Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Elk Grove, CA

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $4,216 in Elk Grove, CA, rent and utilities included – about $34,400 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Elk Grove, CA
🇺🇸 United States
$4,216
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Elk Grove, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Elk Grove, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $4,216 in Elk Grove, CA.

  • Ubud, Bali $1,353
  • Elk Grove, CA $4,216

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $6,106 in Elk Grove, CA.

  • Ubud, Bali $2,297
  • Elk Grove, CA $6,106

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $7,995 in Elk Grove, CA.

  • Ubud, Bali $3,241
  • Elk Grove, CA $7,995

Living in Ubud, Bali costs roughly 68% less than in Elk Grove, CA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ubud, Bali 0% above, Elk Grove, CA 211% above.

Currency
🍽 Eating Out
Ubud, Bali
Elk Grove, CA
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$22.18 $22.18
-85.44%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$65.0 $65.0
-46.32%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$12.03 $12.03
-52.62%
Cappuccino
$2.62 Rp 47.1K
$7.04 $7.04
-62.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.14 $2.14
-19.63%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$2.59 $2.59
-68.73%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$10.64 $10.64
-75.09%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$10.60 $10.60
-58.77%
🛒 Groceries & Markets
Ubud, Bali
Elk Grove, CA
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.62 $1.62
-3.09%
White Bread (500g)
$2.19 Rp 39.5K
$4.02 $4.02
-45.52%
Rice (white) (1kg)
$1.18 Rp 21.2K
$8.65 $8.65
-86.36%
Eggs
$2.16 Rp 38.8K
$5.47 $5.47
-60.51%
Local Cheese (1kg)
$17.65 Rp 317.7K
$17.48 $17.48
0.97%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$30.55 $30.55
-87.63%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$27.72 $27.72
-56.89%
Apples (1kg)
$3.60 Rp 64.8K
$9.64 $9.64
-62.66%
Banana (1kg)
$1.59 Rp 28.6K
$3.27 $3.27
-51.38%
Oranges (1kg)
$2.31 Rp 41.6K
$10.00 $10.00
-76.90%
Tomato (1kg)
$1.91 Rp 34.3K
$8.03 $8.03
-76.21%
Potato (1kg)
$1.78 Rp 32.1K
$7.55 $7.55
-76.42%
Onion (1kg)
$2.33 Rp 41.9K
$6.16 $6.16
-62.18%
Lettuce (1 head)
$1.00 Rp 18.0K
$3.04 $3.04
-67.11%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$1.95 $1.95
-72.82%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$13.09 $13.09
-82.51%
Wine (Bottle)
$22.07 Rp 397.3K
$20.61 $20.61
7.08%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
-
-
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$8.98 $8.98
-66.82%
🚌 Getting Around
Ubud, Bali
Elk Grove, CA
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$8.09 $8.09
-97.16%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$148 $148
-93.98%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$6.88 $6.88
-93.17%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$3.66 $3.66
-88.25%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
-
-
Gasoline (1 liter)
$0.83 Rp 14.9K
$1.38 $1.38
-39.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$31.2K $31.2K
-23.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$22.5K $22.5K
46.03%
🧾 Monthly Utilities & Internet
Ubud, Bali
Elk Grove, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$255 $255
-68.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$108 $108
-93.92%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$136 $136
-86.29%
🎉 Sport & Entertainment
Ubud, Bali
Elk Grove, CA
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$102 $102
-47.03%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$24.76 $24.76
-26.17%
Cinema Ticket
$4.25 Rp 76.5K
$17.69 $17.69
-75.98%
🧸 Childcare & Education
Ubud, Bali
Elk Grove, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,436 $1,436
-65.69%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$17.9K $17.9K
-68.68%
👕👟 Clothing & Footwear
Ubud, Bali
Elk Grove, CA
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$91.1 $91.1
-49.96%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$89.7 $89.7
-61.03%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$171 $171
-54.68%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$130 $130
-39.40%
🏠 Accommodation & Living
Ubud, Bali
Elk Grove, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$2,269 $2,269
-50.13%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$2,088 $2,088
-67.77%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$3,368 $3,368
7.26%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$3,473 $3,473
-51.00%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$3,900 $3,900
-30.32%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$3,165 $3,165
-29.19%
💵 Salaries & Financials
Ubud, Bali
Elk Grove, CA
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$7,827 $7,827
-97.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.53
111.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Elk Grove, CA: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Elk Grove, CA
$2.1K 210% $1.4K
Groceries & Markets
Ubud, Bali
$287
Elk Grove, CA
$679 * 136% $392
Clothing & Footwear
Ubud, Bali
$107
Elk Grove, CA
$217 104% $110
Eating Out
Ubud, Bali
$106
Elk Grove, CA
$391 268% $285
Monthly Utilities & Internet
Ubud, Bali
$105
Elk Grove, CA
$498 374% $393
Sport & Entertainment
Ubud, Bali
$63
Elk Grove, CA
$138 120% $75
Getting Around
Ubud, Bali
$12
Elk Grove, CA
$205 1553% $193

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $2,269 in Elk Grove, CA. Housing cost is often the main lever when comparing two cities.

Elk Grove, CA pays 4604% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $65.0 in Elk Grove, CA for a mid-range dinner for two. Groceries echo the gap at $287 vs $679 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Elk Grove, CA
🕒 Local time
19:41 7:41 PM
04:41 4:41 AM
15 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
166,913
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Elk Grove, CA 13,480 km ≈ 17 h nonstop flight
From you
  • Ubud, Bali
  • Elk Grove, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Elk Grove, CA: Cost of Living - Frequently Asked Questions
Is Elk Grove, CA cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 212% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Elk Grove, CA?
On paper, salaries run 4604% lower in Elk Grove, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Elk Grove, CA?
Rent for a central apartment: $1,131 in Ubud, Bali versus $2,269 in Elk Grove, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 1562% less than in Elk Grove, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $493 in Ubud, Bali versus $1,436 in Elk Grove, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 a realistic budget for living in Ubud, Bali or in Elk Grove, CA?
At $1,353 in Ubud, Bali versus $4,216 in Elk Grove, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Elk Grove, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Elk Grove, CA more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Elk Grove, CA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Elk Grove, CA?
Safety-wise, Ubud, Bali and Elk Grove, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 212% less than in Elk Grove, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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