Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Dumaguete

For one person, living is cheaper in Dumaguete: $790 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Dumaguete
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Dumaguete Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Dumaguete

🇵🇭 Philippines

$790

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Dumaguete

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Dumaguete actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $790 in Dumaguete.

Ubud, Bali $1,349
Dumaguete $790

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,195 in Dumaguete.

Ubud, Bali $2,305
Dumaguete $1,195

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,600 in Dumaguete.

Ubud, Bali $3,261
Dumaguete $1,600

Living in Ubud, Bali is roughly 71% more expensive than in Dumaguete, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$3.82 ₱242

-13.09%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$15.47 ₱982

130.38%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.23 ₱268

30.73%

Cappuccino

$2.72 Rp 49.3K

$2.22 ₱141

22.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.72 ₱45.42

136.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.43 ₱27.00

76.74%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.37 ₱86.9

93.43%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.83 ₱116

139.34%

Milk (1 liter)

$1.49 Rp 27.1K

$1.66 ₱105

-10.24%

White Bread (500g)

$2.28 Rp 41.3K

$1.31 ₱83.3

74.05%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.92 ₱58.6

29.35%

Eggs

$2.04 Rp 36.9K

$1.79 ₱113

13.97%

Local Cheese (1kg)

$17.70 Rp 321.2K

$8.57 ₱544

106.53%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.40 ₱279

-10.00%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$6.86 ₱436

77.70%

Apples (1kg)

$3.66 Rp 66.3K

$1.54 ₱97.6

137.66%

Banana (1kg)

$1.52 Rp 27.5K

$1.27 ₱80.8

19.69%

Oranges (1kg)

$2.23 Rp 40.4K

$3.44 ₱218

-35.17%

Tomato (1kg)

$1.97 Rp 35.8K

$1.28 ₱81.0

53.91%

Potato (1kg)

$1.85 Rp 33.5K

$2.52 ₱160

-26.59%

Onion (1kg)

$2.42 Rp 44.0K

$1.58 ₱100

53.16%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.81 ₱51.7

22.22%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.57 ₱36.14

-10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.32 ₱148

-4.31%

Wine (Bottle)

$22.24 Rp 403.6K

$8.45 ₱537

163.20%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.14 ₱72.3

98.25%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.27 ₱80.7

133.86%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.30 ₱18.99

-16.67%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$11.33 ₱720

-30.98%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$0.69 ₱43.72

-36.23%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.15 ₱9.38

186.67%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$2.13 ₱135

153.99%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.09 ₱69.3

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$20.2K ₱1.3M

17.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$19.0K ₱1.2M

66.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$66.5 ₱4,220

18.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$9.65 ₱613

-33.16%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$26.12 ₱1,659

-28.87%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$31.13 ₱1,977

58.95%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$3.83 ₱243

360.84%

Cinema Ticket

$4.27 Rp 77.6K

$7.19 ₱457

-40.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$56.4 ₱3,585

769.14%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$1,650 ₱104.8K

243.92%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$93.0 ₱5,908

-52.02%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$31.24 ₱1,984

11.88%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$100 ₱6,372

-20.36%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$111 ₱7,020

-28.15%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$233 ₱14.8K

382.02%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$202 ₱12.9K

231.85%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$416 ₱26.4K

756.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$344 ₱21.9K

400.62%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,045 ₱193.4K

-10.29%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$674 ₱42.8K

238.80%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$278 ₱17.6K

-41.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Dumaguete: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Dumaguete

$202 25.6% 69.9% $469

Groceries & Markets

Ubud, Bali

$288 21.4%

Dumaguete

$190 24.1% 34.1% $98

Eating Out

Ubud, Bali

$108 8%

Dumaguete

$85 10.8% 21.2% $23

Clothing & Footwear

Ubud, Bali

$108 8%

Dumaguete

$151 19.1% 40.3% $43

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Dumaguete

$102 12.9% 1.8% $1.9

Sport & Entertainment

Ubud, Bali

$58 4.3%

Dumaguete

$46 5.8% 21.6% $13

Getting Around

Ubud, Bali

$11 0.9%

Dumaguete

$14 1.8% 22.2% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $233 in Dumaguete. Housing cost is often the main lever when comparing two cities.

Dumaguete pays 70% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $15 in Dumaguete for a mid-range dinner for two. Groceries echo the gap at $288 vs $190 per month, with Dumaguete cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Dumaguete

🕒 Local time

03:09 3:09 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

134,103

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of November 2, 2026: 1 USD = 63.51 PHP (100 PHP = 1.57 USD). 1 EUR = 70.87 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Dumaguete 2,170 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Dumaguete

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dumaguete: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $790 in Dumaguete, so Dumaguete is about 41% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 41% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $233 in Dumaguete. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $790 in Dumaguete – Dumaguete is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 31% less than in Dumaguete. The price difference matters if you commute daily and watch your budget.

At $790 in Dumaguete versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Dumaguete but tight or insufficient in Ubud, Bali. The gap between the two cities makes Dumaguete the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Dumaguete are both considered safe, so it’s unlikely to be the deciding factor between them.