Last update: Oct 2026

Cost of Living Comparison Between Elk Grove, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $4,216 in Elk Grove, CA, rent and utilities included – about $34,400 less a year. Rent and utilities account for most of the difference.

205

Cost of Living Index in Elk Grove, CA
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Elk Grove, CA Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Elk Grove, CA

🇺🇸 United States

$4,216

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Elk Grove, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elk Grove, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,216 in Elk Grove, CA versus $1,353 in Ubud, Bali.

Elk Grove, CA $4,216
Ubud, Bali $1,353

Estimated couple costs with rent: $6,106 in Elk Grove, CA versus $2,297 in Ubud, Bali.

Elk Grove, CA $6,106
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $7,995 in Elk Grove, CA versus $3,241 in Ubud, Bali.

Elk Grove, CA $7,995
Ubud, Bali $3,241

Living in Elk Grove, CA is roughly 212% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Elk Grove, CA 211% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$22.18 $22.18

$3.23 Rp 58.1K

586.69%

Three-Course Dinner for Two, Mid-Range

$65.0 $65.0

$34.88 Rp 627.8K

86.30%

Fast Food Meal (McDonalds, etc)

$12.03 $12.03

$5.70 Rp 102.5K

111.05%

Cappuccino

$7.04 $7.04

$2.62 Rp 47.1K

168.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$1.72 Rp 31.0K

24.42%

Water (0.33 liter bottle)

$2.59 $2.59

$0.81 Rp 14.6K

219.75%

Local Beer (0.5 liter draught)

$10.64 $10.64

$2.65 Rp 47.7K

301.51%

Imported Beer (0.33 liter bottle)

$10.60 $10.60

$4.37 Rp 78.6K

142.56%

Milk (1 liter)

$1.62 $1.62

$1.57 Rp 28.3K

3.18%

White Bread (500g)

$4.02 $4.02

$2.19 Rp 39.5K

83.56%

Rice (white) (1kg)

$8.65 $8.65

$1.18 Rp 21.2K

633.05%

Eggs

$5.47 $5.47

$2.16 Rp 38.8K

153.24%

Local Cheese (1kg)

$17.48 $17.48

$17.65 Rp 317.7K

-0.96%

Chicken Fillets (1kg)

$30.55 $30.55

$3.78 Rp 68.0K

708.20%

Beef Round Steak (1kg)

$27.72 $27.72

$11.95 Rp 215.1K

131.97%

Apples (1kg)

$9.64 $9.64

$3.60 Rp 64.8K

167.78%

Banana (1kg)

$3.27 $3.27

$1.59 Rp 28.6K

105.66%

Oranges (1kg)

$10.00 $10.00

$2.31 Rp 41.6K

332.90%

Tomato (1kg)

$8.03 $8.03

$1.91 Rp 34.3K

320.42%

Potato (1kg)

$7.55 $7.55

$1.78 Rp 32.1K

324.16%

Onion (1kg)

$6.16 $6.16

$2.33 Rp 41.9K

164.38%

Lettuce (1 head)

$3.04 $3.04

$1.00 Rp 18.0K

204.00%

Water (1.5 liter bottle)

$1.95 $1.95

$0.53 Rp 9,509

267.92%

Cigarettes 20 Pack (Marlboro, Camel)

$13.09 $13.09

$2.29 Rp 41.1K

471.62%

Wine (Bottle)

$20.61 $20.61

$22.07 Rp 397.3K

-6.62%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$8.98 $8.98

$2.98 Rp 53.6K

201.34%

One-way Ticket (Public Transport)

$8.09 $8.09

$0.23 Rp 4,112

3417.39%

Public Transport Monthly Pass (Regular Price)

$148 $148

$8.90 Rp 160.2K

1562.02%

Taxi Start (Normal Tariff)

$6.88 $6.88

$0.47 Rp 8,466

1363.83%

Taxi (Normal Tariff) (1km)

