 13,850 km ≈ 18 h nonstop flight

From you

Elko, NV
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elko, NV vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Elko, NV costs about 94% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,948 per month in Elko, NV and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,131 there versus $1,587 in Elko, NV.

A mid-range dinner for two costs $75 in Elko, NV and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 46% more in Elko, NV, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 is a stretch for both – monthly costs hit $2,632 in Elko, NV and $1,353 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elko, NV makes more sense. Both are solid long-term options with distinct trade-offs.