$3.66 $3.66

$0.43 Rp 7,737

751.16%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$1.38 $1.38

$0.83 Rp 14.9K

66.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K $31.2K

$23.9K Rp 429.8M

30.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K $22.5K

$32.8K Rp 590.1M

-31.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 $255

$80.0 Rp 1.4M

218.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$108 $108

$6.56 Rp 118.1K

1544.51%

Internet (50+ Mbps, Unlimited Data)

$136 $136

$18.60 Rp 334.8K

629.57%

Gym Membership (Monthly)

$102 $102

$54.1 Rp 974.1K

88.78%

Tennis Court (1 Hour on Weekend)

$24.76 $24.76

$18.28 Rp 329.0K

35.45%

Cinema Ticket

$17.69 $17.69

$4.25 Rp 76.5K

316.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,436 $1,436

$493 Rp 8.9M

191.42%

International Primary School, 1 Child (Yearly)

$17.9K $17.9K

$5,597 Rp 100.7M

219.29%

Jeans (Levis 501 Or Similar)

$91.1 $91.1

$45.58 Rp 820.4K

99.85%

Summer Dress (H&M, Zara, etc)

$89.7 $89.7

$34.96 Rp 629.4K

156.61%

Sport Shoes (Adidas, Nike)

$171 $171

$77.7 Rp 1.4M

120.65%

Men's Leather Business Shoes

$130 $130

$78.5 Rp 1.4M

65.03%

1-bedroom Apartment, City Center (Monthly)

$2,269 $2,269

$1,131 Rp 20.4M

100.51%

1-bedroom Apartment, Outside City Center (Monthly)

$2,088 $2,088

$673 Rp 12.1M

210.29%

3-bedroom Apartment, City Center (Monthly)

$3,368 $3,368

$3,613 Rp 65.0M

-6.77%

3-bedroom Apartment, Outside City Center (Monthly)

$3,473 $3,473

$1,702 Rp 30.6M

104.06%

Buy Apartment in City Center (m2)

$3,900 $3,900

$2,717 Rp 48.9M

43.52%

Buy Apartment Outside City Center (m2)

$3,165 $3,165

$2,241 Rp 40.3M

41.22%

Average Monthly Net Salary (After Tax)

$7,827 $7,827

$166 Rp 3.0M

4604.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

13.78

-52.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elk Grove, CA: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elk Grove, CA

$2.1K 49.5%

Ubud, Bali

$673 49.7% 67.8% $1.4K

Groceries & Markets

Elk Grove, CA

$679 * 16.1%

Ubud, Bali

$287 21.2% 57.7% $392

Monthly Utilities & Internet

Elk Grove, CA

$498 11.8%

Ubud, Bali

$105 7.8% 78.9% $393

Eating Out

Elk Grove, CA

$391 9.3%

Ubud, Bali

$106 7.9% 72.8% $285

Clothing & Footwear

Elk Grove, CA

$217 5.1%

Ubud, Bali

$107 7.9% 50.9% $110

Getting Around

Elk Grove, CA

$205 4.9%

Ubud, Bali

$12 0.9% 94% $193

Sport & Entertainment

Elk Grove, CA

$138 3.3%

Ubud, Bali

$63 4.6% 54.5% $75

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,269 in Elk Grove, CA and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Elk Grove, CA pays 4604% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Elk Grove, CA vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $679 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Elk Grove, CA

🇮🇩 Ubud, Bali

🕒 Local time

03:52 3:52 AM

18:52 6:52 PM

15 h ahead of Elk Grove, CA

🌤 Weather

👥 Population

166,913

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Elk Grove, CA Ubud, Bali 13,480 km ≈ 17 h nonstop flight

From you

Elk Grove, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elk Grove, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and utilities. The 212% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 4604% higher in Elk Grove, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,269 in Elk Grove, CA versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 1562% less than in Elk Grove, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,436 in Elk Grove, CA versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,353 in Ubud, Bali versus $4,216 in Elk Grove, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Elk Grove, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Elk Grove, CA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Elk Grove, CA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 212% less than in Elk Grove, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.